Sunset Bay Townhomes in Apollo Beach, FL

Established 1988 · Apollo Beach · Hillsborough County

A small gated waterfront townhome community on the harbor in Apollo Beach, with private elevators, a heated pool, and boat-dock access to Tampa Bay.

Gated waterfront townhomesPrivate elevators, maintenance-freeBoat-dock access to Tampa Bay

Live Market Pulse

42/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Sunset Bay Townhomes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$412K

Median Price

12mo

Supply

84days

Avg DOM

Soft

Seller Leverage

$152/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Sunset Bay Townhomes is a small, gated, maintenance-free waterfront townhome community in Apollo Beach (Hillsborough County, ZIP 33572), reported as 37 units built around 2005 to 2006, sitting directly on the harbor with canal access to Tampa Bay. The read is an upscale, low-maintenance waterfront lifestyle: private elevators, a heated pool and cabana, a shared dock with slips available, and a fishing pier, with a monthly fee that bundles the exterior, flood insurance, grounds, and water and sewer. Because it is a small waterfront condo-style townhome community, the diligence is the association and the water: confirm the reserves, the Florida milestone inspection and reserve study where applicable, any special assessments, the flood and wind insurance picture, and the dock or slip arrangement. The unit's view, floor plan, and condition drive resale; the association's health and the water access drive the risk and the premium."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Sunset Bay Townhomes market snapshot (as of June 25, 2026): the median sale price is about $412K ($152 per sq ft), with homes averaging 84 days on market and 12.0 months of supply, a buyer-leaning market (limited data). Based on 4 recent closings in live Stellar MLS data.

Sunset Bay Townhomes is a gated, maintenance-free waterfront townhome community in Apollo Beach (Hillsborough County, ZIP 33572), reported as 37 upscale units built around 2005 to 2006, sitting directly on the harbor with canal access to Tampa Bay (Sunset Bay community and local real estate guides, 2026).

The townhomes are substantial, reported roughly 2,267 to 3,108 square feet, with private elevators, volume ceilings, and finishes such as wood cabinets, stainless appliances, crown molding, and wood and tile flooring. Confirm the floor plan, the elevator, and the condition for the specific unit.

Amenities center on a heated pool with a poolside cabana, a lagoon with a fountain, a fire pit, a fishing pier and boardwalk, and a shared dock on a canal to Tampa Bay, with slips available for lease or sale. The reported monthly fee, around $350 to $940, covers the building exterior, flood insurance, grounds, and water and sewer.

Because it is a small waterfront community, the building and the water drive the risk as much as the unit. Confirm the reserves, the Florida milestone inspection and reserve study where applicable, any special assessments, the flood and wind insurance, and the dock or slip arrangement, then read the unit's view, plan, and condition.

Quick Match

Who Sunset Bay Townhomes is best for.

Best for

Buyers who want a gated, maintenance-free waterfront townhome with boat access
Buyers who value private elevators, a heated pool, and a low-maintenance lifestyle
Buyers who will do the diligence on a waterfront association's reserves and insurance

Probably not for

Buyers who want a single-family home with a private yard
Buyers who want to avoid waterfront flood and wind insurance and condo-style fees
Buyers who want a large community with extensive amenities

Market Pulse

How Sunset Bay Townhomes is performing right now

42/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

12Months of supplytight

101Median days on marketdays

1 : 4Under contract vs for salestrong demand

4Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+12%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Sunset Bay Townhomes listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare or Apollo Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now4 : 1active : pending

For sale4

Pending1

Sold 12mo4

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Sunset Bay Townhomes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Sunset Bay Townhomes

Live MLS inventory for Sunset Bay Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 131 daysTop listing

$599,990

4 bd · 4.5 ba · 3,108 sqft · built 2006

6331 Sunset Bay Circle, APOLLO BEACH, 33572

Strong resaleLakefront

Listed by KELLER WILLIAMS SUBURBAN TAMPA

Active · 1 days

$595,000

3 bd · 2.5 ba · 2,841 sqft · built 2005

6432 Sunset Bay Circle, APOLLO BEACH, 33572

Strong resaleLakefront

Listed by CENTURY 21 BEGGINS ENTERPRISES

Active · 77 days

$459,000

4 bd · 3.5 ba · 3,092 sqft · built 2006

6319 Sunset Bay Circle, APOLLO BEACH, 33572

Reno opportunityBest value

Listed by LPT REALTY, LLC

Active · 126 days

$459,000

3 bd · 3.5 ba · 3,092 sqft · built 2005

6451 Sunset Bay Circle, APOLLO BEACH, 33572

Strong resaleRenovatedBest value

Listed by RE/MAX ALLIANCE GROUP

Pending · 67 days

$465,000

3 bd · 3.5 ba · 2,488 sqft · built 2006

6414 Sunset Bay Circle, APOLLO BEACH, 33572

Listed by 27NORTH REALTY

Active and pending Sunset Bay Townhomes listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Sunset Bay Townhomes on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Sunset Bay Townhomes. They are approximate and vary with traffic and your exact start point.

