Grand Bay Estates
Homes for Sale in Navarre, FL
All 118 homes for sale in Navarre, FL · median $494,900 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Levin Rinke Realty · via Pensacola MLS
As of September 2026, the MLS records 17 closed sales in Grand Bay Estates in Navarre, FL since 2005, the most recent in April 2026. Across Navarre as a whole, 102 homes closed in the last 12 months at a median of $448,500, 40 median days on market, with 17 homes for sale today. At that median and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $5,740 ($5,240 with the full homestead exemption).
| Location | Navarre, Santa Rosa County, FL · ZIP 32563, 32566 |
|---|---|
| Homes in the community | 31 (FL DOR 2025 assessment roll) |
| Years built | 2005–2019 (median 2011) |
| Typical living area | 3,277 sq ft (median) |
| Amenities listed by sellers | Dock, Fishing, Picnic Area, Waterfront Deed Access |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 88% |
Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Grand Bay Estates key facts,” movewithmomentum.com/neighborhoods/grand-bay-estates, data as of September 20, 2026.

Price here is driven by the homes themselves, not by shared amenities. Grand Bay Estates is a small pocket of 31 homes built between 2005 and 2019, with a median living area of 3,292 square feet. That is a lot of house, and square footage plus condition are what will move a number in either direction. There is no community pool, gate, or clubhouse identified in the current listings to lean on, so the sales pitch is the structure and the lot.
The market posture right now is thin and quiet: zero active listings and only two closings in the recent window. For a seller, that scarcity can work in your favor if you price to condition, but it also means very few recent comps to anchor an appraisal. For a buyer, patience is the operating word — inventory does not surface often here, and when it does you should be ready to move without a stack of alternatives to compare against.
Nearby homes for sale
No active listings inside Grand Bay EstatesHomes for Sale in Navarre, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Grand Bay Estates is a compact, owner-occupied enclave of larger, relatively modern homes in Navarre, Santa Rosa County. With no shared amenities on record, the value story is entirely about the houses and their lots.
Pensacola MLS sales records identify 33 homes in Grand Bay Estates that have changed hands since 2005, built between 2004 and 2011 (median 2010), with a median living area of about 2,669 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Pensacola MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Grand Bay Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Pensacola MLS listings in Grand Bay Estates; content deemed reliable but not guaranteed.
Who Grand Bay Estates is best for.
Best for
- Buyers seeking a larger single-family home and comfortable acting when one rare listing appears
- Long-hold owner-occupants who value a quiet, low-turnover street over resale churn
- Buyers who prioritize house and lot over shared community amenities
Probably not for
- Buyers who want a resort-style community with a pool, gate, or clubhouse
- Shoppers who need multiple active options to compare side by side before deciding
- Investors chasing quick turnover, given how infrequently these homes trade
The market around Grand Bay Estates
Grand Bay Estates is too small for its own price trend, so here is the market around it.
In ZIP 32563, 255 homes are on the market and 38% are under contract — a fast-moving corner of Navarre.
Across Santa Rosa County, 999 homes are active and 512 pending (34% under contract).
In ZIP 32563 (Navarre), 435 homes closed in the last 12 months at a median of $420K ($230/sq ft), up 1.8% year over year, with a median 45 days on market. Right now 81 active and 40 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32563 housing market and the Santa Rosa County market.
ZIP and county figures describe the wider market, not Grand Bay Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Grand Bay Estates, Navarre
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
The Grand Bay Estates buying strategy.
If we were buying in Grand Bay Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Bay Estates.
A small, settled pocket with thin turnover
The housing stock is consistent in age — a median build year of 2011 across a 2005-to-2019 range — and skews toward substantial floor plans, with a median around 3,292 square feet. That means fewer surprises on construction era, but it also means condition and updates separate one house from the next. Expect a wide spread on price that tracks how well a given home has been maintained rather than any published tier.
Roughly 87 percent of homes carry a homestead exemption, which tells you this is largely an owner-occupied group of properties that trade infrequently. Combine that with two closings in the recent window and no active listings, and you have a community where a serious buyer waits for the right door to open rather than shopping a menu.
The location and the amenities are priced into every listing in Grand Bay Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on turnover, the hard part is not touring homes — it is knowing what a home is actually worth when there are only a couple of recent sales to reason from. We track this pocket of Navarre closely, we understand how condition drives the spread around the median, and we will tell you plainly when a listing is priced to its finish level and when it is not.
Grand Bay Estates in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $29/month (about $348/yr) · median of 26 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $29 per month ($348 a year) — the median AssociationFee across 26 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Grand Bay Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Bay Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Bay Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Bay Estates home worth?
Get a no-obligation home value based on real comparable sales in Grand Bay Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Navarre →
Grand Bay Estates Market Scorecard
Grand Bay Estates is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32566 ZIP is $416,780, about 15.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Grand Bay Estates?
What share of Grand Bay Estates is owner-occupied?
When were the homes in Grand Bay Estates built?
Who is the best real estate agent for Grand Bay Estates?
How do I find a top Navarre real estate agent who knows Grand Bay Estates?
Can Momentum Realty connect me with an agent for Grand Bay Estates?
Where is Grand Bay Estates, and what county is it in?
Should you buy in Grand Bay Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32563/32566)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Grand Bay Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Grand Bay Estates. These are the public schools most often assigned to other communities in ZIP 32563 / 32566; zones change and vary by address, so confirm with the district before you buy.
- Oriole Beach Elementary School · Elementary · FLDOE grade A (assigned to 8 nearby communities)
- Gulf Breeze Middle School · Middle · FLDOE grade A (assigned to 8 nearby communities)
- Gulf Breeze High School · High · FLDOE grade A (assigned to 8 nearby communities)
- Holley-Navarre Primary School · Elementary (assigned to 2 nearby communities)
- Holley-Navarre Middle School · Middle · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Grand Bay Estates with Momentum Realty’s local guides.











