Isla Mirada in San Antonio

Isla Mirada Homes for Sale in San Antonio, FL

New DRB Homes townhomes, 1,788–1,995 sq ft, from $359,990 · Inside the Mirada master plan, off SR 52 · ZIP 33576

The DRB Homes gated townhome section inside Mirada, the Metro Development Group lagoon community off SR 52 in San Antonio, Pasco County: 3-bedroom, 2.5-bath townhomes with 2-car garages from the high $350s, marketed by the builder as backing the 15-acre Mirada Lagoon.

Gated townhomesMirada Lagoon accessActively selling (2026)
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Base pricing and quick move-in figures are the builder's published numbers as of July 10, 2026 and change without notice; some aggregators still show an older $349,990 start. Isla Mirada (formerly Townes at Mirada) is one section of the larger Mirada master plan; do not confuse it with the D.R. Horton, Lennar, WestBay, Maronda, Casa Fresca, Ryan Homes, Dream Finders, Eagles Cove, or age-restricted Medley sections. Confirm current pricing, the full fee stack, and lagoon membership terms with DRB Homes and the community manager.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Isla Mirada is DRB Homes' gated townhome section inside Mirada, Metro Development Group's lagoon community in San Antonio, Pasco County. The durable draws are the 15-acre Mirada Lagoon (developer-billed as the largest man-made lagoon in the U.S., grand opening reported June 2023), a 2-car garage on every townhome, the gated entry, and lagoon-backing homesites the builder leans on hard in its marketing. The honest gaps are the fee stack and the competition: buyers here pay a townhome HOA reported around $300+ per month, a master HOA, a real CDD assessment on the tax bill, and a separate lagoon membership, all while cheaper townhomes (Ryan Homes, from the $260s) and cheaper single-family sections sell inside the same master plan. The buy case is the specific product niche: new construction, gate, garage, lagoon position. Stack every fee in writing, verify the CDD on the Pasco County tax roll, and confirm which homesites actually back the lagoon before paying for the position."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Mirada is one of Metro Development Group's connected-city lagoon communities along the SR 52 corridor in east-central Pasco County, anchored by the 15-acre Mirada Lagoon, which held its reported public grand opening in June 2023 and is billed by the developer as the largest man-made lagoon in the U.S. In February 2026 the developer announced Mirada ranked among America's top-selling master-planned communities of 2025. Multiple builders sell separate sections here at very different price points.

Isla Mirada is the DRB Homes townhome section, formerly marketed as Townes at Mirada: gated, two plans (Aruba, 1,788 sq ft; Bimini, 1,995 sq ft), 3 bedrooms, 2.5 baths, 2-car garages on every home, from $359,990 as of July 10, 2026, with quick move-ins to about $420,000. Third-party data indicates roughly 112 homes planned; confirm the count with the builder. It is a distinct section from every other Mirada builder community, including DRB's own single-family Eagles Cove at Mirada.

Best for

  • Buyers who want new construction with a builder warranty and a lock-and-leave townhome structure
  • Buyers who will actually use the Mirada Lagoon and accept its separate membership fee
  • Buyers who want a 2-car garage, which not all townhome product in this corridor offers
  • Buyers comfortable with a layered fee stack: townhome HOA, master HOA, CDD, and lagoon membership

Probably not for

  • Buyers hunting the cheapest entry into Mirada; other sections start meaningfully lower
  • Buyers who want a yard, single-family privacy, or no shared walls
  • Buyers who assumed lagoon access was free with the HOA
  • Buyers who need settled, built-out surroundings rather than an actively building master plan

How Isla Mirada is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Isla Mirada listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Isla Mirada buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Mirada LagoonInside the community · 15-acre lagoon; separate membership fee applies
I-75 via SR 52About 10 to 15 minutes · Confirm your rush-hour timing; SR 52 carries corridor growth traffic
Tampa Premium Outlets / Wesley Chapel retailAbout 20 to 25 minutes · Major shopping, dining, and services to the southwest
Downtown TampaRoughly 40 minutes · Via SR 52 and I-75/I-275; traffic dependent
Dade CityAbout 15 minutes · Historic Pasco County seat; commonly listed school campuses are here

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Isla Mirada Homes for Sale in San Antonio, FL with Momentum Realty’s local guides.

