<<<<<<< HEAD ======= >>>>>>> origin/main
Orion Lake Navarre in Navarre

Orion Lake Navarre
Homes for Sale in Navarre, FL

Community in Navarre · Santa Rosa County
55 homesBuilt 1988–1999
Free · No obligation
Talk to a Orion Lake Navarre Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Pensacola MLS dataFL DOR public recordsUpdated twice daily
Live · Orion Lake Navarre Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Santa Rosa: 38% (348 of 929)
0 · 2
For sale · pending
live counts, refreshed twice daily
Ownership and context
67%
Owner-occupied · Orion Lake Navarre
37 of 55 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Orion Lake Navarre
incl. 2% trust or LLC-held · 13% out-of-state
55
Homes in the community
55 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1988
Community established
homes built 1988-1999, median 1989 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Orion Lake Navarre is driven almost entirely by condition and updates, not by location premiums or amenities. This is a compact enclave of 55 homes built across a narrow window, with a median living area of 1,749 square feet, so square footage does not vary as much as the interiors do. Expect a wide spread on paper that mostly reflects how much work a given home has had since it was built.

The current posture is tight. There are zero active listings as of mid-2026, and roughly two-thirds of the homes carry a homestead exemption, which signals owners who tend to hold rather than trade. For a buyer, that means patience and readiness to move when something lists. For a seller, it means limited direct competition, but pricing still has to be defended by the home's actual condition.

Best for

  • Buyers seeking an established, single-era home around 1,749 square feet and willing to wait for the right listing
  • Owner-occupants who plan to stay put, matching the community's high homestead share
  • Renovation-minded buyers comfortable pricing a home by its condition and update history

Probably not for

  • Buyers on a tight timeline who need to close soon, given zero active listings
  • Anyone wanting resort-style or HOA amenities, which are not present here
  • Shoppers who want new construction or larger, varied floor plans

The market around Orion Lake Navarre

Orion Lake Navarre is too small for its own price trend, so here is the market around it.

Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).

ZIP and county figures describe the wider market, not Orion Lake Navarre specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Orion Lake Navarre

Live MLS inventory for Orion Lake Navarre. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Orion Lake Navarre listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

<<<<<<< HEAD

Schools

In short
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Holley Navarre · Elementary
  • HOLLEY NAVARRE · Middle
  • Navarre · High

Zoned schools reflect the assignments reported on recent Orion Lake Navarre listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Orion Lake Navarre address.

=======

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Navarre US-98 retail~2-5 min · Walmart, dining
Navarre Beach~8-12 min · south via SR-87
NAS Whiting Field (Milton)~40-45 min · north via FL-87
NAS Pensacola~33-50 min · west on US-98
Pensacola International Airport (PNS)~43 min · west
I-10 (north of Navarre)~20-25 min · via FL-87

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Orion Lake Homes for Sale in Navarre, FL with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Orion Lake (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Orion Lake is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Orion Lake address.

>>>>>>> origin/main

If we were buying in Orion Lake Navarre today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Orion Lake Navarre.

Best Buy
Buyers who want an established, low-turnover Navarre address and can wait for the right home.
Biggest Risk
Thin turnover makes comps scarce and can stretch the wait for buyers.
Sweet Spot
A condition-driven home near the ~1,749 sqft median that has already been updated.
Avoid If
You need to close quickly or require built-in community amenities.

A small, held enclave

The housing stock here is homogeneous by era, with a median year built of 1989 and construction ending in 1999. Homes cluster around 1,749 square feet of living space, so shoppers are largely choosing between similar footprints in different states of update. The practical question is almost always kitchens, baths, roofs, and systems rather than floor plan.

With about 67.3% of homes homestead-exempt and no listings on the market at this snapshot, turnover is low. That scarcity can sharpen negotiations when a home does come available, and it puts a premium on being pre-positioned to act. It also means comparable sales can be thin, so pricing a home well requires reading condition against the small set of recent trades.

The location and the amenities are priced into every listing in Orion Lake Navarre. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 55-home community with nothing currently listed, timing and relationships matter more than search filters. We track this enclave closely, help buyers get ready to move before a home hits the market, and price sellers against real, condition-adjusted comps rather than round numbers. When inventory is this thin, that discipline is the difference between a clean deal and a stalled one.

Orion Lake Navarre in 15 seconds.

Best forBuyers who want an established, low-turnover Navarre address and can wait for the right home.
Biggest advantageScarce inventory and mostly held homes mean limited direct competition when you list.
Biggest riskThin turnover makes comps scarce and can stretch the wait for buyers.
Sweet spotA condition-driven home near the ~1,749 sqft median that has already been updated.
Avoid ifYou need to close quickly or require built-in community amenities.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Orion Lake Navarre sales matched to your home.

<<<<<<< HEAD

What is your Orion Lake Navarre home worth?

Get a no-obligation home value based on real comparable sales in Orion Lake Navarre, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Orion Lake on the map →
Or get your Orion Lake home value & selling guide →

Real comps, not an automated estimate.
=======

What is your Orion Lake home worth?

Get a no-obligation home value based on real comparable sales in Orion Lake matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not an automated estimate.
>>>>>>> origin/main

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,989/mo
Santa Rosa County typical true cost to own
$204/mo
Santa Rosa County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

32% of homes for sale in ZIP 32566 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Orion Lake Market Scorecard

Buyer-Leaning Market (limited data)

Orion Lake is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$366,250
Median sold
$204
Per sqft
n/a
Days on mkt
0/1/2
Active/Pend/Sold

Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

=======

Orion Lake Market Scorecard

Balanced Market (limited data)

Orion Lake is currently a balanced market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$352,500
Median sold
$163
Per sqft
n/a
Days on mkt
0/2/1
Active/Pend/Sold

Typical home value in the 32566 ZIP is $418,527, about 15.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

>>>>>>> origin/main

Frequently Asked Questions

How many homes are in Orion Lake Navarre?
The Florida DOR 2025 assessment roll shows 55 homes in Orion Lake Navarre (public records).
What share of Orion Lake Navarre is owner-occupied?
67% of Orion Lake Navarre parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Orion Lake Navarre built?
Homes in Orion Lake Navarre were built between 1988 and 1999, with a median year built of 1989 (FL DOR 2025 roll).
Who is the best real estate agent for Orion Lake Navarre?
The best agent for Orion Lake Navarre is one who actively works Navarre and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Orion Lake Navarre.
How do I find a top Navarre real estate agent who knows Orion Lake Navarre?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Orion Lake Navarre and the wider Navarre area.
Can Momentum Realty connect me with an agent for Orion Lake Navarre?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Orion Lake Navarre purchase or sale - no call center and no pressure.
Buyers seeking an established, single-era home around 1,749 square feet and willing to wait for the right listingExcellent fit
Owner-occupants who plan to stay put, matching the community's high homestead shareExcellent fit
Renovation-minded buyers comfortable pricing a home by its condition and update historyExcellent fit
Buyers on a tight timeline who need to close soon, given zero active listingsProbably not
Anyone wanting resort-style or HOA amenities, which are not present hereProbably not
Shoppers who want new construction or larger, varied floor plansProbably not

Nearby Communities

Explore more neighborhoods near Orion Lake Navarre with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: July 3, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesPensacola MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
Talk to a Local Orion Lake Navarre Expert