Lake Bedford Shores
Homes for Sale in Keystone Heights, FL
All 97 homes for sale in Keystone Heights, FL · median $277,900 · 118 homes for sale in 32656 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 5 closed sales in Lake Bedford Shores in Keystone Heights, FL since 2016, the most recent in October 2024. Across Keystone Heights as a whole, 103 homes closed in the last 12 months at a median of $269,900, 48 median days on market, with 40 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,060 ($3,470 with the full homestead exemption).
Lake Bedford Shores sits in Keystone Heights, out in the lake country of western Clay County. This is not a subdivision where price tracks a single builder's spec sheet — with no median or transaction data pulled through in this snapshot, the honest read is that price here is condition-driven and lot-driven, not formula-driven. What a home commands will hinge on the parcel, the water access, and the shape the house is in.
For a buyer, that means underwriting each listing on its own terms rather than trusting a neighborhood average. For a seller, it means condition and presentation do more work here than they would in a tract community. Come in with a clear picture of what a specific property offers, and don't anchor to comps that aren't really comparable.
Nearby homes for sale
No active listings inside Lake Bedford Shores right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Bedford Shores is a lake-oriented community in Keystone Heights, at the western edge of Clay County — a rural, water-adjacent pocket rather than a commuter subdivision, where individual properties vary more than the name suggests.
County records show 3 qualified sales in Lake Bedford Shores across 2024–2024, median $165,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Bedford Shores is best for.
Best for
- Buyers set on a lake-adjacent, rural property and willing to shop lot by lot
- Buyers who value distance and quiet over convenience and are pricing that in
- Buyers with the patience to underwrite each home individually rather than by average
Probably not for
- Buyers who need a short daily commute to coastal Clay County employment centers
- Buyers who want walkable retail, dining, and services close at hand
- Buyers looking for uniform, builder-spec inventory with predictable pricing
The market around Lake Bedford Shores
Lake Bedford Shores is too small for its own price trend, so here is the market around it.
In ZIP 32656, 149 homes are on the market and 18% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,286 homes are active and 456 pending (26% under contract).
In ZIP 32656 (Keystone Heights), 277 homes closed in the last 12 months at a median of $338K ($218/sq ft), down 4.8% year over year, with a median 47 days on market. Right now 81 active and 19 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32656 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Lake Bedford Shores specifically. Momentum Research analysis of MLS records.
The Lake Bedford Shores buying strategy.
If we were buying in Lake Bedford Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Bedford Shores.
Reading a lake community one lot at a time
Keystone Heights is defined by its lakes and its distance from the coastal Clay County corridor. That location is the product here: quiet, wooded, and rural, with the trade-off of a longer drive to larger employment and retail centers. Buyers who want that setting tend to want it specifically; it is not a place you land by accident.
Because this is lake-adjacent inventory, the differences between two homes can be large — proximity to water, lot size, and the age and upkeep of the structure all move value independently. Treat every listing as its own case study. There is no shortcut average that tells you what the next house is worth.
The location and the amenities are priced into every listing in Lake Bedford Shores. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin, uneven inventory in a rural lake market rewards local legwork over dashboards. We walk the lots, read condition honestly, and tell you when a property's price is justified by what it actually offers — and when it isn't. In a market this individualized, that on-the-ground judgment is the whole job.
Lake Bedford Shores in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Bedford Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Bedford Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Bedford Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Bedford Shores home worth?
Get a no-obligation home value based on real comparable sales in Lake Bedford Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Keystone Heights →
Frequently Asked Questions
How many homes are in Lake Bedford Shores?
What share of Lake Bedford Shores is owner-occupied?
When were the homes in Lake Bedford Shores built?
Who is the best real estate agent for Lake Bedford Shores?
How do I find a top Keystone Heights real estate agent who knows Lake Bedford Shores?
Can Momentum Realty connect me with an agent for Lake Bedford Shores?
Should you buy in Lake Bedford Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32656)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2016 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake Bedford Shores fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Lake Bedford Shores with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Lake Bedford Shores. These are the public schools most often assigned to other communities in ZIP 32656; zones change and vary by address, so confirm with the district before you buy.
- Keystone Heights Elementary School · PreK-5 · FLDOE grade C (assigned to 13 nearby communities)
- Keystone Heights Junior/Senior High School · 6-12 · FLDOE grade B (assigned to 13 nearby communities)
- Keystone Heights Junior/Senior High School or your address-zoned middle school · Middle (assigned to 6 nearby communities)
- Keystone Heights Junior/Senior High · junior/senior high · FLDOE grade B (assigned to 3 nearby communities)
- Keystone Heights Elementary · elementary · FLDOE grade C (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).