Duncan
Homes for Sale in Santa Rosa Beach, FL
All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Duncan in Santa Rosa Beach, FL has 1 home for sale. As of September 2026, the MLS records 2 closed sales in Duncan in Santa Rosa Beach, FL since 2019, the most recent in November 2021. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
Duncan is a thin market right now: a single active listing as of late July 2026. With inventory this tight, there is no reliable spread to read — price here will be set by the one home available and by how its condition, lot, and position stack up against the broader Santa Rosa Beach picture. There is no median or amenity story to lean on from the current listing set.
For a buyer, that means the negotiation is one-on-one; you are pricing a specific house, not shopping a range, and comparable support will come from surrounding Walton County activity rather than Duncan itself. For a seller, a near-empty field can cut both ways — little visible competition, but also little to anchor a buyer's expectation. Both sides should expect to build the value case from outside comps.
The 60-Second Overview
Duncan sits within Santa Rosa Beach in Walton County and, at present, offers just one active listing with no community amenities identified from current MLS data. Treat it as a micro-market where each transaction is essentially bespoke.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Duncan is best for.
Best for
- Buyers committed to the Santa Rosa Beach area who have identified the single available home and want it
- Purchasers comfortable pricing off surrounding Walton County comps rather than in-community sales
- Sellers who value minimal visible competition and will invest in an outside-comp pricing strategy
Probably not for
- Buyers who need multiple options to compare before committing
- Anyone expecting defined community amenities, since none are identified in current listings
- Shoppers wanting an established price pattern to benchmark against
The market around Duncan
Duncan is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Duncan specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in DUNCAN, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Duncan
Live MLS inventory for Duncan. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Duncan listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Duncan Right Now (1)
All 1 active and pending Duncan listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5732 W Co Highway 30A · $3,550,000 · 6 bd / 6 ba · listed Jun 30, 2026 · listed by Anchor Realty Florida
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Duncan listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Duncan address.
Shop the zone: Homes zoned for South Walton High School
The Duncan buying strategy.
If we were buying in Duncan today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Duncan.
A one-listing market
With a single active listing, Duncan gives you almost no internal signal — no depth of choice, no pattern of pricing, no amenity package pulled from the MLS to weigh. What you can say is location-driven: this is Santa Rosa Beach, Walton County, and the value conversation will be framed by the wider Emerald Coast market surrounding it rather than by anything specific to Duncan's own inventory.
Because condition and lot will drive the number more than any neighborhood premium, both buyer and seller should invest in a close look at the actual property and honest outside comparables. Do not assume the lone listing represents a 'Duncan price' — it represents one house.
The location and the amenities are priced into every listing in Duncan. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with one listing and no amenity data to lean on, the value comes from disciplined comparable work and knowing the surrounding Santa Rosa Beach and Walton County submarkets. We build the case from real outside comps, keep expectations grounded, and tell you plainly when the single available home does — or does not — fit what you actually want.
Duncan in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Duncan buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Duncan sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Duncan, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Duncan home worth?
Get a no-obligation home value based on real comparable sales in Duncan, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Should you buy in Duncan?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2019 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how DUNCAN fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Duncan
Where is Duncan?
Duncan is a community in Santa Rosa Beach, Walton County, Florida, ZIP 32459.
Are there homes for sale in Duncan right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Duncan have an HOA or CDD?
No HOA is on record for Duncan in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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