Harbor Lakes
Homes for Sale in Orlando, FL
All 4,383 homes for sale in Orlando, FL · median $379,000 · 203 homes for sale in 32824 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Harbor Lakes 50 77 in Orlando, FL has 4 homes for sale and 1 pending, asking from $400,000 to $520,000 (median $469,450). Homes listed or recently sold were built 2002 - 2004; 9 of 9 report an HOA (median $91/mo); none of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 84 ft).
Homes For Sale Right Now in Harbor Lakes
Live MLS inventory for Harbor Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 141 daysTop listing
Active · 57 days
Active · 132 days
Active · 31 days
Under Contract · 28 daysActive and pending Harbor Lakes listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Harbor Lakes is a small, built-out gated community of 178 homes dating to the early 2000s, with a median of 2003 construction and a median living area around 2,561 square feet. Price here is driven more by condition and updates than by vintage or size, since the stock is tight in age and footprint. The median sits at $458,500, roughly $229 per square foot, but with only a handful of closings in the window and three active listings, any single sale can move the headline number.
The posture is buyer-leaning: 7.2 months of supply and a median of 90 days on market give buyers time to inspect, negotiate, and walk. The year-over-year median is down 13.5%, which reads as a market that has repriced rather than one still in free fall - but thin volume means that figure deserves caution, not blind extrapolation. Sellers should price to current comps and condition, not to last year's expectations; well-presented homes still clear, slow ones sit.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Harbor Lakes right now
🟢 Buyer-leaning market. 7.2 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($458K) is down 13.5% from the prior 12 months ($530K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Lakes market snapshot (as of September 20, 2026): the median sale price is about $458K ($229 per sq ft over the trailing 12 months of closed sales), a median 90 days on market for closed sales, and 7.2 months of supply, a buyer-leaning market. The trailing-12-month median is down 14% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 32824 (Orlando), 279 homes closed in the last 12 months at a median of $405K ($220/sq ft), down 6.8% year over year, with a median 37 days on market. Right now 54 active and 17 pending listings put supply at about 2.3 months - a balanced market. See the live ZIP 32824 housing market and the Orange County market.
County records show 6 qualified sales in Harbor Lakes across 2024 - 2025 (2 in 2024, 4 in 2025), median $530,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Harbor Lakes is a community of 178 homes in Orlando, Orange County, built between 2002 and 2005 (median 2003.0), with a median living area of about 2,561 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A compact, deed-restricted gated community in southeast Orlando's Orange County, Harbor Lakes is fully built out from the early 2000s, so inventory is scarce and each listing carries outsized weight in the local stats.
The setting & the homes.
Aerial and on-site photos of Harbor Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbor Lakes
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Harbor LakesPhotos from Stellar MLS listings in Harbor Lakes; content deemed reliable but not guaranteed.
Who Harbor Lakes is best for.
Best for
- Buying to hold in a gated, deed-restricted community where common-area upkeep is handled by the HOA
- Wanting roughly 2,500 square feet of early-2000s construction without the search dragging across many subdivisions
- Buyers who value negotiating leverage and are comfortable with a 90-day market pace
Probably not for
- Needing a wide selection of homes right now, given only three active listings
- Expecting a quick, above-ask sale in a buyer-leaning market with 7.2 months of supply
- Preferring no HOA, no gate, and no deed restrictions on how you use the property
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($458K) IS the median in the snapshot above, and the move from 2025 ($530K) IS the -13.5% one-year change.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
19% of homes for sale in ZIP 32824 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
Harbor Lakes Market Scorecard
Harbor Lakes is currently a buyer-leaning market. About 7.2 months of supply, a median asking price of $525,000, and homes go under contract in about 132 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Harbor Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Harbor Lakes
- Pool · reported on 7 of 8 listings
- Gated · reported on 3 of 8 listings
- Gated Community - No Guard · reported on 3 of 8 listings
- Playground · reported on 3 of 8 listings
- Clubhouse · reported on 2 of 8 listings
- Deed Restrictions · reported on 1 of 8 listings
- Maintenance · reported on 1 of 8 listings
- Park · reported on 1 of 8 listings
- Dog Park · reported on 1 of 8 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Meadow Woods Elem · Elementary
- Meadow Wood Middle · Middle
- Cypress Creek High · High
Zoned schools reflect the assignments reported on recent Harbor Lakes listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Lakes address.
Shop the zone: Homes zoned for Cypress Creek High High School
The Harbor Lakes buying strategy.
If we were buying in Harbor Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Lakes.
A tight, amenity-heavy enclave with thin turnover
The amenity package is unusually full for a community this size: a pool, clubhouse, playground, park, and dog park behind a gate (no guard), all under deed restrictions and HOA maintenance. That translates to predictable common-area upkeep but also ongoing dues and rules worth reading closely before you commit - verify current amenities, access, and assessments directly with the HOA.
