Covenant Cove
Homes for Sale in Jacksonville, FL
All 3,939 homes for sale in Jacksonville, FL · median $299,850 · 132 homes for sale in 32224 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, Covenant Cove in Jacksonville, FL has 2 homes for sale. Over the 12 months ending 2026-09-22, 3 recorded sales closed at a median of $489,000, $262 per square foot, a median 8 days on market, sellers accepting 100% of original asking (+5% versus the prior year). Homes listed or recently sold were built 2008–2009; 5 of 5 report an HOA (median $42/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,740 ($8,000 with the full homestead exemption).
| Location | Jacksonville, Duval County, FL · ZIP 32224 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Curbs, Fire Alarm, Suburban |
| Sale prices, last 12 months | $489,000 median across 3 closed sales · $262 per sq ft · +5.2% vs the prior 12 months |
| Days on market (closed sales) | 8 median |
| For sale right now | 2 active, 0 pending · median asking $464,950 · 8.0 months of supply |
Data as of September 22, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Covenant Cove key facts,” movewithmomentum.com/neighborhoods/covenant-cove-jacksonville, data as of September 22, 2026.
Last 30 days in Covenant Cove: 1 new listing (median asking $430,000). As of September 22, 2026, realMLS.
Covenant Cove is a small, single-era community — all 170 homes were built between 2006 and 2011, with a median year built of 2008 — so the price story here is less about neighborhood mix and more about condition and finish level within a narrow construction window. At a median of $466,760 and roughly $218 per square foot on a median 2,333-square-foot home, pricing tracks square footage and updates more tightly than it would in a community with a wider range of ages and floor plans.
With only 2 active listings against 170 total homes, this is a thin market — the balanced market-band label and 4.0 months of supply reflect a small, slow-moving pool rather than heavy competition in either direction. Prices are essentially flat year over year (+0.4%) after a longer run of appreciation (up 126% since 2012), and a median 54.5 days on market suggests neither side needs to rush a decision.
Covenant Cove right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 22, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($489K) is up 5.2% from the prior 12 months ($465K) and up 139% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 22. Confidence: Low (3 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Covenant Cove market snapshot (as of September 22, 2026): the median sale price is about $489K ($262 per sq ft over the trailing 12 months of closed sales), a median 8 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 5% from the prior 12 months and up 139% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
In ZIP 32224 (Jacksonville), 1,022 homes closed in the last 12 months at a median of $475K ($249/sq ft), down 4.8% year over year, with a median 39 days on market. Right now 156 active and 112 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.
realMLS (Northeast Florida) sales records identify 138 homes in Covenant Cove that have changed hands since 2006, built between 2005 and 2011 (median 2009), with a median living area of about 2,055 sq ft and a typical 4-bedroom, 2-bath layout; 99% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Built out entirely between 2006 and 2011, Covenant Cove is a compact, single-phase community of 170 homes in Jacksonville's Duval County, with community amenities — a park, jogging path, and playground — reported across current MLS listings.
The setting & the homes.
Aerial and on-site photos of Covenant Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Covenant Cove
Covenant Cove
Covenant Cove
Covenant Cove
Covenant Cove
Covenant CovePhotos from realMLS listings in Covenant Cove; content deemed reliable but not guaranteed.
Who Covenant Cove is best for.
Best for
- Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.
- Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.
- Long-term owners comfortable with a slow-moving, low-inventory resale market.
Probably not for
- Buyers who need a large pool of active listings to compare before deciding.
- Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.
- Sellers who need a fast sale — median days on market here runs over seven weeks.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 22 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($489K) IS the median in the snapshot above, and the move from 2025 ($465K) IS the +5.2% one-year change.
Windows contain 3 to 21 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
44% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Covenant Cove Market Scorecard
Covenant Cove is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $464,950, and homes go under contract in about 182 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Covenant Cove, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Covenant Cove
Live MLS inventory for Covenant Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Covenant Cove listings as of 2026-09-23, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Covenant Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Covenant Cove
- Park · reported on 2 of 6 listings
- Jogging Path · reported on 1 of 6 listings
- Playground · reported on 1 of 6 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Chets Creek · Elementary
- Duncan Fletcher · Middle
- Sandalwood · High
Zoned schools reflect the assignments reported on recent Covenant Cove listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Covenant Cove address.
Shop the zone: Homes zoned for Chets Creek Elementary School · Homes zoned for Duncan Fletcher Middle School · Homes zoned for Sandalwood High School
The Covenant Cove buying strategy.
If we were buying in Covenant Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covenant Cove.
A Single-Phase Community
Covenant Cove's defining trait is its construction window: every one of its 170 homes went up within a five-year span, 2006 to 2011, with a median year built of 2008. That consistency shows up in the numbers — a median living area of 2,333 square feet and a median price per square foot of $217.89 that moves in a tighter band than you'd see in a community stitched together across multiple decades.
About 81.2% of homes here carry a homestead exemption, pointing to a market where owner-occupancy is common. Reported amenities include a park, jogging path, and playground — worth confirming directly with the HOA, since access and upkeep can change over time.
The location and the amenities are priced into every listing in Covenant Cove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Covenant Cove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.0). Basis: Long-Term Appreciation +139% since 2012; Recent Direction +5.2% year-over-year; Liquidity & Demand 8.0 months of supply; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With just 2 active listings covering 170 homes, Covenant Cove doesn't generate the volume of comparable sales that larger communities do, and generic valuation tools have little to work with here. Momentum prepares valuations by hand, house by house, using the actual closings and price-per-square-foot trends in this specific community rather than a citywide average — the kind of read a thin, single-era market like this one needs.
Covenant Cove in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $42/month (about $504/yr) · median of 33 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $42 per month ($504 a year) — the median AssociationFee across 33 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Covenant Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covenant Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Covenant Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Covenant Cove home worth?
Get a no-obligation home value based on real comparable sales in Covenant Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Covenant Cove
Homes in Covenant Cove that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 13853 Asher Cove Court · off market
- 3070 Discovery Way · off market
- 3091 Covenant Cove Drive · off market
Frequently Asked Questions
What is the median home price in Covenant Cove?
How long do homes in Covenant Cove take to sell?
Is Covenant Cove a buyer's or seller's market right now?
Have Covenant Cove home prices gone up?
Who is the best real estate agent for Covenant Cove?
How do I find a top Jacksonville real estate agent who knows Covenant Cove?
Can Momentum Realty connect me with an agent for Covenant Cove?
Where is Covenant Cove, and what county is it in?
How far is Covenant Cove from downtown Jacksonville and the beach?
Should you buy in Covenant Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 22, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-22 |
| Historical depth | Closed-sale records back to 2006 (254 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Covenant Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Covenant Cove Drive (46 homes on record)
- Covenant Cove Drive (6 homes on record)
- Saltmeadow Court S (1 homes on record)
Nearby Communities
Explore more neighborhoods near Covenant Cove with Momentum Realty’s local guides.