Cobia Cay
Homes for Sale in Apollo Beach, FL
All 355 homes for sale in Apollo Beach, FL · median $465,000 · 217 homes for sale in 33572 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Cobia Cay in Apollo Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $950,000, $361 per square foot, a median 106 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1985 - 1988. At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $14,940 ($14,320 with the full homestead exemption).
Cobia Cay right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
What's unique here: the median sale price is about 2x the typical Hillsborough County sale ($950K vs $398K, trailing 12 months, Stellar MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cobia Cay market snapshot (as of September 12, 2026): the median sale price is about $950K ($361 per sq ft over the trailing 12 months of closed sales), a median 106 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 33572 (Apollo Beach), 843 homes closed in the last 12 months at a median of $501K ($216/sq ft), down 0.5% year over year, with a median 71 days on market. Right now 137 active and 29 pending listings put supply at about 5.3 months - a balanced market. See the live ZIP 33572 housing market and the Hillsborough County market.
Stellar MLS sales records identify 55 homes in Cobia Cay that have changed hands since 2009, built between 1982 and 2014 (median 1989), with a median living area of about 2,620 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($950K) IS the median in the snapshot above.
Windows contain 0 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Cobia Cay Market Scorecard
Cobia Cay is currently a balanced market. About 4.0 months of supply, a median asking price of $997,500, and homes go under contract in about 60 days.
Typical home value in the 33572 ZIP is $441,348, about 22.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cobia Cay
Live MLS inventory for Cobia Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cobia Cay listings as of 2026-09-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.
Cobia Cay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Apollo Beach area schools nearby · By address
- Confirm zoned elementary, middle, and high · By address
Zoned schools reflect the assignments reported on recent Cobia Cay listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cobia Cay address.
The Cobia Cay buying strategy.
If we were buying in Cobia Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cobia Cay.
A closer look at the Cobia Cay market
At a median of $361 per square foot, Cobia Cay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market. Homes that do trade take a median 106 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Cobia Cay. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cobia Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cobia Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cobia Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cobia Cay home worth?
Get a no-obligation home value based on real comparable sales in Cobia Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apollo Beach →
Frequently Asked Questions
What is the median home price in Cobia Cay?
How long do homes in Cobia Cay take to sell?
Is Cobia Cay a buyer's or seller's market right now?
What schools serve Cobia Cay?
Who is the best real estate agent for Cobia Cay?
How do I find a top Apollo Beach real estate agent who knows Cobia Cay?
Can Momentum Realty connect me with an agent for Cobia Cay?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Cobia Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
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