Los Arcos
Homes for Sale in Safety Harbor, FL

All 99 homes for sale in Safety Harbor, FL · median $564,900 · 80 homes for sale in 34695 · Pinellas County homes for sale

Community in Safety Harbor · Pinellas County · ZIP 34695
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data13 years of closingsUpdated twice daily

Homes listed or recently sold were built 1991–1994; 3 of 3 report an HOA (median $67/mo). As of September 2026, the MLS records 12 closed sales in Los Arcos Sub in Safety Harbor, FL since 2013, the most recent in September 2026. Across Safety Harbor as a whole, 189 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 46 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,350 ($9,540 with the full homestead exemption).

Live · Los Arcos Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Pinellas: 21% (1,729 of 8,357)
0 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Los Arcos is a small subdivision in Safety Harbor, and the honest starting point is that the recent closing record here is thin. With activity measured over a single closing window, this is a market that trades on individual homes rather than on a steady statistical drumbeat, so any one sale carries outsized weight in the picture.

That means price here is set less by a broad comparable pool and more by the condition, layout, and lot of the specific home in front of you. For a buyer, that argues for patience and close reading of each listing rather than assuming a neighborhood-wide rate. For a seller, it means positioning and presentation do a lot of the work that comps would normally shoulder.

The 60-Second Overview

Los Arcos sits inside Safety Harbor in Pinellas County, a compact pocket rather than a high-turnover subdivision. The takeaway is scarcity of recent data, not a verdict on value — which is exactly why the details of each individual home matter more here than a headline number would.

Stellar MLS sales records identify 16 homes in Los Arcos that have changed hands since 2008, built between 1989 and 1997 (median 1992), with a median living area of about 2,154 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who value a Safety Harbor address and are willing to evaluate one home on its own merits
  • Long-hold buyers comfortable in a quieter, low-turnover pocket
  • Sellers who will invest in presentation and positioning where comps are scarce

Probably not for

  • Buyers who want a broad, active comparable pool before committing
  • Short-horizon buyers counting on frequent turnover for a quick resale
  • Anyone who needs a headline neighborhood price to anchor their decision

The market around Los Arcos

Los Arcos is too small for its own price trend, so here is the market around it.

In ZIP 34695, 114 homes are on the market and 23% are under contract — a steady corner of Safety Harbor.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Los Arcos specifically. Momentum Research analysis of MLS records.

How much local inventory is already under contract

23% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Los Arcos Sub Market Scorecard

No active listings

Los Arcos Sub is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$740,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/2
Active/Pend/Sold

Typical home value in the 34695 ZIP is $506,185, about 5.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Los Arcos

Live MLS inventory for Los Arcos. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Los Arcos listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Tap any home to ask about it.

Every Home for Sale in Los Arcos Sub Right Now (1)

All 1 active and pending Los Arcos Sub listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2409 Dana Drive · $749,999 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Second Avenue Realty Florida

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Safety Harbor Elementary-PN · Elementary
  • Safety Harbor Middle-PN · Middle
  • Countryside High-PN · High

Zoned schools reflect the assignments reported on recent Los Arcos listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Los Arcos address.

If we were buying in Los Arcos today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Los Arcos.

Best Buy
Buyers targeting a specific home in a quieter Safety Harbor pocket rather than a busy, data-heavy subdivision.
Biggest Risk
Thin closing data makes pricing harder and gives any single sale outsized influence.
Sweet Spot
A well-located, well-conditioned home where you can underwrite the property itself rather than the average.
Avoid If
You need a high-volume market with abundant recent comps to feel confident.

A thin-data pocket in Safety Harbor

The defining feature of Los Arcos right now is limited closing activity. When a community trades infrequently, the usual signals — days on market trends, price direction, absorption — get noisy, and a single transaction can distort the average in either direction. We treat this as a market to underwrite one home at a time.

Location does most of the heavy lifting for value here. Safety Harbor's setting in Pinellas County, its proximity to the waterfront town core and surrounding amenities, and the character of the individual lot and structure will drive what a home is worth far more than any neighborhood-level figure we could quote. If you want a data-rich, high-volume subdivision, this is not that; if you want a specific home in a quieter Safety Harbor pocket, it can be exactly right.

“

The location and the amenities are priced into every listing in Los Arcos. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-activity pocket like Los Arcos, you cannot lean on a deep comp set to tell you the answer — you have to reason from the individual home and the broader Safety Harbor market. That is where local, hands-on brokerage matters most: we walk the specific property, weigh condition and lot against what Pinellas is actually doing, and help you price or offer without over-relying on a single distorting sale.

Los Arcos in 15 seconds.

Best forBuyers targeting a specific home in a quieter Safety Harbor pocket rather than a busy, data-heavy subdivision.
Biggest advantageA small, low-turnover setting inside a desirable Pinellas County town core.
Biggest riskThin closing data makes pricing harder and gives any single sale outsized influence.
Sweet spotA well-located, well-conditioned home where you can underwrite the property itself rather than the average.
Avoid ifYou need a high-volume market with abundant recent comps to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Los Arcos homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Los Arcos.
In short
  • HOA dues reported around $67/month (about $804/yr) · median of 32 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $67 per month ($804 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Los Arcos sales matched to your home.

What is your Los Arcos home worth?

Get a no-obligation home value based on real comparable sales in Los Arcos, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Safety Harbor →

Real comps, not an automated estimate.
Buyers who value a Safety Harbor address and are willing to evaluate one home on its own meritsExcellent fit
Long-hold buyers comfortable in a quieter, low-turnover pocketExcellent fit
Sellers who will invest in presentation and positioning where comps are scarceExcellent fit
Buyers who want a broad, active comparable pool before committingProbably not
Short-horizon buyers counting on frequent turnover for a quick resaleProbably not
Anyone who needs a headline neighborhood price to anchor their decisionProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2013 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Los Arcos Sub? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Los Arcos

Where is Los Arcos?

Los Arcos is a community in Safety Harbor, Pinellas County, Florida, ZIP 34695.

Are there homes for sale in Los Arcos right now?

Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Los Arcos have an HOA or CDD?

No HOA is on record for Los Arcos in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Los Arcos with Momentum Realty’s local guides.

LFLa Forest At Green Springs The Grove0.2 mi away · median $960K, 3 sales/12 moYorktown At Beacon Place0.3 mi away · median $202K, 7 sales/12 moBeacon Place East0.3 mi away · 52 homes, built 1980–93HHHarbor Heights Estates0.3 mi away · 24 homes, built 1973–74HAHighlands At0.3 mi away · median $1.25M, 3 sales/12 moHarbor Heights Estates0.3 mi away · median $408K, 5 sales/12 mo

Browse all neighborhood guides →

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