Deer Lake Terrace in Winter Haven

Deer Lake Terrace
Homes for Sale in Winter Haven, FL

All 844 homes for sale in Winter Haven, FL · median $279,900 · 180 homes for sale in 33880 · Polk County homes for sale

Community in Winter Haven · Polk County · ZIP 33880
12 homesBuilt 1930–2006
Free · No obligation
Talk to a Deer Lake Terrace Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data13 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, the MLS records 5 closed sales in Deer Lake Terrace in Winter Haven, FL since 2013, the most recent in August 2025. Across Winter Haven as a whole, 1,657 homes closed in the last 12 months at a median of $279,065, 54 median days on market, with 788 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,520 ($3,840 with the full homestead exemption).

Live · Deer Lake Terrace Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
17%
Owner-occupied · Deer Lake Terrace
2 of 12 parcels homesteaded (FL DOR 2025)
83%
Non-owner-occupied · Deer Lake Terrace
incl. 8% trust or LLC-held · 0% out-of-state
12
Homes in the community
12 residential parcels (FL DOR 2025)
Track record · 13 years of records
1930–2006
Years homes were built
median 1962 · county roll (FL DOR 2025)
0
Failed listings · 2025
peaked at 7 in 2010
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Deer Lake Terrace is a small pocket of 12 homes in Winter Haven, and price here is driven less by the market than by the individual house. With a median build year of 1962 and a stretch of construction running from 1930 to 2006, two homes on the same street can tell very different stories depending on what has been updated, what has been deferred, and how the lot sits. Expect a wide spread tied to condition rather than a tidy per-square-foot benchmark.

There are no active listings as of August 2026, so there is no asking-price signal to read and no inventory to negotiate against. For a seller, that scarcity can work in your favor when a well-prepared home comes to market. For a buyer, it means patience and readiness to move on the right listing, because supply here is thin and infrequent.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside DEER LAKE TERRACE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

828 30TH STREET
$215K · 0.2 mi away
3 bd · 2 ba · 1,100 sqft
828 30TH STREET
Listed by HOUSEWELL.COM REALTY OF FLORIDA LLC
3334 AVENUE J
$250K · 0.3 mi away
3 bd · 2 ba · 1,473 sqft
3334 AVENUE J
Listed by ELEVE REAL ESTATE LLC
3393 AVENUE J
$110K · 0.3 mi away
2 bd · 1 ba · 960 sqft
3393 AVENUE J
Listed by PREFERRED REAL ESTATE BROKERS
1024 31ST STREET
$245K · 0.4 mi away
4 bd · 2 ba · 1,532 sqft
1024 31ST STREET
Listed by GOYAL & DECOSTER REALTY
1042 30TH STREET
$65K · 0.4 mi away
2 bd · 1 ba · 854 sqft
1042 30TH STREET
Listed by JULIE MATTHEWS GROUP LLC
1200 33RD STREET
$270K · 0.4 mi away
3 bd · 2 ba · 1,138 sqft
1200 33RD STREET
Listed by 54 REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Deer Lake Terrace is a compact, older-stock enclave in Winter Haven where homes tend toward modest footprints - the median sits near 1,372 square feet - and no shared community amenities show up in current MLS data. It reads as a quiet residential street, not a managed subdivision.

Stellar MLS sales records identify 55 homes in DEER LAKE TERRACE that have changed hands since 2004, built between 1930 and 2025 (median 1955), with a median living area of about 1,110 sq ft and a typical 3-bedroom, 1-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buying to hold in a low-turnover, modestly sized pocket of Winter Haven
  • Buyers comfortable renovating or budgeting for an older home's systems
  • Buyers who prioritize a quiet residential street over subdivision amenities

Probably not for

  • Needing a range of active listings to compare before committing
  • Wanting shared amenities such as a pool, clubhouse, or managed common areas
  • Looking for uniform, newer construction with predictable finishes

The market around Deer Lake Terrace

Deer Lake Terrace is a small community — 20 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 33880, 201 homes are on the market and 28% are under contract — a steady corner of Winter Haven.

Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).

Homes here are single family residence.

In ZIP 33880 (Winter Haven), 178 homes closed in the last 12 months at a median of $288K ($164/sq ft), down 2.1% year over year, with a median 85 days on market. Right now 1 active listings. See the live ZIP 33880 housing market and the Polk County market.

ZIP and county figures describe the wider market, not Deer Lake Terrace specifically. Momentum Research analysis of MLS records.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Deer Lake Terrace listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Deer Lake Terrace address.

If we were buying in Deer Lake Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Lake Terrace.

Best Buy
Buyers who want a small, quiet Winter Haven street and are willing to underwrite an older home on its own condition.
Biggest Risk
The wide 1930 - 2006 build range means condition varies sharply from house to house.
Sweet Spot
A well-updated home around the 1,372-square-foot median that has had its major systems addressed.
Avoid If
You need inventory to choose from or shared community amenities to justify the buy.

A condition-driven micro-market

The build range is the headline fact: homes dating from 1930 through 2006, with the midpoint at 1962. That span means mechanical systems, roofs, and finishes vary enormously house to house. The right move here is to underwrite each property on its own merits - inspection first, assumptions never - because the median year tells you the neighborhood skews older, not what any single home has had done to it.

