Harbour Pointe in Miramar Beach

Harbour Pointe
Homes for Sale in Miramar Beach, FL

All 677 homes for sale in Miramar Beach, FL · median $652,500 · 516 homes for sale in 32550 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32550
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data11 years of closingsUpdated twice daily

As of September 2026, the MLS records 4 closed sales in Harbour Pointe in Miramar Beach, FL since 2015, the most recent in August 2026. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 314 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).

Live · Harbour Pointe Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Walton: 18% (698 of 3,872)
0 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbour Pointe currently shows no active listings on the MLS, so there is no live pricing to read here. That absence is the whole story: with nothing on the market, the community sits quiet, and any read on value comes from what trades when a home does surface, not from a standing inventory.

For a buyer, this means patience — you may have to wait for a listing to appear and be ready to move when it does. For a seller, a thin or empty market can cut both ways: less competing supply, but also fewer recent comparables to anchor a price. In either case, condition and the specifics of the individual home will drive the number more than any community-wide trend.

The 60-Second Overview

Harbour Pointe is a small pocket within Miramar Beach in Walton County. With no listings active as of mid-2026, it trades quietly rather than continuously, so timing and readiness matter more here than in a high-turnover community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a Miramar Beach location who can wait for inventory to appear
  • Cash-ready or pre-approved buyers prepared to move quickly on one listing
  • Sellers who prefer to list into a market with little competing supply

Probably not for

  • Buyers who need to compare several homes side by side before deciding
  • Buyers on a firm timeline who cannot wait for a listing to surface
  • Buyers who want a community built around shared amenities, which are not identified here

The market around Harbour Pointe

Harbour Pointe is too small for its own price trend, so here is the market around it.

In ZIP 32550, 802 homes are on the market and 9% are under contract — a slower corner of Miramar Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32550 (Miramar Beach), 530 homes closed in the last 12 months at a median of $729K, up 3.7% year over year, with a median 99 days on market. Right now 355 active and 39 pending listings put supply at about 9.8 months — a soft market. See the live ZIP 32550 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Harbour Pointe specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HARBOUR POINTE, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 23 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbour Pointe

Live MLS inventory for Harbour Pointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbour Pointe listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Harbour Pointe Walton Right Now (1)

All 1 active and pending Harbour Pointe Walton listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Destin · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Harbour Pointe listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Pointe address.

If we were buying in Harbour Pointe today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Pointe.

Best Buy
Buyers who want a specific pocket of Miramar Beach and can wait for the right home to list.
Biggest Risk
Few comparables make pricing harder to anchor.
Sweet Spot
A patient, pre-approved buyer ready to act on a single listing.
Avoid If
You need to buy now from an active selection of homes.

A quiet corner of Miramar Beach

Miramar Beach sits along the Emerald Coast in south Walton County, and Harbour Pointe is one of the smaller enclaves inside it. The current MLS snapshot identifies no community amenities, so the draw here is location within Miramar Beach rather than a package of shared facilities.

Because there are no active listings, there is no spread of homes to compare, no price range to publish, and no pattern of days-on-market to cite. Anyone serious about Harbour Pointe should treat it as a watch-and-wait community: track it, be pre-approved, and be prepared to evaluate a single home on its own merits when one lists.

“

The location and the amenities are priced into every listing in Harbour Pointe. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with no standing inventory, the value is in early notice and honest comps. We watch Harbour Pointe listing activity as it happens, help you judge a home on condition and location rather than on a trend that does not exist here, and tell you plainly when the numbers do not support the move.

Harbour Pointe in 15 seconds.

Best forBuyers who want a specific pocket of Miramar Beach and can wait for the right home to list.
Biggest advantageLittle to no competing supply when you do transact.
Biggest riskFew comparables make pricing harder to anchor.
Sweet spotA patient, pre-approved buyer ready to act on a single listing.
Avoid ifYou need to buy now from an active selection of homes.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbour Pointe homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbour Pointe.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Pointe sales matched to your home.

What is your Harbour Pointe home worth?

Get a no-obligation home value based on real comparable sales in Harbour Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Miramar Beach →

Real comps, not an automated estimate.
Buyers set on a Miramar Beach location who can wait for inventory to appearExcellent fit
Cash-ready or pre-approved buyers prepared to move quickly on one listingExcellent fit
Sellers who prefer to list into a market with little competing supplyExcellent fit
Buyers who need to compare several homes side by side before decidingProbably not
Buyers on a firm timeline who cannot wait for a listing to surfaceProbably not
Buyers who want a community built around shared amenities, which are not identified hereProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: July 25, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2015 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Common questions about Harbour Pointe

Where is Harbour Pointe?

Harbour Pointe is a community in Miramar Beach, Walton County, Florida, ZIP 32550.

Are there homes for sale in Harbour Pointe right now?

Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Harbour Pointe have an HOA or CDD?

No HOA is on record for Harbour Pointe in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbour Pointe with Momentum Realty’s local guides.

GHGrand Harbour Of Sandestin0.1 mi away · 30 homes, built 1993–93Grand Harbour0.1 mi away · 30 homes, built 1993–93Northshore0.2 mi away · 26 homes, built 1991–93, 1 for saleSandpiper Village0.2 mi away · 6 for saleLinkside Village0.4 mi away · 6 homes, built 1980–80, 1 for saleMagnolia Village0.4 mi away · 3 for saleSandestin0.4 mi away · 1 for saleSandestin Estates0.5 mi away · 31 homes, built 1973–24, 1 for sale

Browse all neighborhood guides →

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