Highland Harbor in Winter Haven

Highland Harbor
Homes for Sale in Winter Haven, FL

Community in Winter Haven · Polk County · ZIP 33884
70 homesBuilt 2002–2004
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Built fromLive Stellar MLS data18 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, the MLS records 33 closed sales in Highland Harbor in Winter Haven, FL since 2008, the most recent in March 2026. Recorded prices since 2024 ran from $270,000 to $385,000 (median $295,000), on homes of 1,238 to 2,046 sq ft. Across Winter Haven as a whole, 1,657 homes closed in the last 12 months at a median of $279,065, 65 median days on market, with 788 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,780 ($4,100 with the full homestead exemption).

Live · Highland Harbor Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
54%
Owner-occupied · Highland Harbor
38 of 70 parcels homesteaded (FL DOR 2025)
46%
Non-owner-occupied · Highland Harbor
incl. 9% trust or LLC-held · 13% out-of-state
0%
Cash buyers · Highland Harbor
0 of 5 sales, 12 mo ending June 2025
70
Homes in the community
70 residential parcels (FL DOR 2025)
Track record · 18 years of records
2002–2004
Years homes were built
median 2003 · county roll (FL DOR 2025)
1
Failed listings · 2026
peaked at 6 in 2007
1.4%/yr
Turnover rate
about 1 of 70 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Highland Harbor is a compact, finished community of 70 homes built in a tight window between 2002 and 2004, with a median size right around 2,210 square feet. Because the construction era is uniform, price here is driven far more by condition, updates, and lot than by vintage or floor plan variety - two homes of similar size can sit well apart on price depending on what has been touched since the mid-2000s.

The current posture is thin. There are no active listings and only one closing in the most recent window, so there is very little live data to anchor a number on. For a seller, that scarcity can work in your favor when a well-prepared home hits a market with no competing inventory. For a buyer, patience is the operative word: you may wait for the right home to list rather than choose among several.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Highland Harbor right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4407 MANDOLIN BOULEVARD
$460K · 0.6 mi away
5 bd · 3 ba · 3,318 sqft
4407 MANDOLIN BOULEVARD
Listed by THE MARKET REALTY COMPANY
9469 WATERFORD OAKS DRIVE
$760K · 0.6 mi away
4 bd · 3 ba · 3,648 sqft
9469 WATERFORD OAKS DRIVE
Listed by KELLER WILLIAMS ST PETE REALTY
6624 WINTERSET GARDENS ROAD
$450K · 0.6 mi away
5 bd · 2.5 ba · 2,526 sqft
6624 WINTERSET GARDENS ROAD
Listed by COLDWELL BANKER REALTY
9513 WATERFORD OAKS BOULEVARD
$725K · 0.6 mi away
5 bd · 3.5 ba · 3,611 sqft
9513 WATERFORD OAKS BOULEVARD
Listed by KELLER WILLIAMS REALTY SMART 1
4462 EMERALD PALMS LANE
$975K · 0.6 mi away
4 bd · 3 ba · 2,825 sqft
4462 EMERALD PALMS LANE
Listed by FLAT FEE MLS REALTY
701 MAGNOLIA PLACE
$230K · 0.7 mi away
3 bd · 2 ba · 1,180 sqft
701 MAGNOLIA PLACE
Listed by THE STONES REAL ESTATE FIRM

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A small, built-out early-2000s community in Winter Haven where nothing is currently for sale - a place you watch and move on quickly rather than shop at leisure. Just over half the homes carry a homestead exemption, pointing to a largely owner-occupied street rather than a rental-heavy one.

Stellar MLS sales records identify 45 homes in HIGHLAND HARBOR that have changed hands since 2005, built between 2002 and 2004 (median 2003), with a median living area of about 1,582 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buying to hold in an established, built-out community rather than chasing new construction
  • Buyers who can wait for the right home to list and move quickly when it does
  • Seeking a consistent mid-size early-2000s floor plan around 2,210 square feet

Probably not for

  • Needing to close on a purchase inside a short, fixed timeline
  • Wanting a shared-amenity community with pools, gates, or clubhouses
  • Buyers who want multiple active listings to compare side by side

The market around Highland Harbor

Highland Harbor is a small community — 40 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 33884, 457 homes are on the market and 25% are under contract — a steady corner of Winter Haven.

Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).

Homes here are single family residence.

