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Sky Ridge Estates in Navarre

Sky Ridge Estates

Established 1988 · Intracoastal West · ZIP 32224

An established East Navarre neighborhood, no HOA, walk to Navarre High, A-rated schools.

No HOA (deed-restricted)Walk to Navarre HighA-rated Navarre schools
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Sky Ridge Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
12days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Sky Ridge Estates is an established (2005-11), 182-home single-family neighborhood on Cosica Boulevard and Ivalea Circle in East Navarre, valued for deed-restricted, no-HOA living in the A-rated Santa Rosa County district, walkable to Navarre High School and the YMCA/sports complex, with strong Hurlburt Field military demand. Homes (around 1,500 to 3,000-plus square feet) trade roughly $349,000 to $494,000, minutes from US-98 and Navarre Beach. The honest reads are 15-to-20-year-old homes now on a systems cycle, a 5/10 zoned high school (state-rated A), the single-corridor US-98 commute, and a fully built-out, lightly traded market. Buy it for the no-HOA carry, the school walkability, and the A-rated district; inspect the systems and comp within the neighborhood."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Sky Ridge Estates is an established single-family neighborhood on Cosica Boulevard and Ivalea Circle in East Navarre (unincorporated Santa Rosa County, 32566), in the East Navarre / Hurlburt Field corridor about 4 miles north of Navarre Beach, adjacent to Navarre High School.

It is a fully built-out neighborhood of 182 homesites with detached homes (around 1,500 to 3,000-plus square feet, single- and two-story) built about 2005-11 by Whitworth Builders; purchases are resales.

There is no HOA (confirmed) but deed restrictions apply, and no CDD identified, so recurring overhead is just taxes and insurance. Confirm the deed restrictions for the specific home.

The draw is deed-restricted, no-HOA living in the A-rated Santa Rosa County district, walkable to Navarre High School and the YMCA/sports complex, with strong Hurlburt Field military demand. The trade-offs are 15-to-20-year-old homes on a systems cycle, a 5/10 zoned high school (state-rated A), the single-corridor US-98 commute, and a built-out, lightly traded market.

Quick Match

Who Sky Ridge Estates is best for.

Best for

  • Buyers who want a no-HOA home walkable to Navarre High in an A-rated district
  • Military buyers wanting Navarre proximity to Hurlburt Field
  • Value buyers who want a deed-restricted neighborhood without HOA fees

Probably not for

  • Buyers who want new construction or HOA amenities
  • Families set on a top GreatSchools-rated high school
  • Daily NAS Pensacola commuters
Market Pulse

How Sky Ridge Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
12Median days on marketdays
0 : 1Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Sky Ridge Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Sky Ridge Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Sky Ridge Estates

Live MLS inventory for Sky Ridge Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

8138 Cosica Blvd home for sale in Sky Ridge EstatesActive · 12 daysTop listing
$390,000
4 bd · 2 ba · 2,102 sqft · built 2006
8138 Cosica Blvd, Navarre, 32566
Reno opportunityBest value
Listed by Levin Rinke Realty

Active and pending Sky Ridge Estates listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Sky Ridge Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Sky Ridge Estates. They are approximate and vary with traffic and your exact start point.

Navarre High School / YMCA~2-3 min · adjacent (~0.7 mile)
Navarre Beach~7-10 min · ~4 miles south
Navarre US-98 retail~3-5 min · south
Hurlburt Field~15-20 min · east on US-98
NAS Whiting Field (Milton)~34 min · north
NAS Pensacola~40 min · west on US-98

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Sky Ridge Estates with Momentum Realty’s local guides.

Holley ShoresHolley ShoresNavarre, FL · 0.5 miBuckeyes LandingBuckeyes LandingNavarre, FL · 0.7 miHeritage ParkHeritage ParkNavarre, FL · 1.0 miTreasure Isle EstatesTreasure Isle EstatesNavarre, FL · 1.0 miCreetwoodsCreetwoodsNavarre, FL · 1.0 miNavarreNavarreNavarre, FL · 1.1 miNavarreFirst AdditionNavarreFirst AdditionNavarre, FL · 1.1 miVillage at NavarreVillage at NavarreNavarre, FL · 1.2 miRobledal EstatesRobledal EstatesNavarre, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Sky Ridge Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Sky Ridge Estates is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Sky Ridge Estates address.

