Highlands At Safety Harbor
Homes for Sale in Safety Harbor, FL

All 99 homes for sale in Safety Harbor, FL · median $564,900 · 80 homes for sale in 34695 · Pinellas County homes for sale

Community in Safety Harbor · Pinellas County · ZIP 34695
35 homesBuilt 1999–2001Median sale $1.25M
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Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $1,250,000, $411 per square foot, a median 16 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1999–2000; 3 of 3 report an HOA (median $140/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 22 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $24,230 ($23,420 with the full homestead exemption).

Highlands At Safety Harbor The key facts
LocationSafety Harbor, Pinellas County, FL · ZIP 34695
Homes in the community35 (FL DOR 2025 assessment roll)
Years built1999–2001 (median 2000)
Typical living area3,798 sq ft (median)
Amenities listed by sellersGated Community - No Guard, Deed Restrictions, Gated, Golf Carts OK, Security, Security Gate
Sale prices, last 12 months$1,250,000 median across 3 closed sales · $411 per sq ft
Days on market (closed sales)16 median
For sale right now0 active, 0 pending
Owner-occupied (homestead) share91%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Highlands At Safety Harbor The key facts,” movewithmomentum.com/neighborhoods/highlands-at-safety-harbor-the, data as of September 20, 2026.

Live · Highlands At Safety Harbor Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.25M
Median sold · 12 mo
$411/sf
Sold $/sqft · 12 mo
peak $411 in 2026
98.3%
Sale vs ask
Tempo
16days
Median DOM · closed
3 days at the 2023 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
91%
Owner-occupied · Highlands At Safety Harbor
32 of 35 parcels homesteaded (FL DOR 2025)
9%
Non-owner-occupied · Highlands At Safety Harbor
incl. 3% trust or LLC-held · 3% out-of-state
35
Homes in the community
35 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1999
Community established
homes built 1999-2001, median 2000 (FL DOR 2025)
3,168sqft
Median sold home size
12-mo windows, closed sales
8.6%/yr
Turnover rate
about 3 of 35 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, tightly built enclave — 35 homes total in the current MLS picture — all raised within a narrow two-year window around 2000. That kind of construction consistency means the homes compete on condition and updates rather than era or floor-plan generation, since most buyers are looking at houses built to the same code cycle and roughly the same age.

The standout number here is size: a median living area near 3,798 square feet puts this community firmly in the larger-home tier for the area. Combine that with a homestead share above 91%, and you get a market where most owners are living in the home long-term rather than cycling it as a rental or flip — which tends to mean fewer distressed listings and a slower, more deliberate pace of turnover.

Nearby homes for sale

No active listings inside Highlands At Safety HarborHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3525 FAIRVIEW STREET
$1.25M · 0.3 mi away
3 bd · 2.5 ba · 2,762 sqft
3525 FAIRVIEW STREET
Listed by COLDWELL BANKER REALTY
2409 DANA DRIVE
$750K · 0.3 mi away
3 bd · 2 ba · 2,125 sqft
2409 DANA DRIVE
Listed by SECOND AVENUE REALTY FLORIDA
210 WOODLAND COURT
$869K · 0.4 mi away
4 bd · 3 ba · 2,608 sqft
210 WOODLAND COURT
Listed by AMERICAN HERITAGE REALTY, INC.
56 BAY WOODS DRIVE
$585K · 0.4 mi away
4 bd · 2 ba · 2,212 sqft
56 BAY WOODS DRIVE
Listed by BRIDGEWATER HOMES REALTY
3009 KEY HARBOR DRIVE
$875K · 0.4 mi away
4 bd · 2 ba · 2,504 sqft
3009 KEY HARBOR DRIVE
Listed by CENTURY 21 COAST TO COAST
2180 PHILIPPE PARKWAY
$750K · 0.5 mi away
5 bd · 3 ba · 2,246 sqft
2180 PHILIPPE PARKWAY
Listed by SNAP REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Highlands At Safety Harbor market snapshot (as of September 20, 2026): the median sale price is about $1.25M ($411 per sq ft over the trailing 12 months of closed sales), and a median 16 days on market for closed sales.

In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.

Highlands At Safety Harbor is a community of 35 homes in Safety Harbor, Pinellas County, built between 1999 and 2001 (median 2000), with a median living area of about 3,798 square feet. 91% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

The Highlands At Safety Harbor is a compact, single-era community of larger-format homes built in a tight window around 2000, with ownership patterns pointing toward long-term occupancy rather than investor or rental turnover.

Best for

  • A buyer prioritizing larger living space in a home built within a tight, consistent construction window.
  • A buyer comfortable evaluating value on updates and condition rather than floor-plan era, since most homes date to the same period.
  • A buyer who values a low-turnover market and is patient about waiting for the right listing given the small inventory.

Probably not for

  • A buyer who wants an active clubhouse, pool, or organized recreational amenities as part of the purchase.
  • A buyer who needs a wide selection of active listings to compare at any given moment.
  • A buyer specifically seeking a smaller, lower-maintenance footprint rather than a larger home.

