Andalucia Homes for Sale in Apollo Beach, FL

Luxury gated waterfront community · Apollo Beach · ZIP 33572

A luxury gated waterfront community directly on Tampa Bay in Apollo Beach.

Gated waterfrontPrivate marina & yacht clubMinutes to Tampa

Live Market Pulse

46/100
Momentum

Buyer-Leaning Market (limited data)

This is a luxury gated waterfront community on Tampa Bay; the HOA, the yacht club membership and boat slip terms, the water frontage and dock, and the flood and insurance picture decide value, so read the details for a specific home.

Free · No obligation

Unlock Off-Market Andalucia

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$1.32M

Median Price

7.2mo

Supply

54days

Avg DOM

Soft

Seller Leverage

$339/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Andalucia is a luxury gated waterfront community in Apollo Beach in Hillsborough County, directly on Tampa Bay, so the read is a bayfront luxury read: sourced material describes a community with a 24-hour manned security gate and one of just a few Tampa Bay gated communities with its own marina and yacht club, where a boat slip comes with yacht club membership. Amenities include a private community beach, a community pool, a waterfront clubhouse, lighted Har-Tru tennis courts, and a playground. Homes are large single-family residences, and the community has allowed buyers to bring their own builder on vacant lots. The finishes and the headline matter less than the water: the water frontage, the dock, and the lot drive value far more than the headline, while a luxury waterfront and bay community carries flood and windstorm exposure and higher insurance. Confirm the HOA fee, the yacht club membership and boat-slip terms, read elevation and coverage, and read each custom home on its own merits."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Andalucia market snapshot (as of June 25, 2026): the median sale price is about $1.3M ($339 per sq ft), with homes averaging 54 days on market and 7.2 months of supply, a buyer-leaning market (limited data). Based on 5 recent closings in live Stellar MLS data.

The amenity package is a draw: sourced material describes a private community beach, a community pool, a waterfront clubhouse, lighted Har-Tru tennis courts, and a playground. Homes are large single-family residences, and the community has allowed buyers to bring their own builder on vacant lots, so condition and design vary home to home.

The defining read is the water and the costs. The water frontage, the dock, and the lot drive value far more than the headline, while a luxury waterfront and bay community carries flood and windstorm exposure and higher insurance. Confirm the HOA fee, the yacht club membership and boat-slip terms, and read elevation and coverage; the 2024 storms brought surge to Tampa Bay shores.

For buyers who want gated, amenity-rich bayfront living about 25 minutes from Tampa with easy highway access, Andalucia is a distinctive option. The work is confirming the HOA, the yacht club and slip terms, the water frontage and dock, and the flood picture, and reading each custom home on its own merits before you buy.

Quick Match

Who Andalucia is best for.

Best for

Buyers who want gated, amenity-rich bayfront living on Tampa Bay
Boaters drawn to a private marina and yacht club with a slip
Buyers who want a large single-family or custom home on the water
Buyers who will confirm the HOA, yacht club terms, and flood picture

Probably not for

Buyers who want an inland home away from waterfront exposure
Anyone seeking the lowest possible carrying cost
Buyers who will not read the flood and insurance picture
Anyone who will skip confirming the yacht club and slip terms

Market Pulse

How Andalucia is performing right now

46/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

7.2Months of supplytight

34Median days on marketdays

0 : 3Under contract vs for salestrong demand

5Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

-21%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Andalucia listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Apollo Beach or Apollo Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now3 : 0active : pending

For sale3

Pending0

Sold 12mo5

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Andalucia buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Andalucia

Live MLS inventory for Andalucia. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 11 daysTop listing

$950,000

4 bd · 4 ba · 3,616 sqft · built 2003

5909 Zaki Lane, APOLLO BEACH, 33572

Strong resaleRenovatedBest value

Listed by EXP REALTY LLC

Active · 116 days

$949,000

4 bd · 4 ba · 3,108 sqft · built 1991

5914 La Rosa Lane, APOLLO BEACH, 33572

Strong resaleRenovatedLakefront

Listed by HOMESCENE REALTY

Active · 34 days

$930,000

5 bd · 5.5 ba · 3,463 sqft · built 1991

1422 Jumana Loop, APOLLO BEACH, 33572

Reno opportunityBest valuePool

Listed by FUTURE HOME REALTY INC

Active and pending Andalucia listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Andalucia on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Andalucia. They are approximate and vary with traffic and your exact start point.

