HARBOR ISLE
Homes for Sale in WINDERMERE, FL
True comps, carrying-cost math, and listings before the portals.
HARBOR ISLE right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of HARBOR ISLE. Swipe to explore the community.
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HARBOR ISLEThe market around HARBOR ISLE
HARBOR ISLE is a small community — 48 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
In ZIP 34786, 320 homes are on the market and 26% are under contract — a steady corner of WINDERMERE.
Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not HARBOR ISLE specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in HARBOR ISLE
Live MLS inventory for HARBOR ISLE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending HARBOR ISLE listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Life at HARBOR ISLE
- Gated · reported on 2 of 2 listings
- Community Mailbox · reported on 2 of 2 listings
- Deed Restrictions · reported on 2 of 2 listings
- Gated Community - No Guard · reported on 2 of 2 listings
- Special Community Restrictions · reported on 2 of 2 listings
- Gated Community · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Thornebrooke Elem · Elementary
- Gotha Middle · Middle
- Olympia High · High
Zoned schools reflect the assignments reported on recent HARBOR ISLE listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any HARBOR ISLE address.
The HARBOR ISLE buying strategy.
If we were buying in HARBOR ISLE today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HARBOR ISLE.
A closer look at the HARBOR ISLE market
Inventory runs at 12.0 months of supply, a buyer-leaning market.
The housing stock is 21 homes built between 1996 and 2023, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in HARBOR ISLE. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a HARBOR ISLE buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HARBOR ISLE sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in HARBOR ISLE, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your HARBOR ISLE home worth?
Get a no-obligation home value based on real comparable sales in HARBOR ISLE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in HARBOR ISLE on the map →
HARBOR ISLE Market Scorecard
HARBOR ISLE is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $1,750,000, and homes go under contract in about 138 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is HARBOR ISLE a buyer's or seller's market right now?
How many homes are in HARBOR ISLE?
What share of HARBOR ISLE is owner-occupied?
When were the homes in HARBOR ISLE built?
Do cash buyers compete in HARBOR ISLE?
Who is the best real estate agent for HARBOR ISLE?
How do I find a top WINDERMERE real estate agent who knows HARBOR ISLE?
Can Momentum Realty connect me with an agent for HARBOR ISLE?
Nearby Communities
Explore more neighborhoods near HARBOR ISLE with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2004 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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