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Covenant Cove in Jacksonville

Covenant Cove
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32224
170 homesBuilt 2006–2011Median sale $467K
Free · No obligation
Talk to a Covenant Cove Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
17/100
Market Heat
Cooler than normal
2013 → 2026 · 87 at the 2022 peak
0 is Covenant Cove's coldest market since 2013, 100 its hottest. Today: 17. How it's scored
Built fromLive realMLS data20 years of closingsFL DOR public recordsUpdated twice daily
Live · Covenant Cove Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$467K ▲
Median sold · 12 mo
up 0.4% vs the prior 12 months
+0.4% ▲
1-yr price change
n = 6 and 7 sales in the two windows
$218/sf
Sold $/sqft · 12 mo
peak $251 in 2023
93.5%
Sale vs ask
+126%
T12M median vs 2012
from a $207K median in 2012
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
55days
Median DOM · closed
17 days at the 2022 low
0%
Under contract
Duval: 30% (1,188 of 4,002)
2 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 11 a year
Ownership and context
81%
Owner-occupied · Covenant Cove
138 of 170 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Covenant Cove
incl. 7% trust or LLC-held · 7% out-of-state
40%
Cash buyers · Covenant Cove
2 of 5 sales, 12 mo ending July 2025
170
Homes in the community
170 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 2006
Community established
homes built 2006-2011, median 2008 (FL DOR 2025)
1
Failed listings · 2026
peaked at 7 in 2011
2,264sqft
Median sold home size
12-mo windows, closed sales
3.5%/yr
Turnover rate
about 6 of 170 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Covenant Cove is a small, single-era community — all 170 homes were built between 2006 and 2011, with a median year built of 2008 — so the price story here is less about neighborhood mix and more about condition and finish level within a narrow construction window. At a median of $466,760 and roughly $218 per square foot on a median 2,333-square-foot home, pricing tracks square footage and updates more tightly than it would in a community with a wider range of ages and floor plans.

With only 2 active listings against 170 total homes, this is a thin market — the balanced market-band label and 4.0 months of supply reflect a small, slow-moving pool rather than heavy competition in either direction. Prices are essentially flat year over year (+0.4%) after a longer run of appreciation (up 126% since 2012), and a median 54.5 days on market suggests neither side needs to rush a decision.

Covenant Cove Housing Pulse · Momentum Research · as of July 14, 2026

Covenant Cove right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (2 active and pending listings, 6 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($467K) is up 0.4% from the prior 12 months ($465K) and up 126% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (6 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Covenant Cove market snapshot (as of July 14, 2026): the median sale price is about $467K ($218 per sq ft over the trailing 12 months of closed sales), a median 55 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 0% from the prior 12 months and up 126% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).

Covenant Cove is a community of 170 homes in Jacksonville, Duval County, built between 2006 and 2011 (median 2008), with a median living area of about 2,333 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Built out entirely between 2006 and 2011, Covenant Cove is a compact, single-phase community of 170 homes in Jacksonville's Duval County, with community amenities — a park, jogging path, and playground — reported across current MLS listings.

Quick Match

Who Covenant Cove is best for.

Best for

  • Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.
  • Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.
  • Long-term owners comfortable with a slow-moving, low-inventory resale market.

Probably not for

  • Buyers who need a large pool of active listings to compare before deciding.
  • Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.
  • Sellers who need a fast sale — median days on market here runs over seven weeks.
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Market Pulse

How Covenant Cove is performing right now

51/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
4Months of supplytight
64Median days on marketdays
0 : 2Under contract vs for salestrong demand
6Sold in last 12 monthsliquidity
-8%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Covenant Cove listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Covenant Cove buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Covenant Cove

Live MLS inventory for Covenant Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

3096 Covenant Cove Drive home for sale in Covenant CoveActive · 35 daysTop listing
$570,000
4 bd · 3.5 ba · 2,751 sqft · built 2008
3096 Covenant Cove Drive, Jacksonville, 32224
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS
3095 Aaron Cove Court home for sale in Covenant CoveActive · 94 days
$529,900
4 bd · 3.5 ba · 2,717 sqft · built 2008
3095 Aaron Cove Court, Jacksonville, 32224
RenovatedBest value
Listed by REAL ESTATE ASSET DISPOSITION CORP.

