Harbor Lake Estates
Homes for Sale in Largo, FL

All 473 homes for sale in Largo, FL · median $319,900 · 62 homes for sale in 33770 · Pinellas County homes for sale

Community in Largo · Pinellas County · ZIP 33770
Median sale $515K
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Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $514,950, $263 per square foot, a median 32 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 1961–1972. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,980 ($9,170 with the full homestead exemption).

Live · Harbor Lake Estates Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$515K
Median sold · 12 mo
$263/sf
Sold $/sqft · 12 mo
peak $263 in 2026
90.0%
Sale vs ask
Pinellas median: 93.6%
Tempo
32days
Median DOM · closed
32 days at the 2026 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 12 years of records
1,917sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition, not floor plan. With a median build year of 1969 and homes stretching back to 1950 and up through 2023, what a buyer pays hinges almost entirely on whether a house has been updated or left original. The median sits at $514,950 against roughly $263 a foot on about 1,930 square feet, but expect a wide spread around that number depending on renovation status.

The market posture is balanced-to-brisk. A median of 32 days on market means well-prepped homes move in just over a month, not overnight. Sellers who price to condition are rewarded; those who ask new-construction money for original systems will sit. Buyers have room to inspect and negotiate, but not to dawdle on the sharp listings.

Nearby homes for sale

No active listings inside Harbor Lake Estates 2Nd Add right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3273 HARBOR LAKE DRIVE
$578K · 0.1 mi away
3 bd · 3 ba · 2,461 sqft
3273 HARBOR LAKE DRIVE
Listed by SENSIBLE PROPERTY MANAGMENT
3282 HONEYSUCKLE RD
$650K · 0.1 mi away
4 bd · 2.5 ba · 1,911 sqft
3282 HONEYSUCKLE RD
Listed by BLAKE REAL ESTATE INC
1367 INDIAN ROCKS ROAD
$472K · 0.2 mi away
3 bd · 2 ba · 1,382 sqft
1367 INDIAN ROCKS ROAD
Listed by ARBORS MANAGEMENT & REALTY
855 FOUNTAINHEAD DRIVE
$585K · 0.3 mi away
4 bd · 2 ba · 2,297 sqft
855 FOUNTAINHEAD DRIVE
Listed by COLDWELL BANKER REALTY
3538 SHADY BLUFF DRIVE
$589K · 0.3 mi away
3 bd · 2 ba · 1,563 sqft
3538 SHADY BLUFF DRIVE
Listed by COMPASS FLORIDA LLC
3723 ORCHARD GROVE LANE
$589K · 0.4 mi away
2 bd · 2 ba · 1,235 sqft
3723 ORCHARD GROVE LANE
Listed by DALTON WADE INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbor Lake Estates market snapshot (as of September 12, 2026): the median sale price is about $515K ($263 per sq ft over the trailing 12 months of closed sales), and a median 32 days on market for closed sales.

In ZIP 33770 (Largo), 375 homes closed in the last 12 months at a median of $342K ($249/sq ft), down 5.6% year over year, with a median 65 days on market. Right now 59 active and 19 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 33770 housing market and the Pinellas County market.

Stellar MLS sales records identify 54 homes in Harbor Lake Estates that have changed hands since 2005, built between 1958 and 1987 (median 1969), with a median living area of about 1,700 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Harbor Lake Estates Add is a small, established Largo pocket of about 121 homes in Pinellas County, where a homestead share above 72% points to a settled, owner-occupied core rather than a rental churn.

Best for

  • Buyers targeting the mid-$500s who want an established Largo location and are comfortable with mid-century housing stock
  • Renovation-minded buyers looking to buy an original home and update on their own timeline
  • Long-hold owner-occupants drawn to a stable, high-homestead pocket rather than a quick flip

Probably not for

  • Buyers who need turnkey, new-build uniformity with no surprises in the systems
  • Investors chasing high rental turnover, given the strong owner-occupied share
  • Shoppers on a tight budget expecting the median price to buy a fully updated home

Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0242014201620182020202220242026
0 to 4 a year; 4 in the current window.

