Captiva Cay
Homes for Sale in St. Pete Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $815,000, $468 per square foot, a median 37 days on market, sellers accepting 99% of original asking (-2% versus the prior year). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $15,800 ($14,990 with the full homestead exemption).
| Location | St Pete Beach, Pinellas County, FL · ZIP 33706 |
|---|---|
| Homes in the community | 116 (FL DOR 2025 assessment roll) |
| Years built | 1934–2023 (median 1996.0) |
| Typical living area | 2,165 sq ft (median) |
| Amenities listed by sellers | Clubhouse, Fitness Center, Pool, Buyer Approval Required, Deed Restrictions, Golf Carts OK |
| Sale prices, last 12 months | $815,000 median across 3 closed sales · $468 per sq ft · -1.8% vs the prior 12 months |
| Days on market (closed sales) | 37 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 58% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Captiva Cay key facts,” movewithmomentum.com/neighborhoods/captiva-cay, data as of September 20, 2026.
Price in Captiva Cay is driven by condition and location within St Pete Beach far more than by any single benchmark. With a median just over $815,000 and a median around $468 per square foot, you are paying coastal-market rates for roughly 1,750 square feet at the midpoint. The housing stock spans nearly a century of construction, so two homes at the same address can trade very differently depending on whether they have been updated or are due for work.
The market posture here is balanced rather than frantic. A median of 37 days on market and a heat score near the midpoint tell you this is a negotiate-in-good-faith market, not a bidding-war one. Values are essentially flat year over year, off 1.8 percent, so sellers should price to the evidence and buyers have room to be selective without expecting a fire sale.
Captiva Cay right now
🟡 Off the recent peak. The trailing-12-month median ($815K) is down 1.8% from the prior 12 months ($830K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 28, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Captiva CayHomes for Sale in St. Pete Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Captiva Cay market snapshot (as of September 20, 2026): the median sale price is about $815K ($468 per sq ft over the trailing 12 months of closed sales), and a median 37 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 33706 (St Pete Beach), 408 homes closed in the last 12 months at a median of $731K ($492/sq ft), up 6.9% year over year, with a median 79 days on market. Right now 164 active and 32 pending listings put supply at about 5.6 months — a buyer's market. See the live ZIP 33706 housing market and the Pinellas County market.
County records show 7 qualified sales in Captiva Cay across 2024–2025 (4 in 2024, 3 in 2025), median $863,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Captiva Cay is a community of 116 homes in St Pete Beach, Pinellas County, built between 1934 and 2023 (median 1996.0), with a median living area of about 2,165 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Captiva Cay is a small St Pete Beach pocket of 184 homes where the wide age range means the real story is condition, not a single archetype. Just over half the homes carry a homestead exemption, pointing to a mix of primary residences and non-owner-occupied units.
Who Captiva Cay is best for.
Best for
- Buyers targeting the mid-$800s for a coastal St Pete Beach location who will vet condition carefully
- Renovation-minded buyers who can price in the gap between an older home and a rebuilt one
- Second-home or investment buyers comfortable in a mixed owner-occupied market
Probably not for
- Buyers who need move-in-ready certainty and a narrow, predictable price band
- Anyone expecting rapid appreciation, given values are roughly flat year over year
- Buyers unwilling to budget for updates on an older home
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($815K) IS the median in the snapshot above, and the move from 2025 ($830K) IS the -1.8% one-year change.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
14% of homes for sale in ZIP 33706 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Captiva Cay Market Scorecard
Captiva Cay is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Captiva Cay, St Pete Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Recent Developments in Captiva Cay
Development, infrastructure, retail, and school activity affecting Captiva Cay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The site is about 3 miles north of Captiva Cay.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 3 miles northwest of Captiva Cay, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The site is about 3 miles northwest of Captiva Cay.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Captiva Cay buying strategy.
If we were buying in Captiva Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Captiva Cay.
Why condition sets the number here
The year-built range runs from 1934 to 2023, with the median home dating to about 1991. That spread is the single most important thing to understand: a mid-century cottage and a recently rebuilt house sit in the same community, and the median price of $815,000 blends both. Because we only have the median to work from, treat it as a center of gravity, not a ceiling or a floor — the actual spread around it is wide and driven by how much work a given home needs.
At roughly $468 per square foot on a median of about 1,750 living square feet, square footage is expensive, so renovations and additions carry real weight in what a home commands. With just over half of homes homesteaded, a meaningful share are held as non-primary residences, which can affect turnover and how quickly comparable listings appear.
The location and the amenities are priced into every listing in Captiva Cay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Captiva Cay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Recent Direction -1.8% year-over-year; Owner Commitment 58% owner-occupied; Pricing Power 99.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this condition-sensitive and this small, a single median tells you almost nothing about what a specific home is worth. We walk the property, weigh its updates against its age, and price against what has actually closed rather than a headline number. On a 37-day-market with values roughly flat, that discipline is what separates a clean sale from a stale listing.
Captiva Cay in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $445/month (about $5,340/yr) · median of 32 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $445 per month ($5,340 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Captiva Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Captiva Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Captiva Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Captiva Cay home worth?
Get a no-obligation home value based on real comparable sales in Captiva Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Captiva Cay?
How long do homes in Captiva Cay take to sell?
How many homes are in Captiva Cay?
What share of Captiva Cay is owner-occupied?
When were the homes in Captiva Cay built?
Who is the best real estate agent for Captiva Cay?
How do I find a top St Pete Beach real estate agent who knows Captiva Cay?
Can Momentum Realty connect me with an agent for Captiva Cay?
Where is Captiva Cay, and what county is it in?
Should you buy in Captiva Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33706)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Captiva Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
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