Koch Terrace
Homes for Sale in Tavares, FL

All 280 homes for sale in Tavares, FL · median $329,000 · 262 homes for sale in 32778 · Lake County homes for sale

Community in Tavares · Lake County · ZIP 32778
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Built fromLive Stellar MLS data22 years of closingsUpdated twice daily

As of September 2026, the MLS records 6 closed sales in Koch Terrace in Tavares, FL since 2004, the most recent in March 2026. Across Tavares as a whole, 435 homes closed in the last 12 months at a median of $329,990, 69 median days on market, with 132 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,490 ($4,820 with the full homestead exemption).

Live · Koch Terrace Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Koch Terrace is an older, established pocket of Tavares where the housing stock spans a full century — construction dates run from 1920 up to as recent as 2022, with a typical home dating to 1971. That spread means condition and updates, not just location, do the heavy lifting on value. Two homes on the same block can differ substantially depending on whether they've been renovated or left largely original.

With a median living area around 1,112 square feet, this is a compact-footprint community, which tends to draw buyers looking for lower-maintenance living rather than maximum square footage. A homestead share just above half (55.6%) suggests a solid core of owner-occupants alongside a meaningful share of non-homestead owners, likely investment or secondary holdings — worth factoring into how a given block feels day to day.

Nearby homes for sale

No active listings inside Koch TerraceHomes for Sale in Tavares, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

805 VELMA COURT
$325K · 0.1 mi away
3 bd · 2 ba · 1,495 sqft
805 VELMA COURT
Listed by DUNN REALTY
1100 E CAROLINE STREET #119
$86K · 0.2 mi away
2 bd · 2 ba · 992 sqft
1100 E CAROLINE STREET #119
Listed by LPT REALTY, LLC
1202 E CAROLINE STREET
$209K · 0.2 mi away
2 bd · 1 ba · 852 sqft
1202 E CAROLINE STREET
Listed by LKV REALTY, LLC
1210 E CAROLINE STREET
$389K · 0.3 mi away
4 bd · 2 ba · 2,427 sqft
1210 E CAROLINE STREET
Listed by LAKE LIFE REALTY
1025 CAPELLA DRIVE
$219K · 0.3 mi away
3 bd · 3 ba · 1,536 sqft
1025 CAPELLA DRIVE
Listed by OLYMPUS EXECUTIVE REALTY INC
1451 OSCEOLA AVENUE
$365K · 0.3 mi away
3 bd · 2 ba · 1,392 sqft
1451 OSCEOLA AVENUE
Listed by FLORIDA LIFESTYLE REALTY GROUP

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Koch Terrace is a modest-sized, long-established neighborhood in Tavares where home vintage varies widely and no formal community amenities are listed in current MLS data — this is a straightforward, amenity-light housing stock rather than an amenity-driven community.

Stellar MLS sales records identify 5 homes in Koch Terrace that have changed hands since 2006, built between 1926 and 1980 (median 1976), with a median living area of about 936 sq ft and a typical 3-bedroom, 1.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in Koch Terrace across 2024–2025 (5 in 2024, 4 in 2025), median $239,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a smaller, easier-to-maintain home over maximum square footage
  • Buyers comfortable doing home-by-home condition and system-age diligence given the wide build-year range
  • Investors or owners looking at a Tavares location without needing built-in community amenities

Probably not for

  • Buyers who want new or near-new construction as the baseline expectation
  • Buyers who want organized community amenities as part of the purchase
  • Buyers seeking a large-footprint home, given the modest median living area here

The market around Koch Terrace

Koch Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32778, 339 homes are on the market and 20% are under contract — a steady corner of Tavares.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32778 (Tavares), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 4.9% year over year, with a median 69 days on market. Right now 131 active and 35 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32778 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Koch Terrace specifically. Momentum Research analysis of MLS records.

If we were buying in Koch Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Koch Terrace.

Best Buy
Buyers who want an established Tavares location and are comfortable evaluating homes on a case-by-case, condition-first basis.
Biggest Risk
With no listed community amenities and a century-wide age spread, condition diligence carries more weight here than in newer subdivisions.
Sweet Spot
A buyer targeting a compact, lower-maintenance home near the median build year rather than either extreme of the age range.
Avoid If
You want a community with organized amenities or a uniform, single-era architectural feel.

A Century of Construction Under One Roofline

The defining fact about Koch Terrace is its build-year range: homes here were constructed anywhere from 1920 to 2022, with the typical home dating to 1971. That's not a neighborhood built in a single development cycle — it's one that's been filled in, replaced, and rebuilt in pieces over decades. For buyers, that means due diligence on age-related systems (roof, electrical, plumbing) matters more here than in a subdivision built in a five-year window.

At roughly 1,112 square feet of median living space across 122 homes, this is a community of modestly sized houses, which typically appeals to buyers prioritizing lot, location, or a smaller footprint to maintain over sheer square footage. No community amenities are identified in current MLS listings, so any draw here is about the homes and the Tavares location itself, not shared recreational infrastructure.

The location and the amenities are priced into every listing in Koch Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this much variance in construction era, pricing a home well — or evaluating one as a buyer — takes more than a drive-by. We look at what's actually been updated versus what's original, and we price and negotiate accordingly rather than treating every listing in Koch Terrace as interchangeable.

Koch Terrace in 15 seconds.

Best forBuyers who want an established Tavares location and are comfortable evaluating homes on a case-by-case, condition-first basis.
Biggest advantageThe wide range of build years means options exist across very different levels of updating within the same small community.
Biggest riskWith no listed community amenities and a century-wide age spread, condition diligence carries more weight here than in newer subdivisions.
Sweet spotA buyer targeting a compact, lower-maintenance home near the median build year rather than either extreme of the age range.
Avoid ifYou want a community with organized amenities or a uniform, single-era architectural feel.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Koch Terrace homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Koch Terrace.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Koch Terrace sales matched to your home.

What is your Koch Terrace home worth?

Get a no-obligation home value based on real comparable sales in Koch Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers prioritizing a smaller, easier-to-maintain home over maximum square footageExcellent fit
Buyers comfortable doing home-by-home condition and system-age diligence given the wide build-year rangeExcellent fit
Investors or owners looking at a Tavares location without needing built-in community amenitiesExcellent fit
Buyers who want new or near-new construction as the baseline expectationProbably not
Buyers who want organized community amenities as part of the purchaseProbably not
Buyers seeking a large-footprint home, given the modest median living area hereProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2004 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Koch Terrace

Where is Koch Terrace?

Koch Terrace is a community in Tavares, Lake County, Florida, ZIP 32778.

Are there homes for sale in Koch Terrace right now?

No active listings inside Koch Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Koch Terrace have an HOA or CDD?

No HOA is on record for Koch Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Tavares & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Koch Terrace with Momentum Realty’s local guides.

TDTavares Derk Brons0.1 mi away · 8 homes, built 1961–72Derk Brons0.1 mi away · 8 homes, built 1961–72Tavares Martin Homestead0.1 mi away · 149 homes, built 1920–22TJTavares Joseph Carlton0.1 mi away · 102 homes, built 1920–22Tavares St Clair Abrams Ext0.1 mi away · 108 homes, built 1915–24, 5 for saleLake Tavares Townhomes0.2 mi away · 2 for saleTLThe Lakeview Condominium Inc0.2 mi awayLCLakeview Condos0.2 mi away

Browse all neighborhood guides →

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Koch Terrace Market Scorecard

No active listings

Koch Terrace is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$223,750
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32778 ZIP is $312,096, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.