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Edgewater Golf Villas in Panama City Beach

Edgewater Golf Villas
Condos for Sale in Panama City Beach, FL

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All 731 homes for sale in Panama City Beach, FL · median $365,000 · 694 condos for sale in Panama City Beach · 397 homes for sale in 32407 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32407
Median sale $262K
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Talk to a Edgewater Golf Villas Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
19/100
Market Heat
Cooler than normal
2013 → 2026 · 90 at the 2022 peak
0 is Edgewater Golf Villas's coldest market since 2013, 100 its hottest. Today: 19. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Edgewater Golf Villas in Panama City Beach, FL has 19 homes for sale and 1 pending, asking from $195,000 to $395,000 (median $289,000). Over the 12 months ending 2026-09-20, 21 recorded sales closed at a median of $262,000, a median 207 days on market, sellers accepting 82% of original asking (+5% versus the prior year). Homes listed or recently sold were built 1984–1996; 21 of 21 report an HOA (median $1,200/mo); none of the 21 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,220 ($2,730 with the full homestead exemption).

Sections of Edgewater Golf Villas in the MLS

Edgewater Golf Villas in Panama City Beach, FL is recorded as 2 separate subdivisions/phases in the MLS; 1 home is for sale across them today. Each section has its own page:

Last 30 days in Edgewater Golf Villas: 6 new listings (median asking $268,200), 1 under contract right now. As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Edgewater Golf Villas Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$262K ▲
Median sold · 12 mo
up 4.8% vs the prior 12 months
+4.8% ▲
1-yr price change
n = 21 and 15 sales in the two windows
81.6%
Sale vs ask
+155%
T12M median vs 2012
from a $103K median in 2012
Tempo
207days
Median DOM · closed
12 days at the 2021 low
4%
Under contract
Bay: 17% (528 of 3,043)
22 · 1
For sale · pending
live counts, refreshed twice daily
21
Sold · last 12 mo
10-yr average: about 31 a year

Homes For Sale Right Now in Edgewater Golf Villas

Live MLS inventory for Edgewater Golf Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 619 daysTop listing
$395,000
2 bd · 3 ba · built 1984
520 N Richard Jackson Boulevard 205, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Keller Williams Success Realty
Active · 60 days
$365,990
2 bd · 2 ba · built 1985
520 N Richard Jackson Boulevard 1204, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Coldwell Banker Realty
Active · 4 days
$348,000
2 bd · 3 ba · built 1984
520 N Richard Jackson Boulevard 121, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Beachy Beach Real Estate
Active · 413 days
$331,999
2 bd · 2 ba · built 1987
520 Richard Jackson Boulevard 1008, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by CENTURY 21 Ryan Realty Inc
Active · 76 days
$310,000
2 bd · 3 ba · built 1996
520 Richard Jackson Boulevard 118, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Re/Max Horizons Realty
Active · 46 days
$310,000
2 bd · 2 ba · built 1985
520 N Richard Jackson Boulevard 1405, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by All City Real Estate
Active · 17 days
$309,900
2 bd · 2 ba · built 1993
520 N Richard Jackson Boulevard 2706, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Counts Real Estate Group Inc
Active · 137 days
$299,900
2 bd · 2 ba · built 1988
520 N Richard Jackson Boulevard 905, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Beachy Beach Real Estate
Active · 259 days
$299,000
2 bd · 3 ba · built 1984
520 N Richard Jackson Boulevard 206, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Christies International Real Estate Emerald Coast
Active · 67 days
$289,000
2 bd · 2 ba · built 1988
520 N Richard Jackson Boulevard 2108, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Counts Real Estate Group Inc
Active · 25 days
$279,900
2 bd · 2 ba · built 1986
520 N Richard Jackson Boulevard 1506, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Keller Williams Success Realty
Active · 215 days
$275,000
2 bd · 2 ba · built 1991
520 N Richard Jackson Boulevard 2110, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by The Premier Property Group
Active · 171 days
$269,900
2 bd · 2 ba · built 1988
520 N Richard Jackson Boulevard 2111, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Gulf Life Real Estate Inc
Active · 29 days
$256,500
2 bd · 2 ba · built 1987
520 N Richard Jackson Boulevard 1804, Panama City Beach, FL 32407, Panama City Beach, 32407
Listed by Legacy Premier Agency

Active and pending Edgewater Golf Villas listings as of 2026-10-20, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Edgewater Golf Villas is trading at a median of $256,000, with a median days-on-market north of 170 — this is a slow-moving market by any measure, and pricing has softened slightly over the past year, down 3.2%. That combination tells you the current market favors patience over urgency on both sides of a transaction.

