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Andover House at Lakeland Harbour in Lakeland

Andover House at
Lakeland Harbour

1964 era condominium · Polk County · ZIP 33805

A 1964 era lakefront condo in a 55+ age restricted community at 1600 West Lake Parker Drive, the residential read for owner occupiers on Lake Parker.

Lake Parker waterfront55+ age restrictedOwner occupier condo
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is one building inside a single condo association, so the honest read is the association, the reserves, the condo insurance, and the lakefront picture, not a townwide average. Confirm every line per unit and per the latest association documents.
Free · No obligation
Unlock Off-Market Andover House at Lakeland Harbour

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Andover House is one of four buildings in the Lakeland Harbour condo association, not a master plan, so the read is a condo read: a mid 1960s era low rise where the value drivers are the association financial health, the reserve funding, the condo insurance line, and the specific unit, not a neighborhood average. As a 55+ / age restricted (HOPA) community built in the 1964 to 1965 era, it is older stock, so Florida condo safety rules that now require structural reserve studies make the reserve and assessment picture central to the read. The association has been investing in the campus, including a pool resurfacing in 2025 and roof and water line work, which is the kind of upkeep that supports value but also shows up in the budget. Its Lake Parker position is the draw, so confirm the FEMA flood zone, the flood and wind insurance, and any storm history for the exact unit. Your leverage is reading the association budget, the reserves, and the insurance math honestly before you fall for the lakefront view."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Andover House is one of four condominium buildings that make up Lakeland Harbour, a 55+ / age restricted (HOPA) community at 1600 West Lake Parker Drive in Lakeland, on the west side of Lake Parker in Polk County (Lakeland Harbour association site and Polk County listing guides, 2026). The community contains about 62 one and two bedroom residences, and listing guides describe Andover House units in the range of roughly 600 to 900 square feet; confirm the exact size, bedroom count, and exposure for any specific unit.

The community dates to the 1964 to 1965 era, with Andover House described as a 1964 era building (Polk County listing guides and the association site, 2026). That makes it older condo stock, so the milestone and reserve study rules under Florida condo safety law are central to the read here, and the current reserve study and budget have to be read for any unit.

Because this is one building inside one association, the money is made or lost on the association and the unit, not on the address. The drivers are the monthly assessment, the reserve funding under Florida current condo safety rules, the condo and flood insurance lines, and the specific unit floor, exposure, and condition, all of which have to be read from the current association documents and an insurance quote for the exact unit.

The pitch is a lakefront 55+ address with amenities: the association site and listing guides cite a heated community pool, a clubhouse, shuffleboard, and a private fishing dock on Lake Parker, with a paved lakefront trail toward Lake Parker Park. Lakeland is positioned between Tampa and Orlando with access to Interstate 4, and Lakeland Regional Health is nearby. The work is the diligence: read the budget and reserves, quote the insurance, and check the flood and lakefront picture before you buy the view.

Quick Match

Who Andover House at Lakeland Harbour is best for.

Best for

  • Owner occupiers age 55+ who want a lock and leave lakefront condo
  • Buyers who want Lake Parker access, a pool, and a fishing dock
  • Buyers who value a central Lakeland location between Tampa and Orlando
  • Buyers who will read the association budget, reserves, and insurance closely

Probably not for

  • Buyers who want a single-family home with a private yard
  • Anyone who does not meet the 55+ age restricted occupancy rules
  • Anyone unwilling to verify dues, reserves, and the flood zone per unit
  • Buyers who want brand new construction with the latest amenities
Market Pulse

How Andover House at Lakeland Harbour is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 30, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Andover House at Lakeland Harbour listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Andover House at Lakeland Harbour buys, holds, and resells. See the five factors.

Interactive Map

Andover House at Lakeland Harbour on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Optional, member-owned club, separate from the POA
  • ~$30M renovation underway, 2026 to 2028
  • 18-hole course, clubhouse, pool, 10 clay courts
  • Strong value vs Ponte Vedra clubs
  • Budget the membership separately from the home

Andover House is one building inside the Lakeland Harbour condo community rather than a standalone neighborhood, so the lifestyle is 55+ lakefront condo living on Lake Parker. The association site and listing guides describe shared amenities including a heated community pool, a clubhouse, shuffleboard, and a private fishing dock, with a paved lakefront trail toward Lake Parker Park. The association has invested in the campus, including a pool resurfacing in 2025 and roof and water line work. Amenities, pet rules, and approval requirements vary, so confirm the current rules and what each unit includes with the association before you buy.

Nearby & Commute

How far is everything?

The takeaway

Andover House trades a yard for a lakefront 55+ address, with Lake Parker and the dock at the door, central Lakeland close, and Tampa and Orlando a manageable drive via Interstate 4.

Drive and walk times from the building. They are approximate and vary with traffic and your exact routine.

Lake Parker and lakefront dock~1 min walk · at the door
Lake Parker Park~5 min · via the lakefront trail
Downtown Lakeland~5 to 10 min · shops and dining
Lakeland Regional Health~5 to 10 min · medical center
Interstate 4 access~5 to 10 min · to Tampa or Orlando
Tampa~40 to 55 min · to the west
Orlando~50 to 65 min · to the east

Distances and times are approximate and vary with traffic and the specific unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Andover House atLakeland Harbour with Momentum Realty’s local guides.

OHOveida HeightsLakeland, FL · 0.2 miLALakelandHarbourLakeland, FL · 0.4 miGHGoldenNorthgate Homes for Sale in Lakeland, FLLakeland, FL · 0.4 miWPWashington Park,North LakelandLakeland, FL · 0.5 miOROrangewoodLakeland, FL · 0.6 miCHClaridge House atLakeland HarbourLakeland, FL · 0.7 miSPSpinnakerSoundLakeland, FL · 1.2 miSHSkyviewEstates Homes for Sale in Lakeland, FLLakeland, FL · 1.3 miWAWilson Acres Homes for Sale in Lakeland, FLLakeland, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Andover House at Lakeland Harbour (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Andover House at Lakeland Harbour is served by Polk County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Polk County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Andover House at Lakeland Harbour address.

The takeaway

What is actually shaping value at Andover House at Lakeland Harbour: Florida condo safety and reserve rules on older buildings, the association investment in the campus, and the central Lakeland location between Tampa and Orlando. Each item is sourced and dated.

Recent Developments in Andover House at Lakeland Harbour

Development Intelligence

Our read on what is being built around Andover House at Lakeland Harbour, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAssociation reinvestment in the pool, roofs, and water lines supports the campus, with the watch items being reserve and assessment requirements under Florida condo law on older stock and the lakefront flood insurance picture.

Florida condo reserve study and safety rules on older buildings

2025
NeutralMajor impact
SignificanceRadius: Community

Mandatory structural integrity reserve studies on older condos can raise dues or trigger assessments, so the reserve and budget read is essential diligence here.

Association campus reinvestment

2025
BullishNotable impact
SignificanceRadius: Community

The association has invested in the pool, roofs, and water lines, the kind of upkeep that supports long term value but shows up in the budget.

Lake Parker lakefront and flood exposure

Ongoing
NeutralNotable impact
SignificanceRadius: Community

As a lakefront community, the FEMA flood zone, elevation, and insurance quote are critical per unit.

55+ age restricted occupancy

Ongoing
NeutralNotable impact
SignificanceRadius: Community

As a HOPA community, the 55+ occupancy and approval rules shape the buyer pool, so confirm the rules before you offer.

Older condo stock and maintenance

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Mid 1960s era buildings carry ongoing maintenance needs, so read the condition and the reserves rather than the finishes alone.