ECEagles Cove at Mirada Homes for Sale in San Antonio, FLSan Antonio, FL · 0.8 miSMShores at Mirada Homes for Sale in San Antonio, FLSan Antonio, FL · 0.9 miMirada Homes for Sale in San Antonio, FLMirada Homes for Sale in San Antonio, FLSan Antonio, FL · 1.0 miMRMeadow Ridgeat Epperson Homes for Sale in Wesley Chapel, FLWesley Chapel, FL · 1.3 miTBTampa Bay Golfand Tennis Club Homes for Sale in San Antonio, FLSan Antonio, FL · 1.5 miPasadena Woods Homes for Sale in Wesley Chapel, FLPasadena Woods Homes for Sale in Wesley Chapel, FLWesley Chapel, FL · 1.6 miAFAcacia Fields Homes for Sale in Dade City, FLDade City, FL · 1.7 miMirada Townhomes in San Antonio, FLMirada Townhomes in San Antonio, FLSan Antonio, FL · 1.7 miRSRosewood SouthSan Antonio Homes for SaleSan Antonio, FL · 1.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Isla Mirada (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Isla Mirada is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PK-5, Dade City (commonly listed; verify zoning by address)

San Antonio Elementary School

Public 6-8, Dade City (commonly listed; verify zoning by address)

Pasco Middle School

Public 9-12, Dade City (commonly listed; verify zoning by address)

Pasco High School

Buying with schools in mind? We can confirm the exact zoned schools for any Isla Mirada address.

The takeaway

What is shaping value here is the SR 52 corridor build-out: Mirada's lagoon opened to a reported public grand opening in June 2023, the developer announced in February 2026 that Mirada ranked among America's top-selling master-planned communities of 2025, and multiple builders are still adding sections. Strong demand momentum, but new inventory inside the same master plan competes directly with any resale.

Recent Developments in Isla Mirada

Our read on what is being built around Isla Mirada, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishMixed to positive

Lagoon operating and developer-reported sales momentum

2023-2026
BullishNotable impact
SignificanceRadius: Community

The 15-acre lagoon has been operating since its reported June 2023 grand opening, and the developer's February 2026 announcement placed Mirada among the top-selling U.S. master plans of 2025. An operating headline amenity plus demonstrated absorption supports the section's core value story.

Active new-construction competition inside the master plan

Ongoing (2026)
NeutralNotable impact
SignificanceRadius: Community

Ryan Homes townhomes from the $260s, Dream Finders, Maronda, D.R. Horton, and other sections were selling inside Mirada as of mid-2026. While builders are actively selling, any Isla Mirada resale competes with new homes and builder incentives, including DRB's own advertised flex cash.

SR 52 corridor growth and infrastructure

Ongoing
NeutralModerate impact
SignificanceRadius: Area

The SR 52 corridor between I-75 and Dade City is one of Pasco County's fastest-building areas. That brings retail, schools, and road investment over time, but also construction traffic and continued new supply competing for the same buyers in the near term.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Isla Mirada, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Isla Mirada, this is the order of operations we would run, and the one we run for our clients.

    1

    Stack the full monthly carry in writing: townhome HOA (reported around $300+ per month, July 2026 aggregator data), Mirada Master HOA ($237.01 per quarter on the 2023 fee sheet), CDD assessment, and the separate lagoon membership. Get current figures from DRB and from Breeze (Mirada@BreezeHome.com).

    2

    Verify the CDD on the Pasco County tax roll for the specific homesite, including which district applies (Mirada CDD vs. Mirada II CDD) and the current O&M plus debt-service total; 2023 townhome figures ran roughly $950 to $1,693 per year and current reporting cites higher numbers.

    3

    Confirm the lagoon membership terms: the 2023 fee sheet listed $35 per month plus tax and a one-time $1,000-plus-tax townhome initiation fee at closing; the lagoon is independently owned by Metro Lagoons, so confirm the 2026 schedule and what resident access includes.

    4

    Confirm school zoning by address with Pasco County Schools; listings commonly show San Antonio Elementary, Pasco Middle, and Pasco High, but boundaries in this corridor have been changing as new campuses open.