Apollo Beach shops and dining~5 to 10 min · approximate

US-41 and I-75 access~10 to 15 min · approximate

Tampa Bay via the canalboat access · shared dock

Downtown Tampa~30 to 40 min · approximate

Tampa International Airport (TPA)~35 to 45 min · approximate

St. Petersburg via I-275~35 to 45 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Sunset Bay Townhomes with Momentum Realty’s local guides.

MBMustique BayApollo Beach, FL · 0.5 mi CCCobia Cay Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.6 mi BDBrisa Del MarTownhomesApollo Beach, FL · 0.6 mi CHCaribbeanIsles Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.6 mi HBHammock Bay Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.7 mi SFSouthshore Falls Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.8 mi WCWatersetWolf Creek Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.8 mi ABApollo BeachApollo Beach, FL · 0.8 mi BHBraemar Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Sunset Bay Townhomes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Hillsborough County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Sunset Bay Townhomes is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Sunset Bay Townhomes address.

The takeaway

What actually shapes value in and around Sunset Bay Townhomes, sourced and dated. We do not publish rumor.

Recent Developments in Sunset Bay Townhomes

Development Intelligence

Our read on what is being built around Sunset Bay Townhomes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a small, gated, maintenance-free waterfront townhome community with boat access in a growing Apollo Beach. The watch items are the association's reserves and inspections, the flood and wind insurance, and the dock arrangement, alongside the coastline investment that supports the bay.

Gated, maintenance-free waterfront with boat access

BullishPrivate elevators, a heated pool, and a shared dock with canal access to Tampa Bay support demand for a scarce, low-maintenance waterfront product. impact

SignificanceRadius: Community

Gated, maintenance-free waterfront with boat access

Waterfront association diligence is decisive

NeutralOn a 2000s waterfront community, the reserves, any milestone inspection and reserve study, special assessments, and the flood and wind insurance drive risk and value; confirm all of them. impact

SignificanceRadius: Community

Waterfront association diligence is decisive

Beach renourishment and coastline investment

BullishRegional Pinellas beach renourishment and restored funding support the broader Tampa Bay waterfront experience near Apollo Beach. impact

SignificanceRadius: Submarket

Beach renourishment and coastline investment

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Sunset Bay Townhomes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

December 2025
Investment
Continued investment in the south Hillsborough submarket
Reporting on the broader south Hillsborough and Brandon submarket near Apollo Beach detailed continued multifamily and area investment citing strong in-migration and employment growth (Tampa Bay Business and Wealth). Why it matters: Continued investment in south Hillsborough supports demand for waterfront communities like Sunset Bay in Apollo Beach. Source
June 2026
Coastline
Army Corps funding restored for Pinellas beach renourishment
After a decade-long standoff resolved in late May 2026, the U.S. Army Corps of Engineers will again fund renourishment for Pinellas beaches, with the next project planned around 2030 (WUSF). Why it matters: Restored regional beach funding supports the Tampa Bay waterfront lifestyle that draws buyers to Apollo Beach. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Sunset Bay Townhomes buying strategy.

If we were buying in Sunset Bay Townhomes, this is the order of operations we would run, and the one we run for our clients.

Confirm the association reserves and any milestone inspection, the decisive diligence on a waterfront community.

Ask about special assessments, pending or recent, since waterfront buildings can levy them for structural or seawall work.

Get the flood and wind insurance picture, for the building and the unit, on a harborfront townhome.

Confirm the dock or slip arrangement, whether a slip conveys, leases, or is sold separately.

Read the unit's view, plan, and elevator, since they drive comfort and resale here.

The Quick Decision

Best Buy

A well-positioned waterfront unit with a confirmed slip in a community with healthy reserves and no looming assessment.

Biggest Risk

A pending special assessment, weak reserves, or an insurance or seawall surprise on the water.

Best Lot

The water view, the slip, and the floor plan separate units far more than square footage.

Smart Timing

Confirm the reserves, inspections, assessments, insurance, and dock before you write.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Sunset Bay Townhomes is a gated, maintenance-free waterfront townhome community in Apollo Beach (Hillsborough County, ZIP 33572), reported as 37 units built around 2005 to 2006, directly on the harbor with canal access to Tampa Bay. Townhomes are reported roughly 2,267 to 3,108 square feet with private elevators. Amenities include a heated pool with a cabana, a lagoon, a fire pit, a fishing pier and boardwalk, and a shared dock with slips available. The monthly fee, reported around $350 to $940, covers the exterior, flood insurance, grounds, and water and sewer. Because it is a waterfront community, confirm the reserves, the Florida milestone inspection and reserve study where applicable, any special assessments, the insurance, and the dock arrangement. Homes are zoned to Hillsborough County Public Schools by address; verify zoning with the district.