Active and pending Covenant Cove listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Covenant Cove on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Covenant Cove. They are approximate and vary with traffic and your exact start point.

Atlantic and Neptune Beaches~12 to 18 min · east on Beach Boulevard
St. Johns Town Center~12 to 18 min · shopping and dining
University of North Florida~10 to 16 min · campus
Mayo Clinic Jacksonville~12 to 18 min · Intracoastal West
JT Butler Boulevard (SR-202)~6 to 12 min · to I-95
Mayport and the Intracoastal~12 to 18 min · north and east
Downtown Jacksonville~20 to 28 min · west

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Covenant Cove Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Heron's Landing Homes for Sale in Jacksonville, FLHeron's Landing Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miWolf Creek Homes for Sale in Jacksonville, FLWolf Creek Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miSan Pablo Creek Homes for Sale in Jacksonville, FLSan Pablo Creek Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miVHVizcaya Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miTerra Costa Homes for Sale in Jacksonville, FLTerra Costa Homes for Sale in Jacksonville, FLJacksonville, FL · 0.6 miOak Landing Homes for Sale in Intracoastal West, FLOak Landing Homes for Sale in Intracoastal West, FLIntracoastal West, FL · 0.7 miWHThe Woods Homes for Sale in Jacksonville (Intracoastal West), FLJacksonville (Intracoastal West), FL · 0.7 miCoachman Lakes Homes for Sale in Jacksonville, FLCoachman Lakes Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 miDanforth Homes for Sale in Jacksonville, FLDanforth Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Covenant Cove (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Covenant Cove is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Covenant Cove address.

The takeaway

What is actually shaping value in Covenant Cove, sourced and dated. We do not publish rumor.

Recent Developments in Covenant Cove

Development Intelligence

Our read on what is being built around Covenant Cove, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA newer single-family community trades on the floor plan and condition of the specific home, with the central Intracoastal West location near the beaches, the Town Center, UNF, and Mayo as the durable draw.

Central Intracoastal West location

BullishNotable impact
SignificanceRadius: Covenant Cove

A location off Beach Boulevard minutes from the beaches, the Town Center, UNF, and Mayo is a durable, location-specific draw that supports a value-priced newer community.

Duval County tax and HOA picture

NeutralNotable impact
SignificanceRadius: Covenant Cove

Carrying cost turns on the Duval County millage, the HOA dues, any CDD, and the FEMA flood zone for the specific parcel; all are verifiable and worth pulling before you write.

2006-to-2011 build condition

NeutralMinor impact
SignificanceRadius: Covenant Cove

On homes built from 2006 to 2011, the roof, HVAC, and updates vary; price each home on its condition rather than a community average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Covenant Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the parcel tax bill

    The Duval County Property Appraiser publishes parcel values and the City of Jacksonville sets the millage; the actual lines on a Covenant Cove parcel, plus the HOA and any CDD, set the carrying cost. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser, the HOA dues, any CDD, and the FEMA flood determination before you write. Source

  2. 2026
    Community

    Community documented by a third-party source

    A third-party source describes Covenant Cove as a community of about 172 Mattamy homes built between 2006 and 2011, ranging roughly 1,489 to 3,224 square feet, off Beach Boulevard minutes from Jacksonville Beach. Why it matters: Community and home characteristics are reported by a third-party source; verify the specific home's condition, the HOA, the lot, and the flood zone before relying on it. Source

Development alerts for Covenant CoveGet a short monthly email when something new is approved, funded, or opens near Covenant Cove.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Covenant Cove buying strategy.

If we were buying in Covenant Cove, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and any CDD. Verify the current HOA dues, what they cover, and whether any CDD applies for the specific parcel before you write.

2

Inspect the home and systems. On a 2006-to-2011 build, the roof, HVAC, and water heater are reaching service-age milestones; budget for them and price the home on its condition.

3

Verify the lot and survey. Confirm the lot lines, easements, and any preserve or water frontage for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Duval County parcel taxes before you write.

5

Comp by floor plan. Price the home against the closest comparable Covenant Cove sale of the same Mattamy floor plan and condition.