    5

    Confirm which homesites actually back the lagoon on the site plan before paying a position premium, and cross-shop Eagles Cove at Mirada and the other Mirada sections before you commit.

    Best Buy
    A lagoon-backing or lagoon-side homesite bought with the full fee stack (both HOAs, CDD, lagoon membership) confirmed in writing and any live builder incentive applied
    Biggest Risk
    Budgeting off the base price and discovering the layered HOA, CDD, and lagoon fees at closing, or paying a lagoon-position premium for a homesite that does not actually back the lagoon
    Best Lot
    Lagoon-backing sites over interior rows; the quick move-in pricing spread on July 10, 2026 already showed the premium
    Smart Timing
    Actively selling with two plans and advertised flex cash through July 31, 2026; incentives and base prices change monthly, so verify what is live when you shop
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    New-construction townhomes, 3 bedrooms, 2.5 baths, 2-car garages, 1,788 to 1,995 sq ft, two plans (Aruba and Bimini), actively selling as of July 2026

    Builder

    DRB Homes (DRB Group Florida, LLC); the community was formerly marketed as Townes at Mirada before the Isla Mirada rebrand

    Pricing

    Base pricing from $359,990 (Aruba) and $379,990 (Bimini) as of July 10, 2026; quick move-ins listed $369,990 to $419,990; some aggregators still show an older $349,990 starting price

    Distinct from

    Not the same as the other Mirada sections: Mirada by D.R. Horton, Lennar, Homes by WestBay, Maronda, Casa Fresca, Ryan Homes townhomes, Shores at Mirada (Dream Finders), Eagles Cove at Mirada (DRB single-family), or the age-restricted Medley at Mirada; confirm which section a listing means

    Costs & Fees

    HOA

    A townhome HOA reported around $300+ per month covering exterior grounds and structure maintenance, pest control, and cable/internet per aggregator data (July 2026), plus the Mirada Master HOA, listed at $237.01 per quarter on the developer's 2023 fee sheet; confirm both current figures in writing with the builder and Breeze (Mirada@BreezeHome.com)

    CDD

    Mirada has real CDD assessments (Mirada CDD and Mirada II CDD). The developer's FY2023 fee sheet showed townhome CDD totals from about $950.51 (lagoon townhome, O&M only) to $1,693.01 per year; third-party 2026 reporting cites higher current figures. Confirm which district and the exact current assessment for the specific homesite on the Pasco County tax roll before you offer

    Lagoon

    The Mirada Lagoon is independently owned and operated (Metro Lagoons), not part of the HOA or CDD. The 2023 published fee sheet listed $35 per month plus tax, and a one-time townhome initiation fee of $1,000 plus tax paid at closing; confirm the current 2026 fee schedule directly

    Amenities

    Mirada Lagoon

    The 15-acre Mirada Lagoon, billed by developer Metro Development Group as the largest man-made lagoon in the U.S., with swimming, kayaking, paddleboarding, a swim-up bar, and beach areas; public grand opening reported June 2023

    Lagoon-backing gated section

    DRB markets Isla Mirada as the only gated luxury townhomes with a 2-car garage backing the Mirada Lagoon; confirm the gate and which homesites actually back the lagoon on the site plan

    Master-plan amenities

    Mirada includes walking trails, a dog park, tot lot, and green spaces, and Metro Places communities are marketed with ULTRAFi high-speed internet; confirm what is included for Isla Mirada specifically

    Low-maintenance structure

    Townhome HOA covers exterior care, so this is a lock-and-leave product rather than a yard-maintenance one; confirm the exact scope in writing

    Location

    Setting

    Inside the Mirada master-planned community off SR 52 in San Antonio, FL 33576, east-central Pasco County; the DRB sales office is at 11138 Tidepool Court, with quick move-ins on Spanish Mission Road and Azure Beach Drive

    Highways

    SR 52 connects west to I-75 (several miles) for the run south to Wesley Chapel, Tampa, and Tampa International Airport; confirm your specific commute at rush hour, since SR 52 carries the corridor's growth traffic

    Errands

    Everyday retail is developing along the SR 52 corridor; the established Wesley Chapel retail centers, including Tampa Premium Outlets and The Shops at Wiregrass, are the major destinations to the southwest

    The Homes & Style

    Isla Mirada is the DRB Homes gated townhome section inside Mirada, the Metro Development Group lagoon community off SR 52 in San Antonio, Pasco County. It was formerly marketed as Townes at Mirada before the rebrand, so both names show up in older listings and maps.

