Covenant Cove in Jacksonville

Covenant Cove
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32224
170 homesBuilt 2006–2011Median sale $469K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
17/100
Market Heat
Cooler than normal
2013 → 2026 · 87 at the 2022 peak
0 is Covenant Cove's coldest market since 2013, 100 its hottest. Today: 17. How it's scored
Built fromLive realMLS data20 years of closingsFL DOR public recordsUpdated twice daily
Live · Covenant Cove Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$469K
Median sold · 12 mo
up 0.8% vs the prior 12 months
+0.8%
1-yr price change
n = 5 and 8 sales in the two windows
$221/sf
Sold $/sqft · 12 mo
peak $251 in 2023
93.9%
Sale vs ask
Duval median: 96.0%
+125%
T12M median vs 2012
from a $208K median in 2012
Tempo
4.8mo
Supply
3 to 6 months is the balanced band
98days
Median DOM · closed
17 days at the 2022 low
0%
Under contract
Duval: 31% (1,740 of 5,623)
2 · 0
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 10 a year
Ownership and context
81%
Owner-occupied · Covenant Cove
138 of 170 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Covenant Cove
incl. 7% trust or LLC-held · 7% out-of-state
40%
Cash buyers · Covenant Cove
2 of 5 sales, 12 mo ending July 2025
170
Homes in the community
170 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 2006
Community established
homes built 2006-2011, median 2008 (FL DOR 2025)
1
Failed listings · 2026
peaked at 7 in 2011
2,117sqft
Median sold home size
12-mo windows, closed sales
2.9%/yr
Turnover rate
about 5 of 170 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Covenant Cove is a small, single-era community — all 170 homes were built between 2006 and 2011, with a median year built of 2008 — so the price story here is less about neighborhood mix and more about condition and finish level within a narrow construction window. At a median of $466,760 and roughly $218 per square foot on a median 2,333-square-foot home, pricing tracks square footage and updates more tightly than it would in a community with a wider range of ages and floor plans.

With only 2 active listings against 170 total homes, this is a thin market — the balanced market-band label and 4.0 months of supply reflect a small, slow-moving pool rather than heavy competition in either direction. Prices are essentially flat year over year (+0.4%) after a longer run of appreciation (up 126% since 2012), and a median 54.5 days on market suggests neither side needs to rush a decision.

Covenant Cove Housing Pulse · Momentum Research · as of August 5, 2026

Covenant Cove right now

🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 5, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($469K) is up 0.8% from the prior 12 months ($465K) and up 125% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Low (5 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Covenant Cove market snapshot (as of August 5, 2026): the median sale price is about $469K ($221 per sq ft over the trailing 12 months of closed sales), a median 98 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is up 1% from the prior 12 months and up 125% since 2012, computed from record-level realMLS closed sales (5 closings in the current window).

Covenant Cove is a community of 170 homes in Jacksonville, Duval County, built between 2006 and 2011 (median 2008), with a median living area of about 2,333 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Built out entirely between 2006 and 2011, Covenant Cove is a compact, single-phase community of 170 homes in Jacksonville's Duval County, with community amenities — a park, jogging path, and playground — reported across current MLS listings.

Best for

  • Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.
  • Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.
  • Long-term owners comfortable with a slow-moving, low-inventory resale market.

Probably not for

  • Buyers who need a large pool of active listings to compare before deciding.
  • Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.
  • Sellers who need a fast sale — median days on market here runs over seven weeks.

Windows contain 5 to 25 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Up 0.8% year over year; up 125% since 2012.
Every sale since 2006 · price vs size
$0$200K$400K$600K2k3k
253 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $102 in 2012 to a $251 peak in 2023; $221 now.
Median days on market · closed sales
5010020122014201620182020202220242026
17 days at the 2022 low; 98 now.
Sale price vs original ask · median
95%100%105%20122014201620182020202220242026
93.9% now vs Duval 96.0%.
Homes sold per 12-mo window
0102020122014201620182020202220242026
5 to 25 a year; 5 in the current window.
Indexed since 2012 · Covenant Cove vs Duval
100200300Duval +189%Covenant Cove +125%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Sellers who gave up · failed listings per year
0246200820122016202020242026
Canceled, expired, or withdrawn. 7 quit in 2011; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
87 at the 2022 peak, 17 in the troughs, 17 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,795/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Covenant Cove Market Scorecard

Balanced

Covenant Cove is currently a balanced market. About 4.0 months of supply, a median asking price of $549,950, and homes go under contract in about 74 days.

4.0
Months supply
$549,950
Median list
$466,760
Median sold
$201
Per sqft
74
Days on mkt
2/0/6
Active/Pend/Sold

Typical home value in the 32224 ZIP is $463,077, about 14.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Covenant Cove, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Median closed sale price — $465,000 · ▼ 7.5% yr (12-mo rolling)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Covenant Cove

Live MLS inventory for Covenant Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Covenant Cove listings as of 2026-08-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Chets Creek · Elementary
  • Duncan Fletcher · Middle
  • Sandalwood · High

Zoned schools reflect the assignments reported on recent Covenant Cove listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Covenant Cove address.

If we were buying in Covenant Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covenant Cove.