Sunset Bay Townhomes Homes For Sale

What your money buys in Sunset Bay Townhomes.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Sunset Bay Townhomes today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: interior or partial-view units

$320K to $370K

The most attainable units are interior or partial-view townhomes. Confirm the reserves, the fee, and any assessment before assuming a value.

Lowest entry

Mid: water-view units

$370K to $474K

The core is water-view townhomes. The view, the floor plan, and the condition separate these more than square footage.

Most inventory

High: prime waterfront with a slip

$474K to $474K

The top end is prime waterfront units with a deeded or available boat slip. These trade on the water, the slip, and the condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$412K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$320K to $370K

Entry: interior or partial-view units

The most attainable units are interior or partial-view townhomes. Confirm the reserves, the fee, and any assessment before assuming a value.

$370K to $474K

Mid: water-view units

The core is water-view townhomes. The view, the floor plan, and the condition separate these more than square footage.

$474K to $474K

High: prime waterfront with a slip

The top end is prime waterfront units with a deeded or available boat slip. These trade on the water, the slip, and the condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Sunset Bay Townhomes, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Sunset Bay Townhomes is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Sunset Bay Townhomes holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Apollo Beach locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Sunset Bay Townhomes

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Sunset Bay is a small waterfront community where the water and the association are the story. The deal is won on the reserves, the insurance, the slip, and the unit, not the sticker.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.6B · Buy Score

Resale Strength7.6/10

Renovation Risk6.2/10

Location Efficiency8.2/10

Long-Term Defensibility7.4/10

Carrying Cost Advantage5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Sunset Bay Townhomes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The water view and the boat slip are the scarce, durable asset.
The association's reserves and insurance shape risk on the water.
Confirm the slip arrangement and any assessment before pricing.

In a small waterfront townhome community like Sunset Bay, the water view, the boat slip, and the floor plan set value, and the association's financial health protects it. Prime waterfront units with a slip carry durable premiums, while the reserves, any milestone inspection, and the flood and wind insurance set the risk. Compare a unit against the closest sale in the community by view and slip, and confirm the association's diligence before the finishes.

The 15-Second Verdict

Sunset Bay Townhomes in 15 seconds.

Best forBuyers who want a gated, maintenance-free waterfront townhome with boat access in Apollo Beach.

Strong onWaterfront living, private elevators, a heated pool, and a shared dock with canal access to Tampa Bay.

WatchThe association reserves and inspections, the flood and wind insurance, and the dock or slip arrangement.

Not forBuyers who want a single-family home with a yard, or who want to avoid waterfront insurance and fees.

The edgeIt is a small waterfront community, so the association's health and the water access set the value.

HOA, CDD & Fees

15-Second Take

Gated, maintenance-free waterfront townhomes with elevators.
Fee reported around $350 to $940; confirm scope and reserves.
Fee is reported to include flood insurance; confirm wind.
Shared dock with slips for lease or sale; confirm the arrangement.
Confirm the milestone inspection and any assessment.

Reporting puts the monthly fee around $350 to $940, covering the building exterior, flood insurance, grounds, and water and sewer; treat any figure as reported and confirm the current fee, what it includes, the reserves, and any special assessment with the association before you offer.

The fee is reported to cover the building exterior, flood insurance, grounds, and water and sewer; confirm exactly what is included for the specific unit and whether wind insurance is separate.

Amenities center on a heated pool with a cabana, a lagoon with a fountain, a fire pit, a fishing pier and boardwalk, and a shared dock with slips available for lease or sale on a canal to Tampa Bay. Confirm the current amenities and the slip arrangement with the association.

Run Your Numbers

Tools for a Sunset Bay Townhomes buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in Sunset Bay Townhomes.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Sunset Bay Townhomes

Thinking of selling at Sunset Bay Townhomes?

Your buyer is weighing the unit and the water, so sell the specifics: the view and floor plan, the elevator, any boat slip, and the association's reserves and insurance picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Sunset Bay Townhomes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sunset Bay Townhomes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Sunset Bay Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Sunset Bay Townhomes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Sunset Bay Townhomes on the map →
Or get your Sunset Bay Townhomes home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,065/mo

Hillsborough County typical true cost to own

$151/mo

Hillsborough County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

18% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Sunset Bay Townhomes Market Scorecard

Strong buyer's market

Sunset Bay Townhomes is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $527,000, and homes go under contract in about 102 days.

