Lillian Carlisle
Homes for Sale in Panama City, FL

All 257 homes for sale in Panama City, FL · median $349,000 · 302 homes for sale in 32404 · Bay County homes for sale

Community in Panama City · Bay County · ZIP 32404
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data10 years of closingsUpdated twice daily
Live · Lillian Carlisle Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Bay: 17% (528 of 3,043)
0 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lillian Carlisle does not have an established MLS sales history in the current feed, and no shared amenities are showing up in active listings. That means there is no reliable median, no days-on-market trend, and nothing to point to as a defined value driver beyond the individual home and its lot.

For a community with this little public data, pricing has to be built from the ground up: recent comparable sales in the immediate Panama City area, condition of the specific property, and lot characteristics. Anyone quoting a confident number for this neighborhood right now is guessing. We would rather tell you that than hand you a figure we cannot back up.

The 60-Second Overview

Lillian Carlisle sits in Panama City, Bay County, but current MLS activity does not yet give us a pricing baseline or a documented amenity package for the community. What we can speak to is location within Panama City and the individual homes as they come to market.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer focused on a specific home and lot in Panama City rather than a packaged amenity set
  • Someone comfortable doing a full comparable-sales workup before committing to a price
  • A seller who wants a broker to build a custom valuation rather than pull a generic report

Probably not for

  • A buyer who wants a documented median price or sales trend before making a decision
  • Someone specifically shopping for confirmed community amenities like a pool or clubhouse
  • A buyer who prefers to lean on neighborhood-level market data rather than individual due diligence

The market around Lillian Carlisle

Lillian Carlisle is too small for its own price trend, so here is the market around it.

In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Lillian Carlisle specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Lillian Carlisle, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 24 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Lillian Carlisle

Live MLS inventory for Lillian Carlisle. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lillian Carlisle listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Lillian Carlisle Right Now (1)

All 1 active and pending Lillian Carlisle listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Lillian Carlisle today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lillian Carlisle.

Best Buy
A buyer or seller who wants a property-level read rather than a neighborhood stat sheet.
Biggest Risk
With no established pricing baseline, an unverified list price could be off in either direction.
Sweet Spot
Buyers comfortable making decisions on individual comps instead of neighborhood averages.
Avoid If
You want a community with confirmed shared amenities or a documented sales history to lean on.

What we actually know right now

As of this snapshot, no community amenities are identified from current MLS listings for Lillian Carlisle. That could mean the neighborhood is a straightforward residential subdivision without shared facilities, or it could mean listings simply have not documented them. Either way, we do not assume amenities that are not confirmed.

Because there is no median price or sales-volume data attached to this name in the feed, a buyer or seller here should treat every valuation question as a case-by-case comp exercise rather than something a neighborhood-level stat can answer. That is normal for smaller or lightly-traded pockets of a market, and it is not a red flag on its own — it just means the homework has to happen at the property level.

“

The location and the amenities are priced into every listing in Lillian Carlisle. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community has thin or no MLS-level data, the value of a broker shifts from reciting neighborhood stats to actually pulling recent comparable sales, checking the specific home's condition, and verifying anything a listing claims about the lot or the immediate area. That is the work we do before we let a client make an offer or set a list price on a property in Lillian Carlisle.

Lillian Carlisle in 15 seconds.

Best forA buyer or seller who wants a property-level read rather than a neighborhood stat sheet.
Biggest advantageLow competition on data means fewer buyers are working from the same assumptions you are.
Biggest riskWith no established pricing baseline, an unverified list price could be off in either direction.
Sweet spotBuyers comfortable making decisions on individual comps instead of neighborhood averages.
Avoid ifYou want a community with confirmed shared amenities or a documented sales history to lean on.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lillian Carlisle homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lillian Carlisle.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lillian Carlisle sales matched to your home.

What is your Lillian Carlisle home worth?

Get a no-obligation home value based on real comparable sales in Lillian Carlisle, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City →

Real comps, not an automated estimate.
A buyer focused on a specific home and lot in Panama City rather than a packaged amenity setExcellent fit
Someone comfortable doing a full comparable-sales workup before committing to a priceExcellent fit
A seller who wants a broker to build a custom valuation rather than pull a generic reportExcellent fit
A buyer who wants a documented median price or sales trend before making a decisionProbably not
Someone specifically shopping for confirmed community amenities like a pool or clubhouseProbably not
A buyer who prefers to lean on neighborhood-level market data rather than individual due diligenceProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2016 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

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Common questions about Lillian Carlisle

Where is Lillian Carlisle?

Lillian Carlisle is a community in Panama City, Bay County, Florida, ZIP 32404.

Are there homes for sale in Lillian Carlisle right now?

Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Lillian Carlisle have an HOA or CDD?

No HOA is on record for Lillian Carlisle in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Lillian Carlisle with Momentum Realty’s local guides.

Davis Replat Of Lillian Carlisle0.1 mi awayShadow Bay Unt0.3 mi away · 24 homes, built 1987–91, 3 for saleJones Meadow0.3 mi awayBayou Estates0.3 mi away · median $435K, 3 sales/12 moBaxter0.4 mi away · 64 homes, built 1949–22Fox Place Estates0.5 mi away · 1 for saleNorth Callaway Estates0.5 mi away

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.