Just over 65% of homes carry a homestead exemption, pointing to a largely owner-occupied community rather than an investor-heavy one. With only three homes active and a 90-day median time on market, buyers face limited choice but have room to negotiate; sellers face patient buyers who will trade time for price. The uniformity of age and size means the sharpest differentiator you control is condition.
The location and the amenities are priced into every listing in Harbor Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.4). Basis: Recent Direction -13.5% year-over-year; Liquidity & Demand 7.2 months of supply; Owner Commitment 65% owner-occupied; Pricing Power 93.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, the stats are noisy - five closings and three listings can swing the median in either direction. We read each comp on its own merits, weigh condition against the $458,500 median, and help you separate signal from thin-sample noise. For sellers, that means pricing to what will actually clear in a 90-day, buyer-leaning market; for buyers, it means knowing where there is room to push and where a listing is already priced to move.
Harbor Lakes in 15 seconds.
Tools for a Harbor Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Lakes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Harbor Lakes 50 77
Homes in Harbor Lakes 50 77 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1212 Darnaby Way · off market
| Location | Orlando, Orange County, FL · ZIP 32824 |
|---|---|
| Homes in the community | 178 (FL DOR 2025 assessment roll) |
| Years built | 2002–2005 (median 2003.0) |
| Typical living area | 2,561 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Gated Community - No Guard, Playground, Clubhouse, Community Mailbox, Deed Restrictions |
| For sale right now | 4 active, 1 pending · median asking $469,450 · 12.0 months of supply |
| Owner-occupied (homestead) share | 65% |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Lakes key facts,” movewithmomentum.com/neighborhoods/harbor-lakes-50-77-orlando, data as of November 13, 2026.
Housing distress & ownership in Harbor Lakes 50 77, Orlando
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Harbor Lakes
The newest homes for sale in Harbor Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 13443 Meadow Bay Loop $400,000 · 4 bd · 2.5 ba · 1,985 sq ft · listed Sep 28, 2026 Courtesy of PRESTIGE LEGACY REALTY
- 1242 Darnaby Way $509,900 · 4 bd · 2.5 ba · 3,057 sq ft · listed Sep 3, 2026 Courtesy of PRIVILEGE REAL ESTATE & INVESTMENTS INC
- 1357 Darnaby Way $429,000 · 4 bd · 3.5 ba · 2,561 sq ft · listed Jun 20, 2026 Courtesy of ODRY VARGAS REALTY GROUP
- 1518 Sun Meadow Drive $520,000 · 5 bd · 3.5 ba · 2,813 sq ft · listed Jun 11, 2026 Courtesy of ADAMS, CAMERON & CO., REALTORS
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Harbor Lakes 50 77 Right Now (5)
All 5 active and pending Harbor Lakes 50 77 listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1139 Darnaby Way · $549,900 · 5 bd / 2.5 ba · pending · listed Sep 27, 2026 · listed by Hometrust Realty Group
- 13443 Meadow Bay Loop · $400,000 · 4 bd / 2.5 ba · listed Sep 26, 2026 · listed by Prestige Legacy Realty
- 1242 Darnaby Way · $509,900 · 4 bd / 2.5 ba · listed Sep 10, 2026 · listed by Privilege Real Estate & Investments Inc
- 1357 Darnaby Way · $429,000 · 4 bd / 3.5 ba · listed Aug 15, 2026 · listed by Odry Vargas Realty Group
- 1518 Sun Meadow Drive · $520,000 · 5 bd / 3.5 ba · listed Aug 15, 2026 · listed by Adams, Cameron & Co., Realtors
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Orlando guides & data
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- Flood zones
- Property taxes (Orange County)
- Homestead exemption (Orange County)
- Home insurance cost
Florida buyer guides
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- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Darnaby Way (33 homes on record)
- Darnaby Way (18 homes on record)
- Meadow Bay Loop (18 homes on record)
- Sun Meadow Drive (17 homes on record)
- Meadow Bay Loop (13 homes on record)
- Sun Meadow Drive (11 homes on record)
What it really costs to own in Harbor Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $90/month across 11 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Orange County is $1,409/yr (4,204 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2003 across 8 listings. An original roof here would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Harbor Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harbor Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor Lakes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Harbor Lakes?
How long do homes in Harbor Lakes take to sell?
Is Harbor Lakes a buyer's or seller's market right now?
How many homes are in Harbor Lakes?
What share of Harbor Lakes is owner-occupied?
When were the homes in Harbor Lakes built?
Who is the best real estate agent for Harbor Lakes?
How do I find a top Orlando real estate agent who knows Harbor Lakes?
Can Momentum Realty connect me with an agent for Harbor Lakes?
Where is Harbor Lakes, and what county is it in?
Should you buy in Harbor Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32824)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Harbor Lakes 50 77 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Harbor Lakes
- Home values · What homes in Harbor Lakes actually sell for