Buckhorn Creek
Homes for Sale in Chipley, FL

All 8 homes for sale in Chipley, FL · median $207,500 · 85 homes for sale in 32428 · Washington County homes for sale

Community in Chipley · Washington County · ZIP 32428
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data12 years of closingsUpdated twice daily

As of October 2026, Buckhorn Creek in Chipley, FL has 1 home for sale. As of October 2026, the MLS records 32 closed sales in Buckhorn Creek in Chipley, FL since 2014, the most recent in June 2026.

Live · Buckhorn Creek Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
50%
Under contract
Washington: 24% (37 of 151)
1 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Buckhorn Creek is a small, low-volume market, and that shapes everything else in this snapshot. With only four closings in the window, the reported 42.9% year-over-year swing in price reflects a handful of transactions, not a broad repricing trend — treat it as a signal to watch, not a number to bank on. The median price of $260,000 is the more stable anchor point for now.

The median days on market, just over 104, tells the real story: homes here sell on their own timeline, not on urgency. That favors sellers who price realistically from day one and buyers willing to negotiate rather than compete. With homestead exemptions on well under half of the 81 homes, a meaningful share of this inventory turns over as investment or non-primary property, which adds variability to condition and pricing from listing to listing.

The 60-Second Overview

Buckhorn Creek is a modest-sized pocket of Chipley housing stock spanning six decades of construction, with a median build year of 1999 and a typical home running around 1,313 square feet — smaller-footprint living rather than move-up scale.

CPAR sales records identify 7 homes in Buckhorn Creek that have changed hands since 2025, built between 1985 and 2022 (median 2022), with a median living area of about 1,500 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer prioritizing square footage and price over community amenities.
  • A buyer comfortable evaluating a wide range of build years and condition, house by house.
  • An investor or non-primary-residence buyer, given the sizable share of non-homesteaded homes already in the mix.

Probably not for

  • A buyer expecting clubhouse, pool, or other organized community amenities.
  • A buyer who needs a large, deep comp set to feel confident on pricing.
  • A buyer expecting a fast, competitive-offer sale process on a tight timeline.

The market around Buckhorn Creek

Buckhorn Creek is too small for its own price trend, so here is the market around it.

In ZIP 32428, 115 homes are on the market and 24% are under contract — a steady corner of Chipley.

Across Washington County, 114 homes are active and 37 pending (24% under contract).

In ZIP 32428 (Chipley), 192 homes closed in the last 12 months at a median of $227K, up 5.9% year over year, with a median 69 days on market. Right now 78 active and 25 pending listings — a balanced market. See the live ZIP 32428 housing market and the Washington County market.

ZIP and county figures describe the wider market, not Buckhorn Creek specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Buckhorn Creek

Live MLS inventory for Buckhorn Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Buckhorn Creek listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Buckhorn Creek Washington Right Now (1)

All 1 active and pending Buckhorn Creek Washington listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Buckhorn Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Buckhorn Creek.

Best Buy
Buyers seeking a smaller-footprint home in Chipley without a premium tied to amenities.
Biggest Risk
The reported year-over-year price move is built on a very small sample of closings and should not be treated as a trend.
Sweet Spot
A home built near the median 1999 vintage, near 1,300 square feet, priced around the $260,000 median.
Avoid If
You need HOA-run amenities or a tight, high-volume comp set to price with confidence.

A market defined by low volume, not low value

With 81 homes total and only four closings in the most recent window, Buckhorn Creek does not generate the transaction volume that produces tight, predictable pricing. That is not a knock on the community — it simply means each sale carries more weight in the data and buyers should expect fewer comparable listings to lean on when negotiating.

The building stock ranges from 1965 to 2024, which is a wide spread for a community this size. That range, combined with a median build year of 1999, means condition and updates will vary sharing meaningfully from one listing to the next — a 2020s build and a 1960s original sit in the same market, but not in the same shape. No community amenities are identified from current MLS listings, so buyers should evaluate this as a housing-stock play rather than a lifestyle-amenity purchase.

“

The location and the amenities are priced into every listing in Buckhorn Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin on closings, pricing a home well — or knowing what an asking price actually reflects — takes more than pulling an average. We look at each of the recent sales individually, factor in build year and condition, and help you avoid anchoring to a headline percentage that four transactions can swing hard in either direction.

Buckhorn Creek in 15 seconds.

Best forBuyers seeking a smaller-footprint home in Chipley without a premium tied to amenities.
Biggest advantageMedian days on market north of 100 gives buyers real room to negotiate rather than compete.
Biggest riskThe reported year-over-year price move is built on a very small sample of closings and should not be treated as a trend.
Sweet spotA home built near the median 1999 vintage, near 1,300 square feet, priced around the $260,000 median.
Avoid ifYou need HOA-run amenities or a tight, high-volume comp set to price with confidence.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Buckhorn Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Buckhorn Creek.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Buckhorn Creek sales matched to your home.

What is your Buckhorn Creek home worth?

Get a no-obligation home value based on real comparable sales in Buckhorn Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Chipley →

Real comps, not an automated estimate.
A buyer prioritizing square footage and price over community amenities.Excellent fit
A buyer comfortable evaluating a wide range of build years and condition, house by house.Excellent fit
An investor or non-primary-residence buyer, given the sizable share of non-homesteaded homes already in the mix.Excellent fit
A buyer expecting clubhouse, pool, or other organized community amenities.Probably not
A buyer who needs a large, deep comp set to feel confident on pricing.Probably not
A buyer expecting a fast, competitive-offer sale process on a tight timeline.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (32 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Buckhorn Creek

Where is Buckhorn Creek?

Buckhorn Creek is a community in Chipley, Washington County, Florida, ZIP 32428.

Are there homes for sale in Buckhorn Creek right now?

Yes — 1 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Buckhorn Creek have an HOA or CDD?

No HOA is on record for Buckhorn Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More on Buckhorn Creek

Thinking of selling in Buckhorn Creek? 2 recorded closings (window ending 2026-09-20). See the Washington County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Buckhorn Creek with Momentum Realty’s local guides.

Compass Lake5.4 mi away · median $243K, 7 sales/12 moHousefond5.6 mi awayHoliday Estates (Jackson)5.6 mi away · 1 for saleAlford6.1 mi away · 1 for saleTung Grove Estates6.5 mi away · median $130K, 3 sales/12 moThe Highlands Of Compass Lake6.8 mi away · 1 for saleHighlands At Compass Lake7.0 mi away · median $110K, 4 sales/12 moCompass Lake Hills7.8 mi away · median $207K, 10 sales/12 mo

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Washington County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,384/mo
Washington County typical true cost to own
$133/mo
Washington County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.