Cobia Cay
Homes for Sale in Apollo Beach, FL
All 354 homes for sale in Apollo Beach, FL · median $460,000 · 320 homes for sale in 33572 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Cobia Cay in Apollo Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $950,000, $361 per square foot, a median 106 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1985 - 1988; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $14,940 ($14,320 with the full homestead exemption).
| Location | Apollo Beach, Hillsborough County, FL · ZIP 33572 |
|---|---|
| Homes in the community | 99 (FL DOR 2025 assessment roll) |
| Years built | 1982–2021 (median 1993) |
| Typical living area | 3,206 sq ft (median) |
| Amenities listed by sellers | Security Lights, Security System |
| Sale prices, last 12 months | $950,000 median across 3 closed sales · $361 per sq ft |
| Days on market (closed sales) | 106 median |
| For sale right now | 1 active, 0 pending · median asking $997,500 · 4.0 months of supply |
| Owner-occupied (homestead) share | 78% |
| Zoned public schools | Hillsborough County Public Schools (verify by address); Apollo Beach area schools nearby; Confirm zoned elementary, middle, and high |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cobia Cay key facts,” movewithmomentum.com/neighborhoods/cobia-cay, data as of September 20, 2026.
Cobia Cay right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cobia Cay market snapshot (as of September 20, 2026): the median sale price is about $950K ($361 per sq ft over the trailing 12 months of closed sales), a median 106 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 33572 (Apollo Beach), 841 homes closed in the last 12 months at a median of $501K ($215/sq ft), up 0.3% year over year, with a median 72 days on market. Right now 145 active and 27 pending listings put supply at about 5.2 months - a buyer's market. See the live ZIP 33572 housing market and the Hillsborough County market.
County records show 6 qualified sales in Cobia Cay across 2024 - 2025 (4 in 2024, 2 in 2025), median $1.20M - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Cobia Cay is a community of 99 homes in Apollo Beach, Hillsborough County, built between 1982 and 2021 (median 1993), with a median living area of about 3,206 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Cobia Cay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Cobia Cay; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($950K) IS the median in the snapshot above.
Windows contain 0 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
19% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Cobia Cay Market Scorecard
Cobia Cay is currently a balanced market. About 4.0 months of supply, a median asking price of $997,500, and homes go under contract in about 60 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cobia Cay
Live MLS inventory for Cobia Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cobia Cay listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.
Every Home for Sale in Cobia Cay Right Now (1)
All 1 active and pending Cobia Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6602 Seabird Way · $997,500 · 4 bd / 3 ba · listed Aug 3, 2026 · listed by New Acre Realty
Cobia Cay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Apollo Beach area schools nearby · By address
- Confirm zoned elementary, middle, and high · By address
Zoned schools reflect the assignments reported on recent Cobia Cay listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cobia Cay address.
The Cobia Cay buying strategy.
If we were buying in Cobia Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cobia Cay.
A closer look at the Cobia Cay market
At a median of $361 per square foot, Cobia Cay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market. Homes that do trade take a median 106 days on market, useful leverage on any listing that has lingered.
The housing stock is 99 homes built between 1982 and 2021, and 78% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Cobia Cay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cobia Cay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.5). Basis: Liquidity & Demand 4.0 months of supply; Owner Commitment 78% owner-occupied; Pricing Power 93.4% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cobia Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cobia Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cobia Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cobia Cay home worth?
Get a no-obligation home value based on real comparable sales in Cobia Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apollo Beach →
Frequently Asked Questions
What is the median home price in Cobia Cay?
How long do homes in Cobia Cay take to sell?
Is Cobia Cay a buyer's or seller's market right now?
How many homes are in Cobia Cay?
What share of Cobia Cay is owner-occupied?
When were the homes in Cobia Cay built?
What schools serve Cobia Cay?
Who is the best real estate agent for Cobia Cay?
How do I find a top Apollo Beach real estate agent who knows Cobia Cay?
Can Momentum Realty connect me with an agent for Cobia Cay?
Where is Cobia Cay, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33572)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Cobia Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Cobia Cay
- Home values · What homes in Cobia Cay actually sell for
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