    One thing to get straight before anything else: despite what some third-party summaries imply, this is a townhome community, not single-family. Two plans were offered as of July 2026: the Aruba, 3 bedrooms, 2.5 baths, 1,788 square feet, from $359,990, and the Bimini, 3 to 4 bedrooms, 2.5 baths, 1,995 square feet, from $379,990. Every home gets a 2-car garage, which is unusual for townhome product at this price point in the corridor.

    Quick move-in homes were listed from $369,990 to $419,990 on July 10, 2026, on Spanish Mission Road and Azure Beach Drive, and the price spread there is the lot: the higher-priced quick move-ins sit on the Azure Beach Drive side toward the lagoon. Some aggregators still show an older $349,990 starting price, so treat any published number as a snapshot and confirm current pricing with the sales office.

    DRB markets the section as the only gated luxury townhomes with a 2-car garage backing the Mirada Lagoon. That is a builder claim, but the two parts that matter are checkable: whether the gate is installed and operating, and which specific homesites actually back the lagoon on the site plan. Confirm both on your homesite before you attach a premium to either.

    Third-party data indicates roughly 112 homes planned in the section; confirm the current lot count and remaining inventory with the builder. DRB advertised up to $40,000 in flex cash on select to-be-built homes through July 31, 2026, usable toward closing costs, rate buydowns, or design options; incentives change monthly, so verify what is live when you shop.

    Living Here

    The headline amenity is the Mirada Lagoon: 15 acres of filtered swimming water with beach areas, kayaking, paddleboarding, and event programming, billed by the developer as the largest man-made lagoon in the U.S. Its public grand opening was reported in June 2023.

    Understand the lagoon's structure before you budget, because it trips up buyers: the lagoon is independently owned and operated by Metro Lagoons, not by the HOA or the CDD. Residents pay a separate lagoon membership, published at $35 per month plus tax on the developer's 2023 fee sheet, plus a one-time initiation fee at closing that was $1,000 plus tax for townhomes in 2023. Confirm the current 2026 fee schedule and exactly what resident access includes, since the lagoon also sells day passes to the general public.

    Beyond the lagoon, Mirada is a large, still-building master plan: walking trails, a dog park, a tot lot, and green space, with Metro's ULTRAFi internet marketed across its connected-city communities. In February 2026 the developer announced Mirada was ranked among America's top-selling master-planned communities of 2025. That cuts both ways for a buyer: strong momentum and amenities, but also years of construction traffic and new sections competing with your resale.

    The location is east-central Pasco County off SR 52. The I-75 interchange is several miles west, and the established Wesley Chapel retail, including Tampa Premium Outlets and The Shops at Wiregrass, anchors errands to the southwest. Drive your actual commute at rush hour before you buy; SR 52 carries the corridor's growth traffic.

    Before You Offer

    Stack the full monthly carry in writing before you fall for the base price, because Mirada layers fees: a townhome HOA reported around $300+ per month (aggregator data, July 2026, listed as covering exterior grounds and structure maintenance, pest control, and cable/internet), the Mirada Master HOA at $237.01 per quarter on the 2023 fee sheet, the CDD assessment on the tax bill, and the separate lagoon membership. Get each figure current and in writing from the builder and from Breeze, the community manager.

    Verify the CDD math for your specific homesite on the Pasco County tax roll. Mirada runs two districts, Mirada CDD and Mirada II CDD, and the 2023 fee sheet showed townhome totals from about $950.51 per year (lagoon townhomes, O&M only, no debt service) to $1,693.01 (Mirada II townhomes, with debt service). Third-party 2026 reporting cites higher current figures. Which district and which rate applies to Isla Mirada's lots is exactly the kind of thing to confirm on the tax roll, not from a sales brochure.