In ZIP 33884 (Winter Haven), 651 homes closed in the last 12 months at a median of $308K ($163/sq ft), down 0.9% year over year, with a median 57 days on market. Right now 2 active and 2 pending listings. See the live ZIP 33884 housing market and the Polk County market.

ZIP and county figures describe the wider market, not Highland Harbor specifically. Momentum Research analysis of MLS records.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Highland Harbor listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Highland Harbor address.

If we were buying in Highland Harbor today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highland Harbor.

Best Buy
Buyers who want a consistent early-2000s, mid-size home in an established Winter Haven pocket.
Biggest Risk
No active listings and one recent closing make timing and pricing a patience game.
Sweet Spot
A well-maintained or updated home near the median 2,210 square feet.
Avoid If
You need to buy now or want several homes to compare at once.

A finished community with almost no live inventory

Seventy homes, all built within a three-year span, means the housing stock is consistent and the community is fully established - there is no new construction phase left to absorb. The median living area near 2,210 square feet suggests mid-size, single-family floor plans rather than a mix of small and large product. With no active listings and a single recent closing, pricing conversations have to lean on condition and comparable sales history rather than what is on the shelf today.

No community amenities surface from current MLS listings, so buyers should evaluate this as a straightforward residential pocket and weigh location and the home itself rather than a shared amenity package. If amenities exist on the ground that the listings do not capture, confirm them directly before you assume them.

“

The location and the amenities are priced into every listing in Highland Harbor. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 70-home community with no active listings, the deal happens off the thin data that exists and often before a home is widely marketed. We track the closings that do occur, keep a line on owners who may be ready to sell, and price from condition rather than guesswork - which is exactly what a market this quiet demands.

Highland Harbor in 15 seconds.

Best forBuyers who want a consistent early-2000s, mid-size home in an established Winter Haven pocket.
Biggest advantageAn established, built-out community with a largely owner-occupied street and no new-construction overhang.
Biggest riskNo active listings and one recent closing make timing and pricing a patience game.
Sweet spotA well-maintained or updated home near the median 2,210 square feet.
Avoid ifYou need to buy now or want several homes to compare at once.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highland Harbor sales matched to your home.

What is your Highland Harbor home worth?

Get a no-obligation home value based on real comparable sales in Highland Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Winter Haven →

Real comps, not an automated estimate.
Highland Harbor key facts
LocationWinter Haven, Polk County, FL · ZIP 33884
Homes in the community70 (FL DOR 2025 assessment roll)
Years built2002–2004 (median 2003.0)
Typical living area2,210 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share54%
Zoned public schoolsPolk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Highland Harbor key facts,” movewithmomentum.com/neighborhoods/highland-harbor, data as of August 2, 2026.

Housing distress & ownership in HIGHLAND HARBOR, Winter Haven

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
10.53%
2 of 19 listings · short sale 2
Distress share trend - 10.53% now (2026-08-10 → 2026-10-27)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Email me new listings in Highland Harbor

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Highland Harbor

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Highland Harbor will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Highland Harbor?
The Florida DOR 2025 assessment roll shows 70 homes in Highland Harbor (public records).
What share of Highland Harbor is owner-occupied?
54% of Highland Harbor parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Highland Harbor built?
Homes in Highland Harbor were built between 2002 and 2004, with a median year built of 2003.0 (FL DOR 2025 roll).
Do cash buyers compete in Highland Harbor?
Cash buyers took 0% of Highland Harbor sales in the 12 months ending June 2025 (0 of 5 closings, Stellar MLS).
What schools serve Highland Harbor?
Highland Harbor is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Highland Harbor?
The best agent for Highland Harbor is one who actively works Winter Haven and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Highland Harbor.
How do I find a top Winter Haven real estate agent who knows Highland Harbor?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Highland Harbor and the wider Winter Haven area.
Can Momentum Realty connect me with an agent for Highland Harbor?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Highland Harbor purchase or sale - no call center and no pressure.
Where is Highland Harbor, and what county is it in?
Highland Harbor is in Winter Haven, Polk County, FL, ZIP 33884.
Buying to hold in an established, built-out community rather than chasing new constructionExcellent fit
Buyers who can wait for the right home to list and move quickly when it doesExcellent fit
Seeking a consistent mid-size early-2000s floor plan around 2,210 square feetExcellent fit
Needing to close on a purchase inside a short, fixed timelineProbably not
Wanting a shared-amenity community with pools, gates, or clubhousesProbably not
Buyers who want multiple active listings to compare side by sideProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 30, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 33884))
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2008 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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