US-41~5-10 min · local arterial

I-75~10-15 min · regional connector

Downtown Tampa~25-35 min · via highway

MacDill AFB~30-40 min · base commute

Bradenton~30-40 min · south via I-75

Tampa International Airport (TPA)~35-45 min · via highway

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Andalucia with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Andalucia (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Hillsborough County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Andalucia is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Andalucia address.

The takeaway

What is actually shaping value at Andalucia: the gated bayfront amenities with a private marina and yacht club, the waterfront flood and windstorm and insurance exposure, the yacht club and slip costs, and the water frontage and condition of each custom home. Each item is sourced and linked.

Recent Developments in Andalucia

Development Intelligence

Our read on what is being built around Andalucia, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe gated bayfront amenities, the private marina and yacht club, and the private beach support demand, while the defining watch items are the flood and windstorm and insurance picture, the yacht club and slip costs, and the water frontage and condition of each custom home.

Gated bayfront with private marina, yacht club, and beach anchors demand

Ongoing

BullishMajor impact

SignificanceRadius: Community

A gated bayfront community with its own marina, yacht club, and private beach is a distinctive draw on Tampa Bay.

Waterfront flood and windstorm and insurance exposure is the watch item

2024-2025

BearishMajor impact

SignificanceRadius: Community

A luxury waterfront and bay community carries flood and windstorm exposure and higher insurance; read elevation and coverage.

Yacht club membership and slip add to cost

Ongoing

NeutralNotable impact

SignificanceRadius: Community

A boat slip comes with yacht club membership, which adds to the cost; confirm the membership and slip terms.

Custom homes mean condition and water frontage drive value

Ongoing

NeutralMajor impact

SignificanceRadius: Community

Homes are large single-family residences, some custom-built; the water frontage, dock, and condition drive value home to home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Andalucia, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

September 2024
Storm
2024 storms bring surge to Tampa Bay shores
Hurricanes Helene and Milton in 2024 drove storm surge into low-lying waterfront areas along Tampa Bay, with impact varying by elevation and location. Why it matters: Read elevation, flood, and windstorm coverage for a specific waterfront home. Source
Ongoing
Community
Andalucia profiled as a gated bayfront community with marina and yacht club
Community material describes Andalucia as a luxury gated waterfront community in Apollo Beach on Tampa Bay, one of just a few Tampa Bay gated communities with its own marina and yacht club, with a 24-hour manned security gate and amenities including a private beach, pool, waterfront clubhouse, and tennis. Why it matters: Confirm the HOA fee, the yacht club membership, and the boat-slip terms for a specific home. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Andalucia buying strategy.

If we were buying in Andalucia, this is the order of operations we would run, and the one we run for our clients.

Read the flood and insurance picture first. Pull elevation and the flood and windstorm coverage for a specific waterfront home.

Confirm the HOA fee. Ask for the current HOA fee and any assessment before you judge any home.

Confirm the yacht club and slip terms. A boat slip comes with yacht club membership; confirm the membership and boat-slip terms and cost.

Read the water frontage and dock. The water frontage, the dock, and the lot drive value far more than the headline.

Read each custom home on its own merits, and cross-shop Apollo Beach for other waterfront options.

The Quick Decision

Best Buy

A well-kept home with strong water frontage and a dock in a sound association

Biggest Risk

A low-elevation home with heavy flood and windstorm exposure and high insurance

Best Lot

A bayfront or deep-water lot with a dock and direct access

Smart Timing

Confirm the HOA, the yacht club and slip terms, the water frontage, and the flood picture

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Andalucia is a luxury gated waterfront community in Apollo Beach, in Hillsborough County and the 33572 ZIP, directly on Tampa Bay. Sourced material describes a 24-hour manned security gate and one of just a few Tampa Bay gated communities with its own marina and yacht club, where a boat slip comes with yacht club membership. Amenities include a private community beach, a community pool, a waterfront clubhouse, lighted Har-Tru tennis courts, and a playground. Homes are large single-family residences, and the community has allowed buyers to bring their own builder on vacant lots, so condition and design vary home to home. The defining factors in value are the water and the costs: the water frontage, the dock, and the lot drive value far more than the headline, while the bayfront setting carries flood and windstorm exposure and higher insurance. Confirm the HOA fee, the yacht club membership and boat-slip terms, and read elevation and coverage. It is about 25 minutes from Tampa with easy highway access.

Andalucia Homes For Sale

What your money buys in Andalucia.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Andalucia today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Interior Home

$950K to $1.32M

Homes set back from the bay with community waterfront access, the entry into gated Andalucia living, priced for position.

