Grand Harbour
Homes for Sale in Miramar Beach, FL
All 680 homes for sale in Miramar Beach, FL · median $659,000 · 685 homes for sale in 32550 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 21 closed sales in Grand Harbour in Miramar Beach, FL since 2004, the most recent in August 2025. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 314 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).
| Location | Miramar Beach, Walton County, FL · ZIP 32550 |
|---|---|
| Homes in the community | 30 (FL DOR 2025 assessment roll) |
| Years built | 1993–1993 (median 1993.0) |
| Typical living area | 2,352 sq ft (median) |
| Owner-occupied (homestead) share | 20% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “GRAND HARBOUR key facts,” movewithmomentum.com/neighborhoods/grand-harbour, data as of September 20, 2026.
Grand Harbour sits in Miramar Beach, in the stretch of Walton County that trades on proximity to the Emerald Coast. What sets pricing here is condition and the specifics of the individual property, not any headline amenity package — the current MLS snapshot shows no community amenities to lean on, so each listing has to stand on its own.
With only a single closing in the current window, this is a thin-data market. That means a seller should not anchor to a stale comp, and a buyer should not assume the last sale sets the ceiling or the floor. Both sides are negotiating on the merits of the specific home rather than a deep bench of recent transactions.
Nearby homes for sale
No active listings inside GRAND HARBOUR right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Grand Harbour is a small Miramar Beach pocket in Walton County where the story is location and the individual home, not a shared amenity draw. The transaction record is currently light, so pricing conversations here are property-specific.
Emerald Coast MLS sales records identify 20 homes in GRAND HARBOUR that have changed hands since 2004, built between 1992 and 1994 (median 1993), with a median living area of about 2,120 sq ft and a typical 3-bedroom, 3-bath layout; 95% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in GRAND HARBOUR across 2024–2025 (2 in 2024, 2 in 2025), median $1.15M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Grand Harbour is best for.
Best for
- Buyers who prioritize a Miramar Beach location and are comfortable judging a home on its individual condition
- Purchasers who see thin comps as negotiating room rather than a red flag
- Long-horizon buyers who don't need a robust recent-sales record to commit
Probably not for
- Buyers who require a resort-style amenity base as part of the value
- Anyone who needs a deep set of recent comparable sales to feel confident on price
- Shoppers who want a turnkey number and little negotiation legwork
The market around Grand Harbour
Grand Harbour is too small for its own price trend, so here is the market around it.
In ZIP 32550, 802 homes are on the market and 9% are under contract — a slower corner of Miramar Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32550 (Miramar Beach), 530 homes closed in the last 12 months at a median of $729K, up 3.7% year over year, with a median 99 days on market. Right now 355 active and 39 pending listings put supply at about 9.8 months — a soft market. See the live ZIP 32550 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Grand Harbour specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in GRAND HARBOUR, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Grand Harbour buying strategy.
If we were buying in Grand Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Harbour.
A thin-data pocket in Miramar Beach
The defining feature of Grand Harbour right now is how little has traded. A one-closing window gives you almost no pricing gravity, which cuts both ways: there is room to make a case on condition and features, but there is also less certainty about where a fair number lands. Pricing and offer strategy both have to be built from the ground up.
No community amenities surface in the current listings, so the value proposition rests on the home itself and the Miramar Beach location within Walton County. Buyers who need a resort-style amenity base should calibrate expectations; buyers focused on the property and its setting have a cleaner comparison to make.
The location and the amenities are priced into every listing in Grand Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the last thing you want is an agent guessing from one data point. We work Grand Harbour and the surrounding Miramar Beach corridor on the specifics — condition, position, and what a given home actually justifies — so you are not over-anchored to a single sale or under-informed about your leverage.
Grand Harbour in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Grand Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Harbour home worth?
Get a no-obligation home value based on real comparable sales in Grand Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Miramar Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Grand Harbour?
What share of Grand Harbour is owner-occupied?
When were the homes in Grand Harbour built?
Who is the best real estate agent for Grand Harbour?
How do I find a top Miramar Beach real estate agent who knows Grand Harbour?
Can Momentum Realty connect me with an agent for Grand Harbour?
Where is Grand Harbour, and what county is it in?
Should you buy in Grand Harbour?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32550)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how GRAND HARBOUR fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Grand Harbour with Momentum Realty’s local guides.