The takeaway

What is actually shaping value in Sky Ridge Estates, sourced and dated. The no-HOA carry, the school walkability, and the A-rated district are the practical facts.

Recent Developments in Sky Ridge Estates

Development Intelligence

Our read on what is being built around Sky Ridge Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is steady Navarre demand on strong schools and Hurlburt Field proximity, with a built-out, lightly traded neighborhood. The recurring items are the home systems and the high school.

No HOA, walkable to Navarre High

BullishDeed-restricted, no-HOA living walkable to Navarre High School and the YMCA/sports complex is a scarce, established combination. impact
SignificanceRadius: East Navarre

No HOA, walkable to Navarre High

A-rated district with Hurlburt demand

BullishThe A-rated Santa Rosa district and strong Hurlburt Field military demand support resale liquidity in a built-out neighborhood. impact
SignificanceRadius: East Navarre

A-rated district with Hurlburt demand

5/10 high school and US-98 commute

NeutralNavarre High rates 5/10 on GreatSchools (though state-rated A), and US-98 is the single west-east corridor; weigh both. impact
SignificanceRadius: Navarre

5/10 high school and US-98 commute

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Sky Ridge Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024-2026
    Market

    Built-out resale

    Sky Ridge homes sold and listed roughly $349,000 to $494,000 depending on size (a 2,581-square-foot home around $493,000; a smaller home around $349,000), with a 2021 sale around $360,000 (Redfin/Coldwell Banker). Why it matters: Comp within the neighborhood by home size; it is built out and lightly traded. Source

  2. 2024-2025
    Schools

    Santa Rosa County rated an A district

    Santa Rosa County District Schools earned an A district rating for 2024-2025, with Holley-Navarre Intermediate (8/10), Holley-Navarre Middle (7/10), and Navarre High (5/10 GreatSchools, state-rated A). Why it matters: A strong county district supports demand; confirm the zoned schools by address. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Sky Ridge Estates buying strategy.

If we were buying in Sky Ridge Estates, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the systems. On a 2005-11 home, inspect the roof, HVAC, and systems and budget for updates on a 15-to-20-year-old home.

2

Confirm there is no HOA and the deed restrictions. Verify there is no HOA or CDD and review the deed restrictions for the specific home.

3

Verify the schools. Confirm the assigned schools by address, noting the strong intermediate and middle and the high school, and the walk to Navarre High.

4

Pull the FEMA flood zone. East Navarre interior lots are often lower-risk, but confirm the flood zone for the exact lot.

5

Comp within the neighborhood. Price to recent Cosica Boulevard and Ivalea Circle sales by home size.

The Quick Decision
Best Buy
A well-kept 2005-11 home whose roof and systems are addressed, priced to recent in-neighborhood comps by size, in the A-rated district near Navarre High.
Biggest Risk
Underbudgeting the home's systems, or buying without weighing the high school and commute.
Best Lot
Lots are similar suburban parcels; weigh what the home backs to and the drainage.
Smart Timing
A built-out, lightly traded neighborhood rewards a prepared buyer who comps by home size.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Sky Ridge Estates is an established single-family neighborhood on Cosica Boulevard and Ivalea Circle in East Navarre (unincorporated Santa Rosa County, 32566), in the East Navarre / Hurlburt Field corridor about 4 miles north of Navarre Beach, adjacent to Navarre High School, a fully built-out neighborhood of 182 homesites with detached homes (around 1,500 to 3,000-plus square feet) built about 2005-11 by Whitworth Builders. There is no HOA (confirmed) but deed restrictions apply, and no CDD. The draw is deed-restricted, no-HOA living in the A-rated Santa Rosa County district, walkable to Navarre High School and the YMCA/sports complex, with strong Hurlburt Field military demand; trade-offs are 15-to-20-year-old homes on a systems cycle, a 5/10 zoned high school (state-rated A), the single-corridor US-98 commute, and a built-out, lightly traded market. Schools are in the Santa Rosa County School District; confirm assignments by address.

