Aerial view of Seminole Plantations

Seminole Plantations
Homes for Sale in Washington County, FL

Community in Chipley · Washington County · ZIP 32428
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True comps, carrying-cost math, and listings before the portals.

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily
Live · Seminole Plantations Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Washington: 30% (47 of 159)
0 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year

The market around Seminole Plantations

Seminole Plantations is too small for its own price trend, so here is the market around it.

In ZIP 32428, 124 homes are on the market and 30% are under contract — a steady corner of Chipley.

Across Washington County, 112 homes are active and 47 pending (30% under contract).

ZIP and county figures describe the wider market, not Seminole Plantations specifically. Momentum Research analysis of MLS records.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Washington County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,374/mo
Washington County typical true cost to own
$133/mo
Washington County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Seminole Plantations Market Scorecard

Thin data

Seminole Plantations is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/0
Active/Pend/Sold

Typical home value in the 32428 ZIP is $232,117, about 11.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Seminole Plantations

Live MLS inventory for Seminole Plantations. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Seminole Plantations listings as of 2026-07-28, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Seminole Plantations today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seminole Plantations.

The location and the amenities are priced into every listing in Seminole Plantations. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seminole Plantations sales matched to your home.

What is your Seminole Plantations home worth?

Get a no-obligation home value based on real comparable sales in Seminole Plantations, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Seminole Plantations on the map →

Real comps, not an automated estimate.

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: July 28, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Thinking of selling in Seminole Plantations? 2 recorded closings (window ending 2026-09-12). See the Washington County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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