Bridgewater in St. Johns

Bridgewater Homes for Sale in St. Augustine (CR-210 corridor, St. Johns County), FL

Townhome community · North St. Johns · ZIP 32095

Attainable low-maintenance townhomes in top-rated St. Johns County.

D.R. Horton townhomesPool and fitnessTop-rated St. Johns schools
Live Market Pulse
62/100
Momentum
Balanced Market
Newer townhomes where the unit, the view, and builder incentives move the deal, with a CDD plus a modest HOA to price into the all-in monthly.
Free · No obligation
Unlock Off-Market Bridgewater

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$327K
Median Price
2.2mo
Supply
66days
Avg DOM
Balanced
Seller Leverage
$208/sf
Median $/Sqft
+0%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Bridgewater is a D.R. Horton townhome community in north St. Johns County, an attainable, low-maintenance way into the state's top-rated schools with a pool, fitness center, and dog park on site. The leverage on new construction is the incentive; the cost to weigh is the Bridgewater North CDD on top of a modest HOA. The CR-210 widening and the First Coast Expressway are the access tailwinds."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Bridgewater market snapshot (as of June 13, 2026): the median sale price is about $327K ($208 per sq ft), with homes averaging 66 days on market and 2.2 months of supply, a balanced market. Values are up 0% over the past year and up -2% since 2022, based on 109 recent closings in live realMLS data.

Bridgewater is a D.R. Horton townhome community of roughly 800 homes on about 145 acres in north St. Johns County, between I-95 and US-1 near the CR-210 corridor. It brings attainable, low-maintenance new construction to one of Florida's most sought-after school districts.

It reads as a tidy, modern townhome neighborhood with its own pool, cabana, fitness center, splash pad, playground, and dog park, well placed for commuters who want quick I-95 access and St. Johns schools at a townhome price.

Top schools and resort-style basics at a townhome price, the deal turns on the unit and the all-in carrying cost.

The CR-210 widening and the First Coast Expressway are the access tailwinds; the CDD plus HOA is the number to underwrite.

Best for

  • Buyers who want attainable, low-maintenance townhome living
  • Buyers who value top-rated St. Johns County schools
  • Commuters who want quick I-95 access
  • First-time buyers and lock-and-leave owners

Probably not for

  • Buyers who want a single-family home and yard
  • Anyone who wants to avoid a CDD and minimize carrying cost
  • Buyers who want an established, built-out community
  • Anyone who will not register an agent before touring

How Bridgewater is performing right now

62/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
2.2Months of supplytight
47Median days on marketdays
1 : 20Under contract vs for salestrong demand
109Sold in last 12 monthsliquidity
+-2%Median price since 2022appreciation
+4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Bridgewater listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Bridgewater buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Bridgewater

Live MLS inventory for Bridgewater. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bridgewater listings as of 2026-06-13, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Interstate 95 via CR-210About 5 to 10 minutes
CR-210 corridor retailAbout 5 to 10 minutes
Downtown St. AugustineAbout 20 to 30 minutes
St. Johns Town CenterAbout 25 to 30 minutes
Downtown JacksonvilleAbout 30 to 40 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Bridgewater Homes for Sale in St with Momentum Realty’s local guides.

Beacon Lake Townhomes in StBeacon Lake Townhomes in StSt. Augustine (Beacon Lake, CR-210), FL · 0.5 miCreekside at Twin Creeks Homes for Sale in StCreekside at Twin Creeks Homes for Sale in StSt. Augustine, FL · 0.8 miBeachwalk Homes for Sale in StBeachwalk Homes for Sale in StSt. Johns, FL · 1.2 miWalden Chase Homes for Sale in Ponte Vedra, FLWalden Chase Homes for Sale in Ponte Vedra, FLPonte Vedra, FL · 1.5 miMEMariposa at EverRange Homes for Sale in Jacksonville, FLJacksonville, FL · 2.3 miStillwater Homes for Sale in StStillwater Homes for Sale in StSt. Johns, FL · 2.3 miThe Gables Homes for Sale in StThe Gables Homes for Sale in StSt. Augustine, FL · 2.3 miRegency at EverRange Homes for Sale in Jacksonville, FLRegency at EverRange Homes for Sale in Jacksonville, FLJacksonville, FL · 2.7 miCTCypress Trails at Nocatee Homes for Sale in Ponte Vedra, FLPonte Vedra, FL · 2.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Bridgewater (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Bridgewater is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public K-8

