Koch Terrace
Homes for Sale in Tavares, FL

Community in Tavares · Lake County
122 homesBuilt 1920–2022
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Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily
Live · Koch Terrace Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
56%
Owner-occupied · Koch Terrace
69 of 124 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · Koch Terrace
incl. 14% trust or LLC-held · 4% out-of-state
122
Homes in the community
plus 2 vacant residential lots · 124 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1920
Community established
homes built 1920-2022, median 1971 (FL DOR 2025)
0
Failed listings · 2023
peaked at 1 in 2006
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Koch Terrace is an older, established pocket of Tavares where the housing stock spans a full century — construction dates run from 1920 up to as recent as 2022, with a typical home dating to 1971. That spread means condition and updates, not just location, do the heavy lifting on value. Two homes on the same block can differ substantially depending on whether they've been renovated or left largely original.

With a median living area around 1,112 square feet, this is a compact-footprint community, which tends to draw buyers looking for lower-maintenance living rather than maximum square footage. A homestead share just above half (55.6%) suggests a solid core of owner-occupants alongside a meaningful share of non-homestead owners, likely investment or secondary holdings — worth factoring into how a given block feels day to day.

Best for

  • Buyers prioritizing a smaller, easier-to-maintain home over maximum square footage
  • Buyers comfortable doing home-by-home condition and system-age diligence given the wide build-year range
  • Investors or owners looking at a Tavares location without needing built-in community amenities

Probably not for

  • Buyers who want new or near-new construction as the baseline expectation
  • Buyers who want organized community amenities as part of the purchase
  • Buyers seeking a large-footprint home, given the modest median living area here

The market around Koch Terrace

Koch Terrace is a small community — 3 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.

Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Koch Terrace specifically. Momentum Research analysis of MLS records.

If we were buying in Koch Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Koch Terrace.

Best Buy
Buyers who want an established Tavares location and are comfortable evaluating homes on a case-by-case, condition-first basis.
Biggest Risk
With no listed community amenities and a century-wide age spread, condition diligence carries more weight here than in newer subdivisions.
Sweet Spot
A buyer targeting a compact, lower-maintenance home near the median build year rather than either extreme of the age range.
Avoid If
You want a community with organized amenities or a uniform, single-era architectural feel.

A Century of Construction Under One Roofline

The defining fact about Koch Terrace is its build-year range: homes here were constructed anywhere from 1920 to 2022, with the typical home dating to 1971. That's not a neighborhood built in a single development cycle — it's one that's been filled in, replaced, and rebuilt in pieces over decades. For buyers, that means due diligence on age-related systems (roof, electrical, plumbing) matters more here than in a subdivision built in a five-year window.

At roughly 1,112 square feet of median living space across 122 homes, this is a community of modestly sized houses, which typically appeals to buyers prioritizing lot, location, or a smaller footprint to maintain over sheer square footage. No community amenities are identified in current MLS listings, so any draw here is about the homes and the Tavares location itself, not shared recreational infrastructure.

The location and the amenities are priced into every listing in Koch Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this much variance in construction era, pricing a home well — or evaluating one as a buyer — takes more than a drive-by. We look at what's actually been updated versus what's original, and we price and negotiate accordingly rather than treating every listing in Koch Terrace as interchangeable.

Koch Terrace in 15 seconds.

Best forBuyers who want an established Tavares location and are comfortable evaluating homes on a case-by-case, condition-first basis.
Biggest advantageThe wide range of build years means options exist across very different levels of updating within the same small community.
Biggest riskWith no listed community amenities and a century-wide age spread, condition diligence carries more weight here than in newer subdivisions.
Sweet spotA buyer targeting a compact, lower-maintenance home near the median build year rather than either extreme of the age range.
Avoid ifYou want a community with organized amenities or a uniform, single-era architectural feel.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Koch Terrace sales matched to your home.

What is your Koch Terrace home worth?

Get a no-obligation home value based on real comparable sales in Koch Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Koch Terrace?
The Florida DOR 2025 assessment roll shows 122 homes plus 2 vacant residential lots in Koch Terrace (public records).
What share of Koch Terrace is owner-occupied?
56% of Koch Terrace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Koch Terrace built?
Homes in Koch Terrace were built between 1920 and 2022, with a median year built of 1971.0 (FL DOR 2025 roll).
Who is the best real estate agent for Koch Terrace?
The best agent for Koch Terrace is one who actively works Tavares and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Koch Terrace.
How do I find a top Tavares real estate agent who knows Koch Terrace?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Koch Terrace and the wider Tavares area.
Can Momentum Realty connect me with an agent for Koch Terrace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Koch Terrace purchase or sale - no call center and no pressure.
Buyers prioritizing a smaller, easier-to-maintain home over maximum square footageExcellent fit
Buyers comfortable doing home-by-home condition and system-age diligence given the wide build-year rangeExcellent fit
Investors or owners looking at a Tavares location without needing built-in community amenitiesExcellent fit
Buyers who want new or near-new construction as the baseline expectationProbably not
Buyers who want organized community amenities as part of the purchaseProbably not
Buyers seeking a large-footprint home, given the modest median living area hereProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32778))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2004 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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