    Confirm what the school zoning actually is by address with Pasco County Schools. Listings commonly show San Antonio Elementary, Pasco Middle, and Pasco High (all in the Dade City area), but the newer Cypress Creek and Kirkland Ranch campuses sit within a few miles, and Pasco County has been redrawing boundaries as the corridor builds out. Do not rely on an aggregator's school list here.

    Confirm which Mirada section you are actually buying. Mirada contains many builder sections at very different price points: D.R. Horton, Lennar, Homes by WestBay, Maronda, Casa Fresca, Ryan Homes townhomes from the $260s, Shores at Mirada by Dream Finders, DRB's own single-family Eagles Cove at Mirada from the $550s, and the age-restricted Medley at Mirada. Comps, fees, and HOA structures differ by section, so make sure every document says Isla Mirada.

    Comparisons

    Inside Mirada itself, Isla Mirada's direct competitor is the Ryan Homes townhome section, which started in the $260s as of mid-2026: materially cheaper, but without the gate, the 2-car garage on every home, or the lagoon-backing position DRB markets. Against DRB's own Eagles Cove at Mirada, from the $550s, Isla Mirada is the lower-priced, lower-maintenance route into the same lagoon lifestyle, trading a yard and single-family scale for the lock-and-leave structure. Outside the master plan, the honest comparison is Epperson in Wesley Chapel, Metro's first lagoon community, where DRB also builds lagoon-area townhomes: Epperson is closer to the Wesley Chapel retail and I-75, while Mirada has the larger lagoon and newer product. The summary: Isla Mirada wins on the gate, the standard 2-car garage, the lagoon-backing sites, and new-construction warranties, and gives ground on price versus the other Mirada townhomes and on fee stack versus non-lagoon, non-CDD communities in Pasco County.

    Who It Fits

    Isla Mirada fits the buyer who wants new construction with a 2-car garage and a lock-and-leave townhome structure, values the lagoon as a daily amenity and will actually use it, and accepts a layered fee stack (townhome HOA, master HOA, CDD, lagoon membership) as the price of that lifestyle. It does not fit the buyer hunting the cheapest way into Mirada (the Ryan Homes townhomes and several single-family sections start lower), the buyer who wants a yard or single-family privacy, or the buyer who assumed the lagoon was free with the HOA. Anyone considering it should stack every fee in writing, verify the CDD on the Pasco County tax roll, confirm school zoning by address, and confirm which homesites actually back the lagoon before paying a premium for the position.

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    An Aruba (1,788 sq ft) on an interior homesite at base pricing, from $359,990 as of July 10, 2026 — the value way into the gated section with the 2-car garage.

    Lowest entry
    The Core

    A Bimini (1,995 sq ft) or an upgraded Aruba quick move-in in the high $300s, the heart of the section's pricing as of mid-2026.

    Most inventory
    The Top

    A lagoon-backing homesite — the quick move-ins on Azure Beach Drive listed at $404,990 to $419,990 on July 10, 2026 show the position premium; confirm the lagoon-backing claim on the site plan.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    An Aruba (1,788 sq ft) on an interior homesite at base pricing, from $359,990 as of July 10, 2026 — the value way into the gated section with the 2-car garage.
    The Core
    A Bimini (1,995 sq ft) or an upgraded Aruba quick move-in in the high $300s, the heart of the section's pricing as of mid-2026.
    The Top
    A lagoon-backing homesite — the quick move-ins on Azure Beach Drive listed at $404,990 to $419,990 on July 10, 2026 show the position premium; confirm the lagoon-backing claim on the site plan.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    New DRB construction, actively selling with builder warranty (2026)Strong
    2-car garage on every townhome; gated sectionStrong
    15-acre Mirada Lagoon operating since reported June 2023 openingPositive
    Layered fees: townhome HOA, master HOA, CDD, separate lagoon membershipKnow the carry
    Cheaper townhome and single-family sections selling inside the same master planKnow the trade

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Isla Mirada

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The other Mirada townhomes sell price. Isla Mirada sells the gate, the 2-car garage, and the lagoon at your back fence — and charges for all three.