Sky Ridge Estates Homes For Sale

What your money buys in Sky Ridge Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Sky Ridge Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller homes

The lower end is the smaller homes (around 1,500 to 1,800 square feet), with a 2026 listing around $349,000 (Coldwell Banker). Condition is the variable.

Lowest entry
Mid: four-bedroom family homes

The core is the four-bedroom homes (around 2,200 to 2,600 square feet), with a sale around $360,000 (2021) and a listing around $493,000 (Redfin, 2026).

Most inventory
High: largest or updated homes

The top is the larger or fully updated homes (toward 3,000-plus square feet), into the high $400,000s (area comps, 2025-2026). Size and condition separate these; comp within the neighborhood.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

Entry: smaller homes
The lower end is the smaller homes (around 1,500 to 1,800 square feet), with a 2026 listing around $349,000 (Coldwell Banker). Condition is the variable.
Mid: four-bedroom family homes
The core is the four-bedroom homes (around 2,200 to 2,600 square feet), with a sale around $360,000 (2021) and a listing around $493,000 (Redfin, 2026).
High: largest or updated homes
The top is the larger or fully updated homes (toward 3,000-plus square feet), into the high $400,000s (area comps, 2025-2026). Size and condition separate these; comp within the neighborhood.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Sky Ridge Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Sky Ridge Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Sky Ridge Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Sky Ridge Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Sky Ridge Estates1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Sky Ridge Estates2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Sky Ridge Estates3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Sky Ridge Estates4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Sky Ridge Estates5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Sky Ridge Estates is no-HOA living walkable to Navarre High in the A-rated district. The honest read is the 15-to-20-year systems, the 5/10 high school, and a built-out market.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.8B+ · Buy Score
Resale Strength7.8/10
Renovation Risk7.4/10
Location Efficiency7.6/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Sky Ridge Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lots are similar suburban parcels; check what each backs to.
  • Weigh drainage on the specific lot.
  • Confirm the FEMA flood zone (often lower-risk interior).

Sky Ridge Estates' lots are similar suburban East Navarre parcels, so the lot read covers what the home backs to, the drainage, and the FEMA flood zone for the specific address. On 2005-11 homes, the lot and the condition of the systems, not square footage alone, separate one home's value from the next.

The 15-Second Verdict

Sky Ridge Estates in 15 seconds.

Best forBuyers who want a no-HOA home walkable to Navarre High in the A-rated Santa Rosa district.
Strong onCarry and schools: no HOA (deed-restricted), the walk to Navarre High and the YMCA, A-rated Santa Rosa schools, and Navarre Beach proximity.
Watch15-to-20-year-old systems, a 5/10 zoned high school (state-rated A), the single-corridor US-98 commute, and a built-out, lightly traded market.
Not forBuyers wanting new construction or amenities, families set on a top GreatSchools-rated high school, or daily NAS Pensacola commuters.
The edgeNo HOA walkable to Navarre High in an A-rated district rewards a buyer who inspects well and comps by home size.

HOA, CDD & Fees

15-Second Take
  • No HOA (confirmed); deed-restricted.
  • No CDD.
  • 182 homes, Whitworth Builders 2005-11.
  • Walk to Navarre High and the YMCA.
  • A-rated Santa Rosa schools; 5/10 high school (state-rated A).

There is no HOA (confirmed) but deed restrictions apply, and no CDD identified, so recurring overhead is just taxes and insurance. Review the deed restrictions for the specific home. The real costs are the upkeep of a 2005-11 home and Navarre-area insurance.

There are no HOA-funded services or amenities; this is a no-HOA, deed-restricted neighborhood. Review the deed restrictions per property.

