Covenant Cove
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

Covenant Cove is a small, single-era community — all 170 homes were built between 2006 and 2011, with a median year built of 2008 — so the price story here is less about neighborhood mix and more about condition and finish level within a narrow construction window. At a median of $466,760 and roughly $218 per square foot on a median 2,333-square-foot home, pricing tracks square footage and updates more tightly than it would in a community with a wider range of ages and floor plans.
With only 2 active listings against 170 total homes, this is a thin market — the balanced market-band label and 4.0 months of supply reflect a small, slow-moving pool rather than heavy competition in either direction. Prices are essentially flat year over year (+0.4%) after a longer run of appreciation (up 126% since 2012), and a median 54.5 days on market suggests neither side needs to rush a decision.
Covenant Cove right now
🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 5, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($469K) is up 0.8% from the prior 12 months ($465K) and up 125% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Low (5 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Covenant Cove market snapshot (as of August 5, 2026): the median sale price is about $469K ($221 per sq ft over the trailing 12 months of closed sales), a median 98 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is up 1% from the prior 12 months and up 125% since 2012, computed from record-level realMLS closed sales (5 closings in the current window).
Covenant Cove is a community of 170 homes in Jacksonville, Duval County, built between 2006 and 2011 (median 2008), with a median living area of about 2,333 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Built out entirely between 2006 and 2011, Covenant Cove is a compact, single-phase community of 170 homes in Jacksonville's Duval County, with community amenities — a park, jogging path, and playground — reported across current MLS listings.
The setting & the homes.
Aerial and on-site photos of Covenant Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Covenant Cove; content deemed reliable but not guaranteed.
Who Covenant Cove is best for.
Best for
- Buyers targeting a home built in the 2006–2011 window who want price predictability tied to square footage.
- Move-up buyers looking for roughly 2,300+ square feet with amenities like a park and jogging path nearby.
- Long-term owners comfortable with a slow-moving, low-inventory resale market.
Probably not for
- Buyers who need a large pool of active listings to compare before deciding.
- Anyone shopping strictly by price range across multiple construction eras — this community's homes all date to one narrow window.
- Sellers who need a fast sale — median days on market here runs over seven weeks.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($469K) IS the median in the snapshot above, and the move from 2025 ($465K) IS the +0.8% one-year change.
Windows contain 5 to 25 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Covenant Cove Market Scorecard
Covenant Cove is currently a balanced market. About 4.0 months of supply, a median asking price of $549,950, and homes go under contract in about 74 days.
Typical home value in the 32224 ZIP is $463,077, about 14.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Covenant Cove, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Covenant Cove
Live MLS inventory for Covenant Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Covenant Cove listings as of 2026-08-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Covenant Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Covenant Cove
- Park · reported on 2 of 6 listings
- Jogging Path · reported on 1 of 6 listings
- Playground · reported on 1 of 6 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Chets Creek · Elementary
- Duncan Fletcher · Middle
- Sandalwood · High
Zoned schools reflect the assignments reported on recent Covenant Cove listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Covenant Cove address.
The Covenant Cove buying strategy.
If we were buying in Covenant Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Covenant Cove.
A Single-Phase Community
Covenant Cove's defining trait is its construction window: every one of its 170 homes went up within a five-year span, 2006 to 2011, with a median year built of 2008. That consistency shows up in the numbers — a median living area of 2,333 square feet and a median price per square foot of $217.89 that moves in a tighter band than you'd see in a community stitched together across multiple decades.
About 81.2% of homes here carry a homestead exemption, pointing to a market where owner-occupancy is common. Reported amenities include a park, jogging path, and playground — worth confirming directly with the HOA, since access and upkeep can change over time.
The location and the amenities are priced into every listing in Covenant Cove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Covenant Cove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.7). Basis: Long-Term Appreciation +125% since 2012; Recent Direction +0.8% year-over-year; Liquidity & Demand 4.8 months of supply; Owner Commitment 81% owner-occupied; Pricing Power 93.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With just 2 active listings covering 170 homes, Covenant Cove doesn't generate the volume of comparable sales that larger communities do, and generic valuation tools have little to work with here. Momentum prepares valuations by hand, house by house, using the actual closings and price-per-square-foot trends in this specific community rather than a citywide average — the kind of read a thin, single-era market like this one needs.
Covenant Cove in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Covenant Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Covenant Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Covenant Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Covenant Cove home worth?
Get a no-obligation home value based on real comparable sales in Covenant Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Covenant Cove on the map →
Frequently Asked Questions
What is the median home price in Covenant Cove?
How long do homes in Covenant Cove take to sell?
Is Covenant Cove a buyer's or seller's market right now?
How many homes are in Covenant Cove?
What share of Covenant Cove is owner-occupied?
When were the homes in Covenant Cove built?
Do cash buyers compete in Covenant Cove?
Have Covenant Cove home prices gone up?
Who is the best real estate agent for Covenant Cove?
How do I find a top Jacksonville real estate agent who knows Covenant Cove?
Can Momentum Realty connect me with an agent for Covenant Cove?
Should you buy in Covenant Cove?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Covenant Cove with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (11 streets, ZIP 32224/32246)) |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2006 (253 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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