Deer Lake Terrace
Homes for Sale in Winter Haven, FL
All 844 homes for sale in Winter Haven, FL · median $279,900 · 180 homes for sale in 33880 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 5 closed sales in Deer Lake Terrace in Winter Haven, FL since 2013, the most recent in August 2025. Across Winter Haven as a whole, 1,657 homes closed in the last 12 months at a median of $279,065, 54 median days on market, with 788 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,520 ($3,840 with the full homestead exemption).

Deer Lake Terrace is a small pocket of 12 homes in Winter Haven, and price here is driven less by the market than by the individual house. With a median build year of 1962 and a stretch of construction running from 1930 to 2006, two homes on the same street can tell very different stories depending on what has been updated, what has been deferred, and how the lot sits. Expect a wide spread tied to condition rather than a tidy per-square-foot benchmark.
There are no active listings as of August 2026, so there is no asking-price signal to read and no inventory to negotiate against. For a seller, that scarcity can work in your favor when a well-prepared home comes to market. For a buyer, it means patience and readiness to move on the right listing, because supply here is thin and infrequent.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside DEER LAKE TERRACE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Deer Lake Terrace is a compact, older-stock enclave in Winter Haven where homes tend toward modest footprints - the median sits near 1,372 square feet - and no shared community amenities show up in current MLS data. It reads as a quiet residential street, not a managed subdivision.
Stellar MLS sales records identify 55 homes in DEER LAKE TERRACE that have changed hands since 2004, built between 1930 and 2025 (median 1955), with a median living area of about 1,110 sq ft and a typical 3-bedroom, 1-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Deer Lake Terrace is best for.
Best for
- Buying to hold in a low-turnover, modestly sized pocket of Winter Haven
- Buyers comfortable renovating or budgeting for an older home's systems
- Buyers who prioritize a quiet residential street over subdivision amenities
Probably not for
- Needing a range of active listings to compare before committing
- Wanting shared amenities such as a pool, clubhouse, or managed common areas
- Looking for uniform, newer construction with predictable finishes
The market around Deer Lake Terrace
Deer Lake Terrace is a small community — 20 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33880, 201 homes are on the market and 28% are under contract — a steady corner of Winter Haven.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
In ZIP 33880 (Winter Haven), 178 homes closed in the last 12 months at a median of $288K ($164/sq ft), down 2.1% year over year, with a median 85 days on market. Right now 1 active listings. See the live ZIP 33880 housing market and the Polk County market.
ZIP and county figures describe the wider market, not Deer Lake Terrace specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Deer Lake Terrace listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Deer Lake Terrace address.
The Deer Lake Terrace buying strategy.
If we were buying in Deer Lake Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Lake Terrace.
A condition-driven micro-market
The build range is the headline fact: homes dating from 1930 through 2006, with the midpoint at 1962. That span means mechanical systems, roofs, and finishes vary enormously house to house. The right move here is to underwrite each property on its own merits - inspection first, assumptions never - because the median year tells you the neighborhood skews older, not what any single home has had done to it.
The homestead share sits near 17 percent, which suggests much of the stock is held as something other than a primary residence. Combined with the modest median living area and the absence of identified community amenities, this is a place to value for the home and the location rather than for lifestyle extras. There is no HOA infrastructure reflected in the data to lean on or budget around.
The location and the amenities are priced into every listing in Deer Lake Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 12-home enclave with no active listings rewards local timing and honest valuation over broad market comps. We track when these homes actually move, help you separate a cosmetically updated house from a structurally updated one, and price condition realistically in a street where no two homes are alike. If a given listing is wrong for your plan, we will say so.
Deer Lake Terrace in 15 seconds.
Tools for a Deer Lake Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Lake Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Deer Lake Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Deer Lake Terrace home worth?
Get a no-obligation home value based on real comparable sales in Deer Lake Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Haven →
| Location | Winter Haven, Polk County, FL · ZIP 33880, 33881 |
|---|---|
| Homes in the community | 12 (FL DOR 2025 assessment roll) |
| Years built | 1930–2006 (median 1962) |
| Typical living area | 1,372 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 17% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Deer Lake Terrace key facts,” movewithmomentum.com/neighborhoods/deer-lake-terrace-winter-haven, data as of August 2, 2026.
Housing distress & ownership in DEER LAKE TERRACE, Winter Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Winter Haven home searches
- All homes for sale in Winter Haven, FL
- Homes for sale in Polk County, FL
- Gated communities in Winter Haven
- Winter Haven home values: what is my house worth?
Winter Haven guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Avenue F NW (7 homes on record)
- Avenue J NW (3 homes on record)
- 35Th Street NW (3 homes on record)
- Avenue J NW (2 homes on record)
- 34Th Street NW (2 homes on record)
- Avenue F NW (2 homes on record)
- Avenue E (1 homes on record)
- Avenue I (1 homes on record)
- 34Th Street NW (1 homes on record)
- Avenue F NW (1 homes on record)
- 35Th Street NW (1 homes on record)
Email me new listings in Deer Lake Terrace
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Deer Lake Terrace
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Deer Lake Terrace will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Deer Lake Terrace?
What share of Deer Lake Terrace is owner-occupied?
When were the homes in Deer Lake Terrace built?
What schools serve Deer Lake Terrace?
Who is the best real estate agent for Deer Lake Terrace?
How do I find a top Winter Haven real estate agent who knows Deer Lake Terrace?
Can Momentum Realty connect me with an agent for Deer Lake Terrace?
Where is Deer Lake Terrace, and what county is it in?
Should you buy in Deer Lake Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2013 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how DEER LAKE TERRACE fits the bigger picture — live prices, inventory, and Momentum Scores:















