Pinewood Gardens
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Pinewood Gardens in St Cloud, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $368,500, $227 per square foot, a median 87 days on market, sellers accepting 91% of original asking (-10% versus the prior year). Homes listed or recently sold were built 2018 - 2019; 9 of 9 report an HOA (median $46/mo); none of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 75 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,610 ($5,010 with the full homestead exemption).
Pinewood Gardens right now
🟡 Balanced market. 2.4 months of supply and 75% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($368K) is down 9.6% from the prior 12 months ($408K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pinewood Gardens market snapshot (as of September 12, 2026): the median sale price is about $368K ($227 per sq ft over the trailing 12 months of closed sales), a median 88 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 34769 (ST CLOUD), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
Stellar MLS sales records identify 97 homes in Pinewood Gardens that have changed hands since 2018, built between 2017 and 2020 (median 2018), with a median living area of about 1,875 sq ft and a typical 3-bedroom, 2-bath layout; 95% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Pinewood Gardens: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
The setting & the homes.
Aerial and on-site photos of Pinewood Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Pinewood Gardens
Pinewood Gardens
Pinewood Gardens
Pinewood Gardens
Pinewood Gardens
Pinewood Gardens
Pinewood Gardens
Pinewood GardensPhotos from Stellar MLS listings in Pinewood Gardens; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($368K) IS the median in the snapshot above, and the move from 2025 ($408K) IS the -9.6% one-year change.
Windows contain 0 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. Deemed reliable but not guaranteed.
PINEWOOD GARDENS Market Scorecard
PINEWOOD GARDENS is currently a strong seller's market. About 2.4 months of supply, a median asking price of $420,000, and homes go under contract in about 87 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Pinewood Gardens St Cloud, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Pinewood Gardens
Live MLS inventory for Pinewood Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 87 daysTop listingPending · 14 daysPending · 95 daysPending · 30 daysActive and pending Pinewood Gardens listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. Tap any home to ask about it.
Pinewood Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Pinewood Gardens
- Maintenance · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Neptune Elementary · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Pinewood Gardens listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pinewood Gardens address.
Shop the zone: Homes zoned for St. Cloud High School
The Pinewood Gardens buying strategy.
If we were buying in Pinewood Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pinewood Gardens.
A closer look at the Pinewood Gardens market
At a median of $227 per square foot, Pinewood Gardens prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.4 months of supply, a balanced market and the trailing-12-month median down 10% year over year. Homes that do trade take a median 88 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Pinewood Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pinewood Gardens buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.2). Basis: Recent Direction -9.6% year-over-year; Liquidity & Demand 2.4 months of supply; Pricing Power 91.4% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $46/month (about $552/yr) · median of 18 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $46 per month ($552 a year) - the median AssociationFee across 18 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pinewood Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pinewood Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pinewood Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pinewood Gardens home worth?
Get a no-obligation home value based on real comparable sales in Pinewood Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pinewood Gardens on the map →
Recently off market in Pinewood Gardens
Homes in Pinewood Gardens that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3821 Pinewood Gardens Boulevard · off market
Frequently Asked Questions
What is the median home price in Pinewood Gardens?
How long do homes in Pinewood Gardens take to sell?
Is Pinewood Gardens a buyer's or seller's market right now?
Who is the best real estate agent for Pinewood Gardens?
How do I find a top St Cloud real estate agent who knows Pinewood Gardens?
Can Momentum Realty connect me with an agent for Pinewood Gardens?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2018 (35 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pinewood Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Pinewood Gardens with Momentum Realty’s local guides.