Best Buy
Buyers who want a home built within a defined, recent construction era (2006–2011) and are comfortable with a thin resale market.
Biggest Risk
With only 2 active listings, buyers may have little to choose from at any given time, and sellers may wait longer to find the right match.
Sweet Spot
A home near the median 2,333 square feet, priced around the community median of $466,760, in move-in ready condition.
Avoid If
You need to move on a tight timeline — a median 54.5 days on market and low inventory mean this is not a fast-turnaround community.

A Single-Phase Community

Covenant Cove's defining trait is its construction window: every one of its 170 homes went up within a five-year span, 2006 to 2011, with a median year built of 2008. That consistency shows up in the numbers — a median living area of 2,333 square feet and a median price per square foot of $217.89 that moves in a tighter band than you'd see in a community stitched together across multiple decades.

About 81.2% of homes here carry a homestead exemption, pointing to a market where owner-occupancy is common. Reported amenities include a park, jogging path, and playground — worth confirming directly with the HOA, since access and upkeep can change over time.

The location and the amenities are priced into every listing in Covenant Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.7B- · Buy Score
Long-Term Appreciation8.0/10
Recent Direction6.2/10
Liquidity & Demand5.2/10
Owner Commitment8.1/10
Pricing Power5.9/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.7). Basis: Long-Term Appreciation +125% since 2012; Recent Direction +0.8% year-over-year; Liquidity & Demand 4.8 months of supply; Owner Commitment 81% owner-occupied; Pricing Power 93.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With just 2 active listings covering 170 homes, Covenant Cove doesn't generate the volume of comparable sales that larger communities do, and generic valuation tools have little to work with here. Momentum prepares valuations by hand, house by house, using the actual closings and price-per-square-foot trends in this specific community rather than a citywide average — the kind of read a thin, single-era market like this one needs.

Covenant Cove in 15 seconds.

Best forBuyers who want a home built within a defined, recent construction era (2006–2011) and are comfortable with a thin resale market.
Biggest advantageConsistent build quality and layout expectations across the community, since every home dates to the same five-year window.
Biggest riskWith only 2 active listings, buyers may have little to choose from at any given time, and sellers may wait longer to find the right match.
Sweet spotA home near the median 2,333 square feet, priced around the community median of $466,760, in move-in ready condition.
Avoid ifYou need to move on a tight timeline — a median 54.5 days on market and low inventory mean this is not a fast-turnaround community.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covenant Cove sales matched to your home.

What is your Covenant Cove home worth?

Get a no-obligation home value based on real comparable sales in Covenant Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Covenant Cove on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Covenant Cove?
The median sale price in Covenant Cove was $469K over the 12 months ending August 5, 2026 (5 closed sales, realMLS).
How long do homes in Covenant Cove take to sell?
Homes that closed in the 12 months ending August 5, 2026 took a median 98 days on market (5 sales, realMLS).
Is Covenant Cove a buyer's or seller's market right now?
As of August 5, 2026, Covenant Cove is roughly balanced: 4.8 months of supply at the current sales pace (realMLS live counts).
How many homes are in Covenant Cove?
The Florida DOR 2025 assessment roll shows 170 homes in Covenant Cove (public records).
What share of Covenant Cove is owner-occupied?
81% of Covenant Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Covenant Cove built?
Homes in Covenant Cove were built between 2006 and 2011, with a median year built of 2008 (FL DOR 2025 roll).
Do cash buyers compete in Covenant Cove?
Cash buyers took 40% of Covenant Cove sales in the 12 months ending July 2025 (2 of 5 closings, realMLS).
Have Covenant Cove home prices gone up?
The trailing-12-month median is up 125% since 2012, from $208K to $469K (realMLS closed records).
Who is the best real estate agent for Covenant Cove?
The best agent for Covenant Cove is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Covenant Cove.
How do I find a top Jacksonville real estate agent who knows Covenant Cove?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Covenant Cove and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Covenant Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Covenant Cove purchase or sale - no call center and no pressure.
Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.Excellent fit
Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.Excellent fit
Long-term owners comfortable with a slow-moving, low-inventory resale market.Excellent fit
Buyers who need a large pool of active listings to compare before deciding.Probably not
Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.Probably not
Sellers who need a fast sale — median days on market here runs over seven weeks.Probably not

Nearby Communities

Explore more neighborhoods near Covenant Cove with Momentum Realty’s local guides.

HLHerons Landing JacksonvilleJacksonville, FL · 0.4 miBHBeach Haven JacksonvilleJacksonville, FL · 0.7 miVOVillages Of Pablo JacksonvilleJacksonville, FL · 0.7 miVJVizcaya JacksonvilleJacksonville, FL · 0.8 miWCWolf Creek JacksonvilleJacksonville, FL · 0.9 miPablo Bay JacksonvilleJacksonville, FL · 0.9 miTerra Costa JacksonvilleJacksonville, FL · 0.9 miPCPablo Cove JacksonvilleJacksonville, FL · 0.9 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: August 5, 2026)
Community market statsrealMLS closed sales, 12-month windows ending August 5, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (11 streets, ZIP 32224/32246))
Under-contract sharesrealMLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2006 (253 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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