3105 Bay Oaks
Condos for Sale in Tampa, FL
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2024–2024; 4 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). As of September 2026, the MLS records 17 closed sales in 3105 Bay Oaks Condominium in Tampa, FL since 2024, the most recent in October 2025. Across Tampa as a whole, 4,890 homes closed in the last 12 months at a median of $442,500, 39 median days on market, with 1,287 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,960 ($6,340 with the full homestead exemption).
This is a single-building condominium in Tampa, and with only one closing in the window there is no reliable price story to tell yet. What sets value here is unit-level: floor, exposure, condition, and how the association manages reserves and assessments. Treat any single sale as one data point, not a trend.
For a buyer, that thin recent activity means you should lean on the association's financials and current listings rather than comparable sales alone. For a seller, expect that pricing will hinge on your specific unit's condition and the building's dues structure, and be prepared for a longer proof-of-value conversation with appraisers when comps are scarce.
Nearby homes for sale
No active listings inside 3105 BAY OAKS CONDOMINIUM right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bay Oaks Condominium is a small, building-specific community in Tampa's Hillsborough County, where value is driven far more by the individual unit and the health of the association than by any neighborhood-wide market signal.
Stellar MLS sales records identify 7 homes in 3105 BAY OAKS CONDOMINIUM that have changed hands since 2024, built between 2024 and 2024 (median 2024), with a median living area of about 2,940 sq ft and a typical 3-bedroom, 3.5-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who 3105 Bay Oaks Condominium is best for.
Best for
- Buyers seeking a lock-and-leave condo in Hillsborough County who value low exterior upkeep
- Buyers comfortable underwriting a purchase on association financials rather than sales trends
- Long-hold owners who prioritize building condition over quick resale liquidity
Probably not for
- Buyers who need multiple recent comparable sales to justify an offer
- Buyers unwilling to review reserve studies, dues history, and assessment risk
- Investors counting on fast, predictable resale in a limited-inventory building
The market around 3105 Bay Oaks Condominium
3105 Bay Oaks Condominium is a small community — 1 recorded sale on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33629, 229 homes are on the market and 28% are under contract — a steady corner of Tampa.
Across Hillsborough County, 6,259 homes are active and 2,098 pending (25% under contract).
Homes here are condominium.
In ZIP 33629 (TAMPA), 600 homes closed in the last 12 months at a median of $1.20M ($488/sq ft), up 14.8% year over year, with a median 39 days on market. Right now 50 active and 27 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 33629 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not 3105 Bay Oaks Condominium specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in 3105 Bay Oaks Condominium
Live MLS inventory for 3105 Bay Oaks Condominium. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending 3105 Bay Oaks Condominium listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2025. Tap any home to ask about it.
3105 Bay Oaks Condominium on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Roosevelt-HB · Elementary
- Coleman-HB · Middle
- Plant-HB · High
Zoned schools reflect the assignments reported on recent 3105 Bay Oaks Condominium listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any 3105 Bay Oaks Condominium address.
Shop the zone: Homes zoned for Plant-Hb High School
The 3105 Bay Oaks Condominium buying strategy.
If we were buying in 3105 Bay Oaks Condominium today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in 3105 Bay Oaks Condominium.
A building-level market, not a neighborhood one
In a condominium this contained, the numbers that matter are not on a regional dashboard. They live in the association's budget: reserve funding, any pending or recent special assessments, insurance posture, and monthly dues. Those factors move a condo's real cost more than a headline price ever will, and they belong at the top of your diligence list.
With just one closing on record in the current window, comparable-sale support is limited. That is not a red flag by itself, but it does mean pricing is condition-driven and negotiable on the merits of the specific unit. Ask for the full financial packet early, and read the meeting minutes before you read the listing description.
The location and the amenities are priced into every listing in 3105 Bay Oaks Condominium. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When recent sales are thin, guesswork is expensive. We dig into the association documents, dues history, and any assessment activity so your offer or your list price reflects the building's actual condition — not a rounded-off number pulled from an empty comp set.
3105 Bay Oaks Condominium in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a 3105 Bay Oaks Condominium buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed 3105 Bay Oaks Condominium sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in 3105 Bay Oaks Condominium, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your 3105 Bay Oaks Condominium home worth?
Get a no-obligation home value based on real comparable sales in 3105 Bay Oaks Condominium, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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28% of homes for sale in ZIP 33629 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
3105 Bay Oaks Condominium Market Scorecard
3105 Bay Oaks Condominium is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $3,487,500, and homes go under contract in about 42 days.
Typical home value in the 33629 ZIP is $1,041,130, about 31.9% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Do cash buyers compete in 3105 Bay Oaks Condominium?
Who is the best real estate agent for 3105 Bay Oaks Condominium?
How do I find a top Tampa real estate agent who knows 3105 Bay Oaks Condominium?
Can Momentum Realty connect me with an agent for 3105 Bay Oaks Condominium?
Should you buy in 3105 Bay Oaks Condominium?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2024 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how 3105 BAY OAKS CONDOMINIUM fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near 3105 Bay Oaks with Momentum Realty’s local guides.