Mill Creek Academy

Public High

Tocoi Creek High School

Private PreK-12

Mill Creek Baptist Christian Academy

Private 9-12

St. Joseph Academy

Buying with schools in mind? We can confirm the exact zoned schools for any Bridgewater address.

The takeaway

What is shaping value in north St. Johns: the CR-210 widening on Bridgewater's main corridor, the First Coast Expressway taking shape, nearby retail growth, and a statewide property-tax question on the November 2026 ballot. Each item below is sourced and linked.

Recent Developments in Bridgewater

Our read on what is being built around Bridgewater, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe drivers point up as road capacity and retail catch up to growth; the watch items are the CDD-plus-HOA carrying cost and the property-tax vote.

CR-210 widening continues on Bridgewater's main corridor

2025
BullishMajor impact
SignificanceRadius: Area

Added capacity on CR-210 directly eases the community's primary commute.

First Coast Expressway taking shape in St. Johns County

2025
BullishNotable impact
SignificanceRadius: Regional

The SR-23 beltway improves long-term regional access for north St. Johns.

Nearby SilverLeaf Publix and retail growth

2025
BullishNotable impact
SignificanceRadius: Area

New grocery and retail in the corridor add daily-needs convenience.

CDD plus HOA carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: On-site

The Bridgewater North CDD on top of the HOA is the number to price into the all-in monthly.

Florida property tax overhaul on the November 2026 ballot

2026
NeutralMajor impact
SignificanceRadius: Regional

A larger homestead exemption could cut owner bills, with a county service-funding tradeoff.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Bridgewater, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. August 2025
    Infrastructure

    CR-210 widening continues in St. Johns County

    The CR-210 widening from Cimarrone Boulevard to Greenbriar Road shifted lanes in August 2025 and is set to finish around spring 2026, adding capacity to the main north-county corridor. Why it matters: Near-term construction friction now, added capacity on the main commuter corridor soon. Source

  2. April 2025
    Infrastructure

    Next phase of the First Coast Expressway takes shape in St. Johns County

    FDOT crews are building the SR-23 segment through the SilverLeaf area, with the final segment toward I-95 to follow and the full beltway due around 2030. Why it matters: Direct SR-23 access will sharply improve connectivity for north and central St. Johns. Source

  3. June 2026
    Taxes

    Florida property tax overhaul sparks concern in St. Johns County

    County officials estimate up to a 113 million dollar revenue decrease by 2029 if voters raise the homestead exemption to 150,000 dollars in 2027 and 250,000 dollars in 2028; the amendment needs 60 percent approval. Why it matters: Potential tax relief supports affordability, while county service funding is the offsetting risk. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Bridgewater, this is the order of operations we would run, and the one we run for our clients.

1

Register your own agent before the first sales visit and negotiate the incentive.

2

Run the all-in monthly, the Bridgewater North CDD plus the HOA.

3

Confirm what the HOA and CDD cover and the amenity access.

4

Translate incentives into monthly dollars.

5

Cross-shop north St. Johns, including Markland.