12.0

Months supply

$527,000

Median list

$412,500

Median sold

$171

Per sqft

102

Days on mkt

4/1/4

Active/Pend/Sold

Typical home value in the 33572 ZIP is $439,797, about 22.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is Sunset Bay Townhomes?

A gated, maintenance-free waterfront townhome community in Apollo Beach (Hillsborough County, ZIP 33572), reported as 37 units built around 2005 to 2006, directly on the harbor with canal access to Tampa Bay.

What are the HOA fees at Sunset Bay Townhomes?

Reporting puts the monthly fee around $350 to $940, covering the exterior, flood insurance, grounds, and water and sewer. Treat any figure as reported and confirm the current fee, the reserves, and any assessment with the association.

Do the townhomes have boat access?

Yes, the community has a shared dock on a canal to Tampa Bay, with slips reported available for lease or sale. Confirm the current slip arrangement and availability with the association.

How big are the townhomes?

Reported roughly 2,267 to 3,108 square feet, with private elevators and upscale finishes. Confirm the floor plan and condition for the specific unit.

When was Sunset Bay built?

Reported built around 2005 to 2006. Confirm the building's reserves, any milestone inspection and reserve study, and any assessments before you offer.

Is Sunset Bay gated?

Yes, it is reported to be a gated, maintenance-free community. Confirm the current access and amenity status with the association.

Where is Sunset Bay located?

On the harbor in Apollo Beach (ZIP 33572), with canal access to Tampa Bay and quick reach to US-41 and I-75.

Is Sunset Bay a good investment?

Waterfront living and boat access support demand, but the association's reserves, insurance, and any assessments drive the risk. Confirm all of them and the unit and decide on value.

What should I check before buying at Sunset Bay?

The association reserves, the milestone inspection and reserve study, any special assessment, the flood and wind insurance, the dock or slip arrangement, and the unit's view and condition.

How is insurance on a waterfront townhome here?

Flood and wind exposure on a harborfront townhome drive the insurance picture for both the building and the unit, so confirm the building's coverage and your unit policy early. This is part of the carrying cost.

Should I use the listing agent to buy at Sunset Bay?

No. The listing agent works for the seller. Where the water, the slip, and the association's health swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for Sunset Bay Townhomes?

The best agent for Sunset Bay Townhomes is one who actively works Apollo Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sunset Bay Townhomes.

How do I find a top Apollo Beach real estate agent who knows Sunset Bay Townhomes?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sunset Bay Townhomes and the wider Apollo Beach area.

Can Momentum Realty connect me with an agent for Sunset Bay Townhomes?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sunset Bay Townhomes purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Sunset Bay Townhomes?

An honest fit check. We will tell you when it is not your community.

You want a gated, maintenance-free waterfront townhome with boat accessExcellent fit

You value private elevators, a heated pool, and a low-maintenance lifestyleExcellent fit

You will do the diligence on a waterfront association's reserves and insuranceExcellent fit

You want a single-family home with a private yardProbably not

You want to avoid waterfront flood and wind insurance and condo-style feesProbably not

You want a large community with extensive amenitiesProbably not

Get the inside read on Sunset Bay Townhomes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Sunset Bay Townhomes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Sunset Bay Townhomes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Sunset Bay Townhomes — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Sunset Bay Townhomes in Apollo Beach, FL

The 60-Second Overview

Who Sunset Bay Townhomes is best for.

Best for

Probably not for

How Sunset Bay Townhomes is performing right now

Homes For Sale Right Now in Sunset Bay Townhomes

Sunset Bay Townhomes on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Sunset Bay Townhomes

Gated, maintenance-free waterfront with boat access

Waterfront association diligence is decisive

Beach renourishment and coastline investment

Continued investment in the south Hillsborough submarket

Army Corps funding restored for Pinellas beach renourishment

The Sunset Bay Townhomes buying strategy.

The full read, only if you want it.

What your money buys in Sunset Bay Townhomes.

What ~$412K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Sunset Bay Townhomes holds value.

5 Mistakes Buyers Make in Sunset Bay Townhomes

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Sunset Bay Townhomes is different.

Which Lots & Views Hold Value Best

Sunset Bay Townhomes in 15 seconds.

HOA, CDD & Fees

Tools for a Sunset Bay Townhomes buy.

Thinking of selling at Sunset Bay Townhomes?

In Sunset Bay Townhomes, condition and view decide your number

What is your Sunset Bay Townhomes home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Sunset Bay Townhomes Market Scorecard

Frequently Asked Questions

Should you buy in Sunset Bay Townhomes?

Get the inside read on Sunset Bay Townhomes

You are all set.

Need to sell fast in Hillsborough County?

You just read the data. Now see what your home is worth.