Cardinal Estates in Daytona Beach

Cardinal Estates Homes for Sale in Daytona Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

An established mainland single-family neighborhood in the 32117 area of Daytona Beach, a quiet, affordable pocket west of the Halifax River.

Established mainlandSingle-familyAffordable value
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Cardinal Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$238K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$216/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cardinal Estates is an established single-family neighborhood on the Daytona Beach mainland in the 32117 ZIP, organized along Cardinal Estates Boulevard west of the Halifax River (neighborhoods.com, 2026; Zillow, 2026). The read is entry-level mainland value: modest, established homes a few minutes from US-1, the river, and the bridges to the beach, priced for buyers and investors who underwrite condition. The trade is older-stock diligence, roof and systems, plus the flood zone and the actual Volusia tax bill."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cardinal Estates market snapshot (as of June 25, 2026): the median sale price is about $238K ($216 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live Daytona-area MLS data.

Cardinal Estates is an established single-family neighborhood on the Daytona Beach mainland, Volusia County, in the 32117 ZIP, organized along Cardinal Estates Boulevard west of the Halifax River (neighborhoods.com, 2026; Zillow, 2026).

It is a modest, suburban residential pocket of single-family homes on standard lots, the kind of affordable mainland stock common in this part of Daytona Beach; confirm size and age for any specific home.

The setting is convenient rather than scenic: a few minutes from the US-1 corridor and the Halifax River, with the bridges to the barrier-island beaches a short drive east and Interstate 95 within easy reach.

Because Cardinal Estates sits on the mainland and is made of older stock, the buyer questions are condition and parcel-level: the roof, electrical, plumbing, and HVAC on an older home, the FEMA flood zone for the specific address, and the actual Volusia County tax bill, rather than any community-amenity or oceanfront consideration.

Best for

  • First-time and right-sizing buyers who want an affordable mainland single-family home
  • Investors who price older homes for condition and rental potential
  • Buyers who value quick access to US-1, I-95, and the bridges to the beach

Probably not for

  • Buyers who want new construction or a turnkey, maintenance-light home
  • Buyers who need oceanfront, a water view, or a gated amenity community
  • Anyone unwilling to budget for roof and systems on older stock

How Cardinal Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cardinal Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cardinal Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Cardinal Estates

Live MLS inventory for Cardinal Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Cardinal Estates right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

US-1 corridor (shopping)~3 to 5 min · everyday retail and services
Halifax River~5 min · east toward the river
Downtown Daytona Beach~5 to 10 min · south along US-1
The Atlantic beach~10 to 15 min · east over the Halifax bridges
Interstate 95~10 to 15 min · via US-92 or LPGA Blvd
Daytona Beach International Airport~10 to 15 min · near the Speedway
Tanger Outlets / LPGA shopping~10 to 15 min · near I-95 and LPGA Blvd

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cardinal Estates Homes for Sale in Daytona Beach, FL with Momentum Realty’s local guides.

Ridgewood Ranch Estates Homes for Sale in Daytona Beach, FLRidgewood Ranch Estates Homes for Sale in Daytona Beach, FLDaytona Beach, FL · adjacentSan Juan Acres Homes for Sale in Daytona Beach, FLSan Juan Acres Homes for Sale in Daytona Beach, FLDaytona Beach, FL · adjacentHighland Park Homes for Sale in Daytona Beach, FLHighland Park Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.4 miPleasant Acres Homes for Sale in Daytona Beach, FLPleasant Acres Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.5 miDerbyshire Acres Homes for Sale in Daytona Beach, FLDerbyshire Acres Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.7 miFairglen Homes for Sale in Daytona Beach, FLFairglen Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.7 miCedar Highland Homes for Sale in Daytona Beach, FLCedar Highland Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.7 miRoyal Palm Court Homes for Sale in Daytona Beach, FLRoyal Palm Court Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.8 miMarina Grande on the Halifax Homes for Sale in Holly Hill, FLMarina Grande on the Halifax Homes for Sale in Holly Hill, FLHolly Hill, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cardinal Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cardinal Estates is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Cardinal Estates address.

The takeaway

What actually affects Cardinal Estates owners, sourced and dated. We do not publish rumor.

Recent Developments in Cardinal Estates

Our read on what is being built around Cardinal Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThis is a built-out mainland neighborhood, so the near-term factors are county-level: the Volusia County millage on the tax bill and insurance pricing on older homes, rather than any new construction in the neighborhood.

Volusia County millage and tax-bill assessments

NeutralProperty taxes here follow the Volusia County millage and any non-ad-valorem assessments; homesteaded and non-homesteaded bills differ, so read the actual bill for the parcel. impact
SignificanceRadius: Daytona Beach / Volusia County

Volusia County millage and tax-bill assessments

Affordable mainland value with strong access

BullishAn established single-family pocket at an affordable price, minutes from US-1, I-95, the airport, and the bridges to the beach, supports steady owner-occupant and investor demand. impact
SignificanceRadius: Daytona Beach (32117)

Affordable mainland value with strong access

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cardinal Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Volusia County millage and property assessments

    Property taxes in Daytona Beach are set by the Volusia County millage plus any municipal and non-ad-valorem line items, published annually by the Volusia County Property Appraiser. Why it matters: Pull the actual parcel's tax bill and homestead status before you budget, and on an older home get an insurance quote that reflects roof age. Source

Development alerts for Cardinal EstatesGet a short monthly email when something new is approved, funded, or opens near Cardinal Estates.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Cardinal Estates, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the older systems first. On mainland 32117 stock, the roof age, electrical, plumbing, and HVAC drive the renovation budget and the insurance quote; inspect before you commit.

2

Pull the FEMA flood zone for the parcel. Mainland flood mapping varies; get the specific address's zone and an insurance quote during diligence.

3

Read the actual Volusia tax bill. Confirm the millage, any assessments, and homestead status for the parcel rather than estimating (VCPA, 2024).

4

Confirm zoning and any rental rules if investing. If the plan is a rental, verify Daytona Beach zoning and any rental registration requirements for the property.

5

Comp within the neighborhood and condition. Price off the closest same-size, similar-condition mainland sale rather than a beachside comparison.

Best Buy
A structurally sound older home with a newer roof and updated systems, in a flood zone you have priced, at an entry price you can add value to.
Biggest Risk
Deferred maintenance on older stock and insurance cost tied to roof age, which can outweigh the low purchase price if you skip the inspection.
Best Lot
Larger or corner lots and updated homes carry the premium; original-condition interior homes are the value.
Smart Timing
Cardinal Estates is an affordable, built-out neighborhood; pricing tracks condition and the specific home far more than any community-wide trend.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Cardinal Estates is an established single-family neighborhood on the Daytona Beach mainland, Volusia County, in the 32117 ZIP, organized along Cardinal Estates Boulevard west of the Halifax River (neighborhoods.com, 2026; Zillow, 2026). It is a modest suburban pocket of single-family homes on standard lots, the kind of affordable mainland stock common in this part of Daytona Beach. The location is convenient, a few minutes from US-1 and the Halifax River with the bridges to the barrier-island beaches a short drive east. As a mainland neighborhood of older stock, the central buyer questions are condition, the roof and systems on an older home, the FEMA flood zone for the specific address, and the actual Volusia County tax bill.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original-condition older homes
$238K to $238K

Original-condition older homes needing updates, the value end of Cardinal Estates. Inspect the roof and systems, price the insurance, and budget the renovation before you write.

Lowest entry
Mid: updated single-family homes
$238K to $238K

Updated three-bedroom homes around the local middle, the core of the neighborhood. Condition, roof age, and lot separate these more than floor plan does.

Most inventory
High: larger or fully renovated homes
$238K to $238K

Larger homes or fully renovated ones on better lots set the neighborhood's ceiling. Updates, roof age, and lot size drive the premium; price each on its condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$238K to $238K
Entry: original-condition older homes
Original-condition older homes needing updates, the value end of Cardinal Estates. Inspect the roof and systems, price the insurance, and budget the renovation before you write.
$238K to $238K
Mid: updated single-family homes
Updated three-bedroom homes around the local middle, the core of the neighborhood. Condition, roof age, and lot separate these more than floor plan does.
$238K to $238K
High: larger or fully renovated homes
Larger homes or fully renovated ones on better lots set the neighborhood's ceiling. Updates, roof age, and lot size drive the premium; price each on its condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Cardinal Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Cardinal Estates sells affordable mainland Daytona Beach living with strong access to US-1, I-95, and the bridges to the beach. The price is the appeal; the work is condition, the roof and systems, the flood zone, and the tax bill, not the brochure.

Jon Brooks · Founder, Momentum Realty
6.2C+ · Buy Score
Resale Strength6.2/10
Renovation Risk5.6/10
Location Efficiency6.8/10
Long-Term Defensibility5.8/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Cardinal Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Larger or corner lots and updated homes carry the premium here.
  • Original-condition interior homes are the value play.
  • Condition and roof age matter more than headline price; comp like-for-like.

In Cardinal Estates, condition and lot drive price more than floor plan, because the homes are similar modest single-family designs. Larger or corner lots and fully updated homes carry a premium, while original-condition interior homes are the value play for buyers and investors planning renovations. Because this is older mainland stock, the roof age and systems, and the resulting insurance cost, move the true all-in cost as much as the purchase price, so inspect first and comp a home against the closest same-condition mainland sale rather than a beachside comparison.

Cardinal Estates in 15 seconds.

Best forFirst-time, right-sizing, and value buyers who want an affordable mainland single-family home and will price for condition.
Strong onEntry-level value and strong access to US-1, I-95, the airport, and the bridges to the beach.
WatchDeferred maintenance on older homes and insurance cost tied to roof age; inspect before you commit.
Not forBuyers who want new construction, oceanfront, or a gated, large-amenity community.
The edgeLow carrying cost: an entry price and mainland taxes with no oceanfront fees, and the beach a short drive east.

HOA, CDD & Fees

15-Second Take
  • Most homes here are not in a fee-bearing HOA; confirm for the specific parcel.
  • Budget the Volusia tax bill and an insurance quote tied to roof age, not community dues.
  • Condition is the real cost driver on older mainland stock; inspect first.

Cardinal Estates is an established single-family neighborhood and is generally not a fee-bearing HOA community; many Daytona Beach mainland plats of this era carry no mandatory homeowners association. Confirm whether any association or deed restriction applies to the specific parcel before you assume one; the recurring costs to budget are the Volusia tax bill and an insurance quote that reflects the home's roof age.

If no association applies, there are no community dues; budget for taxes, insurance, and maintenance on an older single-family home. Confirm any deed restrictions through the title work.

There is no golf, private club, or community amenity set; this is a standard mainland single-family neighborhood. The access to US-1, I-95, and the beach bridges is the practical draw.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Cardinal Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Pleasant Acres, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Cardinal Estates home worth?

Get a no-obligation home value based on real comparable sales in Cardinal Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cardinal Estates on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Cardinal Estates Market Scorecard

Buyer-Leaning Market (limited data)

Cardinal Estates is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$237,500
Median sold
$216
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32117 ZIP is $213,226, about 17.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Cardinal Estates?
It is an established single-family neighborhood on the Daytona Beach mainland, Volusia County, in the 32117 ZIP, along Cardinal Estates Boulevard west of the Halifax River (neighborhoods.com, 2026).
What kind of homes are in Cardinal Estates?
Modest single-family homes on standard lots, the kind of affordable mainland stock common in this part of Daytona Beach. Confirm size and age for any specific home.
Is Cardinal Estates affordable?
It sits in an entry-level price band for mainland Daytona Beach. Confirm pricing at the home level, since condition varies widely on older stock.
Does Cardinal Estates have an HOA?
Many Daytona Beach mainland plats of this era have no mandatory homeowners association. Confirm whether any association or deed restriction applies to the specific parcel before you assume one.
How far is the beach?
The Atlantic beach is roughly a 10 to 15 minute drive east over the Halifax bridges; the river is just a few minutes east.
What should I inspect before buying?
On older mainland homes, inspect the roof age, electrical, plumbing, and HVAC, since these drive both the renovation budget and the insurance quote.
What schools serve Cardinal Estates?
It is served by Volusia County Schools, with assignments set by home address. Verify the current zoned schools with the district before you rely on it.
What should I check on the parcel?
Pull the FEMA flood zone and an insurance quote, the actual Volusia tax bill and homestead status, and any deed restrictions through the title work.
Is Cardinal Estates good for investors?
It can be, given the entry price and strong access. Confirm Daytona Beach zoning and any rental registration rules, and price the property for condition and insurance before you commit.
How is the market here?
Cardinal Estates is an affordable, built-out neighborhood where pricing tracks condition and the specific home far more than any community-wide trend. Confirm current conditions for the exact home.
Who is Cardinal Estates best for?
First-time buyers, right-sizers, and value-focused investors who want an affordable mainland home with strong access and are comfortable pricing for condition.
Is Cardinal Estates a good buy?
For affordable mainland value with strong access it can be. The decision turns on the home's condition, roof, and systems, plus the flood zone and tax bill, so verify those before you commit.
Who is the best real estate agent for Cardinal Estates Real Estate?
The best agent for Cardinal Estates Real Estate is one who actively works Daytona Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cardinal Estates Real Estate.
How do I find a top Daytona Beach real estate agent who knows Cardinal Estates Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cardinal Estates Real Estate and the wider Daytona Beach area.
Can Momentum Realty connect me with an agent for Cardinal Estates Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cardinal Estates Real Estate purchase or sale - no call center and no pressure.
You want an affordable mainland single-family home in Daytona BeachExcellent fit
You value quick access to US-1, I-95, the airport, and the beach bridgesExcellent fit
You will inspect older systems and price for conditionExcellent fit
You want new construction or a turnkey, maintenance-light homeProbably not
You need oceanfront, a water view, or a gated amenity communityProbably not
You are not willing to budget for roof and systems on older stockProbably not

Get the inside read on Cardinal Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Cardinal Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Cardinal Estates specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

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