Cardinal Oaks Cove
Homes for Sale in Lake Mary, FL
All 208 homes for sale in Lake Mary, FL · median $439,900 · 131 homes for sale in 32746 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $647,000, $229 per square foot, a median 26 days on market, sellers accepting 96% of original asking (-3% versus the prior year). Homes listed or recently sold were built 1988–1990. At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $9,820 ($9,220 with the full homestead exemption).
Price here is driven by condition and scope of updating, not by any single build era. With homes dating from 1961 through 2020 and a median build year of 1988, this is a community of mixed vintages sitting on established lots, and the median living area of about 2,576 square feet points to genuinely sized houses rather than starter product. The median sits at $650,000, or roughly $233 per square foot, but expect a wide spread underneath that number depending on how much work a given house has had.
The market posture is balanced to slightly soft. The median list-to-close pace is about 35 days, and year-over-year the median is down 3.7%. That is not a distressed signal, but it does mean sellers should price to current comps rather than last year's, and buyers have room to negotiate on homes that need work or have been sitting.
Cardinal Oaks Cove right now
🟡 Off the recent peak. The trailing-12-month median ($647K) is down 3.4% from the prior 12 months ($670K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 5 sales in the two windows).
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· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Cardinal Oaks Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cardinal Oaks Cove market snapshot (as of September 12, 2026): the median sale price is about $647K ($229 per sq ft over the trailing 12 months of closed sales), and a median 26 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 32746 (Lake Mary), 650 homes closed in the last 12 months at a median of $422K ($231/sq ft), up 0.8% year over year, with a median 34 days on market. Right now 75 active and 36 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 32746 housing market and the Seminole County market.
Cardinal Oaks Cove is a small, established Lake Mary community of 131 homes with a very high owner-occupancy share, which tends to keep turnover low and the housing stock well-tended. Its range of build years means two houses at similar prices can be very different underneath.
Who Cardinal Oaks Cove is best for.
Best for
- Buyers around the mid-$600s who want roughly 2,500-plus square feet and will inspect condition closely
- Owner-occupants planning to stay a while and comfortable in a low-turnover, established setting
- Value-minded buyers willing to take on an older, less-updated home and renovate to their own standard
Probably not for
- Buyers who require new construction or a single consistent build era
- Investors wanting quick flips or high transaction volume in a thin, owner-heavy market
- Anyone needing certainty that values will rise near-term, given the recent year-over-year decline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($647K) IS the median in the snapshot above, and the move from 2025 ($670K) IS the -3.4% one-year change.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
Cardinal Oaks Cove Market Scorecard
Cardinal Oaks Cove is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32746 ZIP is $470,893, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Cardinal Oaks Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Cardinal Oaks Cove buying strategy.
If we were buying in Cardinal Oaks Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Oaks Cove.
A mixed-vintage pocket where condition sets the price
The nearly six-decade build span is the single most important thing to understand before you shop here. A 1988-era house at the median is a different animal from something built in the early 1960s or renovated closer to 2020, and that variability is why one median price can cover such different homes. Read each listing on its own condition, mechanicals, and updates rather than assuming the neighborhood delivers a uniform product.
With an owner-occupancy share near 89% across 131 homes, inventory is thin and comes to market episodically. The recent closing window is small, so a single well- or poorly-priced sale can move the perceived comps. That argues for patience and for leaning on current, like-for-like comparisons instead of headline averages.
The location and the amenities are priced into every listing in Cardinal Oaks Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, low-turnover community with a wide range of build years, the number that matters is the comp that actually matches your house's condition and era, not the neighborhood median. We price and negotiate off that, track the limited flow of listings so you are not guessing, and tell you plainly when a specific home's updating does or does not justify its ask.
Cardinal Oaks Cove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cardinal Oaks Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Oaks Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cardinal Oaks Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cardinal Oaks Cove home worth?
Get a no-obligation home value based on real comparable sales in Cardinal Oaks Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Cardinal Oaks Cove?
How long do homes in Cardinal Oaks Cove take to sell?
Who is the best real estate agent for Cardinal Oaks Cove?
How do I find a top Lake Mary real estate agent who knows Cardinal Oaks Cove?
Can Momentum Realty connect me with an agent for Cardinal Oaks Cove?
Should you buy in Cardinal Oaks Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cardinal Oaks Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Cardinal Oaks Cove with Momentum Realty’s local guides.