The homestead share sits near 17 percent, which suggests much of the stock is held as something other than a primary residence. Combined with the modest median living area and the absence of identified community amenities, this is a place to value for the home and the location rather than for lifestyle extras. There is no HOA infrastructure reflected in the data to lean on or budget around.

“

The location and the amenities are priced into every listing in Deer Lake Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A 12-home enclave with no active listings rewards local timing and honest valuation over broad market comps. We track when these homes actually move, help you separate a cosmetically updated house from a structurally updated one, and price condition realistically in a street where no two homes are alike. If a given listing is wrong for your plan, we will say so.

Deer Lake Terrace in 15 seconds.

Best forBuyers who want a small, quiet Winter Haven street and are willing to underwrite an older home on its own condition.
Biggest advantageLow turnover and no active competition can favor a prepared seller or a patient buyer.
Biggest riskThe wide 1930 - 2006 build range means condition varies sharply from house to house.
Sweet spotA well-updated home around the 1,372-square-foot median that has had its major systems addressed.
Avoid ifYou need inventory to choose from or shared community amenities to justify the buy.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Lake Terrace sales matched to your home.

What is your Deer Lake Terrace home worth?

Get a no-obligation home value based on real comparable sales in Deer Lake Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Winter Haven →

Real comps, not an automated estimate.
Deer Lake Terrace key facts
LocationWinter Haven, Polk County, FL · ZIP 33880, 33881
Homes in the community12 (FL DOR 2025 assessment roll)
Years built1930–2006 (median 1962)
Typical living area1,372 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share17%
Zoned public schoolsPolk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Deer Lake Terrace key facts,” movewithmomentum.com/neighborhoods/deer-lake-terrace-winter-haven, data as of August 2, 2026.

Housing distress & ownership in DEER LAKE TERRACE, Winter Haven

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
4.76%
2 of 42 listings · foreclosure 1, short sale 1
Distress share trend - 4.76% now (2026-08-10 → 2026-10-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Deer Lake Terrace

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Deer Lake Terrace

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Deer Lake Terrace will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Deer Lake Terrace?
The Florida DOR 2025 assessment roll shows 12 homes in Deer Lake Terrace (public records).
What share of Deer Lake Terrace is owner-occupied?
17% of Deer Lake Terrace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Deer Lake Terrace built?
Homes in Deer Lake Terrace were built between 1930 and 2006, with a median year built of 1962 (FL DOR 2025 roll).
What schools serve Deer Lake Terrace?
Deer Lake Terrace is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Deer Lake Terrace?
The best agent for Deer Lake Terrace is one who actively works Winter Haven and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Deer Lake Terrace.
How do I find a top Winter Haven real estate agent who knows Deer Lake Terrace?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Deer Lake Terrace and the wider Winter Haven area.
Can Momentum Realty connect me with an agent for Deer Lake Terrace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Deer Lake Terrace purchase or sale - no call center and no pressure.
Where is Deer Lake Terrace, and what county is it in?
Deer Lake Terrace is in Winter Haven, Polk County, FL, ZIP codes 33880, 33881.
Buying to hold in a low-turnover, modestly sized pocket of Winter HavenExcellent fit
Buyers comfortable renovating or budgeting for an older home's systemsExcellent fit
Buyers who prioritize a quiet residential street over subdivision amenitiesExcellent fit
Needing a range of active listings to compare before committingProbably not
Wanting shared amenities such as a pool, clubhouse, or managed common areasProbably not
Looking for uniform, newer construction with predictable finishesProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2013 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Nearby Communities

Explore more neighborhoods near Deer Lake Terrace Homes for Sale in Winter Haven, FL with Momentum Realty’s local guides.

West Cannon Heights Homes for Sale in Winter Haven, FLWest Cannon Heights Homes for Sale in Winter Haven, FLWinter Haven, FL · 0.6 miRosewood ManorHomes for Sale in FloridaRosewood ManorHomes for Sale in FloridaWinter Haven, FL · 0.6 miJan Phyl Village Homes for Sale in FloridaJan Phyl Village Homes for Sale in FloridaFlorida · 0.8 miJan Phyl VillageHomes for Sale in Winter Haven, FLJan Phyl VillageHomes for Sale in Winter Haven, FLWinter Haven, FL · 0.8 miCherry Laurel Homes for Sale in Winter Haven, FLCherry Laurel Homes for Sale in Winter Haven, FLWinter Haven, FL · 0.8 miImperial Harbours Homes for Sale in Winter Haven, FLImperial Harbours Homes for Sale in Winter Haven, FLWinter Haven, FL · 0.9 miImperial Harboursphases Homes for Sale in Winter Haven, FLImperial Harboursphases Homes for Sale in Winter Haven, FLWinter Haven, FL · 0.9 miWhisper Lake Homes for Sale in Winter Haven, FLWhisper Lake Homes for Sale in Winter Haven, FLWinter Haven, FL · 1.1 miCentral PointeHomes for Sale in Winter Haven, FLCentral PointeHomes for Sale in Winter Haven, FLWinter Haven, FL · 1.2 mi

Browse all Florida neighborhood guides →

Talk to a Local Deer Lake Terrace Expert
Call Get Listings