Hagerman
Homes for Sale in Chipley, FL
All 8 homes for sale in Chipley, FL · median $207,500 · 85 homes for sale in 32428 · Washington County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Hagerman Addition in Chipley, FL has 1 home for sale. As of October 2026, the MLS records 12 closed sales in Hagerman Addition in Chipley, FL since 2016, the most recent in October 2025.
Hagerman Addition is a small pocket within Chipley, and the MLS record for it is thin — the most recent tracked window shows a single closing. That is not enough transaction volume to draw a price trend or a pace-of-market conclusion with any confidence. What it does tell you is that this is a low-turnover, low-listing-count corner of Washington County, and any pricing conversation here has to be built home-by-home rather than off a community-wide curve.
For a buyer, that means the real work happens off-MLS: pulling comparable closings from the surrounding area, walking the specific lot and structure, and pricing on condition and land rather than on a subdivision average that does not really exist yet. For a seller, it means the asking price has to be defended with individual evidence, because there is no deep pool of recent Hagerman Addition sales to point to.
The 60-Second Overview
Hagerman Addition sits within Chipley in Washington County, and current MLS activity for the community is limited enough that no community amenities are identified in the listing data — this reads as a small, low-density residential pocket rather than a planned or amenitized subdivision.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Hagerman is best for.
Best for
- A buyer focused on a specific address in Chipley rather than a subdivision-wide search
- A buyer comfortable pricing a home from individual comps rather than a deep community sales history
- A seller with a well-documented, well-maintained property who can support a price with property-specific evidence
Probably not for
- A buyer who wants an HOA-run amenity package as part of the purchase
- A buyer who wants a large, recent-sales data set to benchmark price before making an offer
- An investor looking for high transaction volume to model quick resale timing
The market around Hagerman
Hagerman is too small for its own price trend, so here is the market around it.
In ZIP 32428, 115 homes are on the market and 24% are under contract — a steady corner of Chipley.
Across Washington County, 114 homes are active and 37 pending (24% under contract).
In ZIP 32428 (Chipley), 192 homes closed in the last 12 months at a median of $227K, up 5.9% year over year, with a median 69 days on market. Right now 78 active and 25 pending listings — a balanced market. See the live ZIP 32428 housing market and the Washington County market.
ZIP and county figures describe the wider market, not Hagerman specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Hagerman Addition, Chipley
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Hagerman
Live MLS inventory for Hagerman. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Hagerman listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Hagerman Addition Right Now (1)
All 1 active and pending Hagerman Addition listings with a detail page, newest first, refreshed twice a day from the MLS.
- 529 N 5th Street, Chipley, Fl 32428 · $99,900 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Legacy Premier Agency
The Hagerman buying strategy.
If we were buying in Hagerman today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hagerman.
A small footprint, not a curated one
There is no clubhouse, pool, or HOA-run amenity showing up in the current MLS listings for Hagerman Addition, and with only one closing in the most recent window, there is not a large enough sales sample to describe a typical home, a typical lot, or a typical price point here. This is a community best understood one property at a time.
That thin data set is itself the key fact for anyone evaluating Hagerman Addition. It means buyers should expect to do more independent verification — condition, lot boundaries, any deed restrictions, utility access — than they would in a larger, more actively traded Chipley subdivision where dozens of recent sales already tell that story.
The location and the amenities are priced into every listing in Hagerman. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little recent MLS activity, the value we add is not a canned market report — it is knowing how to build a credible price opinion from a small or partial data set, and knowing which nearby Chipley and Washington County sales are actually comparable to a given Hagerman Addition property. We tell clients plainly when the data supports a number and when it does not.
Hagerman in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hagerman buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hagerman sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hagerman, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hagerman home worth?
Get a no-obligation home value based on real comparable sales in Hagerman, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Chipley →
Should you buy in Hagerman?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2016 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Hagerman Addition fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Hagerman
Where is Hagerman?
Hagerman is a community in Chipley, Washington County, Florida, ZIP 32428.
Are there homes for sale in Hagerman right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Hagerman have an HOA or CDD?
No HOA is on record for Hagerman in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Hagerman with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Washington County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Washington County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.