Hursts in Panama City

Hursts
Homes for Sale in Panama City, FL

All 245 homes for sale in Panama City, FL · median $349,900 · 117 homes for sale in 32401 · Bay County homes for sale

Community in Panama City · Bay County · ZIP 32401
43 homesBuilt 1935–2022
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Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Hursts in Panama City, FL has 4 homes for sale, asking from $259,900 to $365,000 (median $289,450). Homes listed or recently sold were built 1950–1952; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft).

Live · Hursts Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
20%
Under contract
Bay: 17% (528 of 3,043)
4 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
44%
Owner-occupied · Hursts
22 of 50 parcels homesteaded (FL DOR 2025)
56%
Non-owner-occupied · Hursts
incl. 10% trust or LLC-held · 8% out-of-state
43
Homes in the community
plus 7 vacant residential lots · 50 residential parcels (FL DOR 2025)
Track record · 14 years of records
5
Recorded sales · 2024-2025
median $212K · qualified sales on the county roll (FL DOR 2025)
Est. 1935
Community established
homes built 1935-2022, median 1952 (FL DOR 2025)
2.3%/yr
Turnover rate
about 1 of 43 homes trade a year

Homes For Sale Right Now in Hursts

Live MLS inventory for Hursts. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hursts listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Hursts is an older, established pocket of Panama City where price is driven almost entirely by condition, not by a common floor plan or amenity package. With a median build year of 1955 and a stock that stretches from 1902 to 2024, you are comparing homes that have been fully reworked against homes that have barely been touched — so two addresses on the same block can price worlds apart. Read every listing on its systems, roof, and updates rather than its square footage; at a median of about 1,427 living feet, the interior work matters more than the number.

There are 312 homes here, which is a real inventory base to shop against. The homestead share sits right around 45%, meaning a meaningful slice of this stock is held for reasons other than owner-occupancy — worth noting if you are pricing against, or competing with, non-owner sellers. Buyers should underwrite renovation cost honestly and sellers should not assume a neighbor's updated comp carries over to an un-updated house.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Hursts is a mature Panama City neighborhood in Bay County with a wide age spread and no shared amenity structure — the value story is about the individual house, not the community package.

CPAR sales records identify 6 homes in Hursts that have changed hands since 2023, built between 1950 and 2022 (median 1952), with a median living area of about 1,500 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Hursts across 2024–2025 (2 in 2024, 3 in 2025), median $212,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a renovation budget who want to add value to an older, modestly sized home
  • Value-focused buyers willing to trade newer construction for location and character
  • Investors weighing a market where a large share of stock is held non-homestead

Probably not for

  • Buyers who need a turnkey new build and no deferred maintenance
  • Anyone counting on HOA-managed amenities or shared community facilities
  • Buyers who want uniform, predictable pricing across comparable homes

The market around Hursts

Hursts is too small for its own price trend, so here is the market around it.

In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Hursts specifically. Momentum Research analysis of MLS records.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Hursts today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hursts.

Best Buy
Buyers comfortable evaluating older homes on their condition and update history.
Biggest Risk
Wide variation in age and condition means renovation cost can swing the true price dramatically.
Sweet Spot
A mid-century house with documented updates priced against honest, condition-matched comps.
Avoid If
You want shared amenities or a uniform, move-in-turnkey subdivision.

An age-diverse stock where condition is the whole game

A build range from 1902 to 2024 tells you this area has been filled in over more than a century, with new construction inserted alongside genuinely historic housing. The median build year of 1955 anchors most of the inventory in the mid-century era, which typically means smaller footprints, older mechanicals, and renovation upside for buyers willing to do the work. The median living area near 1,427 square feet reinforces that this is a modestly sized stock rather than a large-lot, large-home enclave.

No community amenities were identified from current MLS listings, so budget nothing for shared facilities and expect no HOA-style overlay to lean on. That puts the burden of due diligence squarely on the property: age of roof and systems, any additions, and whether prior updates were permitted. For sellers, it also means your differentiation is your house — condition, updates, and honest disclosure carry the price here.

