Highlands At Safety Harbor
Homes for Sale in Safety Harbor, FL
All 99 homes for sale in Safety Harbor, FL · median $564,900 · 80 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $1,250,000, $411 per square foot, a median 16 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1999–2000; 3 of 3 report an HOA (median $140/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 22 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $24,230 ($23,420 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 35 (FL DOR 2025 assessment roll) |
| Years built | 1999–2001 (median 2000) |
| Typical living area | 3,798 sq ft (median) |
| Amenities listed by sellers | Gated Community - No Guard, Deed Restrictions, Gated, Golf Carts OK, Security, Security Gate |
| Sale prices, last 12 months | $1,250,000 median across 3 closed sales · $411 per sq ft |
| Days on market (closed sales) | 16 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 91% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Highlands At Safety Harbor The key facts,” movewithmomentum.com/neighborhoods/highlands-at-safety-harbor-the, data as of September 20, 2026.

This is a small, tightly built enclave — 35 homes total in the current MLS picture — all raised within a narrow two-year window around 2000. That kind of construction consistency means the homes compete on condition and updates rather than era or floor-plan generation, since most buyers are looking at houses built to the same code cycle and roughly the same age.
The standout number here is size: a median living area near 3,798 square feet puts this community firmly in the larger-home tier for the area. Combine that with a homestead share above 91%, and you get a market where most owners are living in the home long-term rather than cycling it as a rental or flip — which tends to mean fewer distressed listings and a slower, more deliberate pace of turnover.
Nearby homes for sale
No active listings inside Highlands At Safety HarborHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Highlands At Safety Harbor market snapshot (as of September 20, 2026): the median sale price is about $1.25M ($411 per sq ft over the trailing 12 months of closed sales), and a median 16 days on market for closed sales.
In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
Highlands At Safety Harbor is a community of 35 homes in Safety Harbor, Pinellas County, built between 1999 and 2001 (median 2000), with a median living area of about 3,798 square feet. 91% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The Highlands At Safety Harbor is a compact, single-era community of larger-format homes built in a tight window around 2000, with ownership patterns pointing toward long-term occupancy rather than investor or rental turnover.
The setting & the homes.
Aerial and on-site photos of Highlands At Safety Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Highlands At Safety Harbor; content deemed reliable but not guaranteed.
Who Highlands At Safety Harbor is best for.
Best for
- A buyer prioritizing larger living space in a home built within a tight, consistent construction window.
- A buyer comfortable evaluating value on updates and condition rather than floor-plan era, since most homes date to the same period.
- A buyer who values a low-turnover market and is patient about waiting for the right listing given the small inventory.
Probably not for
- A buyer who wants an active clubhouse, pool, or organized recreational amenities as part of the purchase.
- A buyer who needs a wide selection of active listings to compare at any given moment.
- A buyer specifically seeking a smaller, lower-maintenance footprint rather than a larger home.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.25M) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Highlands At Safety Harbor Market Scorecard
Highlands At Safety Harbor is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Highlands At Safety Harbor The, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Highlands At Safety Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Highlands At Safety Harbor buying strategy.
If we were buying in Highlands At Safety Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highlands At Safety Harbor.
A single-generation community of larger homes
With only 35 homes in the current MLS snapshot and construction concentrated between 1999 and 2001, this is not a neighborhood with multiple phases or a mix of home eras. Buyers here are largely comparing similarly aged houses, which shifts the real differentiator to what's been updated — roofs, systems, kitchens, baths — rather than when the section was built.
The median living area of roughly 3,798 square feet is the defining physical characteristic of the community: these are larger homes than what's typical in many surrounding subdivisions, which shapes both who shops here and how homes get valued relative to square footage. No community amenities are identified from current MLS listings, so any pool, clubhouse, or recreation draw would need to be verified directly rather than assumed from the listing data.
The location and the amenities are priced into every listing in Highlands At Safety Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, every listing matters disproportionately to the comp set — there simply aren't enough transactions to fall back on broad averages. We track this inventory closely enough to know which of the 35 homes are truly comparable in size and condition, and we price and negotiate against that narrow set rather than a citywide blend.
Highlands At Safety Harbor in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $140/month (about $1,680/yr) · median of 48 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $140 per month ($1,680 a year) — the median AssociationFee across 48 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Highlands At Safety Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highlands At Safety Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highlands At Safety Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highlands At Safety Harbor home worth?
Get a no-obligation home value based on real comparable sales in Highlands At Safety Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Frequently Asked Questions
What is the median home price in Highlands At Safety Harbor?
How long do homes in Highlands At Safety Harbor take to sell?
How many homes are in Highlands At Safety Harbor?
What share of Highlands At Safety Harbor is owner-occupied?
When were the homes in Highlands At Safety Harbor built?
Who is the best real estate agent for Highlands At Safety Harbor?
How do I find a top Safety Harbor real estate agent who knows Highlands At Safety Harbor?
Can Momentum Realty connect me with an agent for Highlands At Safety Harbor?
Where is Highlands At Safety Harbor, and what county is it in?
Should you buy in Highlands At Safety Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Highlands At Safety Harbor The fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Highlands At Safety Harbor. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Highlands At Safety Harbor with Momentum Realty’s local guides.