Central Lakeland location

Ongoing
BullishNotable impact
SignificanceRadius: Area

A position between Tampa and Orlando with Interstate 4 access and nearby healthcare underpins steady demand for Lakeland condos.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Andover House at Lakeland Harbour, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Regulation

    Florida condo reserve study and milestone inspection deadlines take effect

    Under Florida condo safety laws, unit owner associations had to complete structural integrity reserve studies by the end of 2025, with milestone structural inspections required for older buildings, generally at 25 years near the coast and 30 years inland. Why it matters: Reserve and assessment requirements now shape the carrying cost of every older Florida condo, so the reserve study and budget are core diligence at a mid 1960s era community like this. Source

Development alerts for Andover House at Lakeland HarbourGet a short monthly email when something new is approved, funded, or opens near Andover House at Lakeland Harbour.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Andover House at Lakeland Harbour buying strategy.

If we were buying in Andover House at Lakeland Harbour, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the 55+ age restricted occupancy rules. This is a HOPA community, so verify the occupancy and approval requirements with the association before you offer.

2

Read the association budget and reserves first. In a mid 1960s era condo, the reserve funding and any planned assessments under Florida condo safety rules drive the real carrying cost more than the assessment line.

3

Quote condo and flood insurance for the exact unit. On a lakefront building, the flood and wind lines and the master policy deductible can move the monthly math, so get the real numbers early.

4

Check the FEMA flood zone and lakefront picture. Confirm the zone, the elevation, and any past water intrusion for the specific unit on Lake Parker.

5

Compare the other Lakeland Harbour buildings, such as the rest of Lakeland Harbour, since unit, exposure, and condition vary across the four buildings in the same association.

The Quick Decision
Best Buy
An updated unit with a good exposure in a well reserved association
Biggest Risk
Underbudgeting reserves, special assessments, and lakefront insurance
Best Lot
A unit with a documented flood read and a strong lakefront exposure
Smart Timing
Confirm the 55+ rules, budget, reserves, and insurance before you offer
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Andover House is one building inside the Lakeland Harbour condo community rather than a standalone neighborhood, so the lifestyle is 55+ lakefront condo living on Lake Parker. The association site and listing guides describe shared amenities including a heated community pool, a clubhouse, shuffleboard, and a private fishing dock, with a paved lakefront trail toward Lake Parker Park. The association has invested in the campus, including a pool resurfacing in 2025 and roof and water line work. Amenities, pet rules, and approval requirements vary, so confirm the current rules and what each unit includes with the association before you buy.

Andover House at Lakeland Harbour Homes For Sale

What your money buys in Andover House at Lakeland Harbour.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Andover House at Lakeland Harbour today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Unit

A smaller one bedroom needing updates, the affordable way into the community, where condition and exposure drive value.

Lowest entry
The Core Unit

A two bedroom in solid condition with a good exposure, the heart of the community resale market.

Most inventory
The Top

An updated two bedroom with the best lakefront exposure, the units that hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Unit
A smaller one bedroom needing updates, the affordable way into the community, where condition and exposure drive value.
The Core Unit
A two bedroom in solid condition with a good exposure, the heart of the community resale market.
The Top
An updated two bedroom with the best lakefront exposure, the units that hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Andover House at Lakeland Harbour, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Andover House at Lakeland Harbour is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Andover House at Lakeland Harbour holds value.

Our read on the factors that protect resale here, and the one to manage.

Building age1964 era building, older condo stock
Reserve and assessment riskRead reserve study and any assessments
Flood and insurance exposureLakefront, verify zone and quote per unit
Location and amenitiesLake Parker, pool, clubhouse, dock
Unit interior updatesVaries by unit, read condition per listing

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Andover House at Lakeland Harbour

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Andover House at Lakeland Harbour1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Andover House at Lakeland Harbour2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Andover House at Lakeland Harbour3

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Andover House at Lakeland Harbour4

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Andover House at Lakeland Harbour5

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Andover House is one 1964 era building in one 55+ association, not a neighborhood average. The deal is won or lost on the association, the reserves, the insurance, and the unit.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.8B- · Buy Score
Resale Strength6.6/10
Renovation Risk5.5/10
Location Efficiency7.8/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Andover House at Lakeland Harbour is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In a small association, the unit and exposure set value
  • Lakefront exposures and updated interiors hold value best
  • Confirm the FEMA flood zone and lakefront picture per unit
  • Read the reserve study before you read the finishes
  • Quote condo and flood insurance for the exact unit

In a small condo association, the part of your money the market protects is the unit exposure and condition, plus the financial health of the association behind it. A good lakefront exposure and a well funded reserve hold value better than a lesser exposure in a building facing assessments. The interior can be renovated; the exposure, the lakefront, and the flood picture cannot. Read the reserve study, the budget, the flood zone, and the 55+ rules first, then price the condition of the unit against them.