Best Buy
An end-unit townhome bought with a strong incentive
Biggest Risk
Underbudgeting the CDD plus HOA carrying cost
Best Lot
End units and preserve or pond views
Smart Timing
Negotiate during builder incentive cycles
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Builder

D.R. Horton townhomes, two and three bedroom

Scale

About 800 homes on roughly 145 acres

Type

Newer low-maintenance townhomes

Pricing

Attainable St. Johns ownership; price to comps

Costs & Fees

HOA

About 65 dollars a month for grounds and recreation

CDD

Yes; Bridgewater North CDD, confirm the assessment

Maintenance

Low-maintenance townhome living

Amenities

Pool

Community pool and cabana

Fitness

Fitness center

Play

Splash pad, playground, and dog park

Sport

Volleyball and green space

Location

Setting

North St. Johns, between I-95 and US-1 near CR-210

ZIP

32095, St. Johns

Access

About 5 to 10 minutes to I-95; CR-210 corridor

The Homes & Style

Bridgewater is a D.R. Horton townhome community of roughly 800 homes on about 145 acres in north St. Johns County, between I-95 and US-1 near CR-210. The two- and three-bedroom townhomes are newer low-maintenance construction with current code, newer systems, and builder warranties, and a growing resale segment as the community fills in.

Because much of it is new, negotiation often happens on builder incentives, rate buydowns and closing-cost credits, rather than the base price. Price a specific home off the closest comparable sales, and weigh the unit, end units and preserve or pond views carry the premium.

Living Here

Daily life centers on the community pool and cabana, a fitness center, a splash pad, a playground, a dog park, and volleyball, with quick I-95 access via CR-210 and the corridor's growing retail minutes away. The big draw is top-rated St. Johns County schools at a townhome price.

This is a growing north-county corridor: the CR-210 widening and the First Coast Expressway are adding capacity, which means some construction friction now and better access soon.

Before You Offer

Before you sign here, run this list.

  • Register your own agent before the first sales-center visit
  • Confirm the HOA dues and the Bridgewater North CDD assessment for the specific home
  • Translate incentives into monthly dollars
  • Confirm what the HOA and CDD cover and the amenity access
  • Schedule pre-drywall and final inspections independent of the builder
  • Confirm the zoned schools for the address with St. Johns County
How It Compares to Nearby Communities

The honest way to place Bridgewater is against the other north-St. Johns options.

CommunityHow it compares
MarklandAn established north-St. Johns master plan with single-family homes nearby; cross-shop the dues and the CDD.
SilverLeafA larger nearby master plan with deeper amenities and single-family options at higher prices.

Bridgewater wins on attainable price and top schools; the cases against are townhome living and the CDD-plus-HOA carrying cost.

Who It Fits

Bridgewater fits the value-minded buyer who wants top schools at a townhome price, not the buyer who wants a single-family home or to avoid a CDD.

Fits you if

  • You want attainable, low-maintenance townhome living
  • You value top-rated St. Johns County schools
  • You want quick I-95 access
  • You are a first-time buyer or lock-and-leave owner

Look elsewhere if

  • You want a single-family home and yard
  • You want to avoid a CDD and minimize carrying cost
  • You want an established, built-out community
  • You will not register an agent before touring
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior
$245K to $310K

Interior townhomes, the value entry into top-rated St. Johns schools and the amenities.

Lowest entry
The End Unit
$310K to $355K

End-unit townhomes with more light and privacy, the everyday core of demand here.

Most inventory
The View
$355K to $391K

Townhomes backing to preserve or pond, the premium tier with the strongest resale story.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$245K to $310K
The Interior
Interior townhomes, the value entry into top-rated St. Johns schools and the amenities.
$310K to $355K
The End Unit
End-unit townhomes with more light and privacy, the everyday core of demand here.
$355K to $391K
The View
Townhomes backing to preserve or pond, the premium tier with the strongest resale story.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Top-rated St. Johns County schoolsStrong
Newer townhomes, low renovation riskStrong
Pool, fitness, and recreation on siteStrong
CR-210 and First Coast Expressway accessPositive
CDD plus HOA carrying costManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Bridgewater

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Top schools at a townhome price, the incentive and the CDD math are the deal.

