Lake Tracy Estates
Homes for Sale in Haines City, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 33 closed sales in Lake Tracy Estates in Haines City, FL since 2016, the most recent in April 2026. Recorded prices since 2024 ran from $260,000 to $355,000 (median $300,000), on homes of 1,725 to 2,153 sq ft. Across Haines City as a whole, 1,334 homes closed in the last 12 months at a median of $305,990, 59 median days on market, with 552 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,860 ($4,180 with the full homestead exemption).

Lake Tracy Estates is a tight, single-generation build: all 86 homes went up between 2014 and 2016, with the median living area right around 2,395 square feet. That consistency is what sets price here. You are not buying into a mix of eras or footprints - you are buying a specific vintage, so condition, updates, and lot position do most of the work in separating one sale from the next.
The current posture is unusually quiet. There are zero active listings and only one closing in the trailing window, so there is almost no live inventory to anchor to. For a seller, that scarcity can work in your favor if you price to the home's actual condition. For a buyer, it means patience and readiness - when something lists, you may be negotiating against thin comparables rather than a crowded shelf.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Lake Tracy Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a compact, built-out community of similarly sized mid-2010s homes where day-to-day pricing comes down to upkeep and finishes rather than square-footage swings. With a homestead share just above 72%, most of these homes are owner-occupied rather than held as rentals.
Stellar MLS sales records identify 38 homes in LAKE TRACY ESTATES that have changed hands since 2015, built between 2014 and 2016 (median 2016), with a median living area of about 1,788 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Tracy Estates is best for.
Best for
- Buying to hold in a built-out, high owner-occupancy community with little rental churn
- Buyers who want a relatively young, consistently sized home and can wait for the right listing
- Buyers prioritizing the house itself over shared amenities
Probably not for
- Needing to purchase quickly from a standing pool of active inventory
- Wanting a clubhouse, pool, or other shared community amenities
- Looking for a wide range of home sizes and build eras to choose from
The market around Lake Tracy Estates
Lake Tracy Estates is a small community — 26 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 33844, 756 homes are on the market and 33% are under contract — a fast-moving corner of Haines City.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
In ZIP 33844 (Haines City), 1,207 homes closed in the last 12 months at a median of $310K ($171/sq ft), down 2.2% year over year, with a median 57 days on market. Right now 3 active and 2 pending listings. See the live ZIP 33844 housing market and the Polk County market.
ZIP and county figures describe the wider market, not Lake Tracy Estates specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Lake Tracy Estates listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tracy Estates address.
The Lake Tracy Estates buying strategy.
If we were buying in Lake Tracy Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Tracy Estates.
A built-out enclave with little turnover
The numbers tell a coherent story: 86 homes, a two-year construction span, and a median build year of 2016. There is no identified community amenity set in the current MLS data, so the pitch here is the housing stock itself - a uniform, relatively young inventory in Haines City, Polk County - not a clubhouse or shared facilities.
With no active listings and a single recent closing, this is a low-liquidity market. That cuts both ways. Fewer sales mean fewer reference points for appraisal and pricing, which rewards careful preparation on both sides. It also means timing matters: buyers should be pre-positioned to move, and sellers should expect the handful of nearby sales to carry outsized weight in how their home is valued.
The location and the amenities are priced into every listing in Lake Tracy Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active inventory and almost no recent closings, the comparables are thin and the pricing conversation is where the whole deal lives. We work the data we actually have - the vintage, the median footprint, the high owner-occupancy - and translate it into a defensible number rather than a guess, whether you are the rare seller to list or a buyer waiting for the right door to open.
Lake Tracy Estates in 15 seconds.
Tools for a Lake Tracy Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Tracy Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Tracy Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Tracy Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Tracy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Haines City →
| Location | Haines City, Polk County, FL · ZIP 33844 |
|---|---|
| Homes in the community | 86 (FL DOR 2025 assessment roll) |
| Years built | 2014–2016 (median 2016.0) |
| Typical living area | 2,395 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 72% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Tracy Estates key facts,” movewithmomentum.com/neighborhoods/lake-tracy-estates-haines-city, data as of August 2, 2026.
Housing distress & ownership in LAKE TRACY ESTATES, Haines City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Haines City home searches
- All homes for sale in Haines City, FL
- Haines City home values: what is my house worth?
- ZIP 33844 housing scorecard
Haines City guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Real estate agent in Haines City? Join Momentum in Haines City: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Tracy Circle (27 homes on record)
Email me new listings in Lake Tracy Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lake Tracy Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Tracy Estates will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Lake Tracy Estates?
What share of Lake Tracy Estates is owner-occupied?
When were the homes in Lake Tracy Estates built?
Do cash buyers compete in Lake Tracy Estates?
What schools serve Lake Tracy Estates?
Who is the best real estate agent for Lake Tracy Estates?
How do I find a top Haines City real estate agent who knows Lake Tracy Estates?
Can Momentum Realty connect me with an agent for Lake Tracy Estates?
Where is Lake Tracy Estates, and what county is it in?
Should you buy in Lake Tracy Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33844)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how LAKE TRACY ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:






