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Orion Lake in Navarre

Orion Lake

Established 1988 · Intracoastal West · ZIP 32224

An established 1993 Navarre neighborhood with pondfront lots, no HOA, A-rated schools.

No HOASome pondfront lotsA-rated Navarre schools
Live Market Pulse
55/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Orion Lake

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$352K
Median Price
12mo
Supply
20days
Avg DOM
Balanced
Seller Leverage
$163/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Orion Lake is an established (1993-94) single-family neighborhood in Navarre where the value is no-HOA freedom with a twist: the Orion Lake Circle loop fronts an actual pond, so some lots are genuinely pondfront, while Orion Lake Drive interior lots are not. It feeds A-rated Santa Rosa County schools, sits midway between NAS Pensacola and NAS Whiting Field, and trades roughly $340,000 to $440,000 on third-to-half-acre lots. The honest reads are 30-year-old homes now on a systems cycle, a 5/10 zoned high school, the single-corridor US-98 commute, and flood exposure to verify on pondfront lots. Buy it for the no-HOA carry, the dual-base location, and the optional pond lot; inspect the systems and comp by lot type."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Orion Lake market snapshot (as of June 11, 2026): the median sale price is about $352K ($163 per sq ft), with homes averaging 20 days on market and 12.0 months of supply, a balanced market (limited data). Based on 1 recent closings in live Pensacola MLS data.

Orion Lake is an established single-family neighborhood in Navarre, an unincorporated part of Santa Rosa County (32566), off Highway 98 via Orion Parker Boulevard, on Orion Lake Drive and Orion Lake Circle, developed 1993-94.

The homes are detached, predominantly one-story ranch and contemporary houses (brick and frame) on roughly third-to-half-acre lots on the Drive, with smaller pondfront lots on the Circle, which fronts a community pond. It is a built-out neighborhood with no single builder.

There is no HOA (confirmed across listings) and no CDD, on public water and sewer, so recurring overhead is just taxes and insurance. Confirm any deed restrictions for the specific home.

The draw is no-HOA value in the A-rated Santa Rosa County district, midway between NAS Pensacola and NAS Whiting Field, with optional pondfront lots and Navarre Beach about eight minutes south. The trade-offs are 30-year-old homes on a systems cycle, a 5/10 zoned high school, the single-corridor US-98 commute, and flood exposure to verify on pondfront lots.

Quick Match

Who Orion Lake is best for.

Best for

  • Buyers who want a no-HOA home in an A-rated Navarre school zone
  • Military buyers wanting a dual-base location, with an optional pond lot
  • Value buyers who want larger lots without HOA fees

Probably not for

  • Families set on a strong zoned high school
  • Buyers who want a waterfront-club or HOA-managed community
  • Daily NAS Pensacola commuters (it is a long drive west)
Market Pulse

How Orion Lake is performing right now

55/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
12Months of supplytight
20Median days on marketdays
1 : 1Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+29%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Orion Lake listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Orion Lake buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Orion Lake

Live MLS inventory for Orion Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

2317 Mary Anne Cir home for sale in Orion LakeActive · 20 daysTop listing
$365,000
3 bd · 2 ba · 1,740 sqft · built 1993
2317 Mary Anne Cir, Navarre, 32566
Reno opportunityBest value
Listed by Levin Rinke Realty
9911 Orion Lake Cir home for sale in Orion LakePending · 17 days
$385,000
3 bd · 2 ba · 1,547 sqft · built 1993
9911 Orion Lake Cir, Navarre, 32566
Strong resaleRenovatedLakefront
Listed by Coldwell Banker Realty

Active and pending Orion Lake listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Orion Lake on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Orion Lake. They are approximate and vary with traffic and your exact start point.

Navarre US-98 retail~2-5 min · Walmart, dining
Navarre Beach~8-12 min · south via SR-87
NAS Whiting Field (Milton)~40-45 min · north via FL-87
NAS Pensacola~33-50 min · west on US-98
Pensacola International Airport (PNS)~43 min · west
I-10 (north of Navarre)~20-25 min · via FL-87

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Orion Lake with Momentum Realty’s local guides.

Pritchard PointPritchard PointNavarre, FL · 1.7 miHeritage ParkHeritage ParkNavarre, FL · 1.9 miHolley ShoresHolley ShoresNavarre, FL · 2.5 miSky Ridge EstatesSky Ridge EstatesNavarre, FL · 2.7 miCreetwoodsCreetwoodsNavarre, FL · 2.9 miNavarreNavarreNavarre, FL · 3.3 miNavarreFirst AdditionNavarreFirst AdditionNavarre, FL · 3.3 miBuckeyes LandingBuckeyes LandingNavarre, FL · 3.3 miSoundside HollowSoundside HollowNavarre, FL · 3.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Orion Lake (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Orion Lake is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Orion Lake address.

The takeaway

What is actually shaping value at Orion Lake, sourced and dated. The no-HOA carry, the A-rated schools, and optional pondfront lots are the practical facts.

Recent Developments in Orion Lake

Development Intelligence

Our read on what is being built around Orion Lake, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is steady Navarre demand on strong schools and a softer 32566 market, with corridor growth and a planned access road. The recurring items are 30-year-old systems and pondfront flood exposure.

No HOA in an A-rated school zone

BullishNo HOA with full owner control, in the A-rated Santa Rosa County district, is a scarce value combination near the coast. impact
SignificanceRadius: Navarre

No HOA in an A-rated school zone

Optional pondfront lots

BullishThe Orion Lake Circle loop fronts a community pond, so some lots are genuinely pondfront, a differentiator versus interior lots. impact
SignificanceRadius: Community

Optional pondfront lots

US-98 commute and 30-year homes

NeutralUS-98 is the single west-east corridor, and 1993-94 homes are on a systems cycle; weigh the commute and inspect the systems. impact
SignificanceRadius: Navarre

US-98 commute and 30-year homes

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Orion Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2025
    Infrastructure

    Navarre access road study completed

    Santa Rosa County completed the study for a new east-west corridor north of US-98 in June 2025, intended to relieve single-corridor congestion that affects Navarre commutes. Why it matters: Long-range relief is planned but not built; factor current US-98 peak traffic into commute expectations. Source

  2. 2024-2025
    Schools

    Santa Rosa County rated an A district

    Santa Rosa County District Schools earned an A district rating for 2024-2025, with Holley-Navarre Intermediate and Middle both A, and Navarre High at 5/10 GreatSchools (an A state grade). Why it matters: A strong county district supports demand; confirm the zoned schools and weigh the high school. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Orion Lake buying strategy.

If we were buying in Orion Lake, this is the order of operations we would run, and the one we run for our clients.

1

Comp by lot type. Pondfront Orion Lake Circle lots and interior Orion Lake Drive lots trade differently; comp a home to its own lot type.

2

Inspect the 30-year-old systems. Get a rigorous inspection of the roof, HVAC, and systems and budget for updates (some homes had roofs and HVAC replaced around 2021).

3

Pull the FEMA flood zone, especially pondfront. Confirm the flood zone for the specific lot; pondfront lots and the Navarre area warrant a check.

4

Confirm no HOA and any deed restrictions. Verify there is no HOA or CDD and any individual deed restrictions.

5

Verify the schools, especially the high school. Confirm the assigned schools by address, weighing the strong intermediate and middle and the 5/10 high school.

The Quick Decision
Best Buy
A well-kept 1993-94 home matched to its lot type, whose roof and systems are addressed, priced to like comps, in the A-rated school zone.
Biggest Risk
Comping a pondfront home to an interior one, underbudgeting 30-year systems, or missing pondfront flood exposure.
Best Lot
Pondfront Circle lots carry a premium and possible flood exposure; interior Drive lots are larger and trade lower.
Smart Timing
A softer 32566 market gives buyers room; comp by lot type.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Orion Lake is an established single-family neighborhood in Navarre (unincorporated Santa Rosa County, 32566), off US-98 via Orion Parker Boulevard, on Orion Lake Drive and Orion Lake Circle, developed 1993-94. The homes are predominantly one-story brick and frame houses on roughly third-to-half-acre interior lots on the Drive, with smaller pondfront lots on the Circle, which fronts a community pond. There is no HOA (confirmed across listings) and no CDD, on public water and sewer. The draw is no-HOA value in the A-rated Santa Rosa County district, midway between NAS Pensacola and NAS Whiting Field, with optional pondfront lots and Navarre Beach about eight minutes south; trade-offs are 30-year-old homes on a systems cycle, a 5/10 zoned high school, the single-corridor US-98 commute, and flood exposure on pondfront lots. Schools are in the Santa Rosa County School District; confirm assignments by address.