Jon Brooks · Founder, Momentum Realty
8.0B+ · Buy Score
Resale Strength8.0/10
Renovation Risk8.6/10
Location Efficiency8.0/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage6.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Bridgewater is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • End units and preserve or pond views carry the premium
  • Interior units are the value entry
  • Newer construction means low renovation risk
  • Confirm the CDD plus HOA per home
  • Top schools are the durable draw

Bridgewater is a townhome community, so the unit type and the view drive value more than a lot. End units and townhomes backing to preserve or pond carry the premium, while interior units are the value entry. The carrying cost, a Bridgewater North CDD on top of a modest HOA, is the number to price into the deal, offset by top-rated St. Johns schools and on-site amenities.

Bridgewater in 15 seconds.

Best forBuyers who want attainable, low-maintenance townhome living in top-rated St. Johns.
Biggest advantageTop schools and resort basics at a townhome price with quick I-95 access.
Biggest riskA CDD on top of the HOA raising the carrying cost.
Sweet spotAn end-unit townhome with a strong incentive.
Avoid ifYou want a single-family home, no CDD, or an established community.

HOA, CDD & Fees

15-Second Take
  • HOA about 65 dollars a month
  • Bridgewater North CDD on top, confirm it
  • Pool, fitness, splash pad, and dog park included
  • Run the all-in monthly before comparing
  • Newer townhomes carry lower insurance than older stock

Bridgewater carries a modest HOA, reported around 65 dollars a month for grounds and recreation, plus a Bridgewater North Community Development District assessment. Confirm the HOA dues and the CDD assessment for the specific home and run the all-in monthly before you compare to a no-CDD community.

The HOA covers grounds maintenance and the pool, cabana, fitness center, splash pad, playground, and dog park; the CDD funds the community infrastructure.

There is no separate private club; the on-site amenities are the pool, fitness center, and recreation areas, funded through the HOA and CDD.

The takeaway

Price to the unit type and recent closings, and lead with the top-rated St. Johns schools and the resort-style amenities at a townhome price.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Bridgewater, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Markland, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Bridgewater home worth?

Get a no-obligation home value based on real comparable sales in Bridgewater matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Bridgewater on the map →
Or get your Bridgewater home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Bridgewater year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

How much local inventory is already under contract

5% of homes for sale in Bridgewater are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-23).

Bridgewater Market Scorecard

Strong seller's market

Bridgewater is currently a strong seller's market. About 2.2 months of supply, a median asking price of $329,994, and homes go under contract in about 47 days.

2.2
Months supply
$329,994
Median list
$327,495
Median sold
$216
Per sqft
47
Days on mkt
20/1/109
Active/Pend/Sold

Typical home value in the 32095 ZIP is $504,036, about 18.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Location and commute
South of CR-210 between I-95 and US-1 in 32095: about 5 minutes to the interstate, 5-8 to corridor retail, 13-17 to Durbin Park, 18-22 to downtown St. Augustine, and 25-35 to Jacksonville's Southside and downtown. CR-210 itself slows badly at peak hours; the interstate does the heavy lifting.
The amenity campus
Resort-style pool with cabana, splash pad, fitness center, playground, sand volleyball, and dog park, funded across many doors, which is how the base HOA stays low. Capacity is shared at scale, so a summer Saturday at the pool feels like a community of hundreds, because it is.
Insurance and flood
New-code construction prices favorably, and most of the plan is inland, but ponds and preserve edges vary the picture parcel by parcel. Pull the FEMA designation and a bindable homeowners quote for the specific address during your inspection period, and clarify the HOA-versus-owner insurance split for the townhome format.
Internet and connectivity
The corridor is served by AT&T (fiber in most newer communities) and Xfinity, but availability still varies by street. If working from home matters, confirm fiber at the specific address rather than assuming.
How big is Bridgewater?
Roughly 800 planned townhomes on about 145 acres south of CR-210, approved as one of the largest townhome projects in Northeast Florida, built in three planned phases. Phase 1 alone was about 362 units.
Who builds Bridgewater?
D.R. Horton, the nation's largest homebuilder, with construction underway since roughly 2022. Homes trade as both new construction and early resale.
What do the townhomes cost?
Base plan pricing has run from roughly the $280s, with listing and sale records spanning about $270K to the high $300s depending on plan, position, and options. Builder pricing moves with releases and incentives, so verify the live sheet.
What plans are offered?
Five plans, Aspen, Wesley, Oakley, Harper, and Keaton, from 1,210 to 1,795 square feet, in 2-3 bedroom, 2.5 bath layouts with 1- or 2-car garages and screened lanais on many plans.
What is the HOA?
Listings have shown a base HOA of roughly $61-$65 per month, low for an amenity community on this corridor. Confirm the current amount and exactly what it covers in writing before you offer.
Does Bridgewater have a CDD?
Yes. The Bridgewater North Community Development District is a real, separate line on the tax bill that funds infrastructure and amenities. The exact assessment varies by parcel, so verify the bond and operations amounts for the specific home; the low HOA alone is not the carrying cost.
What amenities are there?
A resort-style pool with cabana, a splash pad, a fitness center, a playground, sand volleyball, and a dog park, with parkland woven through the plan.
What schools serve Bridgewater?
The A-rated St. Johns County School District. Third-party sources disagree on the exact zoning, and the district redraws lines as the corridor grows, so confirm the current elementary, middle, and high assignment by address before relying on it.
Are there many rentals?
There is visible rental activity, with townhomes advertised around $1,900-$2,000 a month. A community pitched at attainable price points draws investors, so verify the current leasing rules and owner-occupancy mix if it matters to you.
Is Bridgewater a good investment?
The math can work: low entry price, A-rated schools, corridor growth, and rents near $2,000. The risks are builder competition while D.R. Horton sells, the CDD line, and a deep supply of near-identical units. We run the real numbers both ways.
Where is Bridgewater exactly?
South of CR-210 between I-95 and US-1 in ZIP 32095, about 5 minutes to the interstate, 18-22 to downtown St. Augustine, and 25-35 to Jacksonville's Southside and downtown.
Builder or resale?
Run both: the builder offers plan choice and incentives, often tied to its lender, with a wait; a resale offers a finished home today and must price below the all-in new package to be rational. We negotiate both sides.
What should I check on a new build here?
The incentive fine print and lender-tie math, included-versus-option features, the parcel's CDD assessment, position premiums against what earlier buyers paid, and a third-party inspection even on new construction.
Is Bridgewater in a flood zone?
Most of the community is inland, but ponds and preserve edges run through the plan, so pull the FEMA designation and a bindable insurance quote for the specific address during diligence rather than assuming.
When will Bridgewater be built out?
The project was approved for three phases starting around 2022-2023. Build-out timing depends on absorption, so ask for the builder's current phase map and delivery schedule, and assume construction traffic until the last phase closes.
Do I need my own agent to buy in Bridgewater?
Yes. The on-site sales team works for D.R. Horton, not for you. Your own agent verifies the HOA and CDD, prices the position against real comps, runs the incentive math against outside financing, and costs you nothing extra as the buyer.
Buyers who want attainable, low-maintenance townhome livingExcellent fit
Buyers who value top-rated St. Johns County schoolsExcellent fit
Commuters who want quick I-95 accessExcellent fit
First-time buyers and lock-and-leave ownersExcellent fit
Buyers who will underwrite the CDD plus HOAExcellent fit
Buyers who want a single-family home and yardProbably not
Anyone who wants to avoid a CDDProbably not
Buyers who want an established communityProbably not
Anyone who will not register an agent before touringProbably not
Buyers who want the lowest carrying costProbably not

Get the inside read on Bridgewater

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Bridgewater home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Bridgewater specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Bridgewater — what to look for, questions to ask, and your local expert.
Bridgewater St Johns median home price history from 2022 to 2026, chart by Momentum Realty
Median sale price in Bridgewater St Johns, Florida by year (2022 to 2026). Source: Momentum Realty.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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