Orion Lake
Homes for Sale in Navarre, FL
All 112 homes for sale in Navarre, FL · median $517,450 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Coldwell Banker Realty · via Pensacola MLS
Homes listed or recently sold were built 1992–1993; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft). Orion Lake Navarre is a community in Navarre, Santa Rosa County, FL. Across Navarre as a whole, 102 homes closed in the last 12 months at a median of $448,500, 40 median days on market, with 17 homes for sale today. At that median and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $5,740 ($5,240 with the full homestead exemption).

Price in Orion Lake Navarre is driven almost entirely by condition and updates, not by location premiums or amenities. This is a compact enclave of 55 homes built across a narrow window, with a median living area of 1,749 square feet, so square footage does not vary as much as the interiors do. Expect a wide spread on paper that mostly reflects how much work a given home has had since it was built.
The current posture is tight. There are zero active listings as of mid-2026, and roughly two-thirds of the homes carry a homestead exemption, which signals owners who tend to hold rather than trade. For a buyer, that means patience and readiness to move when something lists. For a seller, it means limited direct competition, but pricing still has to be defended by the home's actual condition.
The 60-Second Overview
Orion Lake Navarre is a small, established Navarre community of 55 homes in Santa Rosa County, built between 1988 and 1999. With no active listings currently, it trades quietly and infrequently.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Orion Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Pensacola MLS listings in Orion Lake; content deemed reliable but not guaranteed.
Who Orion Lake is best for.
Best for
- Buyers seeking an established, single-era home around 1,749 square feet and willing to wait for the right listing
- Owner-occupants who plan to stay put, matching the community's high homestead share
- Renovation-minded buyers comfortable pricing a home by its condition and update history
Probably not for
- Buyers on a tight timeline who need to close soon, given zero active listings
- Anyone wanting resort-style or HOA amenities, which are not present here
- Shoppers who want new construction or larger, varied floor plans
The market around Orion Lake
Orion Lake is too small for its own price trend, so here is the market around it.
Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).
ZIP and county figures describe the wider market, not Orion Lake specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Orion Lake Navarre, Navarre
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Orion Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.
The Orion Lake buying strategy.
If we were buying in Orion Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Orion Lake.
A small, held enclave
The housing stock here is homogeneous by era, with a median year built of 1989 and construction ending in 1999. Homes cluster around 1,749 square feet of living space, so shoppers are largely choosing between similar footprints in different states of update. The practical question is almost always kitchens, baths, roofs, and systems rather than floor plan.
With about 67.3% of homes homestead-exempt and no listings on the market at this snapshot, turnover is low. That scarcity can sharpen negotiations when a home does come available, and it puts a premium on being pre-positioned to act. It also means comparable sales can be thin, so pricing a home well requires reading condition against the small set of recent trades.
The location and the amenities are priced into every listing in Orion Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 55-home community with nothing currently listed, timing and relationships matter more than search filters. We track this enclave closely, help buyers get ready to move before a home hits the market, and price sellers against real, condition-adjusted comps rather than round numbers. When inventory is this thin, that discipline is the difference between a clean deal and a stalled one.
Orion Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Orion Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Orion Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Orion Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Orion Lake home worth?
Get a no-obligation home value based on real comparable sales in Orion Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Navarre →
Recently off market in Orion Lake Navarre
Homes in Orion Lake Navarre that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2248 Kerra Ln · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Orion Lake Market Scorecard
Orion Lake is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32566 ZIP is $421,657, about 15.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Orion Lake?
What share of Orion Lake is owner-occupied?
When were the homes in Orion Lake built?
Who is the best real estate agent for Orion Lake?
How do I find a top Navarre real estate agent who knows Orion Lake?
Can Momentum Realty connect me with an agent for Orion Lake?
Where is Orion Lake, and what county is it in?
Should you buy in Orion Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Orion Lake Navarre fits the bigger picture — live prices, inventory, and Momentum Scores:
More Navarre & Pensacola, Escambia & Santa Rosa guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Orion Lake with Momentum Realty’s local guides.