“

The location and the amenities are priced into every listing in Hursts. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this varied, a general market average will mislead you. We comp house-by-house — matching build era, footprint, and level of updates — so you are not paying renovated money for un-renovated bones, or underpricing a home that has quietly been brought up to date. That discipline is where our read earns its keep in Hursts.

Hursts in 15 seconds.

Best forBuyers comfortable evaluating older homes on their condition and update history.
Biggest advantageA deep, age-diverse stock of 312 homes gives you real choice at a modest median footprint.
Biggest riskWide variation in age and condition means renovation cost can swing the true price dramatically.
Sweet spotA mid-century house with documented updates priced against honest, condition-matched comps.
Avoid ifYou want shared amenities or a uniform, move-in-turnkey subdivision.

What it really costs to own in Hursts

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $2,347/yr across 4 listings here (MLS tax records, 2026-10-20).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1950 across 8 listings. An original roof here would be about 76 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Hursts

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Hursts

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hursts will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Hursts homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Hursts.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hursts sales matched to your home.

What is your Hursts home worth?

Get a no-obligation home value based on real comparable sales in Hursts, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City →

Real comps, not an automated estimate.

Recently off market in Hursts

Homes in Hursts that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Hursts key facts
LocationPanama City, Bay County, FL · ZIP 32401, 32404
Homes in the community43 (FL DOR 2025 assessment roll)
Years built1935–2022 (median 1952)
Typical living area1,437 sq ft (median)
For sale right now4 active, 1 pending · median asking $269,450
Owner-occupied (homestead) share44%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hursts key facts,” movewithmomentum.com/neighborhoods/hursts, data as of September 20, 2026.

Housing distress & ownership in Hursts, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
5.0%
1 of 20 listings · auction 1
Distress share trend — 5.0% now (2026-08-12 → 2026-10-10)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Hursts

The newest homes for sale in Hursts right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Hursts Right Now (4)

All 4 active and pending Hursts listings with a detail page, newest first, refreshed twice a day from the MLS.

How much local inventory is already under contract

14% of homes for sale in ZIP 32401 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Frequently Asked Questions

How many homes are in Hursts?
The Florida DOR 2025 assessment roll shows 43 homes plus 7 vacant residential lots in Hursts (public records).
What share of Hursts is owner-occupied?
44% of Hursts parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Hursts built?
Homes in Hursts were built between 1935 and 2022, with a median year built of 1952 (FL DOR 2025 roll).
Who is the best real estate agent for Hursts?
The best agent for Hursts is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hursts.
How do I find a top Panama City real estate agent who knows Hursts?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hursts and the wider Panama City area.
Can Momentum Realty connect me with an agent for Hursts?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hursts purchase or sale - no call center and no pressure.
Where is Hursts, and what county is it in?
Hursts is in Panama City, Bay County, FL, ZIP codes 32401, 32404. The community's center is about 10 miles northwest of the center of Panama City (straight-line).
Buyers with a renovation budget who want to add value to an older, modestly sized homeExcellent fit
Value-focused buyers willing to trade newer construction for location and characterExcellent fit
Investors weighing a market where a large share of stock is held non-homesteadExcellent fit
Buyers who need a turnkey new build and no deferred maintenanceProbably not
Anyone counting on HOA-managed amenities or shared community facilitiesProbably not
Buyers who want uniform, predictable pricing across comparable homesProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32401/32404))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Hursts with Momentum Realty’s local guides.

Oakland Terrace0.4 mi away · 4 for saleSaint Andrews Harbour0.4 mi awayWare Estate0.5 mi awayOak Hill0.5 mi awayGwaltney Estates0.6 mi away · median $420K, 3 sales/12 moLandmark On St Andrews Bay0.6 mi away · median $185K, 7 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Hursts? 1 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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