    Jon Brooks · Founder, Momentum Realty
    7.4B · Buy Score
    Resale Strength6.8/10
    Renovation Risk9.2/10
    Location Efficiency7.2/10
    Long-Term Defensibility7.6/10
    Carrying Cost Advantage6.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Isla Mirada is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lagoon-backing sites carry the premium; confirm them on the site plan
    • Interior rows are the value entry at base pricing
    • New construction, so condition risk is minimal; warranty applies
    • End units versus interior townhome units matter for light and resale
    • Quick move-in pricing on July 10, 2026 spread $369,990 to $419,990 by position

    Isla Mirada is new construction, so the buy turns entirely on plan, position, and price rather than condition. The position hierarchy is simple: homesites that actually back the Mirada Lagoon carry the premium — the builder's whole marketing pitch rests on them — followed by end units with extra light and one shared wall, then interior rows at base pricing. The July 10, 2026 quick move-in spread told the story: Aruba plans from $369,990 on Spanish Mission Road up to $419,990 on Azure Beach Drive toward the lagoon. Two cautions: first, verify on the recorded site plan which lots genuinely back the lagoon versus sit near it, because that distinction is the whole premium; second, remember that while the builder is still selling, your future resale competes with new inventory and incentives in the same section, so avoid over-paying for upgrades that the next buyer can order new.

    Isla Mirada in 15 seconds.

    Best forBuyers who want a new gated townhome with a 2-car garage and will actually use the Mirada Lagoon enough to justify its separate membership.
    Biggest advantageThe product niche: builder-marketed as the only gated luxury townhomes with 2-car garages backing the Mirada Lagoon, at a price below the master plan's mid-tier single-family sections.
    Biggest riskThe fee stack — townhome HOA, master HOA, CDD, and lagoon membership — plus resale competition from cheaper new townhomes inside the same master plan.
    Sweet spotA lagoon-backing homesite with every fee confirmed in writing and a live builder incentive (advertised up to $40,000 flex cash through July 31, 2026) applied to rate or closing costs.
    Avoid ifYou want the cheapest way into Mirada, a yard and no shared walls, or a settled community without years of master-plan construction ahead.

    HOA, CDD & Fees

    15-Second Take
    • Gated DRB townhomes inside the Mirada lagoon master plan; actively selling from $359,990 (July 10, 2026)
    • Townhome HOA reported around $300+/month plus a master HOA of $237.01/quarter (2023 sheet); confirm both
    • CDD is real: roughly $950 to $1,693/year for townhomes on the 2023 fee sheet; verify current on the tax roll
    • Lagoon is separate: $35/month plus tax and a $1,000-plus-tax initiation fee per the 2023 sheet; confirm 2026 rates
    • Distinct from every other Mirada builder section, including DRB's own Eagles Cove

    Plan for four layers and confirm each in writing. (1) The Isla Mirada townhome HOA: reported around $300+ per month in aggregator data (July 2026), listed as covering exterior grounds and structure maintenance, pest control, and cable/internet; confirm the exact current figure and scope with DRB Homes. (2) The Mirada Master HOA: $237.01 per quarter on the developer's 2023 fee sheet, managed by Breeze; confirm the current assessment. (3) The CDD: Mirada runs the Mirada CDD and Mirada II CDD, and the 2023 fee sheet showed townhome totals from about $950.51 per year (lagoon townhomes, O&M only) to $1,693.01 (Mirada II townhomes with debt service); confirm which district and the current total on the Pasco County tax roll for the specific homesite. (4) The lagoon membership, covered separately below.

    Per aggregator data (July 2026), the townhome HOA covers cable TV, grounds maintenance, structure maintenance, and pest control; the master HOA covers master-plan common areas. Metro Places communities are also marketed with ULTRAFi high-speed internet bundled into community fees — confirm whether and how that applies to Isla Mirada, and get the full written breakdown of what each association covers before you offer.

    There is no golf course or country club. The headline amenity is the 15-acre Mirada Lagoon, which is independently owned and operated by Metro Lagoons — it is not an HOA or CDD amenity. The developer's published 2023 fee sheet listed a lagoon membership of $35 per month plus tax and a one-time townhome initiation fee of $1,000 plus tax paid by the homeowner at closing. Confirm the current 2026 fee schedule, what resident membership includes, and how resident access interacts with public day-pass sales, directly with Metro Lagoons and the builder.

