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Covenant Cove in Jacksonville

Covenant Cove
Homes for Sale in Jacksonville, FL

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All 4,086 homes for sale in Jacksonville, FL · median $299,900 · 139 homes for sale in 32224 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32224
54 homesBuilt 2007–2011Median sale $489K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
70/100
Market Heat
Hotter than normal
2013 → 2026 · 84 at the 2022 peak
0 is Covenant Cove's coldest market since 2013, 100 its hottest. Today: 70. How it's scored
Built fromLive realMLS data20 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Covenant Cove in Jacksonville, FL has 3 homes for sale. Over the 12 months ending 2026-10-12, 3 recorded sales closed at a median of $489,000, $262 per square foot, a median 8 days on market, sellers accepting 100% of original asking (+5% versus the prior year). Homes listed or recently sold were built 2008–2009; 6 of 6 report an HOA (median $42/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,740 ($8,000 with the full homestead exemption).

Last 30 days in Covenant Cove: 1 new listing (median asking $514,900), 1 under contract right now. As of October 13, 2026, realMLS.

Live · Covenant Cove Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$489K ▲
Median sold · 12 mo
up 4.8% vs the prior 12 months
+4.8% ▲
1-yr price change
n = 3 and 8 sales in the two windows
$262/sf
Sold $/sqft · 12 mo
peak $262 in 2026
100.0%
Sale vs ask
Duval median: 96.2%
+135%
T12M median vs 2012
from a $208K median in 2012
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
8days
Median DOM · closed
8 days at the 2026 low
0%
Under contract
Duval: 27% (1,454 of 5,418)
3 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 10 a year
Ownership and context
83%
Owner-occupied · Covenant Cove
45 of 54 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Covenant Cove
incl. 7% trust or LLC-held · 7% out-of-state
54
Homes in the community
54 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 2007
Community established
homes built 2007-2011, median 2009 (FL DOR 2025)
2,412sqft
Median sold home size
12-mo windows, closed sales
5.6%/yr
Turnover rate
about 3 of 54 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Covenant Cove is a small, single-era community — all 170 homes were built between 2006 and 2011, with a median year built of 2008 — so the price story here is less about neighborhood mix and more about condition and finish level within a narrow construction window. At a median of $466,760 and roughly $218 per square foot on a median 2,333-square-foot home, pricing tracks square footage and updates more tightly than it would in a community with a wider range of ages and floor plans.

With only 2 active listings against 170 total homes, this is a thin market — the balanced market-band label and 4.0 months of supply reflect a small, slow-moving pool rather than heavy competition in either direction. Prices are essentially flat year over year (+0.4%) after a longer run of appreciation (up 126% since 2012), and a median 54.5 days on market suggests neither side needs to rush a decision.

Covenant Cove Housing Pulse · Momentum Research · as of October 12, 2026

Covenant Cove right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 12, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($489K) is up 4.8% from the prior 12 months ($467K) and up 135% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 12. Confidence: Low (3 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Covenant Cove market snapshot (as of October 12, 2026): the median sale price is about $489K ($262 per sq ft over the trailing 12 months of closed sales), a median 8 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 5% from the prior 12 months and up 135% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).

In ZIP 32224 (Jacksonville), 965 homes closed in the last 12 months at a median of $480K ($251/sq ft), down 3.8% year over year, with a median 40 days on market. Right now 157 active and 105 pending listings put supply at about 2.5 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.

Covenant Cove is a community of 54 homes in Jacksonville, Duval County, built between 2007 and 2011 (median 2009), with a median living area of about 2,342 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Built out entirely between 2006 and 2011, Covenant Cove is a compact, single-phase community of 170 homes in Jacksonville's Duval County, with community amenities — a park, jogging path, and playground — reported across current MLS listings.

Quick Match

Who Covenant Cove is best for.

Best for

  • Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.
  • Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.
  • Long-term owners comfortable with a slow-moving, low-inventory resale market.

Probably not for

  • Buyers who need a large pool of active listings to compare before deciding.
  • Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.
  • Sellers who need a fast sale — median days on market here runs over seven weeks.

Windows contain 3 to 21 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Up 4.8% year over year; up 135% since 2012.
Every sale since 2006 · price vs size
$0$200K$400K$600K2k3k
254 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $103 in 2012 to a $262 peak in 2026; $262 now.
Median days on market · closed sales
05010020122014201620182020202220242026
8 days at the 2026 low; 8 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
100.0% now vs Duval 96.2%.
Homes sold per 12-mo window
0102020122014201620182020202220242026
3 to 21 a year; 3 in the current window.
Indexed since 2012 · Covenant Cove vs Duval
100200300Duval +182%Covenant Cove +135%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
84 at the 2022 peak, 23 in the troughs, 70 now. Same score as the hero card, full history.
How much local inventory is already under contract

42% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-13).

Covenant Cove Market Scorecard

Buyer-leaning

Covenant Cove is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $499,900, and homes go under contract in about 202 days.

12.0
Months supply
$499,900
Median list
$489,000
Median sold
$187
List $/sqft
202
Days on mkt
2/1/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Covenant Cove

Live MLS inventory for Covenant Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

3096 COVENANT COVE Drive home for sale in Covenant CoveActive · 5 daysTop listing
$514,900
4 bd · 3.5 ba · 2,751 sqft · built 2008
3096 COVENANT COVE Drive, Jacksonville, 32224
Listed by RE/MAX UNLIMITED
3095 AARON COVE Court home for sale in Covenant CoveActive · 202 days
$499,900
4 bd · 3.5 ba · 2,717 sqft · built 2008
3095 AARON COVE Court, Jacksonville, 32224
Listed by REAL ESTATE ASSET DISPOSITION CORP.
13849 JEREMIAH Road home for sale in Covenant CovePending · 25 days
$430,000
3 bd · 2 ba · 1,575 sqft · built 2009
13849 JEREMIAH Road, Jacksonville, 32224
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Active and pending Covenant Cove listings as of 2026-10-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Interactive Map

Covenant Cove on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Community & Amenities

Life at Covenant Cove

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Chets Creek · Elementary
  • Duncan Fletcher · Middle
  • Sandalwood · High

Zoned schools reflect the assignments reported on recent Covenant Cove listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Covenant Cove address.

Shop the zone: Homes zoned for Chets Creek Elementary School · Homes zoned for Duncan Fletcher Middle School · Homes zoned for Sandalwood High School

The Strategy

The Covenant Cove buying strategy.

If we were buying in Covenant Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covenant Cove.

The Quick Decision
Best Buy
Buyers who want a home built within a defined, recent construction era (2006–2011) and are comfortable with a thin resale market.
Biggest Risk
With only 2 active listings, buyers may have little to choose from at any given time, and sellers may wait longer to find the right match.
Sweet Spot
A home near the median 2,333 square feet, priced around the community median of $466,760, in move-in ready condition.
Avoid If
You need to move on a tight timeline — a median 54.5 days on market and low inventory mean this is not a fast-turnaround community.
The Deep Dive

A Single-Phase Community

Covenant Cove's defining trait is its construction window: every one of its 170 homes went up within a five-year span, 2006 to 2011, with a median year built of 2008. That consistency shows up in the numbers — a median living area of 2,333 square feet and a median price per square foot of $217.89 that moves in a tighter band than you'd see in a community stitched together across multiple decades.

About 81.2% of homes here carry a homestead exemption, pointing to a market where owner-occupancy is common. Reported amenities include a park, jogging path, and playground — worth confirming directly with the HOA, since access and upkeep can change over time.

“

The location and the amenities are priced into every listing in Covenant Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Covenant Cove buys, holds, and resells. Momentum Research; not an appraisal.

6.8B- · Buy Score
Long-Term Appreciation8.4/10
Recent Direction7.2/10
Liquidity & Demand0.0/10
Owner Commitment8.3/10
Pricing Power10.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.8). Basis: Long-Term Appreciation +135% since 2012; Recent Direction +4.8% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 83% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

With just 2 active listings covering 170 homes, Covenant Cove doesn't generate the volume of comparable sales that larger communities do, and generic valuation tools have little to work with here. Momentum prepares valuations by hand, house by house, using the actual closings and price-per-square-foot trends in this specific community rather than a citywide average — the kind of read a thin, single-era market like this one needs.

The 15-Second Verdict

Covenant Cove in 15 seconds.

Best forBuyers who want a home built within a defined, recent construction era (2006–2011) and are comfortable with a thin resale market.
Biggest advantageConsistent build quality and layout expectations across the community, since every home dates to the same five-year window.
Biggest riskWith only 2 active listings, buyers may have little to choose from at any given time, and sellers may wait longer to find the right match.
Sweet spotA home near the median 2,333 square feet, priced around the community median of $466,760, in move-in ready condition.
Avoid ifYou need to move on a tight timeline — a median 54.5 days on market and low inventory mean this is not a fast-turnaround community.