The Quick Decision
Best Buy
An updated home on a clean, dry lot with a newer roof and HVAC, priced to its floor plan and true condition.
Biggest Risk
Deferred maintenance reaching service age on a 2006-to-2011 build, an unverified lot or flood issue, or overpaying versus same-plan comps.
Best Lot
The lot, any preserve or water frontage, and the home's condition are the value here; verify all three.
Smart Timing
A central, value-priced Intracoastal West community rewards a prepared buyer who has inspected and comped the specific home.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Covenant Cove is a newer single-family community in Jacksonville, Duval County, ZIP 32224, off Beach Boulevard in the Intracoastal West. Third-party sources describe about 172 homes built by Mattamy Homes between 2006 and 2011, ranging roughly 1,489 to 3,224 square feet, minutes from Jacksonville's beaches, Mayport, the St. Johns Town Center, the University of North Florida, and the Mayo Clinic (frankelrealtygroup.com, 2026). As a newer community, value is read home-by-home on floor plan and condition, and the central diligence items are the home's systems, the lot and survey, the FEMA flood zone, the Duval County parcel taxes, the HOA dues, and any CDD.

Covenant Cove Homes For Sale

What your money buys in Covenant Cove.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Covenant Cove today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller floor plans
$392K to $465K

Smaller Mattamy floor plans and original-condition homes are the value entry at Covenant Cove. Confirm the systems, the lot, the HOA, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated mid-size homes
$465K to $489K

Updated mid-size homes with newer roof and HVAC are the core of the community. Price each on its floor plan and condition against the closest comparable sale.

Most inventory
High: largest or best-lot homes
$489K to $650K

The largest floor plans and homes on the best preserve or water lots sit at the top here. Price each on its own plan, condition, and lot, not a community average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$467K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$392K to $465K
Entry: smaller floor plans
Smaller Mattamy floor plans and original-condition homes are the value entry at Covenant Cove. Confirm the systems, the lot, the HOA, and the flood zone before you write (third-party context, 2026, not MLS).
$465K to $489K
Mid: updated mid-size homes
Updated mid-size homes with newer roof and HVAC are the core of the community. Price each on its floor plan and condition against the closest comparable sale.
$489K to $650K
High: largest or best-lot homes
The largest floor plans and homes on the best preserve or water lots sit at the top here. Price each on its own plan, condition, and lot, not a community average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Covenant Cove, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Covenant Cove is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Covenant Cove holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Covenant Cove

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Covenant Cove1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Covenant Cove2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Covenant Cove3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Covenant Cove4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Covenant Cove5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Covenant Cove is newer, value-priced, Intracoastal West living minutes from the beaches and the Town Center. The deal is read home-by-home in the floor plan, the condition, the lot, and the HOA math, not a headline price.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.3B+ · Buy Score
Resale Strength7.3/10
Renovation Risk6.0/10
Location Efficiency8.4/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Covenant Cove is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot, any preserve or water frontage, and the home's condition are the value.
  • Confirm the HOA dues, any CDD, the flood zone, and the parcel taxes.
  • Comp against the closest same-floor-plan, same-condition sale.

In a newer community like Covenant Cove, value is driven by the specific home's floor plan, condition, and lot, plus any preserve or water frontage, not just the Mattamy spec. That means inspecting the roof, HVAC, and systems on a 2006-to-2011 build, confirming the lot lines, verifying the FEMA flood zone and the Duval County parcel taxes, and confirming the HOA dues and any CDD, then pricing the home against the closest comparable same-floor-plan, same-condition Intracoastal West sale, with the central location near the beaches, the Town Center, UNF, and Mayo as the durable advantage.

The 15-Second Verdict

Covenant Cove in 15 seconds.

Best forBuyers who want a newer single-family home minutes from the beaches, the Town Center, UNF, and Mayo at a competitive price.
Strong onLocation and value: a central Intracoastal West position off Beach Boulevard with newer Mattamy floor plans.
WatchThe HOA dues and any CDD, the condition of 2006-to-2011 systems, the lot, and the FEMA flood zone.
Not forBuyers who want a custom or estate home or a no-HOA neighborhood.
The edgeA value-priced newer community in a central, amenity-rich corridor supports durable demand.

