Cardinal Estates
Homes for Sale in Largo, FL
All 473 homes for sale in Largo, FL · median $319,900 · 70 homes for sale in 33774 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Cardinal Estates Add in Largo, FL since 2015, the most recent in January 2025. Across Largo as a whole, 897 homes closed in the last 12 months at a median of $340,000, 56 median days on market, with 221 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $6,590 ($5,780 with the full homestead exemption).
Cardinal Estates Add is a small, established pocket of Largo with only 52 homes on record, and the building stock leans firmly toward its 1960s origins — the median year built is 1963, though a handful of homes were added as late as 1996. That age spread means condition and updates, not square footage or lot size, do most of the work in setting value here. Two homes of similar size can land far apart in price depending on whether the kitchen, roof, and systems have been touched since the original build.
The homestead share sits at 84.6%, which tells you this is a community where owners tend to stay put rather than cycle through as rentals or quick flips. For a buyer, that usually means fewer listings at any given time and less pressure to compete against investor-grade turnover. For a seller, it means your home is likely being compared to neighbors who have owned for years and may not have updated recently — a well-maintained or renovated property can stand out.
Nearby homes for sale
No active listings inside Cardinal Estates Add right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact, older-vintage subdivision in Largo where most homes date to the early 1960s, with living space centered around a modest, single-story footprint typical of that era.
Stellar MLS sales records identify 38 homes in Cardinal Estates that have changed hands since 2005, built between 1959 and 1983 (median 1963), with a median living area of about 1,481 sq ft and a typical 2-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cardinal Estates is best for.
Best for
- Buyers comfortable evaluating and budgeting for an older home's condition, systems, and roof age individually
- Owner-occupants planning to stay long-term in a stable, low-turnover subdivision
- Renovation-minded buyers looking for a mid-century footprint to update at their own pace
Probably not for
- Buyers who want a subdivision with a pool, clubhouse, or other shared amenities
- Buyers seeking new or recently built construction with minimal maintenance risk
- Investors expecting frequent turnover or a deep pool of comparable recent sales
The market around Cardinal Estates
Cardinal Estates is too small for its own price trend, so here is the market around it.
In ZIP 33774, 133 homes are on the market and 26% are under contract — a steady corner of Largo.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 33774 (Largo), 287 homes closed in the last 12 months at a median of $400K ($269/sq ft), down 5.6% year over year, with a median 54 days on market. Right now 46 active and 14 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 33774 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Cardinal Estates specifically. Momentum Research analysis of MLS records.
Cardinal Estates Add by the numbers
From county property records and closed MLS sales for the Cardinal Estates Add subdivision: 6 homes on record; built 1960–1967; typical size about 1,428 heated sq ft; 2 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2005 | 2 | $244,900 |
| 2007 | 1 | $187,500 |
| 2008 | 1 | $175,500 |
| 2010 | 1 | $162,500 |
| 2025 | 1 | $380,000 |
Newest recorded sale: $380,000 on 2025-01-17.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Cardinal Estates buying strategy.
If we were buying in Cardinal Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Estates.
Age, Size, and What They Signal
With a median living area of 1,658.5 square feet and a median build year of 1963, Cardinal Estates Add reads as a neighborhood of original-footprint homes rather than later-era additions or teardown-rebuilds. The 1960–1996 build range shows some infill or replacement construction happened over the decades, but the core of the community is mid-century in scale and layout.
No community amenities are identified from current MLS listings, so this is not a subdivision built around a clubhouse, pool, or shared recreation space — value here is driven by the individual home and its lot, not by association-run features. Buyers should evaluate each property on its own condition and updates rather than assuming shared infrastructure adds to the price.
The location and the amenities are priced into every listing in Cardinal Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, low-turnover community like this, pricing a home correctly means knowing which of the 52 properties have been updated and which are original — generic comps do not capture that. We track condition-level detail on a neighborhood this size so sellers price to their home's actual state and buyers know what they are really bidding on.
Cardinal Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cardinal Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cardinal Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cardinal Estates home worth?
Get a no-obligation home value based on real comparable sales in Cardinal Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Largo →
Should you buy in Cardinal Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cardinal Estates Add fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Cardinal Estates. These are the public schools most often assigned to other communities in ZIP 33774; zones change and vary by address, so confirm with the district before you buy.
- Oakhurst Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Seminole Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Cardinal Estates
Where is Cardinal Estates?
Cardinal Estates is a community in Largo, Pinellas County, Florida, ZIP 33774.
How many homes are in Cardinal Estates?
County property records list 6 homes in Cardinal Estates, built between 1960 and 1967; the typical home is about 1,428 heated square feet.
What do homes in Cardinal Estates sell for?
Cardinal Estates has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2025 (1 sale, median $380,000). For context, ZIP 33774 has 133 homes on the market with 26% under contract.
Are there homes for sale in Cardinal Estates right now?
No active listings inside Cardinal Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Cardinal Estates have an HOA or CDD?
No HOA is on record for Cardinal Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Cardinal EstatesHomes for Sale in Largo, FL with Momentum Realty’s local guides.
