Bay Woods
Homes for Sale in Safety Harbor, FL
All 84 homes for sale in Safety Harbor, FL · median $544,950 · 68 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $500,000, $278 per square foot, a median 6 days on market, sellers accepting 97% of original asking (-22% versus the prior year). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,690 ($8,880 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 77 (FL DOR 2025 assessment roll) |
| Years built | 1981–2014 (median 1983) |
| Typical living area | 2,162 sq ft (median) |
| Sale prices, last 12 months | $500,000 median across 4 closed sales · $278 per sq ft · -21.9% vs the prior 12 months |
| Days on market (closed sales) | 6 median |
| Owner-occupied (homestead) share | 87% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Woods - Unit Ii key facts,” movewithmomentum.com/neighborhoods/bay-woods-unit-ii, data as of September 20, 2026.
Bay Woods - Unit II is a small, established pocket of Safety Harbor, with homes built between 1981 and 2014 and a median around 1983. At a median of $505,000 and roughly $278 per square foot on about 2,162 square feet, price here is driven more by condition and updates than by anything else — an original-systems house and a renovated one can sit far apart on the same street. Treat the median as a midpoint, not a sticker.
The current posture is fast but soft. A median of 7 days on market says well-priced homes move quickly, yet the year-over-year median is down 23.3% — a large swing off a thin sample of just 5 recent closings. Read that as a signal to price carefully rather than as a proven trend; with a community this size, one or two atypical sales move the number. Sellers should lead with realistic pricing and lean on condition; buyers should underwrite the specific house, not the headline decline.
Bay Woods right now
🔴 Off the recent peak. The trailing-12-month median ($500K) is down 21.9% from the prior 12 months ($640K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Bay Woods - Unit Ii right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bay Woods market snapshot (as of September 20, 2026): the median sale price is about $500K ($278 per sq ft over the trailing 12 months of closed sales), and a median 7 days on market for closed sales. The trailing-12-month median is down 22% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
County records show 9 qualified sales in Bay Woods across 2024–2025 (3 in 2024, 6 in 2025), median $635,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bay Woods is a community of 77 homes in Safety Harbor, Pinellas County, built between 1981 and 2014 (median 1983), with a median living area of about 2,162 square feet. 87% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact, owner-occupied enclave — 77 homes with an 87% homestead share — which tends to mean tightly held inventory and few listings at any given time. When something comes up, it tends to transact quickly.
Who Bay Woods is best for.
Best for
- Buyers targeting a mid-$500s single-family home who can budget for updates on an older build
- Long-hold owner-occupants comfortable in a small, stable enclave
- Buyers who can move quickly when the rare listing appears
Probably not for
- Buyers who need a steady stream of listings to compare before committing
- Buyers wanting only newer construction with no renovation work
- Short-horizon buyers relying on a clear price trend, which this thin sample can't provide
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($500K) IS the median in the snapshot above, and the move from 2025 ($640K) IS the -21.9% one-year change.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Bay Woods - Unit Ii, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Bay Woods buying strategy.
If we were buying in Bay Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Woods.
A small, held market
With only 77 homes and most of them homesteaded, turnover is low and comparable sales are scarce. The five closings in the current window are enough to sketch a picture but not enough to anchor precise pricing, so recent condition-adjusted comps matter more here than in a larger community. Expect variation: the 1981–2014 build span means some homes carry original systems while others have been updated or are newer construction entirely.
The 7-day median on market shows demand is real for correctly priced homes, and the roughly 2,162-square-foot median points to substantial single-family footprints rather than starter product. The steep year-over-year median move is the number to interrogate — in a five-sale window it can reflect mix (which specific homes sold) as much as any shift in value. Verify against the actual condition and layout of each home before drawing conclusions.
The location and the amenities are priced into every listing in Bay Woods. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Woods buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.8). Basis: Recent Direction -21.9% year-over-year; Owner Commitment 87% owner-occupied; Pricing Power 97.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 77-home community with only a handful of recent sales, the median alone will mislead you. We price and evaluate off condition, updates, and layout — the things that actually separate one Bay Woods sale from another — and we tell you plainly when a sample this thin can't support a confident number.
Bay Woods in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Woods home worth?
Get a no-obligation home value based on real comparable sales in Bay Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Frequently Asked Questions
What is the median home price in Bay Woods?
How long do homes in Bay Woods take to sell?
How many homes are in Bay Woods?
What share of Bay Woods is owner-occupied?
When were the homes in Bay Woods built?
Who is the best real estate agent for Bay Woods?
How do I find a top Safety Harbor real estate agent who knows Bay Woods?
Can Momentum Realty connect me with an agent for Bay Woods?
Where is Bay Woods, and what county is it in?
Should you buy in Bay Woods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bay Woods - Unit Ii fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Bay Woods. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Bay Woods with Momentum Realty’s local guides.