HOA, CDD & Fees

15-Second Take
  • It is an HOA community; confirm the dues and what they cover.
  • Confirm whether any CDD applies for the specific parcel.
  • Verify the lot, the systems, and the FEMA flood zone for the specific home.

Covenant Cove is an HOA community; confirm the current HOA dues, exactly what they cover, and whether any CDD applies for the specific parcel with the association before you offer. Confirm per parcel.

Confirm whether the HOA dues cover common areas, any amenities, and reserves, and whether any CDD bond rides on the tax bill for the specific home.

Confirm the community features and any shared amenities with the association; the core value is the newer homes and the central Intracoastal West location near the beaches and the Town Center.

Run Your Numbers

Tools for a Covenant Cove buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Covenant Cove.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Covenant Cove

Thinking of selling in Covenant Cove?

Your buyer is comparing newer Intracoastal West homes, so sell what is specific and verifiable: the home's floor plan, condition, and updates, the lot, the central location, and a clear HOA and flood picture.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Covenant Cove, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Covenant Cove home worth?

Get a no-obligation home value based on real comparable sales in Covenant Cove matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Covenant Cove on the map →

Real comps, not an automated estimate.
>>>>>>> origin/main

Windows contain 6 to 20 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Up 0.4% year over year; up 126% since 2012.
Every sale since 2006 · price vs size
$0$200K$400K$600K2k3k
253 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $102 in 2012 to a $251 peak in 2023; $218 now.
Median days on market · closed sales
20406020122014201620182020202220242026
17 days at the 2022 low; 55 now.
Sale price vs original ask · median
95%100%105%20122014201620182020202220242026
93.5% now.
Homes sold per 12-mo window
0102020122014201620182020202220242026
6 to 20 a year; 6 in the current window.
Sellers who gave up · failed listings per year
0246200820122016202020242026
Canceled, expired, or withdrawn. 7 quit in 2011; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
87 at the 2022 peak, 17 in the troughs, 17 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

44% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Covenant Cove Market Scorecard

Balanced

Covenant Cove is currently a balanced. About 4.0 months of supply, a median asking price of $549,950, and homes go under contract in about 74 days.

4.0
Months supply
$549,950
Median list
$466,760
Median sold
$201
Per sqft
74
Days on mkt
2/0/6
Active/Pend/Sold

Typical home value in the 32224 ZIP is $459,079, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Covenant Cove

Live MLS inventory for Covenant Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

3096 COVENANT COVE Drive home for sale in Covenant CoveActive · 54 daysTop listing
$560,000
4 bd · 3.5 ba · 2,751 sqft · built 2008
3096 COVENANT COVE Drive, Jacksonville, 32224
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS
3095 AARON COVE Court home for sale in Covenant CoveActive · 113 days
$529,900
4 bd · 3.5 ba · 2,717 sqft · built 2008
3095 AARON COVE Court, Jacksonville, 32224
Listed by REAL ESTATE ASSET DISPOSITION CORP.

Active and pending Covenant Cove listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Interactive Map

Covenant Cove on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community & Amenities

Life at Covenant Cove

  • Park · reported on 2 of 6 listings
  • Jogging Path · reported on 1 of 6 listings
  • Playground · reported on 1 of 6 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

=======

Covenant Cove Market Scorecard

Balanced

Covenant Cove is currently a balanced. About 4.0 months of supply, a median asking price of $549,950, and homes go under contract in about 74 days.

4.0
Months supply
$549,950
Median list
$466,760
Median sold
$201
Per sqft
74
Days on mkt
2/0/6
Active/Pend/Sold

Typical home value in the 32224 ZIP is $459,079, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

>>>>>>> origin/main
The Strategy

The Covenant Cove buying strategy.

If we were buying in Covenant Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covenant Cove.

