Horizon Meadows
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Horizon Meadows in St Cloud, FL has 1 home for sale. As of September 2026, the MLS records 1 closed sale in Horizon Meadows in St Cloud, FL, the most recent in November 2022. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Horizon Meadows is not really a market yet in the way we usually measure one. With only two active listings and a single home represented in current MLS activity, there is not enough transaction volume here to talk about pricing trends, absorption, or negotiating leverage with any confidence. Anyone quoting you a market trajectory for this community is guessing.
The one data point worth noting is that none of the current inventory shows a homestead exemption on file. That typically points to recently built or recently sold homes, or properties held as second homes or rentals rather than long-held primary residences. It is a small signal, not a conclusion, but it is consistent with a community still in its early occupancy phase.
The 60-Second Overview
Horizon Meadows sits in Osceola County with a very thin current MLS footprint, two active listings and a single home showing in the data, which puts it early in its lifecycle rather than in a mature resale pattern.
County records show 3 qualified sales in Horizon Meadows across 2024 - 2025 (1 in 2024, 2 in 2025), median $590,600 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Horizon Meadows is best for.
Best for
- A buyer focused on a specific home rather than an established community reputation
- A buyer who wants direct, verified answers from the builder or HOA rather than relying on aggregated data
- A buyer comfortable moving in a low-inventory setting with limited comparable sales
Probably not for
- A buyer who needs multiple years of resale data before making a decision
- A buyer who requires a confirmed, documented amenity package upfront
- A buyer relying on median-price trend lines to negotiate, since volume here is too thin to support one
The market around Horizon Meadows
Horizon Meadows is too small for its own price trend, so here is the market around it.
In ZIP 34772, 496 homes are on the market and 26% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34772 (ST CLOUD), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Horizon Meadows specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
HORIZON MEADOWS Market Scorecard
HORIZON MEADOWS is currently a thin data market. Limited supply, a median asking price of $589,000, and homes go under contract in about 60 days.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Horizon Meadows
Live MLS inventory for Horizon Meadows. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Horizon Meadows listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2022. Tap any home to ask about it.
Every Home for Sale in Horizon Meadows St Cloud Right Now (1)
All 1 active and pending Horizon Meadows St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 0 Cord Avenue · $589,000 · 4 bd / 2 ba · listed Aug 13, 2026 · listed by Snow Realty And Investments Inc
The Horizon Meadows buying strategy.
If we were buying in Horizon Meadows today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Horizon Meadows.
A market still forming
There is no meaningful way to characterize price behavior, days on market, or buyer competition in Horizon Meadows right now. Two listings do not make a market curve, and drawing conclusions from that small a sample would be misleading. What we can say is that the community has not yet built up the kind of resale history or amenity documentation that lets us speak to lifestyle positioning with confidence.
No community amenities have been identified from current MLS listings. That does not necessarily mean none exist, only that the data feeding this snapshot does not yet capture them. If amenities matter to your decision, that is a question to verify directly with the builder or HOA rather than assume from the listing sheet.
The location and the amenities are priced into every listing in Horizon Meadows. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on data, the value we add is mostly in verification, not analysis. We will confirm builder details, HOA structure, and any amenity plans directly rather than relying on an MLS snapshot that has not caught up to the ground truth, and we will tell you plainly if there is not yet enough of a track record to price with confidence.
Horizon Meadows in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Horizon Meadows buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Horizon Meadows sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Horizon Meadows, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Horizon Meadows home worth?
Get a no-obligation home value based on real comparable sales in Horizon Meadows, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Horizon Meadows on the map →
Should you buy in Horizon Meadows?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Horizon Meadows fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Horizon Meadows
Where is Horizon Meadows?
Horizon Meadows is a community in ST CLOUD, Osceola County, Florida, ZIP 34772.
Are there homes for sale in Horizon Meadows right now?
Yes - 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Horizon Meadows have an HOA or CDD?
No HOA is on record for Horizon Meadows in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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