Lake Down Crest
Homes for Sale in Windermere, FL
All 255 homes for sale in WINDERMERE, FL · median $930,000 · 176 homes for sale in 34786 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 10 closed sales in Lake Down Crest in Windermere, FL since 2010, the most recent in July 2026. Across Windermere as a whole, 426 homes closed in the last 12 months at a median of $640,000, 37 median days on market, with 100 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $10,670 ($10,000 with the full homestead exemption).

Lake Down Crest is a small, gated enclave of 29 homes, and the number that stands out is size: a median living area of 3,752 square feet on homes built mostly in the 1990s, with the range stretching to 2021 for the newest builds. That combination of larger footprints and a mixed construction era means condition and updates vary more than in a single-phase subdivision, and buyers should expect to evaluate each home on its own merits rather than assume uniformity.
With zero active listings as of this snapshot, there is currently nothing to show in Lake Down Crest - this is a market you watch and wait for, not one you shop today. Roughly seven in ten homes here are homestead-designated, meaning owner-occupancy is the norm, but this is a small enough pool that a single listing can meaningfully change the available inventory picture.
Nearby homes for sale
No active listings inside Lake Down Crest right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A gated community of 29 homes in Windermere built primarily in the 1990s with a run of newer construction through 2021, Lake Down Crest offers larger living areas than what's typical in many surrounding subdivisions.
Stellar MLS sales records identify 20 homes in Lake Down Crest that have changed hands since 2006, built between 1993 and 2019 (median 1995), with a median living area of about 3,906 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Down Crest is best for.
Best for
- Buyers prioritizing larger square footage and willing to wait for the right listing in a very small pool
- Buyers who want a gated, deed-restricted setting without an HOA guard requirement
- Buyers comfortable comparing homes individually given the wide range of construction years
Probably not for
- Buyers who need to purchase within a set window and can't monitor a low-inventory community
- Buyers seeking a newer, single-era build with uniform finishes across the community
- Buyers looking for a large, active resale market with multiple concurrent options
The market around Lake Down Crest
Lake Down Crest is too small for its own price trend, so here is the market around it.
In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 34786 (WINDERMERE), 784 homes closed in the last 12 months at a median of $622K ($262/sq ft), down 1.5% year over year, with a median 38 days on market. Right now 113 active and 37 pending listings put supply at about 3.0 months - a balanced market. See the live ZIP 34786 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Lake Down Crest specifically. Momentum Research analysis of MLS records.
Life at Lake Down Crest
- Deed Restrictions · reported on 2 of 2 listings
- Gated Community - No Guard · reported on 2 of 2 listings
- Gated Community · reported on 2 of 2 listings
- Fence Restrictions · reported on 1 of 2 listings
- Gated · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Lake Down Crest buying strategy.
If we were buying in Lake Down Crest today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Down Crest.
A Small, Gated Pocket With Room To Spread Out
The defining fact about Lake Down Crest is scale: only 29 homes total, gated with deed restrictions and fence restrictions in place, which points to a managed, consistent exterior standard even without an on-site guard. The median living space of 3,752 square feet is substantial, and the year-built spread from 1991 to 2021 means a buyer could be looking at an original 1990s build needing updates or a comparatively recent home with modern systems - the difference matters more here than the calendar year alone suggests.
Homestead share sits at 69 percent, which tells you most owners here are living in the home as a primary residence rather than holding it as a rental or seasonal property, though roughly three in ten are not. With no active listings right now, there's no current market to read on pricing or days-on-market; anyone interested should treat this as a community to track rather than one with an open door today.
The location and the amenities are priced into every listing in Lake Down Crest. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 29-home gated community with zero current listings, knowing who owns what - and being positioned the moment something comes up - matters more than in a high-turnover subdivision. We track small, low-inventory communities like Lake Down Crest specifically so a listing here doesn't sit unnoticed, and we verify HOA gate access and deed restriction details directly rather than relying on stale listing notes.
Lake Down Crest in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $172/month (about $2,064/yr) · median of 3 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $172 per month ($2,064 a year) - the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Down Crest buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Down Crest sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Down Crest, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Down Crest home worth?
Get a no-obligation home value based on real comparable sales in Lake Down Crest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Windermere →
Should you buy in Lake Down Crest?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2010 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Lake Down Crest fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Lake Down Crest
Where is Lake Down Crest?
Lake Down Crest is a community in WINDERMERE, Orange County, Florida, ZIP 34786.
Are there homes for sale in Lake Down Crest right now?
No active listings inside Lake Down Crest at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Lake Down Crest have an HOA or CDD?
No HOA is on record for Lake Down Crest in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Lake Down Crest with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
LAKE DOWN CREST Market Scorecard
LAKE DOWN CREST is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34786 ZIP is $706,166, about 7.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






