Pine Chase Estates St Cloud
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, Pine Chase Estates St Cloud in ST CLOUD, FL has 1 home for sale. Over the 12 months ending 2026-07-15, 3 recorded sales closed at a median of $355,000, $253 per square foot, a median 26 days on market, sellers accepting 97% of original asking (-5% versus the prior year). Homes listed or recently sold were built 1989 - 2001; 7 of 7 report an HOA (median $19/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 75 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,410 ($4,810 with the full homestead exemption).
Pine Chase Estates St Cloud right now
🟡 Balanced market. 4.0 months of supply and 67% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($355K) is down 5.3% from the prior 12 months ($375K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Chase Estates St Cloud market snapshot (as of July 15, 2026): the median sale price is about $355K ($253 per sq ft over the trailing 12 months of closed sales), a median 26 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Pine Chase Estates St Cloud is a community of 121 homes in ST CLOUD, Osceola County, built between 1989 and 2021 (median 1991), with a median living area of about 1,798 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Pine Chase Estates St Cloud. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pine Chase Estates St CloudPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($355K) IS the median in the snapshot above, and the move from 2025 ($375K) IS the -5.3% one-year change.
Windows contain 0 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
PINE CHASE ESTATES Market Scorecard
PINE CHASE ESTATES is currently a strong seller's market. About 2.0 months of supply, a median asking price of $365,000, and homes go under contract in about 7 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Pine Chase Estates St Cloud, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Pine Chase Estates St Cloud
Live MLS inventory for Pine Chase Estates St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pine Chase Estates St Cloud listings as of 2026-09-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Pine Chase Estates St Cloud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Pine Chase Estates St Cloud buying strategy.
If we were buying in Pine Chase Estates St Cloud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Chase Estates St Cloud.
A closer look at the Pine Chase Estates St Cloud market
At a median of $253 per square foot, Pine Chase Estates St Cloud prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market and the trailing-12-month median down 5% year over year. Homes that do trade take a median 26 days on market, useful leverage on any listing that has lingered.
The housing stock is 121 homes built between 1989 and 2021, and 62% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Pine Chase Estates St Cloud. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Chase Estates St Cloud buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.3). Basis: Recent Direction -5.3% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 97.3% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Chase Estates St Cloud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Chase Estates St Cloud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Chase Estates St Cloud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Chase Estates St Cloud home worth?
Get a no-obligation home value based on real comparable sales in Pine Chase Estates St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Chase Estates St Cloud on the map →
Frequently Asked Questions
What is the median home price in Pine Chase Estates St Cloud?
How long do homes in Pine Chase Estates St Cloud take to sell?
Is Pine Chase Estates St Cloud a buyer's or seller's market right now?
How many homes are in Pine Chase Estates St Cloud?
What share of Pine Chase Estates St Cloud is owner-occupied?
When were the homes in Pine Chase Estates St Cloud built?
Do cash buyers compete in Pine Chase Estates St Cloud?
Who is the best real estate agent for Pine Chase Estates St Cloud?
How do I find a top ST CLOUD real estate agent who knows Pine Chase Estates St Cloud?
Can Momentum Realty connect me with an agent for Pine Chase Estates St Cloud?
Nearby Communities
Explore more neighborhoods near Pine Chase Estates St Cloud with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
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