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0242014201620182020202220242026
0 to 4 a year; 3 in the current window.
How much local inventory is already under contract

25% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Highlands At Safety Harbor Market Scorecard

Balanced

Highlands At Safety Harbor is currently a balanced market..

$1,250,000
Median sold
0/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Highlands At Safety Harbor The, Safety Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Highlands At Safety Harbor today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highlands At Safety Harbor.

Best Buy
Buyers who want a larger home built in a consistent, single-era community rather than a mixed-vintage subdivision.
Biggest Risk
With only 35 homes total, inventory is thin and comparables can be scarce at any given time.
Sweet Spot
Move-up buyers specifically seeking square footage — the median home here runs near 3,798 sq ft.
Avoid If
You are counting on formal community amenities, since none are identified from current MLS listings.

A single-generation community of larger homes

With only 35 homes in the current MLS snapshot and construction concentrated between 1999 and 2001, this is not a neighborhood with multiple phases or a mix of home eras. Buyers here are largely comparing similarly aged houses, which shifts the real differentiator to what's been updated — roofs, systems, kitchens, baths — rather than when the section was built.

The median living area of roughly 3,798 square feet is the defining physical characteristic of the community: these are larger homes than what's typical in many surrounding subdivisions, which shapes both who shops here and how homes get valued relative to square footage. No community amenities are identified from current MLS listings, so any pool, clubhouse, or recreation draw would need to be verified directly rather than assumed from the listing data.

“

The location and the amenities are priced into every listing in Highlands At Safety Harbor. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, every listing matters disproportionately to the comp set — there simply aren't enough transactions to fall back on broad averages. We track this inventory closely enough to know which of the 35 homes are truly comparable in size and condition, and we price and negotiate against that narrow set rather than a citywide blend.

Highlands At Safety Harbor in 15 seconds.

Best forBuyers who want a larger home built in a consistent, single-era community rather than a mixed-vintage subdivision.
Biggest advantageThe high homestead share suggests a market with limited investor churn and long-term ownership.
Biggest riskWith only 35 homes total, inventory is thin and comparables can be scarce at any given time.
Sweet spotMove-up buyers specifically seeking square footage — the median home here runs near 3,798 sq ft.
Avoid ifYou are counting on formal community amenities, since none are identified from current MLS listings.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Highlands At Safety Harbor homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Highlands At Safety Harbor.
In short
  • HOA dues reported around $140/month (about $1,680/yr) · median of 48 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $140 per month ($1,680 a year) — the median AssociationFee across 48 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highlands At Safety Harbor sales matched to your home.

What is your Highlands At Safety Harbor home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Highlands At Safety Harbor?
The median sale price in Highlands At Safety Harbor was $1.25M over the 12 months ending September 20, 2026 (3 closed sales, Stellar MLS).
How long do homes in Highlands At Safety Harbor take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 16 days on market (3 sales, Stellar MLS).
How many homes are in Highlands At Safety Harbor?
The Florida DOR 2025 assessment roll shows 35 homes in Highlands At Safety Harbor (public records).
What share of Highlands At Safety Harbor is owner-occupied?
91% of Highlands At Safety Harbor parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Highlands At Safety Harbor built?
Homes in Highlands At Safety Harbor were built between 1999 and 2001, with a median year built of 2000 (FL DOR 2025 roll).
Who is the best real estate agent for Highlands At Safety Harbor?
The best agent for Highlands At Safety Harbor is one who actively works Safety Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Highlands At Safety Harbor.
How do I find a top Safety Harbor real estate agent who knows Highlands At Safety Harbor?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Highlands At Safety Harbor and the wider Safety Harbor area.
Can Momentum Realty connect me with an agent for Highlands At Safety Harbor?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Highlands At Safety Harbor purchase or sale - no call center and no pressure.
Where is Highlands At Safety Harbor, and what county is it in?
Highlands At Safety Harbor is in Safety Harbor, Pinellas County, FL, ZIP 34695.
A buyer prioritizing larger living space in a home built within a tight, consistent construction window.Excellent fit
A buyer comfortable evaluating value on updates and condition rather than floor-plan era, since most homes date to the same period.Excellent fit
A buyer who values a low-turnover market and is patient about waiting for the right listing given the small inventory.Excellent fit
A buyer who wants an active clubhouse, pool, or organized recreational amenities as part of the purchase.Probably not
A buyer who needs a wide selection of active listings to compare at any given moment.Probably not
A buyer specifically seeking a smaller, lower-maintenance footprint rather than a larger home.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34695))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (19 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Highlands At Safety Harbor. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Highlands At Safety Harbor with Momentum Realty’s local guides.

KHKennedys Harry0.1 mi away · 63 homes, built 1951–21Bay Woods0.3 mi away · median $630K, 3 sales/12 moBWBay Woods0.3 mi away · median $500K, 4 sales/12 moLALos Arcos0.3 mi away · 29 homes, built 1973–18HHHarbor Heights Estates0.4 mi away · 24 homes, built 1973–74De Soto Estates0.5 mi away · median $560K, 4 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Highlands At Safety Harbor The? 3 recorded closings; median 16 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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