Jernigan S/D
Homes for Sale in Crestview, FL
All 380 homes for sale in Crestview, FL · median $325,450 · 147 homes for sale in 32536 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Jernigan S/D in Crestview, FL has 1 home for sale. Homes listed or recently sold were built 1955–2006; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 218 ft).
Price in Jernigan S/D is driven by condition and vintage more than anything else. With a median year built around 1961 and a stock that stretches back to the mid-1950s, the median sits at $153,700 — a figure that reflects older, smaller footprints (median living area near 1,421 square feet) rather than any single prevailing spec. Expect a wide spread around that median depending on how much updating a given home has seen.
The current posture is thin and slow. Only 2 active listings against 126 homes means very little is trading at any moment, and a median of roughly 98 days on market tells you buyers here take their time. For sellers, that argues for pricing to condition and being patient; for buyers, the pace is on your side, and a well-prepared offer on a dated home has room to negotiate.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Jernigan S/D right now
🔴 Seller-leaning market. 2.4 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 11, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Jernigan S/D is a small, long-established Crestview subdivision of about 126 homes with no amenities identified from current MLS listings — the appeal here is the housing itself and the location, not shared facilities.
Emerald Coast MLS sales records identify 89 homes in JERNIGAN S/D that have changed hands since 2003, built between 1955 and 2021 (median 1981), with a median living area of about 1,152 sq ft and a typical 3-bedroom, 2-bath layout; 99% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in JERNIGAN S/D across 2024–2025 (2 in 2024, 4 in 2025), median $198,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Jernigan S/D. Swipe to explore the community.
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Jernigan S/DPhotos from Emerald Coast MLS listings in Jernigan S/D; content deemed reliable but not guaranteed.
Who Jernigan S/D is best for.
Best for
- Value-focused buyers targeting the mid-$150s who will renovate an older home over time
- Owner-occupants planning to stay put, comfortable with a modest sub-1,500-square-foot footprint
- Patient buyers willing to wait out thin inventory for the right condition
Probably not for
- Buyers who need to close fast in a market with only two active listings
- Those set on new construction, larger homes, or shared community amenities
- Investors expecting quick turnover in a mostly owner-occupied, slow-moving pocket
The market around Jernigan S/D
Jernigan S/D is too small for its own price trend, so here is the market around it.
In ZIP 32536, 209 homes are on the market and 28% are under contract — a steady corner of Crestview.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32536 (Crestview), 88 homes closed in the last 12 months at a median of $331K, up 49.4% year over year, with a median 82 days on market. Right now 57 active and 30 pending listings put supply at about 7.8 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Jernigan S/D specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Jernigan S/D
Live MLS inventory for Jernigan S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Jernigan S/D listings as of 2026-11-09, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Jernigan S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Northwood · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Jernigan S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Jernigan S/D address.
Shop the zone: Homes zoned for Crestview High School
The Jernigan S/D buying strategy.
If we were buying in Jernigan S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Jernigan S/D.
An older, condition-driven pocket
This is a mature neighborhood: build dates run from 1955 to 2023, but the median year built lands around 1961, so the bulk of the housing is decades old. The occasional newer build shows up in that range, which means you can find modern construction next to homes that will need work. Buyers should underwrite each property on its own merits — roof, systems, and prior renovations will explain most of the price variance.
A homestead share near 64% points to a stock that is largely owner-occupied rather than investor-churned, and the low active count reinforces that turnover is modest. With just two homes on the market and a median footprint just over 1,400 square feet, this is a place where you wait for the right listing rather than shop a deep inventory.
The location and the amenities are priced into every listing in Jernigan S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-inventory, slow-moving pocket like this, the value is in reading condition correctly and pricing to it. We know how to separate a genuinely updated home from a cosmetic one, how to structure an offer around inspection findings on older housing, and how to price a sale so it does not sit through the long days-on-market this subdivision tends to see.
Jernigan S/D in 15 seconds.
Tools for a Jernigan S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Jernigan S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Jernigan S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Jernigan S/D home worth?
Get a no-obligation home value based on real comparable sales in Jernigan S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Recently off market in JERNIGAN S/D
Homes in JERNIGAN S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 197 W North Avenue · off market
| Location | Crestview, Okaloosa County, FL · ZIP 32536 |
|---|---|
| Homes in the community | 80 (FL DOR 2025 assessment roll) |
| Years built | 1955–2023 (median 1961.0) |
| Typical living area | 1,414 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Laundry |
| For sale right now | 1 active, 1 pending · median asking $285,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 62% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Jernigan S/D key facts,” movewithmomentum.com/neighborhoods/jernigan-s-d, data as of November 9, 2026.
Housing distress & ownership in JERNIGAN S/D, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Jernigan S D Right Now (1)
All 1 active and pending Jernigan S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 161 W North Avenue · $285,000 · 3 bd / 2 ba · listed Aug 12, 2026 · listed by Keller Williams Realty FWB
More Crestview home searches
- All homes for sale in Crestview, FL
- Homes for sale in Okaloosa County, FL
- Crestview pool homes for sale
- Crestview home values: what is my house worth?
- ZIP 32536 housing scorecard
Crestview guides & data
- Market data
- Best neighborhoods (ranked by data)
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Lakeview Drive (15 homes on record)
- Lakeview Drive (1 homes on record)
- Lakeview Drive (1 homes on record)
What it really costs to own in Jernigan S/D
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,022/yr across 3 listings here (MLS tax records, 2026-11-11). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1955 across 5 listings. An original roof here would be about 71 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Jernigan S/D
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Jernigan S/D
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Jernigan S/D will answer, and the answer is published on this page for the next buyer.
27% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
Frequently Asked Questions
Is Jernigan S/D a buyer's or seller's market right now?
How many homes are in Jernigan S/D?
What share of Jernigan S/D is owner-occupied?
When were the homes in Jernigan S/D built?
Who is the best real estate agent for Jernigan S/D?
How do I find a top Crestview real estate agent who knows Jernigan S/D?
Can Momentum Realty connect me with an agent for Jernigan S/D?
Where is Jernigan S/D, and what county is it in?
Should you buy in Jernigan S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32536)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how JERNIGAN S/D fits the bigger picture — live prices, inventory, and Momentum Scores: