LAKE DOWN CREST
Homes for Sale in WINDERMERE, FL
True comps, carrying-cost math, and listings before the portals.

Lake Down Crest is a small, gated enclave of 29 homes, and the number that stands out is size: a median living area of 3,752 square feet on homes built mostly in the 1990s, with the range stretching to 2021 for the newest builds. That combination of larger footprints and a mixed construction era means condition and updates vary more than in a single-phase subdivision, and buyers should expect to evaluate each home on its own merits rather than assume uniformity.
With zero active listings as of this snapshot, there is currently nothing to show in Lake Down Crest — this is a market you watch and wait for, not one you shop today. Roughly seven in ten homes here are homestead-designated, meaning owner-occupancy is the norm, but this is a small enough pool that a single listing can meaningfully change the available inventory picture.
The 60-Second Overview
A gated community of 29 homes in Windermere built primarily in the 1990s with a run of newer construction through 2021, Lake Down Crest offers larger living areas than what's typical in many surrounding subdivisions.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of LAKE DOWN CREST. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who LAKE DOWN CREST is best for.
Best for
- Buyers prioritizing larger square footage and willing to wait for the right listing in a very small pool
- Buyers who want a gated, deed-restricted setting without an HOA guard requirement
- Buyers comfortable comparing homes individually given the wide range of construction years
Probably not for
- Buyers who need to purchase within a set window and can't monitor a low-inventory community
- Buyers seeking a newer, single-era build with uniform finishes across the community
- Buyers looking for a large, active resale market with multiple concurrent options
The market around LAKE DOWN CREST
LAKE DOWN CREST is a small community — 35 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 34786, 320 homes are on the market and 26% are under contract — a steady corner of WINDERMERE.
Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not LAKE DOWN CREST specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LAKE DOWN CREST, WINDERMERE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Life at LAKE DOWN CREST
- Deed Restrictions · reported on 2 of 2 listings
- Gated Community - No Guard · reported on 2 of 2 listings
- Gated Community · reported on 2 of 2 listings
- Fence Restrictions · reported on 1 of 2 listings
- Gated · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The LAKE DOWN CREST buying strategy.
If we were buying in LAKE DOWN CREST today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in LAKE DOWN CREST.
A Small, Gated Pocket With Room To Spread Out
The defining fact about Lake Down Crest is scale: only 29 homes total, gated with deed restrictions and fence restrictions in place, which points to a managed, consistent exterior standard even without an on-site guard. The median living space of 3,752 square feet is substantial, and the year-built spread from 1991 to 2021 means a buyer could be looking at an original 1990s build needing updates or a comparatively recent home with modern systems — the difference matters more here than the calendar year alone suggests.
Homestead share sits at 69 percent, which tells you most owners here are living in the home as a primary residence rather than holding it as a rental or seasonal property, though roughly three in ten are not. With no active listings right now, there's no current market to read on pricing or days-on-market; anyone interested should treat this as a community to track rather than one with an open door today.
The location and the amenities are priced into every listing in LAKE DOWN CREST. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 29-home gated community with zero current listings, knowing who owns what — and being positioned the moment something comes up — matters more than in a high-turnover subdivision. We track small, low-inventory communities like Lake Down Crest specifically so a listing here doesn't sit unnoticed, and we verify HOA gate access and deed restriction details directly rather than relying on stale listing notes.
LAKE DOWN CREST in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a LAKE DOWN CREST buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed LAKE DOWN CREST sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in LAKE DOWN CREST, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your LAKE DOWN CREST home worth?
Get a no-obligation home value based on real comparable sales in LAKE DOWN CREST, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in LAKE DOWN CREST on the map →
LAKE DOWN CREST Market Scorecard
LAKE DOWN CREST is currently a no active listings market. Limited supply, a median asking price of n/a.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in LAKE DOWN CREST?
What share of LAKE DOWN CREST is owner-occupied?
When were the homes in LAKE DOWN CREST built?
Do cash buyers compete in LAKE DOWN CREST?
Who is the best real estate agent for LAKE DOWN CREST?
How do I find a top WINDERMERE real estate agent who knows LAKE DOWN CREST?
Can Momentum Realty connect me with an agent for LAKE DOWN CREST?
Should you buy in LAKE DOWN CREST?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near LAKE DOWN CREST with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2010 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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