Harbor Lake Estates 2Nd Add Market Scorecard

No active listings

Harbor Lake Estates 2Nd Add is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$514,950
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/4
Active/Pend/Sold

Typical home value in the 33770 ZIP is $378,866, about 30.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Harbor Lake Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Lake Estates.

Best Buy
Buyers who can evaluate an older home on its true condition, not its listing photos.
Biggest Risk
Wide condition spread means the median can mislead on any single house.
Sweet Spot
An updated home near the median footprint that has already addressed roof and systems.
Avoid If
You want uniform, new construction where every house is the same vintage.

A condition-driven market on 1969 bones

The defining fact of this community is its age spread. A 1950-to-2023 build range with a 1969 median tells you the housing stock is genuinely mixed: mid-century originals sitting alongside gut renovations and the occasional teardown-and-rebuild. That variety is why a single median price tells only part of the story here. Two homes at similar square footage can trade well apart based on roof, systems, and kitchens.

At roughly 1,930 square feet median and about $263 per foot, the value equation rewards buyers who can read a house honestly. The closings window is thin, so treat the median as a directional anchor rather than a precise comp, and lean hard on the inspection to understand where a given home falls on the original-to-updated scale.

The location and the amenities are priced into every listing in Harbor Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this driven by condition, the median price is a starting point, not an answer. We underwrite each home on its systems, age, and updates rather than the neighborhood average, so buyers know when a higher ask is justified and sellers know exactly where to spend before listing. With a thin closings window, that hands-on comping matters more than usual.

Harbor Lake Estates in 15 seconds.

Best forBuyers who can evaluate an older home on its true condition, not its listing photos.
Biggest advantageA settled, owner-occupied core in an established Largo pocket.
Biggest riskWide condition spread means the median can mislead on any single house.
Sweet spotAn updated home near the median footprint that has already addressed roof and systems.
Avoid ifYou want uniform, new construction where every house is the same vintage.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Lake Estates sales matched to your home.

What is your Harbor Lake Estates home worth?

Get a no-obligation home value based on real comparable sales in Harbor Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Largo →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Harbor Lake Estates?
The median sale price in Harbor Lake Estates was $515K over the 12 months ending September 12, 2026 (4 closed sales, Stellar MLS).
How long do homes in Harbor Lake Estates take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 32 days on market (4 sales, Stellar MLS).
Who is the best real estate agent for Harbor Lake Estates?
The best agent for Harbor Lake Estates is one who actively works Largo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Lake Estates.
How do I find a top Largo real estate agent who knows Harbor Lake Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Lake Estates and the wider Largo area.
Can Momentum Realty connect me with an agent for Harbor Lake Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Lake Estates purchase or sale - no call center and no pressure.
Buyers targeting the mid-$500s who want an established Largo location and are comfortable with mid-century housing stockExcellent fit
Renovation-minded buyers looking to buy an original home and update on their own timelineExcellent fit
Long-hold owner-occupants drawn to a stable, high-homestead pocket rather than a quick flipExcellent fit
Buyers who need turnkey, new-build uniformity with no surprises in the systemsProbably not
Investors chasing high rental turnover, given the strong owner-occupied shareProbably not
Shoppers on a tight budget expecting the median price to buy a fully updated homeProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2014 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Harbor Lake Estates 2Nd Add? 4 recorded closings; median 32 days on market (window ending 2026-09-12). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Schools serving nearby communities

We do not have a confirmed school assignment for Harbor Lake Estates. These are the public schools most often assigned to other communities in ZIP 33770; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Harbor Lake Estates with Momentum Realty’s local guides.

HLHarbor Lake Estates0.1 mi awayOMOakdale Manor0.2 mi away · median $550K, 4 sales/12 moSGSouth Grove0.3 mi awayOWOakbrook Woods0.3 mi awayOakdale Manor0.3 mi away · median $412K, 5 sales/12 moLPLora Pines0.3 mi awayHarbor Hills Of Palm Harbor Palm Harbor0.3 mi away · 2 for saleBABig Acres0.3 mi away · 101 homes, built 1948–16

Browse all neighborhood guides →

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