COTE D' AZUR in Santa Rosa Beach

COTE D' AZUR
Homes for Sale in Santa Rosa Beach, FL

Community in Santa Rosa Beach · Walton County · ZIP 32459
11 homesBuilt 2021–2023
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Photo via emeraldcoast

Built fromLive emeraldcoast data5 years of closingsFL DOR public recordsUpdated twice daily
Live · COTE D' AZUR Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
0%
Owner-occupied · COTE D' AZUR
0 of 11 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · COTE D' AZUR
incl. 82% trust or LLC-held · 82% out-of-state
11
Homes in the community
11 residential parcels (FL DOR 2025)
Track record · 5 years of records
Est. 2021
Community established
homes built 2021-2023, median 2022 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cote d' Azur is a small, new-construction enclave in Santa Rosa Beach — 11 homes total, all built between 2021 and 2023, with a median around 4,532 square feet. Price here is driven almost entirely by the homes themselves: recent vintage, substantial size, and individual finish level. There is no meaningful stock of older or smaller product to anchor a low end, so what any given home fetches will track its build quality and condition more than any community average.

With just one active listing against 11 homes, this is a thin, low-turnover market. For a seller, scarcity can work in your favor, but a single comp does little to establish a reliable pricing floor or ceiling. For a buyer, the practical issue is availability — you may wait for the right home to list rather than choose from several. A homestead share of zero also tells you this is not an owner-occupant-dominated street, which is worth factoring into your carrying-cost and use assumptions.

Best for

  • Buyers seeking a large, recently built home and willing to wait for the right one to list
  • Second-home or investment buyers comfortable with a low-homestead, low-turnover street
  • Buyers who value new construction and finish quality over shared amenities

Probably not for

  • Buyers who want multiple homes to compare side by side right now
  • Buyers who prioritize community amenities like pools or shared facilities
  • Buyers who need a deep local sales history to feel confident on price

Homes For Sale Right Now in COTE D' AZUR

Live MLS inventory for COTE D' AZUR. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending COTE D' AZUR listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent COTE D' AZUR listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any COTE D' AZUR address.

If we were buying in COTE D' AZUR today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in COTE D' AZUR.

Best Buy
Buyers who want a large, recently built home near Santa Rosa Beach and can wait for the right listing.
Biggest Risk
A thin market — one active listing and few comps make pricing harder to pin down.
Sweet Spot
A well-finished home of the community's larger size profile, bought when patience meets availability.
Avoid If
You need selection, community amenities, or a deep set of comparable sales to guide your offer.

A small, new-build enclave

Everything here is recent: the entire community was built within a three-year window, with a median year built of 2022. That means buyers are dealing with current construction standards and systems rather than renovation projects, and the size profile — a median north of 4,500 square feet — points to substantial homes rather than cottages. No community amenities are identified from current MLS listings, so value rests on the individual home and its proximity to the Santa Rosa Beach area, not on shared facilities.

The zero homestead share is a signal, not a verdict. It suggests these homes trade as second homes or investment/rental holdings rather than primary residences. That can mean more transactional flexibility, but it also means you should scrutinize each listing on its own merits — condition, finish, and lot — because there is very little comparable local sales history to lean on.

The location and the amenities are priced into every listing in COTE D' AZUR. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small and this quiet on the sell side, the value we add is judgment on a thin comp set. With only one active listing and a handful of homes total, pricing and negotiation come down to reading each property against limited data — knowing which features actually move a number here and which don't. We will tell you plainly when the single available listing is or isn't the right fit for your goals.

COTE D' AZUR in 15 seconds.

Best forBuyers who want a large, recently built home near Santa Rosa Beach and can wait for the right listing.
Biggest advantageUniformly new construction with substantial square footage and no dated-inventory drag.
Biggest riskA thin market — one active listing and few comps make pricing harder to pin down.
Sweet spotA well-finished home of the community's larger size profile, bought when patience meets availability.
Avoid ifYou need selection, community amenities, or a deep set of comparable sales to guide your offer.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed COTE D' AZUR sales matched to your home.

What is your COTE D' AZUR home worth?

Get a no-obligation home value based on real comparable sales in COTE D' AZUR, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in COTE D' AZUR on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in COTE D' AZUR?
The Florida DOR 2025 assessment roll shows 11 homes in COTE D' AZUR (public records).
What share of COTE D' AZUR is owner-occupied?
0% of COTE D' AZUR parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in COTE D' AZUR built?
Homes in COTE D' AZUR were built between 2021 and 2023, with a median year built of 2022 (FL DOR 2025 roll).
Who is the best real estate agent for COTE D' AZUR?
The best agent for COTE D' AZUR is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for COTE D' AZUR.
How do I find a top Santa Rosa Beach real estate agent who knows COTE D' AZUR?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows COTE D' AZUR and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for COTE D' AZUR?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your COTE D' AZUR purchase or sale - no call center and no pressure.
Buyers seeking a large, recently built home and willing to wait for the right one to listExcellent fit
Second-home or investment buyers comfortable with a low-homestead, low-turnover streetExcellent fit
Buyers who value new construction and finish quality over shared amenitiesExcellent fit
Buyers who want multiple homes to compare side by side right nowProbably not
Buyers who prioritize community amenities like pools or shared facilitiesProbably not
Buyers who need a deep local sales history to feel confident on priceProbably not

Nearby Communities

Explore more neighborhoods near COTE D' AZUR with Momentum Realty’s local guides.

WOWatersound Origins Santa Rosa BeachSanta Rosa Beach, FL · 6.4 miLMLatitude Margaritaville Watersound Panama City BeachSanta Rosa Beach, FL · 11.2 miBPBreakfast Point East Panama City BeachSanta Rosa Beach, FL · 12.9 miDMDeer Moss Creek NicevilleSanta Rosa Beach, FL · 24.8 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Historical depthClosed-sale records back to 2021 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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