The 15-Second Verdict

Andover House at Lakeland Harbour in 15 seconds.

Best forOwner occupiers age 55+ who want a lakefront condo on Lake Parker.
Biggest advantageA lakefront 55+ community with a pool, clubhouse, and fishing dock in central Lakeland.
Biggest riskReserves, special assessments, and lakefront insurance on older condo stock under Florida condo rules.
Sweet spotAn updated unit with a strong exposure in a well reserved association.
Avoid ifYou want a single-family home or do not meet the 55+ occupancy rules.

Condo Dues, Reserves & Insurance

15-Second Take
  • Read the reserve study and budget, not just the assessment
  • Ask about any special assessments under Florida condo rules
  • Confirm what the master policy covers and the deductible
  • Carry your own HO-6 plus a flood quote on the lakefront
  • Verify the flood zone and the 55+ occupancy rules per unit

This is a condominium, so a monthly association assessment applies and typically covers building operations, master insurance, common area maintenance, and shared amenities. The association site cites a monthly assessment around the high three hundreds for one and two bedroom units as of 2026, but the assessment line alone does not tell the story; the reserve funding and any special assessments matter more. Confirm the current assessment, the reserve study, and any pending assessments from the latest association documents for the exact unit.

Listing guides for Andover House describe the association assessment as covering items such as internet, cable, water, sewer, trash, roof, and exterior maintenance, plus the shared amenities such as the pool, clubhouse, and dock. Owners still carry their own interior (HO-6) coverage and, on the lakefront, should confirm flood coverage. Verify exactly what the assessment covers and what each owner must insure separately.

Run Your Numbers

Tools for a Andover House at Lakeland Harbour buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in Andover House at Lakeland Harbour.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Andover House at Lakeland Harbour

Price to the unit, the condition, and the association health, not a community average.

Selling here means pricing to your specific unit and the building financial health, not a community wide estimate. The exposure, the condition of the unit, the updates, and the strength of the association reserves are what set your number on the lakefront.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Andover House at Lakeland Harbour, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Lakeland Harbour Condominiums, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Andover House at Lakeland Harbour home worth?

Get a no-obligation home value based on real comparable sales in Andover House at Lakeland Harbour matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Andover House at Lakeland Harbour on the map →
Or get your Andover House at Lakeland Harbour home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Andover House at Lakeland Harbour year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Polk County typical true cost to own
$110/mo
Polk County typical home insurance
No CDD
No community development district bond

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Andover House at Lakeland Harbour Market Scorecard