Orion Lake Homes For Sale

What your money buys in Orion Lake.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Orion Lake today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: pondfront or smaller homes
$352K to $352K

The lower end is the smaller or pondfront homes on the Circle (around 1,754 square feet), with a 2024 pondfront sale around $343,000 (Homes.com).

Lowest entry
Mid: interior Drive homes
$352K to $352K

The core is the interior Orion Lake Drive homes (around 1,592 to 1,800 square feet) on larger lots, with a 2024 sale around $427,000 (Trulia).

Most inventory
High: larger or updated homes
$352K to $352K

The top is the larger or fully updated homes, with estimates toward $439,000 and above (Trulia, 2026). Lot type, size, and condition separate these; comp by lot.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$352K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$352K to $352K
Entry: pondfront or smaller homes
The lower end is the smaller or pondfront homes on the Circle (around 1,754 square feet), with a 2024 pondfront sale around $343,000 (Homes.com).
$352K to $352K
Mid: interior Drive homes
The core is the interior Orion Lake Drive homes (around 1,592 to 1,800 square feet) on larger lots, with a 2024 sale around $427,000 (Trulia).
$352K to $352K
High: larger or updated homes
The top is the larger or fully updated homes, with estimates toward $439,000 and above (Trulia, 2026). Lot type, size, and condition separate these; comp by lot.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Orion Lake, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Updated homes ask about 19% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot
Renovated$249
Original$210
Median days on market
Renovated17
Original20

From current Orion Lake listings (renovated 1, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Orion Lake holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Orion Lake

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Orion Lake1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Orion Lake2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Orion Lake3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Orion Lake4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Orion Lake5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Orion Lake is no-HOA Navarre value with an optional pond lot. The honest read is the 30-year systems, the 5/10 high school, and comping by lot type.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.7B+ · Buy Score
Resale Strength7.8/10
Renovation Risk7.0/10
Location Efficiency7.4/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Orion Lake is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Pondfront Circle lots carry a premium and flood exposure.
  • Interior Drive lots are larger and trade lower.
  • Confirm the FEMA flood zone, especially pondfront.

At Orion Lake the lot type is much of the value: pondfront Orion Lake Circle lots command a premium and carry more flood exposure, while interior Orion Lake Drive lots are larger and trade lower. The lot read covers the lot type, the drainage, and the FEMA flood zone for the specific address. Comp a home to its own lot type, not a blended number.

The 15-Second Verdict

Orion Lake in 15 seconds.

Best forBuyers who want a no-HOA home in an A-rated Navarre school zone, with an optional pondfront lot.
Strong onCarry and schools: no HOA, larger lots, A-rated Santa Rosa schools, optional pondfront, and Navarre Beach proximity.
Watch30-year-old systems, a 5/10 zoned high school, the single-corridor US-98 commute, and pondfront flood exposure.
Not forFamilies set on a strong high school, buyers wanting a waterfront-club community, or daily NAS Pensacola commuters.
The edgeNo HOA with an optional pond lot in an A-rated district rewards a buyer who comps by lot type and inspects well.

HOA, CDD & Fees

15-Second Take
  • No HOA (confirmed); no CDD.
  • Public water and sewer.
  • Pondfront lots on Orion Lake Circle.
  • A-rated Santa Rosa schools; 5/10 high school.
  • 1993-94 homes; budget roof and systems.