    Sales office11138 Tidepool Court, San Antonio, FL 33576 (DRB Homes)Quick move-ins on Spanish Mission Road and Azure Beach Drive as of July 2026
    CDDYes — Mirada CDD / Mirada II CDD; 2023 townhome totals roughly $950 to $1,693 per yearConfirm the district and current assessment on the Pasco County tax roll for the specific homesite
    Builder / statusDRB Homes (formerly marketed as Townes at Mirada); actively selling, two plans, as of July 10, 2026Third-party data indicates roughly 112 homes planned; confirm count and remaining inventory with the builder
    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Isla Mirada, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Eagles Cove at Mirada, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Isla Mirada home worth?

    Get a no-obligation home value based on real comparable sales in Isla Mirada matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Isla Mirada on the map →

    Real comps, not an automated estimate.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Isla Mirada Market Scorecard

    Strong seller's market

    Isla Mirada is currently a strong seller's market. About 1.6 months of supply, a median asking price of $984,000, and homes go under contract in about 30 days.

    1.6
    Months supply
    $984,000
    Median list
    $840,000
    Median sold
    $314
    Per sqft
    30
    Days on mkt
    6/6/45
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $459,079, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Isla Mirada?
    Inside the Mirada master-planned community off SR 52 in San Antonio, FL 33576, in east-central Pasco County. The DRB Homes sales office is at 11138 Tidepool Court, with homes on streets including Spanish Mission Road and Azure Beach Drive. I-75 is several miles west via SR 52.
    Are these single-family homes or townhomes?
    Townhomes. Some third-party summaries mislabel the product, but Isla Mirada is a townhome section: 3 bedrooms, 2.5 baths, 1,788 to 1,995 square feet, with a 2-car garage on every home. DRB's single-family section inside Mirada is Eagles Cove at Mirada, a separate community.
    Is Isla Mirada the same as Townes at Mirada?
    Yes — Isla Mirada was formerly marketed as Townes at Mirada, so both names appear in older listings and third-party sites. It is the same DRB Homes townhome section.
    What do homes cost at Isla Mirada?
    As of July 10, 2026, DRB's published base pricing was $359,990 for the Aruba (1,788 sq ft) and $379,990 for the Bimini (1,995 sq ft), with quick move-ins listed from $369,990 to $419,990. Some aggregators still show an older $349,990 start. Pricing changes without notice, so confirm current numbers with the sales office.
    What floor plans are offered?
    Two plans as of July 2026: the Aruba, 3 bedrooms, 2.5 baths, 1,788 square feet; and the Bimini, 3 to 4 bedrooms, 2.5 baths, 1,995 square feet. Both include a 2-car garage, and select homes offer covered lanais and flex space.
    Is Isla Mirada gated?
    DRB markets Isla Mirada as a gated townhome community — its tagline calls it the only gated luxury townhomes with a 2-car garage backing the Mirada Lagoon. Confirm the gate's current status and operation with the sales office when you visit.
    Do Isla Mirada residents get access to the Mirada Lagoon?
    Yes, Mirada residents have access to the 15-acre Mirada Lagoon, but it is not free with the HOA. The lagoon is independently owned and operated by Metro Lagoons, with a separate membership published at $35 per month plus tax on the developer's 2023 fee sheet, plus a one-time townhome initiation fee of $1,000 plus tax at closing. Confirm the current 2026 fee schedule directly.
    What is the Mirada Lagoon?
    A 15-acre man-made recreational lagoon — billed by developer Metro Development Group as the largest in the U.S. — with swimming areas, beaches, kayaking, paddleboarding, and event programming. Its public grand opening was reported in June 2023, and it also sells day passes to the general public.
    What are the HOA fees at Isla Mirada?
    Two layers. The townhome HOA is reported around $300+ per month in aggregator data (July 2026), listed as covering exterior grounds and structure maintenance, pest control, and cable/internet. The Mirada Master HOA was $237.01 per quarter on the developer's 2023 fee sheet. Confirm both current figures and their exact scope in writing with DRB Homes and Breeze, the community manager.
    Does Isla Mirada have a CDD?
    Yes. Mirada carries real CDD assessments through the Mirada CDD and Mirada II CDD. The developer's 2023 fee sheet showed townhome totals from about $950.51 per year (lagoon townhomes, O&M only) to $1,693.01 (Mirada II townhomes with debt service), and third-party 2026 reporting cites higher current figures. Confirm which district and the exact current assessment for the specific homesite on the Pasco County tax roll before you offer.
    What does the full monthly carry look like?
    Stack four items on top of the mortgage: the townhome HOA, the master HOA, the CDD assessment on the tax bill, and the lagoon membership. Published and reported figures exist for each (see this page's HOA and CDD section), but every one should be confirmed current and in writing before you budget — this fee stack is the most common surprise for Mirada buyers.
    What schools are zoned for Isla Mirada?
    Listings commonly show San Antonio Elementary (PK-5), Pasco Middle, and Pasco High, all in the Dade City area. However, the newer Cypress Creek and Kirkland Ranch campuses sit within a few miles, and Pasco County has been adjusting boundaries as the SR 52 corridor builds out. Confirm current zoning by the specific address with Pasco County Schools before you buy.
    How is Isla Mirada different from the other Mirada communities?
    Mirada contains many separate builder sections: single-family by D.R. Horton, Lennar, Homes by WestBay, Maronda, Casa Fresca, and Dream Finders (Shores at Mirada); townhomes by Ryan Homes; DRB's single-family Eagles Cove at Mirada; and the age-restricted Medley at Mirada. Isla Mirada is specifically DRB's gated townhome section. Pricing, HOA structures, and CDD rates differ by section, so confirm which community every listing and document refers to.
    Are there builder incentives right now?
    As of July 2026, DRB advertised up to $40,000 in flex cash on select to-be-built homes at Isla Mirada through July 31, 2026, usable toward closing costs, rate buydowns, design options, or price. Incentive terms are detailed and change monthly, so confirm what is live and get the math in writing.
    How is the commute from Isla Mirada?
    SR 52 runs west several miles to I-75, then south to Wesley Chapel and Tampa; the Wesley Chapel retail corridor is roughly 20 to 25 minutes and downtown Tampa roughly 40 minutes, traffic dependent. SR 52 carries the corridor's growth traffic, so drive your actual commute at rush hour before you commit.
    Who should I call about buying in Isla Mirada?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Pasco County specialist who knows the Mirada sections, the fee stack, and the builder incentive math.
    Do I need my own agent to buy new construction here?
    Yes. The sales office represents the builder. Your own agent represents only you: confirming the full HOA, CDD, and lagoon fee stack, verifying the lagoon-backing claim on the site plan, negotiating incentives, reviewing the contract and warranty, and recommending an independent inspection even on new construction. The builder typically compensates your agent, but confirm the arrangement in writing up front.
    Who is the best real estate agent for Isla Mirada?
    The best agent for Isla Mirada is one who actively works San Antonio and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Isla Mirada.
    How do I find a top San Antonio real estate agent who knows Isla Mirada?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Isla Mirada and the wider San Antonio area.
    Can Momentum Realty connect me with an agent for Isla Mirada?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Isla Mirada purchase or sale - no call center and no pressure.
    Buyers who want new construction with a builder warranty and a lock-and-leave townhome structureExcellent fit
    Buyers who value the 2-car garage and gated entry at this price pointExcellent fit
    Buyers who will use the Mirada Lagoon enough to justify its separate membershipExcellent fit
    Buyers who want a lagoon-backing homesite and will verify the position on the site planExcellent fit
    Buyers who will confirm the full fee stack — both HOAs, CDD, and lagoon membership — in writing before offeringExcellent fit
    Buyers hunting the cheapest entry into Mirada, since other sections start meaningfully lowerProbably not
    Buyers who want a yard, no shared walls, or single-family scaleProbably not
    Buyers who assumed lagoon access was included free with the HOAProbably not
    Buyers who need a settled, built-out community rather than an actively building master planProbably not
    Buyers who cannot absorb a CDD assessment on the tax bill on top of two HOA layersProbably not

    Get the inside read on Isla Mirada

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Isla Mirada home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Isla Mirada specialist will reach out personally, usually the same day.

    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

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