Lake Ridge in Crestview

Lake Ridge
Homes for Sale in Crestview, FL

All 420 homes for sale in Crestview, FL · median $329,650 · 260 homes for sale in 32539 · Okaloosa County homes for sale

Community in Crestview · Okaloosa County · ZIP 32539
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True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data4 years of closingsUpdated twice daily

As of October 2026, Lake Ridge in Crestview, FL has 1 home for sale. As of October 2026, the MLS records 1 closed sale in Lake Ridge in Crestview, FL, the most recent in May 2022. Across Crestview as a whole, 571 homes closed in the last 12 months at a median of $321,973, 71 median days on market, with 184 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,150 ($3,640 with the full homestead exemption).

Live · Lake Ridge Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake Ridge in Crestview is showing a single active listing as of July 2026, which tells you almost everything about how to read this market: with one home for sale, there is no reliable spread to average, and price here is set by that lone property's condition, size, and how motivated its seller is. Treat any figure you see as a single data point, not a trend.

For a buyer, that means the terms of the deal ride largely on one negotiation rather than on comparable pressure across a busy listing pool. For a seller, thin inventory can cut in your favor on competition, but it also means fewer recent Lake Ridge comps to anchor a list price, so pricing leans on the broader Crestview and Okaloosa context. Move deliberately and verify everything on the ground.

The 60-Second Overview

Lake Ridge is a small residential pocket in Crestview, Okaloosa County, and right now it trades on scarcity: with just one home on the market, availability is the story more than any single amenity or price point.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on this part of Crestview who can move quickly when a listing appears
  • Buyers comfortable valuing a home on broader Okaloosa comps rather than in-neighborhood ones
  • Buyers focused on the house and lot itself rather than shared amenities

Probably not for

  • Buyers who want several homes to compare before committing
  • Buyers seeking amenity-driven common facilities like pools or clubhouses
  • Buyers on a fixed timeline who can't wait for limited inventory to turn over

The market around Lake Ridge

Lake Ridge is too small for its own price trend, so here is the market around it.

In ZIP 32539, 360 homes are on the market and 24% are under contract — a steady corner of Crestview.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32539 (Crestview), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Lake Ridge specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Lake Ridge, Crestview

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Lake Ridge

Live MLS inventory for Lake Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Ridge listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Lake Ridge Okaloosa Right Now (1)

All 1 active and pending Lake Ridge Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bob Sikes · Elementary
  • Davidson · Middle
  • Crestview · High

Zoned schools reflect the assignments reported on recent Lake Ridge listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Ridge address.

If we were buying in Lake Ridge today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Ridge.

Best Buy
Buyers who want a specific Crestview address and are patient enough to wait for the right home.
Biggest Risk
With only one active listing, there is no comp depth to anchor value.
Sweet Spot
A well-condition home priced against solid Crestview and Okaloosa comps.
Avoid If
You need choice or shared community amenities to make a decision.

Reading a one-listing market

The current MLS snapshot identifies no shared community amenities in Lake Ridge, so this is best understood as a straightforward Crestview residential setting rather than an amenity-driven community. What you're buying is the house and the lot, not a package of common facilities, and your due diligence should focus there.

With a single active listing, timing matters more than usual. If the one available home fits, there's little in-community competition to bid against; if it doesn't, there may be no second option in Lake Ridge for weeks. Buyers should be ready to act when the right listing appears and to broaden their search across nearby Crestview neighborhoods in the meantime.

“

The location and the amenities are priced into every listing in Lake Ridge. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a one-listing market, local read is everything. We track Lake Ridge and the surrounding Crestview inventory closely, so we can tell you whether the single home on the market is fairly priced against the wider Okaloosa context, and we'll flag the moment a new listing lands. Just as important, we'll tell you honestly when Lake Ridge doesn't have what you need and point you to the neighborhoods that do.

Lake Ridge in 15 seconds.

Best forBuyers who want a specific Crestview address and are patient enough to wait for the right home.
Biggest advantageThin inventory means little in-community competition when a listing fits.
Biggest riskWith only one active listing, there is no comp depth to anchor value.
Sweet spotA well-condition home priced against solid Crestview and Okaloosa comps.
Avoid ifYou need choice or shared community amenities to make a decision.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Ridge homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Ridge.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Ridge sales matched to your home.

What is your Lake Ridge home worth?

Get a no-obligation home value based on real comparable sales in Lake Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crestview →

Real comps, not an automated estimate.
Buyers set on this part of Crestview who can move quickly when a listing appearsExcellent fit
Buyers comfortable valuing a home on broader Okaloosa comps rather than in-neighborhood onesExcellent fit
Buyers focused on the house and lot itself rather than shared amenitiesExcellent fit
Buyers who want several homes to compare before committingProbably not
Buyers seeking amenity-driven common facilities like pools or clubhousesProbably not
Buyers on a fixed timeline who can't wait for limited inventory to turn overProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: July 25, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2022 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Common questions about Lake Ridge

Where is Lake Ridge?

Lake Ridge is a community in Crestview, Okaloosa County, Florida, ZIP 32539.

Are there homes for sale in Lake Ridge right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Lake Ridge have an HOA or CDD?

No HOA is on record for Lake Ridge in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Lake Ridge with Momentum Realty’s local guides.

Lake Ridge Estates0.1 mi awayLakeridge Estates0.2 mi away · 46 homes, built 2008–22Blossom Grove (Okaloosa)0.5 mi away · median $265K, 5 sales/12 moHarvest Ghill0.6 mi away · 1 for saleAuburn Heights (Okaloosa)0.7 mi away · median $217K, 4 sales/12 moOakcrest Farms And Gardens0.7 mi away · 32 homes, built 1953–22Old Hickory Estates0.7 mi away · 50 homes, built 1950–24Brownstone Manor0.7 mi away · median $460K, 3 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Lake Ridge Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.