BAY WOODS - UNIT II
Homes for Sale in SAFETY HARBOR, FL
True comps, carrying-cost math, and listings before the portals.

Bay Woods - Unit II is a small, established pocket of Safety Harbor, with homes built between 1981 and 2014 and a median around 1983. At a median of $505,000 and roughly $278 per square foot on about 2,162 square feet, price here is driven more by condition and updates than by anything else — an original-systems house and a renovated one can sit far apart on the same street. Treat the median as a midpoint, not a sticker.
The current posture is fast but soft. A median of 7 days on market says well-priced homes move quickly, yet the year-over-year median is down 23.3% — a large swing off a thin sample of just 5 recent closings. Read that as a signal to price carefully rather than as a proven trend; with a community this size, one or two atypical sales move the number. Sellers should lead with realistic pricing and lean on condition; buyers should underwrite the specific house, not the headline decline.
BAY WOODS - UNIT II right now
🔴 Off the recent peak. The trailing-12-month median ($500K) is down 21.9% from the prior 12 months ($640K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (4 and 7 sales in the two windows).
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Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
BAY WOODS - UNIT II market snapshot (as of August 2, 2026): the median sale price is about $500K ($278 per sq ft over the trailing 12 months of closed sales), and a median 7 days on market for closed sales. The trailing-12-month median is down 22% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
BAY WOODS - UNIT II is a community of 77 homes in SAFETY HARBOR, Pinellas County, built between 1981 and 2014 (median 1983), with a median living area of about 2,162 square feet. 87% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact, owner-occupied enclave — 77 homes with an 87% homestead share — which tends to mean tightly held inventory and few listings at any given time. When something comes up, it tends to transact quickly.
Who BAY WOODS - UNIT II is best for.
Best for
- Buyers targeting a mid-$500s single-family home who can budget for updates on an older build
- Long-hold owner-occupants comfortable in a small, stable enclave
- Buyers who can move quickly when the rare listing appears
Probably not for
- Buyers who need a steady stream of listings to compare before committing
- Buyers wanting only newer construction with no renovation work
- Short-horizon buyers relying on a clear price trend, which this thin sample can't provide
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($500K) IS the median in the snapshot above, and the move from 2025 ($640K) IS the -21.9% one-year change.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The BAY WOODS - UNIT II buying strategy.
If we were buying in BAY WOODS - UNIT II today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BAY WOODS - UNIT II.
A small, held market
With only 77 homes and most of them homesteaded, turnover is low and comparable sales are scarce. The five closings in the current window are enough to sketch a picture but not enough to anchor precise pricing, so recent condition-adjusted comps matter more here than in a larger community. Expect variation: the 1981–2014 build span means some homes carry original systems while others have been updated or are newer construction entirely.
The 7-day median on market shows demand is real for correctly priced homes, and the roughly 2,162-square-foot median points to substantial single-family footprints rather than starter product. The steep year-over-year median move is the number to interrogate — in a five-sale window it can reflect mix (which specific homes sold) as much as any shift in value. Verify against the actual condition and layout of each home before drawing conclusions.
The location and the amenities are priced into every listing in BAY WOODS - UNIT II. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in BAY WOODS - UNIT II buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.8). Basis: Recent Direction -21.9% year-over-year; Owner Commitment 87% owner-occupied; Pricing Power 97.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 77-home community with only a handful of recent sales, the median alone will mislead you. We price and evaluate off condition, updates, and layout — the things that actually separate one Bay Woods sale from another — and we tell you plainly when a sample this thin can't support a confident number.
BAY WOODS - UNIT II in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a BAY WOODS - UNIT II buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BAY WOODS - UNIT II sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in BAY WOODS - UNIT II, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your BAY WOODS - UNIT II home worth?
Get a no-obligation home value based on real comparable sales in BAY WOODS - UNIT II, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in BAY WOODS - UNIT II?
How long do homes in BAY WOODS - UNIT II take to sell?
How many homes are in BAY WOODS - UNIT II?
What share of BAY WOODS - UNIT II is owner-occupied?
When were the homes in BAY WOODS - UNIT II built?
Do cash buyers compete in BAY WOODS - UNIT II?
Who is the best real estate agent for BAY WOODS - UNIT II?
How do I find a top SAFETY HARBOR real estate agent who knows BAY WOODS - UNIT II?
Can Momentum Realty connect me with an agent for BAY WOODS - UNIT II?
Should you buy in BAY WOODS - UNIT II?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2012 (41 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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