Highlands At Safety Harbor
Homes for Sale in Safety Harbor, FL
All 90 homes for sale in Safety Harbor, FL · median $512,500 · 70 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Homes listed or recently sold were built 1999–2000; 3 of 3 report an HOA (median $140/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 22 ft). As of November 2026, the MLS records 1 closed sale in Highlands At Safety Harbor The in Safety Harbor, FL, the most recent in July 2026. Across Safety Harbor as a whole, 252 homes closed in the last 12 months at a median of $510,000, 38 median days on market, with 71 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,890 ($9,070 with the full homestead exemption).
This is a small, tightly built enclave — 35 homes total in the current MLS picture — all raised within a narrow two-year window around 2000. That kind of construction consistency means the homes compete on condition and updates rather than era or floor-plan generation, since most buyers are looking at houses built to the same code cycle and roughly the same age.
The standout number here is size: a median living area near 3,798 square feet puts this community firmly in the larger-home tier for the area. Combine that with a homestead share above 91%, and you get a market where most owners are living in the home long-term rather than cycling it as a rental or flip — which tends to mean fewer distressed listings and a slower, more deliberate pace of turnover.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Highlands At Safety HarborHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Highlands At Safety Harbor market snapshot (as of September 20, 2026): the median sale price is about $1.25M ($411 per sq ft over the trailing 12 months of closed sales), and a median 16 days on market for closed sales.
In ZIP 34695 (Safety Harbor), 46 homes closed in the last 12 months at a median of $419K ($313/sq ft), with a median 38 days on market. Right now 25 active and 8 pending listings put supply at about 6.5 months — a buyer's market. See the live ZIP 34695 housing market and the Pinellas County market.
Highlands At Safety Harbor is a community of 35 homes in Safety Harbor, Pinellas County, built between 1999 and 2001 (median 2000), with a median living area of about 3,798 square feet. 91% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The Highlands At Safety Harbor is a compact, single-era community of larger-format homes built in a tight window around 2000, with ownership patterns pointing toward long-term occupancy rather than investor or rental turnover.
The setting & the homes.
Aerial and on-site photos of Highlands At Safety Harbor. Swipe to explore the community.
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Highlands At Safety Harbor
Highlands At Safety Harbor
Highlands At Safety HarborPhotos from Stellar MLS listings in Highlands At Safety Harbor; content deemed reliable but not guaranteed.
Who Highlands At Safety Harbor is best for.
Best for
- A buyer prioritizing larger living space in a home built within a tight, consistent construction window.
- A buyer comfortable evaluating value on updates and condition rather than floor-plan era, since most homes date to the same period.
- A buyer who values a low-turnover market and is patient about waiting for the right listing given the small inventory.
Probably not for
- A buyer who wants an active clubhouse, pool, or organized recreational amenities as part of the purchase.
- A buyer who needs a wide selection of active listings to compare at any given moment.
- A buyer specifically seeking a smaller, lower-maintenance footprint rather than a larger home.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.25M) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Highlands At Safety Harbor Market Scorecard
Highlands At Safety Harbor is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Highlands At Safety Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Highlands At Safety Harbor buying strategy.
If we were buying in Highlands At Safety Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highlands At Safety Harbor.
A single-generation community of larger homes
With only 35 homes in the current MLS snapshot and construction concentrated between 1999 and 2001, this is not a neighborhood with multiple phases or a mix of home eras. Buyers here are largely comparing similarly aged houses, which shifts the real differentiator to what's been updated — roofs, systems, kitchens, baths — rather than when the section was built.
The median living area of roughly 3,798 square feet is the defining physical characteristic of the community: these are larger homes than what's typical in many surrounding subdivisions, which shapes both who shops here and how homes get valued relative to square footage. No community amenities are identified from current MLS listings, so any pool, clubhouse, or recreation draw would need to be verified directly rather than assumed from the listing data.