There is no club or amenity package, but Navarre High School, the YMCA, and the NYSA sports complex are adjacent; the appeal is the no-HOA carry and the school walkability.

Run Your Numbers

Tools for a Sky Ridge Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Sky Ridge Estates.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Sky Ridge Estates

Selling in Sky Ridge Estates? Lead with the no-HOA carry and the walk to Navarre High.

Your home's edge is a no-HOA home walkable to Navarre High in an A-rated district. Document updated systems, the school walkability, and the no-HOA carry, then price to recent in-neighborhood comps by size.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Sky Ridge Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sky Ridge Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Sky Ridge Estates home worth?

Get a no-obligation home value based on real comparable sales in Sky Ridge Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Sky Ridge Estates home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Sky Ridge Estates year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Sky Ridge Estates Navarre Market Scorecard

Thin data

Sky Ridge Estates Navarre is currently a thin data. Limited supply, a median asking price of $390,000, and homes go under contract in about 12 days.

n/a
Months supply
$390,000
Median list
n/a
Median sold
$186
Per sqft
12
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 32566 ZIP is $417,975, about 15.5% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Sky Ridge Estates have an HOA or CDD?
No HOA (confirmed), but deed restrictions apply, and there is no CDD, so recurring overhead is just taxes and insurance. Review the deed restrictions for the specific home.
Who built Sky Ridge Estates?
Whitworth Builders built the 182-home neighborhood about 2005-11, in detached homes from about 1,500 to 3,000-plus square feet. It is fully built out; purchases are resales.
How much do homes in Sky Ridge Estates cost?
Activity ran roughly $349,000 to $494,000 depending on size and condition (Redfin/Coldwell Banker, 2021-2026). Comp within the neighborhood by size.
What schools serve Sky Ridge Estates?
It is in the A-rated Santa Rosa County School District, with Holley-Navarre Intermediate (8/10), Holley-Navarre Middle (7/10), and Navarre High (5/10 GreatSchools, state-rated A) adjacent. Confirm the assignment by address.
Can you walk to school from Sky Ridge Estates?
Yes, Navarre High School is adjacent (about 0.7 mile), along with the Navarre YMCA and the NYSA sports complex, a real lifestyle draw for buyers.
Is Sky Ridge Estates a good fit for military buyers?
Yes. East Navarre is popular with Hurlburt Field families, with Hurlburt about 15 to 20 minutes east; NAS Pensacola is a longer drive west.
How old are the homes in Sky Ridge Estates?
Most were built about 2005-11, so inspect the roof, HVAC, and systems on a 15-to-20-year-old home.
Is Sky Ridge Estates gated?
No. It is an open, no-HOA (deed-restricted) neighborhood, not gated.
Is Sky Ridge Estates in a flood zone?
East Navarre interior lots are often lower-risk (Zone X), but flood risk is parcel-specific. Confirm the FEMA flood zone for the exact lot.
What should I check before buying in Sky Ridge Estates?
Inspect the systems, confirm there is no HOA and review the deed restrictions, verify the schools, pull the FEMA flood zone, and comp within the neighborhood by size.
Is Sky Ridge Estates a good investment?
No-HOA living walkable to Navarre High in an A-rated district supports demand, but the home systems, the 5/10 high school, and a built-out market are factors. Inspect well and comp by home size; this is not a guarantee of future value.
Should I use the listing agent to buy in Sky Ridge Estates?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
The Verdict

Should you buy in Sky Ridge Estates?

An honest fit check. We will tell you when it is not your community.

You want a no-HOA home walkable to Navarre High in an A-rated districtExcellent fit
You are a military buyers wanting Navarre proximity to Hurlburt FieldExcellent fit
You want a deed-restricted neighborhood without HOA feesExcellent fit
You want new construction or HOA amenitiesProbably not
You are set on a top GreatSchools-rated high schoolProbably not
You commute daily to NAS PensacolaProbably not

Get the inside read on Sky Ridge Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Sky Ridge Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

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Sky Ridge Estates median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Sky Ridge Estates, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

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