Gated Communities in Tampa, FL

Looking for gated communities in Tampa, FL? Momentum tracks 76 Tampa communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Tampa gated communities at a glance

Communities tracked

$515,000

Median sale price

76 days

Median days on market

645

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
Beach Park · agent	Tampa	$1.28M	–	84 d
Golfland of Tampas North Side · agent	Tampa	$400,000	–	13 d
Waterchase · agent	Tampa	$1.05M	–	74 d
Grand Central at Kennedy · agent	Tampa	$330,000	–	65 d
Hunter's Green · agent	Tampa	$562,000	–	48 d
Heritage Isles · agent	Tampa	$429,000	–	46 d
The Place at Channelside · agent	Tampa	$449,000	–	51 d
Arbor Greene · agent	Tampa	$582,000	–	61 d
Harbour Place City Homes · agent	Tampa	$398,000	–	92 d
Oxford Place at Tampa Palms · agent	Tampa	$170,000	–	44 d
Regency Cove · agent	Tampa	$98,000	–	280 d
Ridgewood Park · agent	Tampa	$1.54M	–	120 d
Cross Creek · agent	Tampa	$382,000	–	87 d
Palm River Townhomes · agent	Tampa	$358,000	–	67 d
The Highlands at Hunter's Green · agent	Tampa	$150,000	–	129 d
Tampa Palms · agent	Tampa	$655,000	–	42 d
Westpark Preserve · agent	Tampa	$318,000	–	35 d
Esplanade of Tampa · agent	Tampa	$540,000	–	43 d
Montague Chase · agent	Tampa	$394,000	–	37 d
Live Oak Preserve · agent	Tampa	$534,000	–	76 d
Morrison Grove · agent	Tampa	$2.20M	–	324 d
Tampa Palms · agent	Tampa	$548,000	–	–
Bayshore Pointe Townhomes · agent	Tampa	$425,000	–	–
Westwood Lakes · agent	Tampa	$565,000	–	22 d
The Marina Club of Tampa · agent	Tampa	$210,000	–	147 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Every other tracked gated communities in Tampa

What gates change about ownership

Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.

Due diligence before you buy behind a gate

Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.

What it costs to own here

At Hillsborough County’s typical combined millage of 15.73 mills, a purchase at $515,000 (the median across these Tampa gated communities) generates roughly $8,100 a year in property tax before exemptions — about $675 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Hillsborough County average about $1,816 a year ($151 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Hillsborough County near $2,309 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Hillsborough County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Hillsborough County right now

In the most recent IRS migration data (2022-2023), Hillsborough County lost a net 1,186 people to relocation, with the largest inbound flows from NY, TX, NJ. Households moving IN reported average incomes of $77,979 versus $72,366 for those leaving — the income mix of demand, straight from tax filings. Population is up about 8.0% over the recent multi-year window. On the supply side, builders pulled 8,696 residential permits in Hillsborough County in 2025 (4,295 single-family), down 3.9% year over year — against 17,443 at the 2022 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 3.0% versus its income-and-rent fundamentals.

Explore more of Tampa

Run the numbers in Hillsborough County

Common questions

How many gated communities does Tampa, FL have?

Momentum currently tracks 76 communities in Tampa with evidence of gated community living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Tampa gated communities cost?

The median sale price across tracked gated communities in Tampa is about $515,000, varying widely by community - see the table for community-level medians.

How does Momentum classify a community as one of the gated communities?

A community appears here when we find gate, guard house or controlled-access amenities reported on MLS listings or verified amenity records for the community. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

How much is home insurance in Hillsborough County?

Citizens Property Insurance policies in Hillsborough County average about $1,816 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Hillsborough County?

Typical combined millage in Hillsborough County is about 15.73 mills - roughly 1.57% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.