Strong seller's market

Andover House at Lakeland Harbour is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 58 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
58
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Andover House at Lakeland Harbour?
It is one of four condominium buildings at Lakeland Harbour, at 1600 West Lake Parker Drive in Lakeland, Polk County, ZIP 33805, on the west side of Lake Parker in the Lakeshore area.
Is this a 55+ community?
Yes. Lakeland Harbour is a 55+ / age restricted (HOPA) community (association site, 2026). Confirm the exact occupancy and approval rules with the association before you offer.
When was the building built?
Listing guides and the association site place the community in the 1964 to 1965 era, with Andover House described as a 1964 era building (Polk County listing guides and the association site, 2026). That makes it older condo stock.
How many units are in the community?
The association site describes Lakeland Harbour as four buildings containing about 62 one and two bedroom residential units (association site, 2026). Confirm the exact unit count and building layout with the association.
What unit types are available?
Listing guides cite one and two bedroom floor plans, with sizes in a range of roughly 600 to 900 square feet. Confirm the exact size, bedroom count, and exposure for any specific unit.
What does the condo association assessment cover?
Listing guides for Andover House describe the assessment as covering items such as internet, cable, water, sewer, trash, roof, and exterior maintenance, plus the shared amenities. Owners still carry their own interior coverage. Confirm the exact inclusions and the current assessment from the association documents.
Do Florida condo safety rules affect this building?
Florida now requires structural integrity reserve studies, and milestone structural inspections apply to older buildings, generally at 25 years near the coast and 30 years elsewhere. As a mid 1960s era community this is older stock, so the reserve study and any assessments are central diligence; read the current reserve study and budget.
Should I worry about flooding on Lake Parker?
This is a lakefront community, so flood exposure should be checked. Always verify the FEMA flood zone, the unit elevation, and any past water intrusion, and get a flood insurance quote for the exact unit.
What insurance do I need as an owner?
Beyond the association master policy you carry your own interior (HO-6) policy, and on the lakefront you should confirm flood coverage and review the master policy deductible. Quote the specific unit before you buy.
What amenities does Lakeland Harbour have?
The association site and listing guides cite a heated community pool, a clubhouse, shuffleboard, and a private fishing dock on Lake Parker, with a paved lakefront trail toward Lake Parker Park. Confirm current amenities and any rules with the association.
What schools serve the community?
It is part of Polk County Public Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific unit, and note that magnet and choice options may apply.
What is nearby?
Lake Parker and Lake Parker Park are at the door, with central Lakeland, Lakeland Regional Health, shopping, and dining close, and Lakeland positioned between Tampa and Orlando with Interstate 4 access. Confirm real drive times for your routine.
Is Andover House a good investment?
A lakefront 55+ address with amenities supports demand, but this is a condo, so the association reserves, any assessments, and the insurance lines drive the outcome. This is not a guarantee of future value; read the documents and the math.
How does it compare to the other Lakeland Harbour buildings?
Andover House is one of four buildings in the same association, so the amenities and assessment are shared, while the unit, exposure, and condition vary building to building. Which is the better buy depends on the specific unit, its updates, and your budget.
Who is the best real estate agent for Andover House at Lakeland Harbour?
The best agent for Andover House at Lakeland Harbour is one who actively works Lakeland and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Andover House at Lakeland Harbour.
How do I find a top Lakeland real estate agent who knows Andover House at Lakeland Harbour?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Andover House at Lakeland Harbour and the wider Lakeland area.
Can Momentum Realty connect me with an agent for Andover House at Lakeland Harbour?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Andover House at Lakeland Harbour purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Andover House at Lakeland Harbour?

An honest fit check. We will tell you when it is not your community.

Owner occupiers age 55+ who want a lakefront condo on Lake ParkerExcellent fit
Buyers who want a pool, a clubhouse, and a fishing dockExcellent fit
Buyers who value a central Lakeland location between Tampa and OrlandoExcellent fit
Buyers who will read the association budget, reserves, and insuranceExcellent fit
Buyers who want a lock and leave home with shared amenitiesExcellent fit
Buyers who want a single-family home with a private yardProbably not
Anyone who does not meet the 55+ age restricted occupancy rulesProbably not
Anyone unwilling to verify dues, reserves, and the flood zone per unitProbably not
Buyers who want brand new constructionProbably not
Buyers unwilling to budget for possible special assessmentsProbably not

Get the inside read on Andover House at Lakeland Harbour

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Andover House at Lakeland Harbour home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

By pressing Get My Andover House at Lakeland Harbour Game Plan, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call and text you about your inquiry, which may involve automated means and prerecorded or artificial voices, at the number you provided. You do not need to consent as a condition of buying any property, goods, or services. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out, HELP for help. You also agree to our Privacy Policy and SMS Terms.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Andover House at Lakeland Harbour specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Andover House at Lakeland Harbour - what to look for, questions to ask, and your local expert.
Andover House at Lakeland Harbour median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in Andover House at Lakeland Harbour, Florida by year (2012 to 2026). Source: Momentum Realty.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Polk County market guide or every community in the Neighborhood Finder.

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