The location and the amenities are priced into every listing in Highlands At Safety Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, every listing matters disproportionately to the comp set — there simply aren't enough transactions to fall back on broad averages. We track this inventory closely enough to know which of the 35 homes are truly comparable in size and condition, and we price and negotiate against that narrow set rather than a citywide blend.
Highlands At Safety Harbor in 15 seconds.
What it really costs to own in Highlands At Safety Harbor
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $140/month across 3 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2000 across 3 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Highlands At Safety Harbor
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Highlands At Safety Harbor
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Highlands At Safety Harbor will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $140/month (about $1,680/yr) · median of 3 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $140 per month ($1,680 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-11.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Highlands At Safety Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highlands At Safety Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highlands At Safety Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highlands At Safety Harbor home worth?
Get a no-obligation home value based on real comparable sales in Highlands At Safety Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 35 (FL DOR 2025 assessment roll) |
| Years built | 1999–2001 (median 2000) |
| Typical living area | 3,798 sq ft (median) |
| Amenities listed by sellers | Gated Community - No Guard, Deed Restrictions, Gated, Golf Carts OK, Security, Security Gate |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 91% |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Highlands At Safety Harbor key facts,” movewithmomentum.com/neighborhoods/highlands-at-safety-harbor-the, data as of November 13, 2026.
Housing distress & ownership in Highlands At Safety Harbor The, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
More Safety Harbor home searches
- All homes for sale in Safety Harbor, FL
- Homes for sale in Pinellas County, FL
- Safety Harbor pool homes for sale
- Safety Harbor waterfront homes for sale
- Safety Harbor home values: what is my house worth?
- ZIP 34695 housing scorecard
Safety Harbor guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
- New construction
- New construction (Pinellas County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Recent Developments in Highlands At Safety Harbor The
Development, infrastructure, retail, and school activity affecting Highlands At Safety Harbor The, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Market
North St. Petersburg FedEx warehouse sells for $58.2M, $36M below 2021 price
A 236,976 square foot FedEx Ground distribution center at 1950 102nd Avenue N. on about 63 acres near I-275 sold for $58.2 million, versus $94.5 million in 2021. FedEx has operated there since 2017 and the deed shows no change to its lease. The article ties the sale to higher borrowing costs facing the prior owner.
What it may mean for the marketThe sale points to repricing in Pinellas industrial property while the last-mile logistics hub keeps operating near I-275. The project is about 9 miles south of Highlands At Safety Harbor The, elsewhere in Pinellas County.
Source: St. Pete Catalyst - October 2026Development
Humane Society of Tampa Bay to open Clearwater clinic on State Road 590
The nonprofit's clinic at 2907 State Road 590, Suite 5, near its Clearwater shelter opens Nov. 2, with a grand opening Nov. 12. It offers vaccinations, wellness exams, microchipping, lab work and X-rays by appointment, with spay and neuter services planned later.
What it may mean for the marketA new low-cost veterinary option near the SR 590 corridor adds a neighborhood service amenity in central Clearwater. The project is about 3 miles west of Highlands At Safety Harbor The, elsewhere in Pinellas County.
Source: St. Pete Catalyst - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 11 miles east of Highlands At Safety Harbor The.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 9 miles east of Highlands At Safety Harbor The.
Source: Tampa Bay Business and Wealth - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 15 miles south of Highlands At Safety Harbor The, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 15 miles south of Highlands At Safety Harbor The, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Highlands At Safety Harbor?
How long do homes in Highlands At Safety Harbor take to sell?
How many homes are in Highlands At Safety Harbor?
What share of Highlands At Safety Harbor is owner-occupied?
When were the homes in Highlands At Safety Harbor built?
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Where is Highlands At Safety Harbor, and what county is it in?
Should you buy in Highlands At Safety Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Schools serving nearby communities
We do not have a confirmed school assignment for Highlands At Safety Harbor. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
More on Highlands At Safety Harbor
- Home values · What homes in Highlands At Safety Harbor actually sell for