Koch Terrace
Homes for Sale in Tavares, FL
All 280 homes for sale in Tavares, FL · median $329,000 · 262 homes for sale in 32778 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 6 closed sales in Koch Terrace in Tavares, FL since 2004, the most recent in March 2026. Across Tavares as a whole, 435 homes closed in the last 12 months at a median of $329,990, 69 median days on market, with 132 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,490 ($4,820 with the full homestead exemption).

Koch Terrace is an older, established pocket of Tavares where the housing stock spans a full century — construction dates run from 1920 up to as recent as 2022, with a typical home dating to 1971. That spread means condition and updates, not just location, do the heavy lifting on value. Two homes on the same block can differ substantially depending on whether they've been renovated or left largely original.
With a median living area around 1,112 square feet, this is a compact-footprint community, which tends to draw buyers looking for lower-maintenance living rather than maximum square footage. A homestead share just above half (55.6%) suggests a solid core of owner-occupants alongside a meaningful share of non-homestead owners, likely investment or secondary holdings — worth factoring into how a given block feels day to day.
Nearby homes for sale
No active listings inside Koch TerraceHomes for Sale in Tavares, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Koch Terrace is a modest-sized, long-established neighborhood in Tavares where home vintage varies widely and no formal community amenities are listed in current MLS data — this is a straightforward, amenity-light housing stock rather than an amenity-driven community.
Stellar MLS sales records identify 5 homes in Koch Terrace that have changed hands since 2006, built between 1926 and 1980 (median 1976), with a median living area of about 936 sq ft and a typical 3-bedroom, 1.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in Koch Terrace across 2024–2025 (5 in 2024, 4 in 2025), median $239,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Koch Terrace is best for.
Best for
- Buyers prioritizing a smaller, easier-to-maintain home over maximum square footage
- Buyers comfortable doing home-by-home condition and system-age diligence given the wide build-year range
- Investors or owners looking at a Tavares location without needing built-in community amenities
Probably not for
- Buyers who want new or near-new construction as the baseline expectation
- Buyers who want organized community amenities as part of the purchase
- Buyers seeking a large-footprint home, given the modest median living area here
The market around Koch Terrace
Koch Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32778, 339 homes are on the market and 20% are under contract — a steady corner of Tavares.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32778 (Tavares), 713 homes closed in the last 12 months at a median of $330K ($183/sq ft), down 4.9% year over year, with a median 69 days on market. Right now 131 active and 35 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32778 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Koch Terrace specifically. Momentum Research analysis of MLS records.
The Koch Terrace buying strategy.
If we were buying in Koch Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Koch Terrace.
A Century of Construction Under One Roofline
The defining fact about Koch Terrace is its build-year range: homes here were constructed anywhere from 1920 to 2022, with the typical home dating to 1971. That's not a neighborhood built in a single development cycle — it's one that's been filled in, replaced, and rebuilt in pieces over decades. For buyers, that means due diligence on age-related systems (roof, electrical, plumbing) matters more here than in a subdivision built in a five-year window.
At roughly 1,112 square feet of median living space across 122 homes, this is a community of modestly sized houses, which typically appeals to buyers prioritizing lot, location, or a smaller footprint to maintain over sheer square footage. No community amenities are identified in current MLS listings, so any draw here is about the homes and the Tavares location itself, not shared recreational infrastructure.
The location and the amenities are priced into every listing in Koch Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this much variance in construction era, pricing a home well — or evaluating one as a buyer — takes more than a drive-by. We look at what's actually been updated versus what's original, and we price and negotiate accordingly rather than treating every listing in Koch Terrace as interchangeable.
Koch Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Koch Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Koch Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Koch Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Koch Terrace home worth?
Get a no-obligation home value based on real comparable sales in Koch Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Koch Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Koch Terrace
Where is Koch Terrace?
Koch Terrace is a community in Tavares, Lake County, Florida, ZIP 32778.
Are there homes for sale in Koch Terrace right now?
No active listings inside Koch Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Koch Terrace have an HOA or CDD?
No HOA is on record for Koch Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Tavares & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Koch Terrace with Momentum Realty’s local guides.
Koch Terrace Market Scorecard
Koch Terrace is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32778 ZIP is $312,096, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






