Chelsea Woods
Homes for Sale in Fort Walton Beach, FL
All 404 homes for sale in Fort Walton Beach, FL · median $389,850 · 93 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-12, 5 recorded sales closed at a median of $370,000, a median 135 days on market, sellers accepting 88% of original asking (-9% versus the prior year). Homes listed or recently sold were built 1965–1967. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,770 ($4,260 with the full homestead exemption).
Price here is driven by condition and square footage, not amenities. Chelsea Woods carries a median of $394,500 against a median of roughly 2,462 living square feet, and with a housing stock spanning 1930 to 2023 and a median build year of 1967, what you pay tracks closely to how much updating a given home has already absorbed. Expect a wide spread underneath that single median figure.
The market posture is patient. At a median of 97 days on market, this is not a place where listings move in a weekend, so buyers have room to inspect, negotiate, and walk away. Sellers should price to the home's actual condition from day one and plan for a longer marketing window rather than a quick bidding cycle. Values are up 3.1% year over year, a steady rather than dramatic move.
Chelsea Woods right now
🔴 Off the recent peak. The trailing-12-month median ($370K) is down 8.6% from the prior 12 months ($405K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (5 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 16, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside CHELSEA WOODS right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Chelsea Woods market snapshot (as of September 12, 2026): the median sale price is about $370K, and a median 135 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (5 closings in the current window).
In ZIP 32547 (Fort Walton Beach), 382 homes closed in the last 12 months at a median of $338K ($136/sq ft), up 13.6% year over year, with a median 38 days on market. Right now 104 active and 37 pending listings put supply at about 3.9 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
Chelsea Woods is a community of 41 homes in Fort Walton Beach, Okaloosa County, built between 1965 and 2006 (median 1966), with a median living area of about 2,207 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Chelsea Woods is an established, mostly owner-occupied Fort Walton Beach pocket of 188 homes with no identified community amenities — the appeal is the location and the individual house, not shared facilities.
The setting & the homes.
Aerial and on-site photos of Chelsea Woods. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Chelsea Woods
Chelsea Woods
Chelsea Woods
Chelsea Woods
Chelsea WoodsPhotos from Emerald Coast MLS listings in Chelsea Woods; content deemed reliable but not guaranteed.
Who Chelsea Woods is best for.
Best for
- Buyers wanting more living space around the mid-$390s who will inspect carefully
- Long-hold owner-occupants comfortable in an established, low-turnover area
- Renovation-minded buyers willing to price an older home by its condition
Probably not for
- Buyers who need pools, clubhouses, or other shared amenities
- Anyone who wants a fast, low-friction close in a competitive market
- Buyers unwilling to budget for updates on older housing stock
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($370K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the -8.6% one-year change.
Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
CHELSEA WOODS Market Scorecard
CHELSEA WOODS is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32547 ZIP is $316,555, about 6.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in CHELSEA WOODS, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Chelsea Woods on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Chelsea Woods buying strategy.
If we were buying in Chelsea Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chelsea Woods.
An older stock that rewards homework
With a median build year of 1967 and homes going back as far as 1930, the condition question dominates everything here. A well-updated home and a dated one can sit within the same community at very different real values, and the single median price masks that gap. This is a market where an inspection, a roof age, and a mechanical review matter more than the listing photos.
About 72% of homes are homesteaded, which points to a stable, owner-occupied core and relatively measured turnover — only six closings in the recent window. That thinness means each comparable sale carries weight, and pricing is more of a case-by-case exercise than a formula. The larger-than-average median footprint near 2,462 square feet is part of what supports the price.
The location and the amenities are priced into every listing in Chelsea Woods. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Chelsea Woods buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.5). Basis: Recent Direction -8.6% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 88.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with a thin recent sales record and a wide condition spread, guesswork is expensive. We read each home against its actual comparables, weigh age and updates honestly, and set expectations around a market that rewards patience. If a listing is priced past its condition, we will say so before you tour it.
Chelsea Woods in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chelsea Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chelsea Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chelsea Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chelsea Woods home worth?
Get a no-obligation home value based on real comparable sales in Chelsea Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Frequently Asked Questions
What is the median home price in Chelsea Woods?
How long do homes in Chelsea Woods take to sell?
How many homes are in Chelsea Woods?
What share of Chelsea Woods is owner-occupied?
When were the homes in Chelsea Woods built?
Who is the best real estate agent for Chelsea Woods?
How do I find a top Fort Walton Beach real estate agent who knows Chelsea Woods?
Can Momentum Realty connect me with an agent for Chelsea Woods?
Should you buy in Chelsea Woods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 16, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32547/32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1996 (59 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how CHELSEA WOODS fits the bigger picture — live prices, inventory, and Momentum Scores:
More Fort Walton Beach & Destin, Okaloosa & Walton (Emerald Coast) guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Chelsea Woods with Momentum Realty’s local guides.