Bay County, FL Neighborhood Guides (41)
Every Bay County community guide in the library, grouped by city: prices with sources, fees, flood zones, commutes and the trade-offs. homes for sale in Bay County · Bay County property tax.
Palm Bay (24) · Panama City Beach (4) · Panama City (3) · Pensacola (3) · Oldsmar (2) · Ruskin (1) · Gulf Breeze (1) · Clearwater (1) · St. Augustine (1) · Other (1)
Palm Bay (24)
Palm Bay · New construction
Ashton Park
A planned 1,400-acre DIX Developments mixed-use community on Micco Road in south Palm Bay.
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Palm Bay · Gated
Avery Springs
Gated newer single-family community in northwest Palm Bay with a community pool and playground, reported builders include D.R. Horton and Lennar.
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Palm Bay · Gated Community
Brentwood Lakes
Gated, built-out D.R. Horton community near the parkway, with four lakes, two pools, and finished amenities on resale.
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Palm Bay · Newer single-family
Coral Key
A small enclave of newer, larger single-family homes with a modest HOA in fast-growing southeast Palm Bay.
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Palm Bay · New construction
Cypress Bay West
D.R. Horton concrete-block single-family community off the St. Johns Heritage Parkway with pool and clubhouse.
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Palm Bay · Established single-family
El Pueblo Bonito
An established 1970s single-family neighborhood near US-1 and the Indian River in northeast Palm Bay, with low carrying cost.
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Palm Bay · New construction
Everlands West
A planned 2,300-home community west of the St. Johns Heritage Parkway in Palm Bay, pending approval.
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Palm Bay · Bayside Lakes
Fairway Crossings Townhomes
A gated, lock-and-leave townhome enclave inside Bayside Lakes with reported pools, courts, and a clubhouse.
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Palm Bay · Bayside Lakes Village
Fairway Isles at Bayside Lakes
Golf-edge village inside Bayside Lakes with its own clubhouse, pools and tennis plus the master amenity campus.
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Palm Bay · D.R. Horton
Falls of Palm Bay
Late-2010s D.R. Horton community in Palm Bay with single-family homes, a modest HOA, and some waterfront lots reported.
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Palm Bay · Small lake-oriented subdivision
Lake Mina
Small lake-oriented single-family pocket in northeast Palm Bay near the US-1 and Babcock corridors, close to the lagoon and Turkey Creek.
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Palm Bay · Bayside Lakes Village
Laurelwood at Bayside Lakes
Single-family village inside Bayside Lakes, reported with larger homes and access to the master community’s lakes and parks.
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Palm Bay · Larger-Lot Single-Family
Lockmar Acres
Established larger-lot Palm Bay neighborhood, reported with bigger lots, mature trees and a quieter, low-carry setting.
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Palm Bay · Bayside Lakes Village
Magnolia Park at Bayside Lakes
Small Bayside Lakes village of larger homes, reported to include courtyard pool plans, with access to the master amenity campus.
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Palm Bay · Bayside Lakes Village
Monterey Cove at Bayside Lakes
Gated village inside Bayside Lakes with lake-view lots and access to the master amenity campus.
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Palm Bay · Established
Oakwood Village
Established Palm Bay value community with smaller, attainably priced homes and an HOA covering several services, reported.
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Palm Bay · Former golf course infill
Reserve at Country Club Lakes Estates
Newer single-family community on the former Port Malabar golf course, the final phase of Country Club Lakes Estates.
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Palm Bay · Single-family neighborhood
The Reserve
Established single-family neighborhood in northeast Palm Bay with practical three to five bedroom floor plans and central Brevard access.
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Palm Bay · New construction
Richmond Cove
New Holiday Builders community in southwest Palm Bay near Bayside Lakes.
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Palm Bay · Gated Single-Family
Riviera Key
Smaller gated single-family neighborhood in Palm Bay near I-95, reported with a modest HOA and a quiet, established layout.
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Palm Bay · Bayside Lakes Village
Stonebriar at Bayside Lakes
Gated D.R. Horton village inside Bayside Lakes, reported ~229 newer homes with access to the master amenity campus.
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Palm Bay · Established area
Tillman (Palm Bay)
Established, mostly no-HOA older Palm Bay area near the Tillman waterway. Not the newer Tillman Lakes.
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Palm Bay · Mixed-product HOA
Vista Oaks
An established northeast Palm Bay community of single-family homes, townhomes, and condos with a pool and park.
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Palm Bay · Community
Vista Oaks West
Established Palm Bay community of compact homes with a service-rich HOA reported to cover cable, lawn, water and sewer.
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Panama City Beach (4)
Panama City Beach · Now Selling
Bayside at Ward Creek
D.R. Horton townhomes and single-family homes off Highway 79, from 298,448 dollars (August 2026), with pool, cabana and nature trails.
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Panama City Beach · New construction
Breakfast Point East
A D.R. Horton single-family and townhome community minutes from the beach, now selling.
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Panama City Beach · Now Selling
Coral Cove
A 26-townhome Fischer Homes infill community off Clarence Street; the Atlas plan starts at 359,995 dollars (August 2026).
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Panama City Beach · 55+ new construction
Latitude Margaritaville Watersound
Mintos Margaritaville 55+ community near Panama City Beach and 30A, from $306,990.
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Panama City (3)
Panama City · Now Selling
Magnolia Ridge
Lennar 134-homesite master plan in east Panama City; plans from 249,990 dollars (August 2026), two collections, opened November 2025.
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Panama City · New construction
SweetBay
A St. Joe waterfront master-planned community in Panama City, median near $526,000.
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Panama City · New construction
Titus Park
A D.R. Horton single-family community off Highway 231 in Panama City, now selling.
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Pensacola (3)
Waterfront Subdivision · Perdido Bay
Paradise Beach
Paradise Beach is a small, historic waterfront subdivision on Perdido Bay in southwest Pensacola (Escambia, 32506), just north of the Lillian bridge, with waterfront and acreage lots.
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Golf Community · Perdido Bay
Perdido Bay
Perdido Bay Country Club Estates is a golf community in Pensacola (Escambia, 32507) around the public Perdido Bay course, the former Pensacola Open site, with waterfront, townhome, and single-family sections near Perdido Key and the beaches.
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Warrington · Pensacola Bay
Star Lake
A scarce 84-lot bayfront enclave between Pensacola Bay and the country club, with boating access and waterfront homesites.
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Oldsmar (2)
Old Tampa Bay
Oldsmar
An established waterfront city on Old Tampa Bay with a non deed restricted core, parks and preserve, and quick reach to Tampa and the airport.
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Oldsmar · Old Tampa Bay
Oldsmar
An established bayfront town founded by R.E. Olds, with older homes, no HOA typical, and a quick run to the Tampa airport.
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Ruskin (1)
Gulf Breeze (1)
Clearwater (1)
St. Augustine (1)
Other (1)
Directory generated from the neighborhood guide library as of 2026-09-24. Community facts on each guide carry their own sources and dates. Equal Housing Opportunity.