Jernigan S/D
Homes for Sale in Crestview, FL
All 415 homes for sale in Crestview, FL · median $329,800 · 155 homes for sale in 32536 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Jernigan S/D 2ND Addn in Crestview, FL has 3 homes for sale. Homes listed or recently sold were built 1978–2021; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 172 ft).
Last 30 days in Jernigan S/D: 1 new listing (median asking $260,000), 1 under contract right now. As of October 20, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Price here is driven by condition and vintage more than location premiums. With a build range running from 1955 to 2023 and a median year built of 2001, the housing stock is genuinely mixed — mid-century originals sit alongside newer construction, so two homes at similar square footage can trade far apart depending on updates. The median sits at $230,000 against a median living area of about 1,434 square feet, which tells you this is a modest, functional inventory rather than a luxury tier.
The market posture is tight and quick. One active listing against 151 homes, a median of just 4 days on market, and only 3 closings in the window means supply is thin and well-priced homes move fast. For sellers, that favors a clean, correctly-priced listing. For buyers, it means you need financing lined up and a willingness to decide quickly, because there is rarely much to choose from at any given moment.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Jernigan S/D right now
🟢 Buyer-leaning market. 18.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
JERNIGAN S/D 2ND ADDN is an established Crestview subdivision of 151 homes with an owner-occupant tilt — homestead share sits near 62% — and no community amenities identified from current listings. It is a straightforward residential pocket, not an amenitized development.
Emerald Coast MLS sales records identify 89 homes in JERNIGAN S/D that have changed hands since 2003, built between 1955 and 2021 (median 1981), with a median living area of about 1,152 sq ft and a typical 3-bedroom, 2-bath layout; 99% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 16 qualified sales in JERNIGAN S/D across 2024–2025 (4 in 2024, 12 in 2025), median $200,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Jernigan S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in Jernigan S/D; content deemed reliable but not guaranteed.
Who Jernigan S/D is best for.
Best for
- Buyers targeting a right-sized primary home around the median price who can decide fast
- Value-minded buyers willing to weigh an older home's condition against a newer one
- Long-term owner-occupants who want an established, low-turnover setting
Probably not for
- Buyers who need community amenities like a pool or clubhouse
- Buyers wanting a large, high-square-footage home
- Shoppers who need a wide selection or a slow, unhurried search
The market around Jernigan S/D
Jernigan S/D is too small for its own price trend, so here is the market around it.
In ZIP 32536, 257 homes are on the market and 32% are under contract — a fast-moving corner of Crestview.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32536 (Crestview), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Jernigan S/D specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Jernigan S/D
Live MLS inventory for Jernigan S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Jernigan S/D listings as of 2026-10-19, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Jernigan S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Northwood · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Jernigan S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Jernigan S/D address.
Shop the zone: Homes zoned for Crestview High School
The Jernigan S/D buying strategy.
If we were buying in Jernigan S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Jernigan S/D.
A mixed-vintage pocket that rewards condition
The defining feature here is the spread in age. A build range from 1955 to 2023 means you may find an original mid-century home a few doors from newer construction, and that variation is where the value question lives. The median year built of 2001 puts the center of gravity in newer-than-you'd-expect territory, but the older end of the range carries the usual due-diligence items — roof, systems, and updates — that separate a strong buy from a project.
With a median around 1,434 square feet, this is a right-sized inventory rather than a large-home market. The near-62% homestead share points to an owner-occupied character and limited turnover, which is consistent with only one active listing and three recent closings. Since 2012, values in this area are up 188%, a reflection of the broader Crestview run rather than any amenity here — there are none identified from the current MLS data.
The location and the amenities are priced into every listing in Jernigan S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin and this fast, timing and pricing are everything. With a median of 4 days on market and rarely more than a listing or two active, we help buyers move decisively on the right home and help sellers price against the condition spread instead of guessing. Our read on which vintage and which updates actually carry value in JERNIGAN S/D 2ND ADDN keeps you from overpaying or underlisting.
Jernigan S/D in 15 seconds.
Tools for a Jernigan S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Jernigan S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Jernigan S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Jernigan S/D home worth?
Get a no-obligation home value based on real comparable sales in Jernigan S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in JERNIGAN S/D 2ND ADDN
Homes in JERNIGAN S/D 2ND ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 328 Lakeview Drive · off market
| Location | Crestview, Okaloosa County, FL · ZIP 32536 |
|---|---|
| Homes in the community | 151 (FL DOR 2025 assessment roll) |
| Years built | 1955–2023 (median 2001) |
| Typical living area | 1,434 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| For sale right now | 3 active, 0 pending · median asking $225,000 · 18.0 months of supply |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Jernigan S/D key facts,” movewithmomentum.com/neighborhoods/jernigan-s-d-2nd-addn, data as of September 20, 2026.
Housing distress & ownership in JERNIGAN S/D 2ND ADDN, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Jernigan S/D
The newest homes for sale in Jernigan S/D right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 327 Lakeview Drive $260,000 · 3 bd · 2 ba · 9 days on market Courtesy of Realty ONE Group Emerald Coast
- 620 Panama Drive $300,000 · 3 bd · 2 ba · 61 days on market Courtesy of 1st Class Panhandle
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Jernigan S D 2Nd Addn Right Now (3)
All 3 active and pending Jernigan S D 2Nd Addn listings with a detail page, newest first, refreshed twice a day from the MLS.
- 327 Lakeview Drive · $260,000 · 3 bd / 2 ba · listed Oct 11, 2026 · listed by Realty ONE Group Emerald Coast
- 620 Panama Drive · $300,000 · 3 bd / 2 ba · listed Aug 20, 2026 · listed by 1st Class Panhandle
- 326 Lakeview Drive · $215,000 · 3 bd / 2 ba · pending · listed Aug 10, 2026 · listed by EXP Realty LLC
More Crestview home searches
- All homes for sale in Crestview, FL
- Homes for sale in Okaloosa County, FL
- Crestview waterfront homes for sale
- Gated communities in Crestview
- Homes under $300K in Crestview
- Homes from $300K to $500K in Crestview
- 4-bedroom homes for sale in Crestview
- Crestview home values: what is my house worth?
- ZIP 32536 housing scorecard
- 2 coming-soon communities in Okaloosa County
Crestview guides & data
- Market data
- Best neighborhoods (ranked by data)
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Email me new listings in Jernigan S/D
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Ask an agent about Jernigan S/D
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Jernigan S/D will answer, and the answer is published on this page for the next buyer.
31% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Frequently Asked Questions
Is Jernigan S/D a buyer's or seller's market right now?
How many homes are in Jernigan S/D?
What share of Jernigan S/D is owner-occupied?
When were the homes in Jernigan S/D built?
Who is the best real estate agent for Jernigan S/D?
How do I find a top Crestview real estate agent who knows Jernigan S/D?
Can Momentum Realty connect me with an agent for Jernigan S/D?
Where is Jernigan S/D, and what county is it in?
Should you buy in Jernigan S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32536)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2000 (60 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how JERNIGAN S/D 2ND ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Jernigan S/D
- Home values · What homes in Jernigan S/D actually sell for
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