The Complete Bridgewater Guide. (2026)

Executive Summary

Bridgewater is a newer D.R. Horton townhome community off County Road 210 in St. Johns County, near St. Augustine. Built between 2022 and 2026, it offers an affordable, low-maintenance way into one of the top-rated school districts in Florida, with a real amenity package and a low HOA.

The community is made up of two and three bedroom townhomes from roughly 1,210 to 1,795 square feet, with one and two car garage options, granite counters, and screened lanais on many plans. Amenities include a pool, a cabana, a splash pad, a dog park, a playground, volleyball, and fitness.

For pricing context, townhomes have ranged from about 269,900 to 388,000 dollars according to builder and listing data, with an HOA around 65 dollars per month. Those numbers are third-party market context and not NEFAR statistics, so a specific home should be priced off recent comparable sales.

Quick Facts

Community Overview & History

Affordable, low-maintenance townhome living in top-rated St. Johns

The County Road 210 corridor is one of the fastest-growing parts of St. Johns County, prized for its top-rated schools and its central spot between Jacksonville and St. Augustine off I-95. Bridgewater is one of its more affordable communities, offering newer D.R. Horton townhomes with a real amenity package and a low HOA.

How it feels on the ground today

Bridgewater reads as a newer, family-and-first-time-buyer community where the affordability, the amenities, and the top-rated schools are the headline draws. The low-maintenance townhome living and the low HOA appeal to first-time buyers, downsizers, and investors who want into St. Johns County without a single-family price.

The Community and What You Are Buying

Bridgewater is a townhome community, so the choice comes down to the floor plan, the lot position, and the garage configuration.

Floor plan

Two and three bedroom plans from roughly 1,210 to 1,795 square feet suit first-time buyers, downsizers, and investors.

Lot and position

Interior and end units and the position relative to the amenities and preserve affect light, privacy, and resale.

Garage and features

One and two car garage options, granite counters, and screened lanais vary by plan.

Real Estate Market

Bridgewater appeals to first-time buyers, downsizers, and investors who want affordable, low-maintenance townhome living in top-rated St. Johns County.

Townhomes have ranged from about 269,900 to 388,000 dollars per builder and listing data, with the figure set by the plan, the lot, and the options. Because plans vary, a specific home should be priced from the closest comparable sales.

The affordability, the amenities, the low HOA, and the top-rated schools keep demand steady from buyers priced out of single-family homes in St. Johns County.

Who Lives Here

Bridgewater draws first-time buyers, downsizers, and investors who want an affordable, low-maintenance townhome with a real amenity package and top-rated St. Johns schools, minutes from I-95 between Jacksonville and St. Augustine.

Schools

Bridgewater is served by the St. Johns County School District, consistently one of the highest-rated districts in Florida. Attendance zones are assigned by home address, so confirm the exact zoning for a particular Bridgewater address with the district before you buy.

Amenities & Lifestyle

Bridgewater pairs a townhome amenity package with its location and schools.

Pool, cabana, and splash pad

A community pool, a cabana, and a splash pad anchor the social life.

Dog park and playground

A dog park, a playground, and volleyball add recreation for all ages.

Low HOA, low maintenance

An HOA around 65 dollars a month and townhome living keep the carrying cost and the upkeep down.

Top-rated schools and access

Top-rated St. Johns schools and quick access to I-95, Jacksonville, and St. Augustine define the location.

HOA, CDD & Costs

Bridgewater has an HOA, around 65 dollars per month, that funds the pool, the amenities, and the common areas, and covers parts of the townhome exterior. Confirm the current dues and exactly what they include for a specific home.

Because it is a newer community, confirm whether a CDD applies and any remaining builder or warranty items for the specific home before you write an offer.

Pull the flood designation for the specific address and a current insurance quote, since lots near preserve and water can vary.

Commute Analysis

Bridgewater pairs a top-rated St. Johns school zone with a central CR 210 location, where I-95 is minutes away and St. Augustine, the Bartram corridor, and the Town Center are a short drive, which keeps it connected while remaining one of the more affordable communities in the county.

