Bay Palms
Condos for Sale in Largo, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Bay Palms Condo in Largo, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 5 recorded sales closed at a median of $110,000, $132 per square foot, a median 123 days on market, sellers accepting 89% of original asking (-11% versus the prior year). Homes listed or recently sold were built 1972–1972; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 18 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $2,130 ($1,320 with the full homestead exemption).
Bay Palms is a condo community in Largo, and in condo buildings the price is set less by square footage than by the specific unit: floor, view, layout, and how recently it has been updated. With only a two-closing window to work from, there is no reliable price trend to read here yet — treat any single sale as a data point, not a market.
For a buyer, that thin recent data means you underwrite the individual unit and the building itself — reserves, assessments, and monthly fees — rather than leaning on comps. For a seller, condition and presentation carry most of the weight; in a low-volume setting, a well-prepared unit stands out, and a mispriced one sits.
Bay Palms Condo right now
🟡 Balanced market. 2.4 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($110K) is down 10.9% from the prior 12 months ($124K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (5 and 7 sales in the two windows).
What's unique here: the median sale price is about 72% below the typical Pinellas County sale ($110K vs $395K, trailing 12 months, Stellar MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Palms Condo market snapshot (as of September 12, 2026): the median sale price is about $110K ($132 per sq ft over the trailing 12 months of closed sales), a median 123 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is down 11% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
Bay Palms Condo sits in Largo, in the heart of Pinellas County, giving owners short-hop access to the Gulf beaches and the wider Tampa Bay area without the coastline price tag. As a condo, the appeal is a lower-maintenance ownership model.
Who Bay Palms Condo is best for.
Best for
- Buyers prioritizing lower-maintenance ownership over yard and square footage
- Buyers who want a central Pinellas base for beach and Tampa Bay access
- Buyers comfortable underwriting a specific unit and reading association finances closely
Probably not for
- Buyers who need a large recent-comp set before committing
- Buyers set on a detached home with private outdoor space
- Buyers unwilling to take on monthly condo fees and potential assessments
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($110K) IS the median in the snapshot above, and the move from 2025 ($124K) IS the -10.9% one-year change.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Deemed reliable but not guaranteed.
Bay Palms Condo Market Scorecard
Bay Palms Condo is currently a strong seller's market. About 2.4 months of supply, a median asking price of $119,000, and homes go under contract in about 1 days.
Typical home value in the 33771 ZIP is $254,584, about 15.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bay Palms Condo
Live MLS inventory for Bay Palms Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Palms Condo listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Tap any home to ask about it.
Bay Palms Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Belcher Elementary-PN · Elementary
- Largo Middle-PN · Middle
- Largo High-PN · High
Zoned schools reflect the assignments reported on recent Bay Palms Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Palms Condo address.
The Bay Palms Condo buying strategy.
If we were buying in Bay Palms Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Palms Condo.
Reading a thin-data condo market
The snapshot here rests on a narrow closings window, so the honest move is to widen the lens. In a condo community, the association's financial health often matters more than any headline number: the size of the monthly fee, the state of the reserves, and whether special assessments are on the horizon all feed directly into what you can afford and what a future buyer will pay.
Location does real work in this part of Pinellas. Largo is centrally placed on the peninsula, which keeps commutes and beach runs manageable in several directions. That central position is a durable feature of the address that does not swing with a couple of sales.
The location and the amenities are priced into every listing in Bay Palms Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Palms Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.6). Basis: Recent Direction -10.9% year-over-year; Liquidity & Demand 2.4 months of supply; Pricing Power 89.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
When recent closings are few, the value is in local read, not in a spreadsheet. We help you dig into the association documents, weigh fees and reserves against the asking price, and price or offer on the merits of the actual unit rather than on a sample too small to trust.
Bay Palms Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Palms Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Palms Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Palms Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Palms Condo home worth?
Get a no-obligation home value based on real comparable sales in Bay Palms Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bay Palms Condo on the map →
Frequently Asked Questions
What is the median home price in Bay Palms Condo?
How long do homes in Bay Palms Condo take to sell?
Is Bay Palms Condo a buyer's or seller's market right now?
Who is the best real estate agent for Bay Palms Condo?
How do I find a top Largo real estate agent who knows Bay Palms Condo?
Can Momentum Realty connect me with an agent for Bay Palms Condo?
Should you buy in Bay Palms Condo?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bay Palms Condo with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2008 (41 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bay Palms Condo fits the bigger picture — live prices, inventory, and Momentum Scores: