Carmel by the Lake
Homes for Sale in Casselberry, FL
All 134 homes for sale in CASSELBERRY, FL · median $289,995 · 40 condos for sale in CASSELBERRY · 112 homes for sale in 32707 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Carmel By The Lake Casselberry in Casselberry, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $295,000, $148 per square foot, a median 58 days on market, sellers accepting 94% of original asking (+31% versus the prior year). Homes listed or recently sold were built 1984 - 2002; 3 of 4 report an HOA (median $720/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 63 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $4,480 ($3,880 with the full homestead exemption).
| Location | CASSELBERRY, Seminole County, FL · ZIP 32707 |
|---|---|
| Amenities listed by sellers | Pool, Gated Community - No Guard, Cable TV, Clubhouse, Community Mailbox, Fitness Center |
| Sale prices, last 12 months | $295,000 median across 3 closed sales · $148 per sq ft · +31.1% vs the prior 12 months |
| Days on market (closed sales) | 58 median |
| For sale right now | 1 active, 0 pending · median asking $269,000 · 3.0 months of supply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Carmel By The Lake Casselberry key facts,” movewithmomentum.com/neighborhoods/carmel-by-the-lake-casselberry, data as of September 20, 2026.
Last 30 days in Carmel by the Lake: 1 new listing (median asking $269,000). As of October 5, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Carmel by the Lake right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($295K) is up 31.1% from the prior 12 months ($225K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Carmel by the Lake market snapshot (as of September 20, 2026): the median sale price is about $295K ($148 per sq ft over the trailing 12 months of closed sales), a median 58 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is up 31% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 32707 (CASSELBERRY), 453 homes closed in the last 12 months at a median of $363K ($233/sq ft), down 3.2% year over year, with a median 31 days on market. Right now 36 active and 6 pending listings put supply at about 3.2 months - a balanced market. See the live ZIP 32707 housing market and the Seminole County market.
Stellar MLS sales records identify 58 homes in Carmel By The Lake that have changed hands since 2005, built between 1984 and 2002 (median 1986), with a median living area of about 1,712 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Carmel by the Lake. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Carmel by the Lake; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($295K) IS the median in the snapshot above, and the move from 2025 ($225K) IS the +31.1% one-year change.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
21% of homes for sale in ZIP 32707 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).
Carmel by the Lake Market Scorecard
Carmel by the Lake is currently a balanced market. About 3.0 months of supply, a median asking price of $269,000, and homes go under contract in about 1 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Carmel By The Lake Casselberry, CASSELBERRY
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Carmel by the Lake
Live MLS inventory for Carmel by the Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Carmel by the Lake listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Every Home for Sale in Carmel By The Lake Casselberry Right Now (1)
All 1 active and pending Carmel By The Lake Casselberry listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1166 Carmel Circle #110 · $269,000 · 3 bd / 2 ba · listed Sep 13, 2026 · listed by Waterman Real Estate, Inc.
Carmel by the Lake on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Carmel by the Lake
- Pool · reported on 7 of 7 listings
- Clubhouse · reported on 6 of 7 listings
- Gated Community - No Guard · reported on 6 of 7 listings
- Community Mailbox · reported on 5 of 7 listings
- Pickleball Court(s) · reported on 5 of 7 listings
- Tennis Court(s) · reported on 5 of 7 listings
- Cable TV · reported on 4 of 7 listings
- Gated · reported on 4 of 7 listings
- Maintenance · reported on 4 of 7 listings
- Spa/Hot Tub · reported on 4 of 7 listings
- Gated Community · reported on 3 of 7 listings
- Elevator(s) · reported on 3 of 7 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Recent Developments in Carmel By The Lake
Development, infrastructure, retail, and school activity affecting Carmel By The Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Retail & Dining
Seminole Towne Center set for 700 million dollar redevelopment with Costco
Ardent Companies is redeveloping the Seminole Towne Center in Sanford in a project valued around 700 million dollars, described as the largest commercial redevelopment in Seminole County history. Plans include the largest Costco in Central Florida at over 156,000 square feet, about 300 apartments, and new retail. Demolition was scheduled for July 2026 with the Costco expected to open in early 2027.
What it may mean for the marketConverts a long dormant mall site into a mixed use center anchored by a large format Costco, new retail, and about 300 apartments, reshaping a major Seminole County commercial node. The project is about 26 miles north of Carmel By The Lake, elsewhere in Seminole County.
Source: WFTV - March 2026Development
Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona
Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.
What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 8 miles southeast of Carmel By The Lake.
Source: ClickOrlando
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Carmel by the Lake buying strategy.
If we were buying in Carmel by the Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Carmel by the Lake.
A closer look at the Carmel by the Lake market
At a median of $148 per square foot, Carmel by the Lake prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.0 months of supply, a balanced market and the trailing-12-month median up 31% year over year. Homes that do trade take a median 58 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Carmel by the Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Carmel by the Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.6). Basis: Recent Direction +31.1% year-over-year; Liquidity & Demand 3.0 months of supply; Pricing Power 93.7% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $720/month (about $8,640/yr) · median of 85 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $720 per month ($8,640 a year) - the median AssociationFee across 85 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Carmel by the Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Carmel by the Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Carmel by the Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Carmel by the Lake home worth?
Get a no-obligation home value based on real comparable sales in Carmel by the Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Casselberry →
Recently off market in Carmel By The Lake Casselberry
Homes in Carmel By The Lake Casselberry that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1150 Carmel Circle #106 · off market
- 1150 Carmel Circle #302 · off market
Frequently Asked Questions
What is the median home price in Carmel by the Lake?
How long do homes in Carmel by the Lake take to sell?
Is Carmel by the Lake a buyer's or seller's market right now?
Who is the best real estate agent for Carmel by the Lake?
How do I find a top Casselberry real estate agent who knows Carmel by the Lake?
Can Momentum Realty connect me with an agent for Carmel by the Lake?
Where is Carmel by the Lake, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Carmel By The Lake Casselberry fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Carmel by the Lake
- Home values · What homes in Carmel by the Lake actually sell for
Nearby Communities
Explore more neighborhoods near Carmel by the Lake with Momentum Realty’s local guides.