What it really costs to own in Covenant Cove

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $5,994/yr across 3 listings here (MLS tax records, 2026-10-13).
HOA duesMedian $42/month across 93 MLS listings (most billed annually; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2008 across 3 listings. An original roof here would be about 18 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Ask an agent about Covenant Cove

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Covenant Cove will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Covenant Cove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Covenant Cove.
In short
  • HOA dues reported around $42/month (about $504/yr) · median of 93 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $42 per month ($504 a year) — the median AssociationFee across 93 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Covenant Cove buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Covenant Cove.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covenant Cove sales matched to your home.

Selling in Covenant Cove

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Covenant Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Covenant Cove home worth?

Get a no-obligation home value based on real comparable sales in Covenant Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Covenant Cove

Homes in Covenant Cove that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Covenant Cove key facts
LocationJacksonville, Duval County, FL · ZIP 32224
Homes in the community54 (FL DOR 2025 assessment roll)
Years built2007–2011 (median 2009)
Typical living area2,342 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersCurbs, Suburban, Fire Alarm, Playground
Sale prices, last 12 months$489,000 median across 3 closed sales · $262 per sq ft · +4.8% vs the prior 12 months
Days on market (closed sales)8 median
For sale right now3 active, 0 pending · median asking $499,900 · 12.0 months of supply
Owner-occupied (homestead) share83%

Data as of October 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Covenant Cove key facts,” movewithmomentum.com/neighborhoods/covenant-cove-jacksonville, data as of October 12, 2026.

Housing distress & ownership in Covenant Cove, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Median closed sale price — $465,000 · ▼ 7.5% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Just listed in Covenant Cove Homes for Sale: 3 Homes

The newest homes for sale in Covenant Cove Homes for Sale: 3 Homes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 13, 2026. All new listings in this market.

Every Home for Sale in Covenant Cove Jacksonville Right Now (3)

All 3 active and pending Covenant Cove Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Frequently Asked Questions

What is the median home price in Covenant Cove?
The median sale price in Covenant Cove was $489K over the 12 months ending October 12, 2026 (3 closed sales, realMLS).
How long do homes in Covenant Cove take to sell?
Homes that closed in the 12 months ending October 12, 2026 took a median 8 days on market (3 sales, realMLS).
Is Covenant Cove a buyer's or seller's market right now?
As of October 12, 2026, Covenant Cove leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Covenant Cove?
The Florida DOR 2025 assessment roll shows 54 homes in Covenant Cove (public records).
What share of Covenant Cove is owner-occupied?
83% of Covenant Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Covenant Cove built?
Homes in Covenant Cove were built between 2007 and 2011, with a median year built of 2009 (FL DOR 2025 roll).
Have Covenant Cove home prices gone up?
The trailing-12-month median is up 135% since 2012, from $208K to $489K (realMLS closed records).
Who is the best real estate agent for Covenant Cove?
The best agent for Covenant Cove is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Covenant Cove.
How do I find a top Jacksonville real estate agent who knows Covenant Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Covenant Cove and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Covenant Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Covenant Cove purchase or sale - no call center and no pressure.
Where is Covenant Cove, and what county is it in?
Covenant Cove is in Jacksonville, Duval County, FL, ZIP 32224. The community's center is about 12 miles east of downtown Jacksonville (straight-line).
How far is Covenant Cove from downtown Jacksonville and the beach?
About 12 miles from downtown Jacksonville and about 4 miles from the Atlantic beach at Jacksonville Beach, both straight-line; driving distance is usually 15 to 30 percent more.
The Verdict

Should you buy in Covenant Cove?

An honest fit check. We will tell you when it is not your community.

Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.Excellent fit
Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.Excellent fit
Long-term owners comfortable with a slow-moving, low-inventory resale market.Excellent fit
Buyers who need a large pool of active listings to compare before deciding.Probably not
Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.Probably not
Sellers who need a fast sale — median days on market here runs over seven weeks.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 12, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32224/32246))
Under-contract sharesrealMLS records, as of 2026-10-12
Historical depthClosed-sale records back to 2006 (254 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Covenant Cove with Momentum Realty’s local guides.

Golden Glades0.4 mi away · median $400K, 11 sales/12 moHerons Landing0.4 mi away · median $219K, 12 sales/12 moBentwood Avenue0.6 mi away · 6 homes, built 2012–12Vilages Of Pablo0.7 mi away · 61 homes, built 1985–93Villages Of Pablo0.7 mi away · median $471K, 19 sales/12 moBeach Haven0.7 mi away · 107 homes, built 1949–71, 2 for sale

Browse all neighborhood guides →

More on Covenant Cove

Thinking of selling in Covenant Cove? 3 recorded closings; median 8 days on market (window ending 2026-10-12). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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