Lowest entry

The Water-View Home

$1.32M to $2.18M

Homes with water views and stronger position in a sound community, the heart of the resale market here.

Most inventory

The Bayfront or Dock Home

$2.18M to $2.50M

Homes with direct bay frontage, a dock, or deep-water access, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$1.32M buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$950K to $1.32M

The Interior Home

Homes set back from the bay with community waterfront access, the entry into gated Andalucia living, priced for position.

$1.32M to $2.18M

The Water-View Home

Homes with water views and stronger position in a sound community, the heart of the resale market here.

$2.18M to $2.50M

The Bayfront or Dock Home

Homes with direct bay frontage, a dock, or deep-water access, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Andalucia, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Updated homes ask about 6% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot

Renovated$284

Original$269

Median days on market

Renovated64

Original34

From current Andalucia listings (renovated 2, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Andalucia holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Apollo Beach locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Andalucia

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The bay and the marina sell the home. The deal is won or lost on the HOA, the yacht club and slip terms, the water frontage, and the flood read.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.0A- · Buy Score

Resale Strength7.8/10

Renovation Risk7.0/10

Location Efficiency8.6/10

Long-Term Defensibility7.4/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Andalucia is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Golf, lake, and preserve lots hold value best
Interior lots are where buyers overpay
The lot cannot be renovated, the house can
Premium homesites resell faster
~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resale Golf frontage and lakefront homesites at Andalucia

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resale Preserve-backing homesites at Andalucia

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resale Cul-de-sac and larger interior homesites at Andalucia

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tier Standard interior homesites at Andalucia

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Andalucia homesites trade. The exact premium depends on the specific home, the view, and the street.

The 15-Second Verdict

Andalucia in 15 seconds.

Best forBuyers who want gated, amenity-rich bayfront living with a private marina and yacht club minutes from Tampa.

Biggest advantageA gated bayfront community with its own marina, yacht club, and private beach on Tampa Bay.

Biggest riskThe waterfront flood and windstorm and insurance exposure on a low-lying bayfront home.

Sweet spotA well-kept home with strong water frontage and a dock in a sound community.

Avoid ifYou want an inland, low-cost home or no flood and association homework.

HOA, CDD & Fees

15-Second Take

HOA fee applies, confirm the amount
Boat slip comes with yacht club membership
Confirm the yacht club and slip terms
24-hour manned security gate
Read the bayfront flood and insurance picture

An HOA fee applies for the gated community and its amenities; confirm the current HOA fee and any assessment. A boat slip comes with yacht club membership, which adds to the cost, so confirm the yacht club membership and boat-slip terms as well.

Sourced material describes the community offering a 24-hour manned security gate, a private beach, a community pool, a waterfront clubhouse, lighted Har-Tru tennis courts, and a playground; confirm exactly what the HOA fee covers.

Sourced material describes a waterfront clubhouse and one of just a few Tampa Bay gated communities with its own marina and yacht club, where a boat slip comes with yacht club membership; confirm the membership and slip terms.

Run Your Numbers

Tools for a Andalucia buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in Andalucia.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Andalucia

Price it to the water frontage, the dock, and the flood read, not the Zestimate.

If you are thinking about selling at Andalucia, the right price comes from recent comparable sales matched to your home's water frontage, dock, and lot, the HOA and yacht club costs, and the flood and insurance picture, not an automated estimate. On the bay, the water and the costs set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Andalucia, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Apollo Beach, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Andalucia home worth?

Get a no-obligation home value based on real comparable sales in Andalucia matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Andalucia on the map →
Or get your Andalucia home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,065/mo

Hillsborough County typical true cost to own

$151/mo

Hillsborough County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

18% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Andalucia Market Scorecard

Buyer's market

Andalucia is currently a buyer's market. About 7.2 months of supply, a median asking price of $949,000, and homes go under contract in about 34 days.

7.2

Months supply

$949,000

Median list

$1,325,000

Median sold

$269

Per sqft

Days on mkt

3/0/5

Active/Pend/Sold

Typical home value in the 33572 ZIP is $439,797, about 22.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Andalucia?

It is a luxury gated waterfront community in Apollo Beach, in Hillsborough County and the 33572 ZIP, directly on Tampa Bay, about 25 minutes from Tampa with easy highway access.

Is Andalucia gated?

Yes. Sourced material describes a 24-hour manned security gate for the community. Confirm the current security and access details.