Shopping & Dining

Everyday shopping and dining are along CR 210, US 1, and the nearby Durbin Park and Bartram corridors, with grocery and retail minutes away and the outlet malls and St. Augustine a short drive. The location splits the difference between Jacksonville convenience and St. Augustine charm.

Pros and Cons

Bridgewater vs. Comparable Communities

Hidden Things Buyers Should Know

Affordable into St. Johns

Bridgewater is one of the more affordable ways into top-rated St. Johns County, which is the main reason buyers shop here.

Confirm HOA and any CDD

Confirm the HOA dues and whether a CDD applies for the specific home, since it affects the all-in cost.

Price by plan and lot

With several plans and lot positions, price off the closest comparable sales for the specific home.

Momentum Expert Insight

Selling a Home in Bridgewater

Selling in Bridgewater is about presenting the home and the amenity package to St. Johns County buyers and investors, and pricing correctly across the townhome floor plans. Highlighting the low HOA and the schools helps move homes.

We price from the closest comparable sales for the specific plan and lot, and market the newer construction, the top-rated schools, and the affordable, low-maintenance value to the buyers who shop the CR 210 corridor.

Flood Zones & Insurance

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Bridgewater address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Bridgewater address rather than assuming.

The Tax Reality

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Bridgewater and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Bridgewater home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Bridgewater home is priced to the real market.

The Bridgewater Playbook

If you are buying in Bridgewater, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Bridgewater: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Bridgewater?

Bridgewater is off County Road 210 in St. Johns County near St. Augustine, in the 32095 area, minutes from I-95 between Jacksonville and St. Augustine.

Who builds Bridgewater?

Bridgewater is a D.R. Horton townhome community, built between 2022 and 2026.

What do homes in Bridgewater cost?

Townhomes have ranged from about 269,900 to 388,000 dollars per builder and listing data. Those are third-party figures, not NEFAR statistics, so price a specific home off comparable sales.

What size are homes in Bridgewater?

Bridgewater townhomes run roughly 1,210 to 1,795 square feet, in two and three bedroom layouts.

What amenities does Bridgewater have?

Bridgewater has a pool, a cabana, a splash pad, a dog park, a playground, volleyball, and fitness.

What is the HOA at Bridgewater?

The HOA is around 65 dollars per month, which funds the pool, the amenities, and the common areas. Confirm the current dues and inclusions for a specific home.

What schools serve Bridgewater?

Bridgewater is served by the top-rated St. Johns County School District. Confirm the exact zoning for an address with the district.

Is Bridgewater a good value?

For buyers who want into top-rated St. Johns County affordably, the newer townhomes, the amenities, and the low HOA make it one of the better values, though it is townhome rather than single-family living.

Does Bridgewater have a CDD?

Confirm whether a CDD applies for the specific home, since it affects the all-in cost. The known fee is the HOA around 65 dollars per month.

How far is Bridgewater from I-95?

Bridgewater is about five minutes from I-95, with St. Augustine and the Bartram corridor a short drive.

How far is Bridgewater from St. Augustine?

Bridgewater is about fifteen minutes from St. Augustine.

Is Bridgewater in a flood zone?

Lots near preserve and water can vary, so pull the flood designation and an insurance quote for the specific address rather than assuming.

Are homes in Bridgewater new?

Yes. Bridgewater was built between 2022 and 2026 by D.R. Horton, and homes trade as both new and early resale.

How far is Bridgewater from downtown Jacksonville?

Bridgewater is roughly thirty to thirty-five minutes from downtown Jacksonville.

Who should I call about buying in Bridgewater?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a St. Johns County specialist.

Do I need my own agent to buy in Bridgewater?

Yes. The listing agent and any builder representative work for the seller. Your own agent represents only you, confirms the HOA and any CDD, pulls the true comparable sales, and structures an offer that protects you.

Related Reading

If you are weighing Bridgewater against other CR 210 and St. Johns communities, these guides are a good next step.