The Quick Decision
Best Buy
Buyers who want a home built within a defined, recent construction era (2006–2011) and are comfortable with a thin resale market.
Biggest Risk
With only 2 active listings, buyers may have little to choose from at any given time, and sellers may wait longer to find the right match.
Sweet Spot
A home near the median 2,333 square feet, priced around the community median of $466,760, in move-in ready condition.
Avoid If
You need to move on a tight timeline — a median 54.5 days on market and low inventory mean this is not a fast-turnaround community.
The Deep Dive

A Single-Phase Community

Covenant Cove's defining trait is its construction window: every one of its 170 homes went up within a five-year span, 2006 to 2011, with a median year built of 2008. That consistency shows up in the numbers — a median living area of 2,333 square feet and a median price per square foot of $217.89 that moves in a tighter band than you'd see in a community stitched together across multiple decades.

About 81.2% of homes here carry a homestead exemption, pointing to a market where owner-occupancy is common. Reported amenities include a park, jogging path, and playground — worth confirming directly with the HOA, since access and upkeep can change over time.

“

The location and the amenities are priced into every listing in Covenant Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Covenant Cove buys, holds, and resells. Momentum Research; not an appraisal.

6.8B- · Buy Score
Long-Term Appreciation8.0/10
Recent Direction6.1/10
Liquidity & Demand6.0/10
Owner Commitment8.1/10
Pricing Power5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.8). Basis: Long-Term Appreciation +126% since 2012; Recent Direction +0.4% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 81% owner-occupied; Pricing Power 93.5% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

With just 2 active listings covering 170 homes, Covenant Cove doesn't generate the volume of comparable sales that larger communities do, and generic valuation tools have little to work with here. Momentum prepares valuations by hand, house by house, using the actual closings and price-per-square-foot trends in this specific community rather than a citywide average — the kind of read a thin, single-era market like this one needs.

The 15-Second Verdict

Covenant Cove in 15 seconds.

Best forBuyers who want a home built within a defined, recent construction era (2006–2011) and are comfortable with a thin resale market.
Biggest advantageConsistent build quality and layout expectations across the community, since every home dates to the same five-year window.
Biggest riskWith only 2 active listings, buyers may have little to choose from at any given time, and sellers may wait longer to find the right match.
Sweet spotA home near the median 2,333 square feet, priced around the community median of $466,760, in move-in ready condition.
Avoid ifYou need to move on a tight timeline — a median 54.5 days on market and low inventory mean this is not a fast-turnaround community.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Covenant Cove buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Covenant Cove.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covenant Cove sales matched to your home.

Selling in Covenant Cove

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Covenant Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Covenant Cove home worth?

Get a no-obligation home value based on real comparable sales in Covenant Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Covenant Cove on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Covenant Cove?
The median sale price in Covenant Cove was $467K over the 12 months ending July 14, 2026 (6 closed sales, realMLS).
How long do homes in Covenant Cove take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 55 days on market (6 sales, realMLS).
Is Covenant Cove a buyer's or seller's market right now?
As of July 14, 2026, Covenant Cove is roughly balanced: 4.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Covenant Cove?
The Florida DOR 2025 assessment roll shows 170 homes in Covenant Cove (public records).
What share of Covenant Cove is owner-occupied?
81% of Covenant Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Covenant Cove built?
Homes in Covenant Cove were built between 2006 and 2011, with a median year built of 2008 (FL DOR 2025 roll).
Do cash buyers compete in Covenant Cove?
Cash buyers took 40% of Covenant Cove sales in the 12 months ending July 2025 (2 of 5 closings, realMLS).
Have Covenant Cove home prices gone up?
The trailing-12-month median is up 126% since 2012, from $207K to $467K (realMLS closed records).
Who is the best real estate agent for Covenant Cove?
The best agent for Covenant Cove is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Covenant Cove.
How do I find a top Jacksonville real estate agent who knows Covenant Cove?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Covenant Cove and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Covenant Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Covenant Cove purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Covenant Cove?

An honest fit check. We will tell you when it is not your community.

Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.Excellent fit
Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.Excellent fit
Long-term owners comfortable with a slow-moving, low-inventory resale market.Excellent fit
Buyers who need a large pool of active listings to compare before deciding.Probably not
Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.Probably not
Sellers who need a fast sale — median days on market here runs over seven weeks.Probably not

Nearby Communities

Explore more neighborhoods near Covenant Cove with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (11 streets, ZIP 32224/32246))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2006 (253 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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