Zoom out and the picture changes: values here are up 159% since 2012, so the long arc has been strongly positive even as the last twelve months have cooled. For a buyer, that argues for negotiating on price and timeline now rather than chasing the market. For a seller, it argues for realistic pricing and patience, since homes are sitting well over five months on average before closing.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Edgewater Golf Villas Housing Pulse · Momentum Research · as of September 20, 2026

Edgewater Golf Villas right now

🟡 Still climbing. The trailing-12-month median ($262K) is up 4.8% from the prior 12 months ($250K) and up 155% since 2012.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: High (21 and 15 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 20, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Edgewater Golf Villas market snapshot (as of September 20, 2026): the median sale price is about $262K, and a median 207 days on market for closed sales. The trailing-12-month median is up 5% from the prior 12 months and up 155% since 2012, computed from record-level CPAR MLS closed sales (21 closings in the current window).

In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.

CPAR sales records identify 16 homes in Edgewater Golf Villas that have changed hands since 2016, built between 1984 and 1996 (median 1987), with a median living area of about 1,254 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Edgewater Golf Villas: of 18 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Edgewater Golf Villas is a small, low-turnover community in Panama City Beach where the name references the villa product itself rather than a documented golf amenity — current MLS listings do not identify community amenities, so buyers should verify any club or course access directly rather than assume it.

Quick Match

Who Edgewater Golf Villas is best for.

Best for

  • Buyers targeting a median price point around $256,000 who are not in a rush to close
  • Long-horizon buyers comfortable with a market that has averaged 174 days on market
  • Buyers who will independently verify any golf or community amenities before assuming they exist

Probably not for

  • Buyers who need confirmed community amenities as a condition of purchase, since none are currently identified in MLS listings
  • Sellers expecting a fast sale — the current median days-on-market runs well over five months
  • Buyers chasing short-term price momentum, given the -3.2% year-over-year trend

Windows contain 7 to 52 sales each (21 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Up 4.8% year over year; up 155% since 2012.
Median days on market · closed sales
010020020122014201620182020202220242026
12 days at the 2021 low; 207 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
81.6% now.
Homes sold per 12-mo window
0204020122014201620182020202220242026
7 to 52 a year; 21 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
90 at the 2022 peak, 19 in the troughs, 19 now. Same score as the hero card, full history.
How much local inventory is already under contract

5% of homes for sale in Edgewater Golf Villas are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Edgewater Golf Villas Market Scorecard

Balanced

Edgewater Golf Villas is currently a balanced market., a median asking price of $277,450, and homes go under contract in about 76 days.

$277,450
Median list
$262,000
Median sold
76
Days on mkt
19/1/1
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Interactive Map

Edgewater Golf Villas on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

The Strategy

The Edgewater Golf Villas buying strategy.

If we were buying in Edgewater Golf Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Edgewater Golf Villas.

The Quick Decision
Best Buy
Buyers comfortable with a slow-moving, low-volume market who are focused on long-term value rather than a fast resale.
Biggest Risk
A 174-day median time on market and a heat score of 12 mean limited urgency and limited buyer competition right now.
Sweet Spot
Buyers who plan to hold for years and can tolerate slower resale liquidity if they need to sell later.
Avoid If
Skip this one if you need amenity certainty or a fast, predictable resale timeline.
The Deep Dive

A quiet, thinly-traded market

With only 28 closings in the current tracked window and a market heat score of 12, this is not a community with competitive bidding or fast absorption. Listings here take time — a median of 174 days on market means sellers need to price to the current environment, not to last year's numbers, and buyers have real room to negotiate on terms, timeline, and condition credits.

The median price of $256,000 sits against a backdrop of a slight year-over-year pullback (-3.2%), which is worth noting without overreacting to — thin markets like this one can swing on a handful of closings. The more reliable signal is the long-term trend: values are up 159% since 2012, which speaks to durability over a longer horizon even as the most recent stretch has been flat to soft.

“

The location and the amenities are priced into every listing in Edgewater Golf Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Edgewater Golf Villas buys, holds, and resells. Momentum Research; not an appraisal.

5.5C · Buy Score
Long-Term Appreciation9.2/10
Recent Direction7.2/10
Pricing Power0.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.5). Basis: Long-Term Appreciation +155% since 2012; Recent Direction +4.8% year-over-year; Pricing Power 81.6% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

In a market this thin — 28 closings, a heat score of 12, and no amenities confirmed in current listings — pricing and diligence matter more than usual. We pull the actual closed comps, verify what a listing does and does not include before you write an offer, and set realistic timeline expectations given a median 174-day market.

The 15-Second Verdict

Edgewater Golf Villas in 15 seconds.

Best forBuyers comfortable with a slow-moving, low-volume market who are focused on long-term value rather than a fast resale.
Biggest advantageA track record of 159% appreciation since 2012 gives this community a long-term case even through a soft recent stretch.
Biggest riskA 174-day median time on market and a heat score of 12 mean limited urgency and limited buyer competition right now.
Sweet spotBuyers who plan to hold for years and can tolerate slower resale liquidity if they need to sell later.
Avoid ifSkip this one if you need amenity certainty or a fast, predictable resale timeline.
Run Your Numbers

Tools for a Edgewater Golf Villas buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxBay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Edgewater Golf Villas.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Edgewater Golf Villas sales matched to your home.

Selling in Edgewater Golf Villas

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Edgewater Golf Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Edgewater Golf Villas home worth?

Get a no-obligation home value based on real comparable sales in Edgewater Golf Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.

Recently off market in Edgewater Golf Villas

Homes in Edgewater Golf Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.

Edgewater Golf Villas key facts
LocationPanama City Beach, Bay County, FL · ZIP 32407, 32408, 32412, 32413
Home types (current listings and sales)condos 95%
Sale prices, last 12 months$262,000 median across 21 closed sales · +4.8% vs the prior 12 months
Days on market (closed sales)207 median
For sale right now22 active, 1 pending · median asking $277,450

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Edgewater Golf Villas key facts,” movewithmomentum.com/neighborhoods/edgewater-golf-villas, data as of September 20, 2026.

Housing distress & ownership in Edgewater Golf Villas, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 63 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Edgewater Golf Villas

The newest homes for sale in Edgewater Golf Villas right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Edgewater Golf Villas Right Now (20)

All 20 active and pending Edgewater Golf Villas listings with a detail page, newest first, refreshed twice a day from the MLS.

What it really costs to own in Edgewater Golf Villas Condos for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,458/yr across 30 listings here (MLS tax records, 2026-10-20).
HOA duesMedian $1,200/month across 21 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 18 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 1987 across 42 listings. An original roof here would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $1,649/month (tax $288, HOA $1,200, insurance $161). An estimate from the sources above, not a quote.

Email me new listings in Edgewater Golf Villas Condos for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Edgewater Golf Villas Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Edgewater Golf Villas Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Edgewater Golf Villas?
The median sale price in Edgewater Golf Villas was $262K over the 12 months ending September 20, 2026 (21 closed sales, CPAR MLS).
How long do homes in Edgewater Golf Villas take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 207 days on market (21 sales, CPAR MLS).
Have Edgewater Golf Villas home prices gone up?
The trailing-12-month median is up 155% since 2012, from $103K to $262K (CPAR MLS closed records).
Who is the best real estate agent for Edgewater Golf Villas?
The best agent for Edgewater Golf Villas is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Edgewater Golf Villas.
How do I find a top Panama City Beach real estate agent who knows Edgewater Golf Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Edgewater Golf Villas and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Edgewater Golf Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Edgewater Golf Villas purchase or sale - no call center and no pressure.
Where is Edgewater Golf Villas, and what county is it in?
Edgewater Golf Villas is in Panama City Beach, Bay County, FL, ZIP codes 32407, 32408, 32412, 32413. The community's center is about 51 miles northwest of the center of Panama City Beach (straight-line).
Is Edgewater Golf Villas in a flood zone?
No, for the homes we can see: all 18 homes we sampled in Edgewater Golf Villas sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
The Verdict

Should you buy in Edgewater Golf Villas?

An honest fit check. We will tell you when it is not your community.

Buyers targeting a median price point around $256,000 who are not in a rush to closeExcellent fit
Long-horizon buyers comfortable with a market that has averaged 174 days on marketExcellent fit
Buyers who will independently verify any golf or community amenities before assuming they existExcellent fit
Buyers who need confirmed community amenities as a condition of purchase, since none are currently identified in MLS listingsProbably not
Sellers expecting a fast sale — the current median days-on-market runs well over five monthsProbably not
Buyers chasing short-term price momentum, given the -3.2% year-over-year trendProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 20, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (419 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Edgewater Golf Villas with Momentum Realty’s local guides.

River Oaks Tennis Villas0.0 mi away · 3 for saleEdgewater Golf Villas0.0 mi awayForest Hills Tennis Villas0.1 mi away · 1 for saleEdgewater Golf Villas0.1 mi away · median $185K, 3 sales/12 moWimbledon Tennis Villas0.2 mi away · 1 for saleEdgewater Beach (Bay)0.2 mi away · 2 for saleEdgewater Tower0.2 mi away · median $520K, 7 sales/12 mo

Browse all neighborhood guides →

More on Edgewater Golf Villas Condos for Sale in Panama City Beach

Thinking of selling in Edgewater Golf Villas? 21 recorded closings; median 207 days on market (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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