Edgewater Golf Villas
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · 407 homes for sale in 32407 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Edgewater Golf Villas 5 B in Panama City Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $185,000, a median 152 days on market, sellers accepting 83% of original asking. At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $2,270 ($1,790 with the full homestead exemption).
Part of Edgewater Golf Villas, Panama City Beach, FL — see all Edgewater Golf Villas homes for sale (26 listings across 3 sections in the MLS).
| Location | Panama City Beach, Bay County, FL · ZIP 32407 |
|---|---|
| Sale prices, last 12 months | $185,000 median across 3 closed sales |
| Days on market (closed sales) | 152 median |
| For sale right now | 1 active, 0 pending · median asking $275,000 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Edgewater Golf Villas 5 B key facts,” movewithmomentum.com/neighborhoods/edgewater-golf-villas-5-b, data as of September 20, 2026.
Edgewater Golf Villas 5 B is a small, slow-moving corner of the Panama City Beach market. With only three closings in the current window, there is not enough transaction volume to call this a liquid market — pricing here is set case by case, unit by unit, rather than by broad trend.
The median price of $185,000 and a median days-on-market north of 150 tell a consistent story: buyers here are not competing for inventory, and sellers should expect a longer runway to close rather than a quick sale. This is a market that rewards patience and realistic pricing from the start, not one where you test a high number and wait for offers.
The 60-Second Overview
Edgewater Golf Villas market snapshot (as of September 20, 2026): the median sale price is about $185K, and a median 152 days on market for closed sales.
In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.
CPAR sales records identify 16 homes in Edgewater Golf Villas that have changed hands since 2016, built between 1984 and 1996 (median 1987), with a median living area of about 1,254 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
A limited-inventory villa community in Panama City Beach where recent activity has been thin enough that each sale carries real weight in setting the going rate.
Who Edgewater Golf Villas is best for.
Best for
- A buyer prioritizing a lower price point in Panama City Beach over community amenities.
- A buyer with flexibility on timeline who can wait through a longer-than-average marketing period.
- An investor or secondary-home buyer comfortable evaluating each unit on its own merits given limited comparable sales.
Probably not for
- A buyer who needs a fast, competitive-offer closing timeline.
- A buyer expecting a defined slate of community amenities as part of the purchase.
- A buyer who wants pricing confidence backed by a large, active comp set.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($185K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
15% of homes for sale in ZIP 32407 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Edgewater Golf Villas Market Scorecard
Edgewater Golf Villas is currently a balanced market., a median asking price of $275,000, and homes go under contract in about 41 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Edgewater Golf Villas 5 B, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Edgewater Golf Villas
Live MLS inventory for Edgewater Golf Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Edgewater Golf Villas listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Edgewater Golf Villas 5 B Right Now (1)
All 1 active and pending Edgewater Golf Villas 5 B listings with a detail page, newest first, refreshed twice a day from the MLS.
- 520 N Richard Jackson Boulevard 1903, Panama City Beach, Fl 32407 · $275,000 · 2 bd / 2 ba · listed Aug 18, 2026 · listed by Gulf Life Real Estate Inc
The Edgewater Golf Villas buying strategy.
If we were buying in Edgewater Golf Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Edgewater Golf Villas.
A market with few data points
With just three closings feeding the current snapshot, Edgewater Golf Villas 5 B does not behave like a high-volume condo or villa market. Each closing shifts the median more than it would in a larger community, so the $185,000 figure should be read as a current signal, not a fixed benchmark. Buyers and sellers alike should treat any pricing conversation here as unit-specific, grounded in that home's condition and recent comparable activity rather than a broad market curve.
The median days-on-market of 152 reinforces that this is not a fast-turn environment. Homes that sell here typically require a longer marketing period, which suggests sellers should price with a realistic timeline in mind and buyers have room to negotiate rather than rush a decision. The MLS data available does not surface a defined amenity package for this community, so any amenities should be confirmed unit by unit or through the HOA rather than assumed from the name.
The location and the amenities are priced into every listing in Edgewater Golf Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little recent transaction volume, the value of local, current market read matters more, not less. We track what has actually closed here rather than leaning on generic market averages, and we will tell you plainly when a listing is priced ahead of — or behind — what the thin comp set actually supports.
Edgewater Golf Villas in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $1,482/month (about $17,784/yr) · median of 20 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,482 per month ($17,784 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Edgewater Golf Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Edgewater Golf Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Edgewater Golf Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Edgewater Golf Villas home worth?
Get a no-obligation home value based on real comparable sales in Edgewater Golf Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Frequently Asked Questions
What is the median home price in Edgewater Golf Villas?
How long do homes in Edgewater Golf Villas take to sell?
Who is the best real estate agent for Edgewater Golf Villas?
How do I find a top Panama City Beach real estate agent who knows Edgewater Golf Villas?
Can Momentum Realty connect me with an agent for Edgewater Golf Villas?
Where is Edgewater Golf Villas, and what county is it in?
Should you buy in Edgewater Golf Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Edgewater Golf Villas 5 B fits the bigger picture — live prices, inventory, and Momentum Scores:
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