Buckhorn Creek in Chipley

Buckhorn Creek
Homes for Sale in Washington County, FL

Community in Chipley · Washington County · ZIP 32428
Median sale $260K
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Photo via CPAR MLS

Built fromLive CPAR MLS data12 years of closingsUpdated twice daily

As of September 2026, Buckhorn Creek in Chipley, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $260,000, a median 65 days on market, sellers accepting 91% of original asking (+43% versus the prior year). At the median price and Washington County's FY2025-26 rate of 15.35 mills, annual property tax runs about $3,990 ($3,380 with the full homestead exemption).

Live · Buckhorn Creek Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$260K
Median sold · 12 mo
up 42.9% vs the prior 12 months
+42.9%
1-yr price change
n = 3 and 6 sales in the two windows
91.2%
Sale vs ask
Washington median: 94.6%
Tempo
65days
Median DOM · closed
5 days at the 2022 low
50%
Under contract
Washington: 30% (47 of 159)
1 · 1
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Buckhorn Creek is a small, low-volume market, and that shapes everything else in this snapshot. With only four closings in the window, the reported 42.9% year-over-year swing in price reflects a handful of transactions, not a broad repricing trend — treat it as a signal to watch, not a number to bank on. The median price of $260,000 is the more stable anchor point for now.

The median days on market, just over 104, tells the real story: homes here sell on their own timeline, not on urgency. That favors sellers who price realistically from day one and buyers willing to negotiate rather than compete. With homestead exemptions on well under half of the 81 homes, a meaningful share of this inventory turns over as investment or non-primary property, which adds variability to condition and pricing from listing to listing.

Buckhorn Creek Housing Pulse · Momentum Research · as of September 12, 2026

Buckhorn Creek right now

🟢 Still climbing. The trailing-12-month median ($260K) is up 42.9% from the prior 12 months ($182K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Buckhorn Creek market snapshot (as of September 12, 2026): the median sale price is about $260K, and a median 65 days on market for closed sales. The trailing-12-month median is up 43% from the prior 12 months, computed from record-level CPAR MLS closed sales (3 closings in the current window).

Buckhorn Creek is a modest-sized pocket of Chipley housing stock spanning six decades of construction, with a median build year of 1999 and a typical home running around 1,313 square feet — smaller-footprint living rather than move-up scale.

Best for

  • A buyer prioritizing square footage and price over community amenities.
  • A buyer comfortable evaluating a wide range of build years and condition, house by house.
  • An investor or non-primary-residence buyer, given the sizable share of non-homesteaded homes already in the mix.

Probably not for

  • A buyer expecting clubhouse, pool, or other organized community amenities.
  • A buyer who needs a large, deep comp set to feel confident on pricing.
  • A buyer expecting a fast, competitive-offer sale process on a tight timeline.

Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02462014201620182020202220242026
0 to 6 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Washington County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,374/mo
Washington County typical true cost to own
$133/mo
Washington County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Buckhorn Creek Market Scorecard

Thin data

Buckhorn Creek is currently a thin data market. Limited supply, a median asking price of $375,000, and homes go under contract in about 105 days.

n/a
Months supply
$375,000
Median list
n/a
Median sold
n/a
Per sqft
105
Days on mkt
1/1/0
Active/Pend/Sold

Typical home value in the 32428 ZIP is $232,117, about 11.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Buckhorn Creek

Live MLS inventory for Buckhorn Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Buckhorn Creek listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Buckhorn Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Buckhorn Creek.

Best Buy
Buyers seeking a smaller-footprint home in Chipley without a premium tied to amenities.
Biggest Risk
The reported year-over-year price move is built on a very small sample of closings and should not be treated as a trend.
Sweet Spot
A home built near the median 1999 vintage, near 1,300 square feet, priced around the $260,000 median.
Avoid If
You need HOA-run amenities or a tight, high-volume comp set to price with confidence.

A market defined by low volume, not low value

With 81 homes total and only four closings in the most recent window, Buckhorn Creek does not generate the transaction volume that produces tight, predictable pricing. That is not a knock on the community — it simply means each sale carries more weight in the data and buyers should expect fewer comparable listings to lean on when negotiating.

The building stock ranges from 1965 to 2024, which is a wide spread for a community this size. That range, combined with a median build year of 1999, means condition and updates will vary sharing meaningfully from one listing to the next — a 2020s build and a 1960s original sit in the same market, but not in the same shape. No community amenities are identified from current MLS listings, so buyers should evaluate this as a housing-stock play rather than a lifestyle-amenity purchase.

The location and the amenities are priced into every listing in Buckhorn Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin on closings, pricing a home well — or knowing what an asking price actually reflects — takes more than pulling an average. We look at each of the recent sales individually, factor in build year and condition, and help you avoid anchoring to a headline percentage that four transactions can swing hard in either direction.

Buckhorn Creek in 15 seconds.

Best forBuyers seeking a smaller-footprint home in Chipley without a premium tied to amenities.
Biggest advantageMedian days on market north of 100 gives buyers real room to negotiate rather than compete.
Biggest riskThe reported year-over-year price move is built on a very small sample of closings and should not be treated as a trend.
Sweet spotA home built near the median 1999 vintage, near 1,300 square feet, priced around the $260,000 median.
Avoid ifYou need HOA-run amenities or a tight, high-volume comp set to price with confidence.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Buckhorn Creek sales matched to your home.

What is your Buckhorn Creek home worth?

Get a no-obligation home value based on real comparable sales in Buckhorn Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Buckhorn Creek?
The median sale price in Buckhorn Creek was $260K over the 12 months ending September 12, 2026 (3 closed sales, CPAR MLS).
How long do homes in Buckhorn Creek take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 65 days on market (3 sales, CPAR MLS).
Who is the best real estate agent for Buckhorn Creek?
The best agent for Buckhorn Creek is one who actively works Chipley and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Buckhorn Creek.
How do I find a top Chipley real estate agent who knows Buckhorn Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Buckhorn Creek and the wider Chipley area.
Can Momentum Realty connect me with an agent for Buckhorn Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Buckhorn Creek purchase or sale - no call center and no pressure.
A buyer prioritizing square footage and price over community amenities.Excellent fit
A buyer comfortable evaluating a wide range of build years and condition, house by house.Excellent fit
An investor or non-primary-residence buyer, given the sizable share of non-homesteaded homes already in the mix.Excellent fit
A buyer expecting clubhouse, pool, or other organized community amenities.Probably not
A buyer who needs a large, deep comp set to feel confident on pricing.Probably not
A buyer expecting a fast, competitive-offer sale process on a tight timeline.Probably not

Nearby Communities

Explore more neighborhoods near Buckhorn Creek with Momentum Realty’s local guides.

CLCompass Lake5.4 mi awayCLCompass Lake Hills7.8 mi awayCLCompass Lake In The Hills8.2 mi awaySHSunny Hills9.5 mi awaySLSilver Lake (Jackson)9.9 mi awayPLParadise Lakes (Washington)12.9 mi awayCChipley13.4 mi awayCCottondale14.7 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 12, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2014 (32 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Buckhorn Creek? 3 recorded closings; median 65 days on market (window ending 2026-09-12). See the Washington County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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