There is no HOA (confirmed across listings) and no CDD, on public water and sewer, so recurring overhead is just taxes and insurance. Confirm any individual deed restrictions for the specific home. The real costs are the upkeep of a 1993-94 home and Navarre-area insurance.

There are no HOA-funded services or amenities, including no maintenance of the community pond beyond what owners arrange. Verify any deed restrictions per property.

There is no club or amenity package; the appeal is the no-HOA carry, the larger lots, and the optional pondfront setting.

Run Your Numbers

Tools for a Orion Lake buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Orion Lake.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Orion Lake

Selling in Orion Lake? Lead with the no-HOA carry and the lot type.

Your home's edge is a no-HOA home in an A-rated Navarre district, on a larger interior lot or a pondfront lot. Document the lot type, updated systems, and the schools, then price to like comps by lot type.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Orion Lake, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Orion Lake, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Orion Lake home worth?

Get a no-obligation home value based on real comparable sales in Orion Lake matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Orion Lake home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Orion Lake year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Orion Lake Market Scorecard

Strong buyer's market

Orion Lake is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $365,000, and homes go under contract in about 20 days.

12.0
Months supply
$365,000
Median list
$352,500
Median sold
$210
Per sqft
20
Days on mkt
1/1/1
Active/Pend/Sold

Typical home value in the 32566 ZIP is $417,975, about 15.5% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Does Orion Lake have an HOA or CDD?
No. Multiple listings confirm no HOA, and there is no CDD, on public water and sewer, so recurring overhead is just taxes and insurance. Confirm any individual deed restrictions.
Is Orion Lake lakefront?
Partly. The Orion Lake Circle loop fronts a community pond, so some lots are genuinely pondfront, while Orion Lake Drive interior lots are not. Confirm a specific home's lot type.
What schools serve Orion Lake?
It is in the A-rated Santa Rosa County School District, with Holley-Navarre Intermediate and Middle (both strong) and Navarre High (5/10 GreatSchools, an A state grade). Confirm the assignment by address.
How old are the homes in Orion Lake?
Most were built in 1993-94, so budget a thorough inspection of the roof, HVAC, and systems; some homes had roofs and HVAC replaced around 2021.
How much do homes in Orion Lake cost?
Activity ran roughly $340,000 to $440,000 depending on lot type and condition (Homes.com / Trulia, 2024-2026), with a pondfront sale around $343,000 and an interior sale around $427,000. Comp by lot type.
Is Orion Lake a good fit for military buyers?
Yes. Navarre is popular with military buyers; Orion Lake sits midway between NAS Pensacola (about 33 to 50 minutes west) and NAS Whiting Field (about 40 to 45 north).
Is Orion Lake gated?
No. It is an open, no-HOA neighborhood, not gated.
Is Orion Lake in a flood zone?
Flood risk is parcel-specific, and pondfront lots warrant a check. Pull the FEMA flood zone for the specific lot before buying.
How is the commute from Orion Lake?
Navarre's US-98 retail is minutes away and Navarre Beach about eight to twelve minutes, but US-98 is the single west-east corridor; NAS Pensacola and Whiting Field are longer drives.
What should I check before buying in Orion Lake?
Comp by lot type, inspect the 30-year-old systems, pull the FEMA flood zone (especially pondfront), confirm there is no HOA and any deed restrictions, and verify the schools.
Is Orion Lake a good investment?
No HOA with optional pondfront lots in an A-rated district supports demand, but 30-year systems, the 5/10 high school, and pondfront flood exposure are factors. Comp by lot type and inspect well; this is not a guarantee of future value.
Should I use the listing agent to buy in Orion Lake?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
The Verdict

Should you buy in Orion Lake?

An honest fit check. We will tell you when it is not your community.

You want a no-HOA home in an A-rated Navarre school zoneExcellent fit
You are a military buyers wanting a dual-base location, with an optional pond lotExcellent fit
You want larger lots without HOA feesExcellent fit
You are set on a strong zoned high schoolProbably not
You want a waterfront-club or HOA-managed communityProbably not
You commute daily to NAS PensacolaProbably not

Get the inside read on Orion Lake

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Orion Lake median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Orion Lake, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

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