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LAKE TRACY ESTATES in HAINES CITY

LAKE TRACY ESTATES
Homes for Sale in HAINES CITY, FL

Community in HAINES CITY · Polk County · ZIP 33844
86 homesBuilt 2014–2016
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily
Live · LAKE TRACY ESTATES Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
72%
Owner-occupied · LAKE TRACY ESTATES
62 of 86 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · LAKE TRACY ESTATES
incl. 8% trust or LLC-held · 6% out-of-state
0%
Cash buyers · LAKE TRACY ESTATES
0 of 3 sales, 12 mo ending June 2025
86
Homes in the community
86 residential parcels (FL DOR 2025)
Track record · 10 years of records
Est. 2014
Community established
homes built 2014-2016, median 2016 (FL DOR 2025)
3
Failed listings · 2026
peaked at 5 in 2020
1.2%/yr
Turnover rate
about 1 of 86 homes trade a year
The Area Market

The market around LAKE TRACY ESTATES

LAKE TRACY ESTATES is a small community — 26 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 33844, 756 homes are on the market and 33% are under contract — a fast-moving corner of HAINES CITY.

Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not LAKE TRACY ESTATES specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in LAKE TRACY ESTATES, HAINES CITY

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent LAKE TRACY ESTATES listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any LAKE TRACY ESTATES address.

The Strategy

The LAKE TRACY ESTATES buying strategy.

If we were buying in LAKE TRACY ESTATES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in LAKE TRACY ESTATES.

The Deep Dive

A closer look at the LAKE TRACY ESTATES market

The housing stock is 86 homes built between 2014 and 2016, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in LAKE TRACY ESTATES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA - confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a LAKE TRACY ESTATES buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in LAKE TRACY ESTATES.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed LAKE TRACY ESTATES sales matched to your home.

Selling in LAKE TRACY ESTATES

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in LAKE TRACY ESTATES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your LAKE TRACY ESTATES home worth?

Get a no-obligation home value based on real comparable sales in LAKE TRACY ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in LAKE TRACY ESTATES on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,822/mo
Polk County typical true cost to own
$161/mo
Polk County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Lake Tracy Estates Market Scorecard

Thin data

Lake Tracy Estates is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in LAKE TRACY ESTATES?
The Florida DOR 2025 assessment roll shows 86 homes in LAKE TRACY ESTATES (public records).
What share of LAKE TRACY ESTATES is owner-occupied?
72% of LAKE TRACY ESTATES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in LAKE TRACY ESTATES built?
Homes in LAKE TRACY ESTATES were built between 2014 and 2016, with a median year built of 2016.0 (FL DOR 2025 roll).
Do cash buyers compete in LAKE TRACY ESTATES?
Cash buyers took 0% of LAKE TRACY ESTATES sales in the 12 months ending June 2025 (0 of 3 closings, Stellar MLS).
What schools serve LAKE TRACY ESTATES?
LAKE TRACY ESTATES is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for LAKE TRACY ESTATES?
The best agent for LAKE TRACY ESTATES is one who actively works HAINES CITY and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for LAKE TRACY ESTATES.
How do I find a top HAINES CITY real estate agent who knows LAKE TRACY ESTATES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows LAKE TRACY ESTATES and the wider HAINES CITY area.
Can Momentum Realty connect me with an agent for LAKE TRACY ESTATES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your LAKE TRACY ESTATES purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near LAKE TRACY ESTATES with Momentum Realty’s local guides.

Hidden Lake Preserve Haines CityHAINES CITY, FL · 0.0 miGracelyn GrvHAINES CITY, FL · 0.2 miPatterson Groves Haines CityHAINES CITY, FL · 0.2 miTarpon Bay Haines CityHAINES CITY, FL · 0.3 miHRHammock Reserve Haines CityHAINES CITY, FL · 0.5 miSeasons At Forest CreekHAINES CITY, FL · 0.5 miMRMarion RdgHAINES CITY, FL · 0.5 miCongdon Twnhms Ph 1 2HAINES CITY, FL · 0.6 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 30, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33844))
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2016 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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More Haines City & Lakeland, Winter Haven & Polk County guides

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