Does Andalucia have a marina and yacht club?

Yes. Sourced material describes Andalucia as one of just a few Tampa Bay gated communities with its own marina and yacht club, where a boat slip comes with yacht club membership. Confirm the membership and boat-slip terms.

What amenities are available?

Sourced material describes a private community beach, a community pool, a waterfront clubhouse, lighted Har-Tru tennis courts, and a playground, plus the marina and yacht club. Confirm the current amenities and any fees.

Can I bring my own builder?

Sourced material describes the community having allowed buyers to bring their own builder on vacant lots. Confirm whether vacant lots and that option are currently available, and the building requirements.

What kind of homes are here?

Sourced material describes large single-family residences, with some custom-built. Condition, design, and water frontage vary home to home.

Is there an HOA at Andalucia?

Yes. An HOA fee applies for the gated community and its amenities. Confirm the current HOA fee and any assessment, and note that a boat slip comes with yacht club membership, which adds to the cost.

Is Andalucia in a flood zone?

As a waterfront and bay community directly on Tampa Bay, it carries flood and windstorm exposure that varies by elevation and location, with higher insurance. Pull the elevation and a flood and insurance read for a specific home before you offer.

Did the 2024 hurricanes affect this area?

The 2024 storms brought surge to Tampa Bay shores, with impact varying by elevation and location. Read elevation, flood, and windstorm coverage for a specific waterfront home.

How far is Andalucia from Tampa and the airport?

It is about 25 minutes from Tampa with easy highway access. Tampa International Airport is roughly 35 to 45 minutes by car. Confirm drive times for your route and time of day.

What should I check before buying here?

Confirm the HOA fee, confirm the yacht club membership and boat-slip terms, read the water frontage, dock, and lot, read the flood and windstorm and insurance picture, and read each custom home on its own merits.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. In a luxury bayfront community where water frontage, the yacht club and slip costs, and the flood picture swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for Andalucia?

The best agent for Andalucia is one who actively works Apollo Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Andalucia.

How do I find a top Apollo Beach real estate agent who knows Andalucia?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Andalucia and the wider Apollo Beach area.

Can Momentum Realty connect me with an agent for Andalucia?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Andalucia purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Andalucia?

An honest fit check. We will tell you when it is not your community.

Buyers who want gated, amenity-rich bayfront living on Tampa BayExcellent fit

Boaters drawn to a private marina and yacht club with a slipExcellent fit

Buyers who want a large single-family or custom home on the waterExcellent fit

Buyers who will confirm the HOA, yacht club terms, and flood pictureExcellent fit

Buyers who will read the water frontage, dock, and lot honestlyExcellent fit

Buyers who want an inland home away from waterfront exposureProbably not

Anyone seeking the lowest possible carrying costProbably not

Buyers who will not read the flood and insurance pictureProbably not

Anyone who will skip confirming the yacht club and slip termsProbably not

Buyers who want a low-cost, low-maintenance homeProbably not

Get the inside read on Andalucia

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Andalucia home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Andalucia specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Andalucia — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Andalucia Homes for Sale in Apollo Beach, FL

The 60-Second Overview

Who Andalucia is best for.

Best for

Probably not for

How Andalucia is performing right now

Homes For Sale Right Now in Andalucia

Andalucia on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Andalucia

Gated bayfront with private marina, yacht club, and beach anchors demand

Waterfront flood and windstorm and insurance exposure is the watch item

Yacht club membership and slip add to cost

Custom homes mean condition and water frontage drive value

2024 storms bring surge to Tampa Bay shores

Andalucia profiled as a gated bayfront community with marina and yacht club

The Andalucia buying strategy.

The full read, only if you want it.

What your money buys in Andalucia.

What ~$1.32M buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Andalucia holds value.

5 Mistakes Buyers Make in Andalucia

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Andalucia is different.

Which Lots & Views Hold Value Best

In a built-out club community, the lot is the resale insurance

Golf & lakefront lots

Preserve lots

Cul-de-sac & larger lots

Standard interior lots

Andalucia in 15 seconds.

HOA, CDD & Fees

Tools for a Andalucia buy.

Price it to the water frontage, the dock, and the flood read, not the Zestimate.

In Andalucia, condition and view decide your number

What is your Andalucia home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Andalucia Market Scorecard

Frequently Asked Questions

Should you buy in Andalucia?

Get the inside read on Andalucia

You are all set.

Need to sell fast in Hillsborough County?

You just read the data. Now see what your home is worth.